NANCY B.

AMERT
1255 Fern Avenue
Felton, CA 95018
Home: 831.704.7049 nabefa7a@westpost.net Cell: 831.430.6237
PROFESSIONAL SUMMARY
* Global Credit and Finance Professional offering 19 years of experience and suc
cess in driving operational growth, including asset management and reporting for
a $31B leasing and loan portfolio.
* Results-driven leadership and international project management experience.
* Recognized innovator with documented ability to take initiative and orchestrat
e reengineering activities.
* Persuasive and creative, known for her high intellect and keen ability to buil
d and lead world-class teams.
* Exceptional analytical skills; developer of financial models using sophisticat
ed quantitative analyses.
* Published author; noted scholar on Cross Border financing initiatives with com
manding boardroom presence.
* MBA degree - Accounting; Certified Energy Manager (CEM)
* MS Dynamics (Great Plains) and Peachtree Accounting expert.
PROFESSIONAL EXPERIENCE
LAVANTE INC, San Jose, CA Sept. 2009 - Sept. 2010
Director of Operations
Building a world-class team was my primary responsibility upon joining this dyna
mic, early-stage start-up offering Accounts Payable recovery services to Fortune
500 & Fortune 1000 clients. By working closely with the Vice President of Opera
tions and CFO, we collectively achieved record making levels of revenue quarter-
upon-quarter in a highly competitive environment. Responsibilities included mana
ging, motivating and inspiring a 20+ member team through significant change by a
ligning managers and auditors to common goals and the development a comprehensiv
e organizational plan including skill assessment, training, performance measurem
ent, standardized feedback and assessment, formalized mentoring and career devel
opment.
My accomplishments included:
* Creation of a training manual and module-based learning format that could be c
onverted to an online e-learning platform; launched a weekly, companywide educat
ional series of "Best Practices" seminars.
* Added value through challenging established practices and delivering creative
solutions to complex business problems - Reduced printing and postal costs by 45
%; outbound fax costs by 35%; claim void rate by 10%.
* Supported the launch of several new initiatives such as Duplicate Payment Audi
ts, Supplier Information Management (SIM), 1099 Compliance for the new Healthcar
e legislation and associated Tax Identification Number (TIN) management.
* Developed and issued over 100 requirement documents for the Vendor Track softw
are, including system fixes and enhancements.

SEAGATE TECHNOLOGY LLC, Scotts Valley, CA 2006 - 2009

Senior Manager, Accounts Management 2008 - 2009
Senior manager of North American distribution, customer account management. Staf
f of ten. Responsible for the highest level of sales support, order placement an
d coordination within Seagate's global logistics, inventory management and finan
ce operations. This broad-based position includes forecasting supply and demand,
coordinating product launches and transitions, tracking sales program credits a
nd managing of key channel initiatives, including program letter approvals. Ove
r the past six months, I have developed a communication protocol, training manua
ls, customer strategy reports, key account handbooks; automated weekly forecasti
ng; improved aged inventory turns and hosted teambuilding events.
Senior Manager, Corporate Finance 2006 - 2008
Responsible for $12 billion worldwide OEM/trade receivables portfolio, account c
onsolidations and development of consistent global policy and practice for credi
t and collections. Account reconciliation and analysis; journal entries;
statement notes; assisted with the monthly book close; plan, coordinate and exec
ute annual financial audits; assist in the compilation of information for annual
tax returns. Researched and developed A/R methodologies to mitigate potential
losses. Revised the delegation of authority on weaker credits to require the ne
xt level of management's approval. Reduced the need for third party legal costs
by streamlining covenant requests for Letters of Credit and parental guarantees
.
Introduced and launched a global Supply Chain "Cross Border" Financing initiativ
e to reduce Seagate's credit risk, while supporting and expanding the global dis
tribution channel. Received RAVE Award in February 2008 for this effort.
Additionally, developed and published a quarterly Worldwide Portfolio Review and
highly refined the existing Operational Metrics Review. Created and delivered
presentations to the CFO, highlighting key analysis, trends, metrics and results
. Directly supported Board of Directors, CEO and Treasury presentations with an
alysis, assumptions, calculations and conclusions.

