GODWIN AZORO RESUME

137-49 226th Street ~ Laurelton, New York, 11413

(917) 561-7787 gabe8234@westpost.net

SENIOR LITIGATION CLAIMS ADJUSTER

Automobile ~ Commercial ~ Casualty ~ Property ~ Construction
Dynamic, bottom-line focused Senior Litigation Claims Adjuster with 15 years exp
erience successfully investigating complex insurance claims and negotiating sett
lements that save money. Adept at securing and analyzing all needed information.
Outstanding communicator with exceptional interpersonal skills and an engaging
courtroom presence. Easily interact with clients, partners, colleagues, and exe
cutives. Exceptional education and training include an MBA, an Independent Adjus
ters License, a Property and Casualty Adjusters License, and in early 2010 an As
sociate in Claims designation. Additionally proficient in:
Negotiations Investigations Loss Control
Claim Processing Mentoring/Training Risk Management
Policy Declarations Settlement Agreements Document Analysis
PROFESSIONAL EXPERIENCE
HEREFORD INSURANCE COMPANY, Queens, New York 2004 2009
Senior Litigation Automobile & Casualty Claim Adjuster
Determine Coverage, post reserve to PD and BI features, review and reverse them
periodically.
Assign defense counsel to answer S/C, Inquest or Motion for default judgment.
Performed in-depth investigations of 3rd. party liability vehicle collision cla
ims involving multiple car crash and multiple body injuries based on regulation
61 and 64 of the NYS Automobile Traffic and 90/180 days allowable treatment of N
o-Fault Laws.
Review police reports (MV-104A), insured accident report (MV104), accident scen
e photos and diagrams, insured and witness signed notarized statements, depositi
on of all parties and determine liability.
Review BP, ambulance, E/R, Hospital, Medical reports, X-ray, Cat scan, MRI, IME
reports and determine injury threshold claims.
Follow up and secure from defense counsel for all conference reports, depositio
ns, motions, Examination Before Trial (EBT) Note of Issue and Trial reports in p
reparation to defend or deny a case either there is no liability on insureds par
t or plaintiff does not qualify for injury threshold.
Analyze, evaluate and negotiate case based on comparative negligence and injury
threshold with P/C.
.Accomplishments
* Recognized as companys most productive adjuster, consistently closing the most
files in company.
* Reduced accidents 20% by loss control and risk management program I implemente
d for the company which also cut customer complaints to State Insurance 75%, and
slashed default judgments and inquest motions by 80%.
* Represented company in supreme court cases
* Developed Loss Control and Risk Management Program for the company.
.
GAB ROBINS INCORPORATED OF NORTH AMERICA, New York, New York 2003 2004
Senior Litigation Commercial & Casualty Claim Liability Adjuster
 Investigate slip and fall on side walk, hallways, stair cases, of Multiple Buil
ding Apartment locations, Home owners (HO) premises , Bank premises, Barber shop
s, Cleaners, Laundry and Restaurant and Shopping mall premises with Management
General Agent, Vendor cleaning Companies.
Determine if insured or vendor is liable for the alleged negligence claim based
on maintenance cleaning business agreement on the insured premises.
Determine Building and Personal Property, (BPP) coverage, Dwelling Insurance, A
partment Buildings, Commercial Package Policy, (CPP), Home Owners insurance, Res
taurant, Barber shop, Cleaners, Laundry businesses and Bank premises coverage wi
th insured.
Conduct investigations to building and content damage, personal property and bu
siness property damage, (BOP), by windstorm, water, fire or vandalism, boiler/ov
en cooker explosion, ceiling/roof collapse, elevator malfunction, cabinet pull o
ff and fall from the wall with Management General Agent (MGA) signed statement,
video camera, and maintenance record reports.
Conduct investigation and confirm claim if policy covers alleged hot coffee spr
ay on plaintiff in insured restaurant, for fire, windstorm, flood, theft or inju
ry claims from building construction sites.
Determine who is an employee, vendor, guest, visitor or passerby and the labor
law with rule of violation that applies.
Analyze, negotiate and settle based on policy agreements with plaintiff attorne
y.
GODWIN AZORO Page Two
PROFESSIONAL EXPERIENCE (Continued)
GAB ROBINS INCORPORATED OF NORTH AMERICA, New York, New York (Continued)
Senior Litigation Commercial & Casualty Claim Liability Adjuster /Auto /Casualty
Claims
Accomplishments
* Investigated several key cases including apartment building fires and falls of
children and window washers, slip and fall, ceiling collapse, rape, gun shot in
apartment, lobby, roof or elevator, elevator malfunctioning, multiple auto dam
age and casualty claims,
* Analyzed, evaluated, and negotiated numerous favorable construction case settl
ements based on Labor Laws 200, 240(1), 241(1), 255, 361(1), and rules of violat
ion.
* Applied regulation 61 and 64 of the NYS Automobile traffic injury Laws.

