Elements of Project Report.

Let’s discuss the standard format for the project report for bank loans of new businesses.

Introductory page
 On this page, the introduction of your new business is to be given
 The aim of the business and on what purpose you have chosen this business all these points should be mentioned in
this introductory part

Summary of the project

 Summary of the project should consist of the overall status of the business
 Time to be consumed in working or manufacturing something should be there
 The budget of the whole business should also be mentioned

Scope of the project

 Scope of your business should be clearly described
 It should contain the percentage of work that you planned and the percentage of planned work that has already been
completed
 Quick overview of results and planning of next steps should be included

Details of Promoters
 The promoters are the mediator for the business which helps for the promotion of the business
 The details of the promoters and their educational qualifications and work experiences etc. should also be given in
the report.

Details of Employees
 The details about the employees working this business should be written
 Their educational qualifications should also be mentioned
 The work experiences and details about the top management should also be written

Infrastructure Facilities
 Information about infrastructure facilities should also be mentioned like whether the tools have been deployed or
not
 Also, write about the conditions of the operational premises and what all are used
 Types of machinery used in the business should also be mentioned

Customer Details
 Information about customers should be well written like, what are the types of customers you have targeted for
selling your business items
 The prospective customer’s details should also be mentioned like is they from the big organization and also what is
their capacity of buying goods in this business

Regional Operations
 Many times a company opens branches in different areas or regions. The branches may be set up nationally and
internationally, as per the requirements
 When you make a project report you have to write about the different setups you made in which region and also
write about the operation teams..

Fiscal Acquisitions and Tie-ups

 You have to write it down in the project report with whom you have done tie-up or which stock or acquisition you
have taken and all details of it should be mentioned in the report

Means of Financing
 The financing in the business can be done by the financial corporation or the business partners or somewhere else
 So, it is very important that from where the funding is coming, so this all should be mentioned in the report

Balance Sheets
 Balance sheets tell about where the money has been spent
 Also in what areas and fields the spending has been done is also noted. Thus all the accounts of the business will be
seen in this balance sheet
 It is important to show the balance sheets of your company to the bank and it should also be mentioned in the report
Profit and Loss Statements
 How much the profit will company make and how much profit is making the business has to be in the report
 Whether the business is making any profit or loss the statements should be shown to the bank and also being
mentioned in the report

Fund Flow Statement

 The funding given by any corporate or government and where it is used and in what fields of business the funding is
flowing should be mentioned in the project report

Break-Even Points Evaluations

 Give the evaluations of the whole project report in even points and mention everything about your whole business
 Project Feasibility Ratio: Deciding on the ratio of cost, discounts, and revenue

Conclusion
 In this conclude your whole project report in the short paragraph not more than two pages

Project Feasibility Ratio

Project Feasibility Ratio is basically deciding on the ratio of cost, discounts, and revenue of an enterprise. It can be
presented in the form of a graph by mentioning the year-on-year comparison between revenue and expense. The project
report should also contain the expense split-up graph. The components of Project Feasibility Ratio are below mentioned that
are required to be displayed as per year-on-year comparison:
 Current ratio
 Quick ratio
 Interest coverage ratio
 Debt equity ratio
 Gross profit Sales Percentage
 Net profit Sales Percentage
 Return On Capital Employed

Scope of the project

The scope of the project should have below mentioned details:
 Promoter(s) details
 Product / services & process
 Plant & machinery / equipment
 Market potential & Strategy
 Manpower requirements
 Risks & Mitigation strategy

Necessary contents used in the project report?

 Introductory page
 Summary
 Details about the promoters
 Details of employees
 Details about Infrastructure
 Details about customer
 Regional operations
 Fiscal acquisitions and tie-ups
 Means of financing
 Balance sheet
 Profit and loss statements
 Fund flow statements
 Break-even point evaluations
 Conclusion

Project Report for Mudra Loan

 Mudra loan offers bank loans at affordable interest rates for setting up of Micro, Small and Medium Enterprises
(MSMEs). To avail Mudra loan, applicants need to submit a project report to Public Sector Undertaking (PSU) banks. The
project report contains all business-related information with company background and information on various business
activities that an entrepreneur plans to undertake and accomplish. The report should not be lengthy and the format of the
report should be neat and easy to understand. Applicants shall self-create the project report for the Mudra loan as it’s easy to
comprehend their own knowledge and thoughts.

In the next section, we shall discuss the components of the project report, Mudra loan schemes, and types of popular project
reports presented to lenders by Mudra loan borrowers.

Components of Project Report

Project report consists of all business-related details that are as follows:

 Aim/Vision – Focus or target for which the enterprise shall work.

 Area of Expertise – Key areas or skills on which employees has the expertise and shall work.
 Budget – Complete financial information on the expenditure required to be invested in the project.
 Business Equipment Details – Exhaustive list of equipment, parts, plants and machinery to be used in the project.
 Commercial Aspects – Plans to be execute related to commercializing the project
 Company Profile – Details on company’s background, launch, initiation, milestones, and achievements
 Export Orders – Information on export orders, whether domestic or international, if any
 Information about Employees – Total number of employees working in the project with their details
 Information of Products and Services – Details of all the products and services to be used in the project.
 Logistics Details – Information on transportation cost to be incurred whether private or commercial
 Manufacturing Processes – Details of types of manufacturing processes to be used in the project
 Marketing and Advertising Strategies – Detailed analysis of marketing and advertising strategies to be applied or
executed for the project.
 Objective – Just as Aim, the objective of the enterprise should also be clearly mentioned.
 Space or Land Requirement – Information on space or land requirement, if required.
 Third-Party Details (If Any) – Details of the third party is engaged with the project.
 Conclusion – All project reports should have a conclusion to their end.