IBM GLOBAL FINANCING (IGF), Armonk, NY 2001 - 2006

Manager, Global Credit Methodology
As direct report to the Chief Credit Officer, I was responsible for providing su
pport, direction, credit information, and loan policies and procedures to ensure
the overall quality of the Bank's lending portfolio. Duties included calculati
ng the Allowance for Loan and Lease Loss Reserve (ALLL) and making recommendatio
ns to executive management and the Board of Directors for monthly allocations to
the Loan Loss Reserve. Additionally, I provided reviews and approves/declines
(delegation to $100M) for large and complex loans prior to submission to the Loa
n Committee.
Broad range of responsibilities included managing daily operations: participatin
g in several committees involved in the management of the Bank; direct superviso
ry duties of department staff; responsibility and accountability for adherence t
o Bank global directives, policies and procedures: subcontractor management; ven
dor negotiations and relations; strategy planning; project phase development; cu
stomer support and client satisfaction.
Additional responsibilities included:
* Continuously monitored and provided quarterly reports on $31 billion worldwide
leasing and commercial financing portfolio; analyzed IBM's largest and riskiest
worldwide leasing and commercial financing exposures; prepared specialized rese
arch reports on IGF's portfolio; analyzed key account financial statements and r
isk profiling assessments.
* Created, maintained and monitored credit scoring and auto decision models in 2
4 countries; was responsible for IT requirement writing, testing and deployment
support, including fraud prevention and fraud monitoring activities; worked with
the global team to validate current front-end models for increased credit limit
s and for the effectiveness of the exclusion rules.
* Developed and utilized dynamic financial and quantitative models and spreadshe
ets to produce forecasts using a proprietary software derived from SAS, analyzed
debt repayment capacities, performed credit analysis, Value At Risk analysis; a
nalyzed companies in multiple business segments; recommended hedging and trading
strategies for deteriorating credits within credit default swaps market; provid
ed recommendations to Portfolio Managers regarding buying and selling protection
s (credit derivatives).
* Reviewed accounting issues and projected financials to GAAP, SEC and SOX requi
rements as related to various corporate activities and initiatives in commercial
financing. Some requests to the Methodology team required additional research
into debt issuances, share buybacks, mergers, acquisitions and divestments.
* Monitored and inventoried International and Domestic Letters of Credit, parent
guarantees, credit insurance, credit swaps, warrants and options.
Selected achievements and demonstrated leadership:
* ON TARGET - Pioneered a project to streamline operations and drive the busines
s to instant credit review via automated credit scoring and automatic decision l
ogic. By using an existing IBM sales enablement application, a targeted communi
cations campaign was devised for the US and Canada in order to dramatically impr
ove linkage between IBM Corporate and IBM Global Financing, announce credit pre-
screening capabilities and achieve dramatic reductions in credit bureau reportin
g expense. The On Target project involved three divisions and 40 team members.
Anticipated savings over $700k annually.
* SUPPLIER REVIEW - Designed and launched global knowledge management collaborat
ion between IBM Corporation and IBM Global Financing. I worked closely with the
IBM Treasurer and the Vice President of Procurement and created a unique risk f
iltering, identification and mitigation process for IBM's key component supplier
s. The Supplier Review project bridged two divisions and included 10 team membe
rs. The team received praise and recognition from the Chief Procurement Officer
and the IGF CFO.
* CHAIN OF CUSTODY - Implemented a strategic set of IT and process improvement i
nitiatives that helped to resolve long-standing problems and streamline global b
usiness functions. The problem of incompatible and incongruent systems demanded
a sophisticated global technology plan that could identify tracking parameters,
specify requirements and be disseminated with authority. By leveraging key rela
tionships within IBM, IGF and a third-party provider, the project successfully e
nhanced client services.

EDUCATION AND TRAINING

Ph.D. program, Applied Management and Decision Sciences, specializing in Finance
, Walden University, Minneapolis, MN, expected completion - Dec. 2012
MBA -Accounting, Marist College, Poughkeepsie, NY, 1999
BS, Political Science, University of Utah, Salt Lake City, UT, 1986
Harvard Leadership Training for Managers - Seagate Technology - Feb. 2009
Six Sigma - Green Belt Certificate - Seagate Technology - Feb. 2007
Certified Energy Manager (CEM) - Association of Energy Engineers (AEE), Atlanta,
GA - 2006
Russell Hannemann and Gehl Industries Scholarship Award
Intern at the National League of Cities and Towns in Washington, DC
TECHNICAL SKILLS
* MS Access Developer
* MS Excel advanced
* SQL
* Oracle 11i
* HTML basic code level
* Peachtree Accounting expert
* Great Plains Accounting
COMMUNITY LEADERSHIP
* Adjunct Accounting Professor - Cabrillo College - 'Computer Accounting with Pe
achtree' and 'College Accounting with Excel 2007'
* Recognized as the 'Hudson Valley Neighbor of the Month' by Channel 7 News for
founding the "Hudson Valley Guide to Volunteer Opportunities"
LECTURES
* Guest Speaker, EuroMoney International Trade Show, Miami, Florida - March 2009
References available upon request