NEW YORK STATE INSURANCE, LIQUIDATION BUREAU, New York, New York 1999 2003
Senior Litigation Commercial Property Claim Analyst / Construction Claims
Confirmed policies, investigated and analyzed, evaluated, negotiated and settle
d myriad 3rd. party automobile claims, building and personal/business property c
laims, (BPP), Business owners policy, (BOP), Commercial Property Policy, ( CPP).
Processed claims involving slip and fall, fire, water damage, windstorm, crime
and vandalism.
Specialize in Building premises- owners/ landlord and tenants (OLT) policy, Hom
eowners (HO) policy, Multiple Apartment property with slip and fall, ceiling-roo
f collapse, window fall, boiler- oven explosion, cabinet fall, water damage, win
dstorm or fire damage, elevator collapse or malfunctioning, theft, rape crime an
d vandalism in apartment buildings.
Review policy and determine liability based on business maintenance and securit
y agreement or cleaning maintenance agreement.
Work with Management General Agent for their incidental reports, police report,
witness statement, and video camera or surveillance records.
Determine liability and settle based on extent of damage or let the Vendor liab
le and negligent settle with plaintiff attorney.
Accomplishments
* Closed an average of 50 litigated files and 100 CNP files a month.

EMPIRE INSURANCE COMPANY, Brooklyn, New York 1997 1999

Senior Automobile Commercial Adjuster
Investigate and processed multiple vehicle automobile accidents involving schoo
l buses, city buses, and fleet trucks with a combined single limit of $1 million
.
Resolved automobile claims based on Regulations 61 and 64 of the New York State
No-fault Traffic Law for serious injuries or 90/180 days comparative negligence
.
Accomplishments
* Denied, with extreme effectiveness, no liability cases regularly, and closed n
umerous bodily injury files with no payment, saving company significant money.
* Closed bodily injury files more rapidly and favorably than all other adjusters
.

YORK CLAIMS SERVICES, New York, New York 1992 1997

Senior Litigation Automobile Casualty Adjuster
Investigated cases intensely to successfully uncover medical fraud.
Represented company in numerous arbitration and small claims cases.
Negotiated and settled third party automobile multiple casualty liability claim
s with plaintiffs attorneys.
Accomplishments
* Leader in closing of bodily injury files more than and among all adjusters in
the department.
EDUCATION / LICENSES
SAINT JOHNS UNIVERSITY, Queens, New York/The College of Insurance
Masters of Business Administration, 1989
SAINT JOHNS UNIVERSITY, Queens, New York
Bachelor of Science, Marketing, 1982
LICENSES:
* Associate in Claims (AIC), Expected early 2010 (passed 3 of 4 courses)
* Passed CPCU 7
* NYS Automobile License (IA) Series 10-66 Passed. Waiting my license.
* Casualty Adjuster (P&C), Series 10-65 Passed. Awaiting my license.