05-03-2022

Quote No : qb1t6muf4ucea

Benefit Illustration for HDFC Life Sanchay Par Advantage

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC Life
Sanchay Par Advantage

Age is taken as on last birthday Proposal No:

Name of the Prospect /Policy holder: Sri Name of the Product: HDFC Life Sanchay Par Advantage
Age: 28 A Non-Linked, Participating,
Tag Line:
Life Insurance Plan
Name of the Life Assured: Sri
Unique Identification No: 101N136V02
Age: 28
GST Rate: 4.5% for first year
Policy Term 72 year(s)
2.25% second year onwards
Premium Payment Term: 6 year(s)
Amount of Installment Premium(Without GST): 100000
Mode of Payment of Premium: Annual
Mode of Payment of Survival Benefit: Annual

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two
different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might
get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Option Immediate Income Sum Assured on Maturity Rs. 6,00,000
Sum Assured on Death (at inception of
Bonus Type Cash Bonus 12,70,000
the policy) Rs.

Premium Summary
Base CI IB Total Installment
PP Rider (PAC) PP Rider (ADC) PP Rider (CC)
Plan Rider Rider Premium

Instalment Premium without GST 1,00,000 0 0 0 0 0 1,00,000

Instalment Premium with First Year GST 1,04,500 0 0 0 0 0 1,04,500
Instalment Premium with GST 2nd Year
1,02,250 0 0 0 0 0 1,02,250
Onwards
 (Amounts in Rupees.)
Total Benefits
Non Guaranteed Non-Guaranteed including Guaranteed and Non-Guaranteed Benefits
Guaranteed Benefits
Benefits @ 4% p.a. Benefits @ 8% p.a.
Maturity Benefit Death Benefit Surrender Benefit

Total
Single / Total Total
Policy Total Death Total
Annualized Maturity Total Death Surrender
Year Maturity Benefit Surrender
Premium Benefit, Benefit incl Benefit
Survival Surrender Death Maturity Cash Surrender Cash Surrender Benefit, incl of Benefit incl
GA RB RB incl TB, if of TB, if incl of TB,
Benefit Benefit# Benefit Benefit Bonus Benefit# Bonus Benefit# incl TB, if TB, if of TB, if
any, @ any, @ 8% if any, @
any, @ 8% any, @ any, @ 8%
4% (6+TB) 4%
(7+TB) 4% (5+13)
(7+TB) (5+10)
(6+TB)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 1,00,000 0 0 0 12,70,000 0 0 8,000 0 0 23,000 0 0 0 12,70,000 12,70,000 0 0
2 1,00,000 0 0 60,000 12,70,000 0 0 8,000 10,000 0 23,000 16,000 0 0 12,70,000 12,70,000 70,000 76,000
3 1,00,000 0 0 1,05,000 12,70,000 0 0 8,000 18,000 0 23,000 47,000 0 0 12,70,000 12,70,000 1,23,000 1,52,000
4 1,00,000 0 0 2,00,000 12,70,000 0 0 8,000 40,000 0 23,000 57,000 0 0 12,70,000 12,70,000 2,40,000 2,57,000
5 1,00,000 0 0 2,50,000 12,70,000 0 0 8,000 1,06,000 0 23,000 1,46,000 0 0 12,70,000 12,70,000 3,56,000 3,96,000
6 1,00,000 0 0 3,60,000 12,70,000 0 0 8,000 1,63,000 0 23,000 2,11,000 0 0 12,70,000 12,70,000 5,23,000 5,71,000
7 0 0 0 3,90,000 12,70,000 0 0 8,000 1,51,000 0 23,000 2,14,000 0 0 12,70,000 12,70,000 5,41,000 6,04,000
8 0 0 0 4,50,000 12,70,000 0 0 8,000 1,08,000 0 23,000 1,87,000 0 0 12,70,000 12,70,000 5,58,000 6,37,000

9 0 0 0 4,80,000 12,70,000 0 0 8,000 96,000 0 23,000 1,91,000 0 0 12,70,000 12,70,000 5,76,000 6,71,000
10 0 0 0 4,80,000 12,70,000 0 0 8,000 1,14,000 0 23,000 2,26,000 0 0 12,70,000 12,70,000 5,94,000 7,06,000

11 0 0 0 4,80,000 12,70,000 0 0 8,000 1,32,000 0 23,000 2,62,000 0 0 12,70,000 12,70,000 6,12,000 7,42,000
12 0 0 0 5,40,000 12,70,000 0 0 8,000 91,000 0 23,000 2,38,000 0 0 12,70,000 12,70,000 6,31,000 7,78,000

13 0 0 0 5,40,000 12,70,000 0 0 8,000 1,10,000 0 23,000 2,76,000 0 0 12,70,000 12,70,000 6,50,000 8,16,000
14 0 0 0 5,40,000 12,70,000 0 0 8,000 1,30,000 0 23,000 3,15,000 0 0 12,70,000 12,70,000 6,70,000 8,55,000

15 0 0 0 5,40,000 12,70,000 0 0 8,000 1,49,000 0 23,000 3,55,000 0 0 12,70,000 12,70,000 6,89,000 8,95,000
16 0 0 0 5,40,000 12,70,000 0 0 8,000 2,02,000 0 23,000 4,27,000 0 0 12,70,000 12,70,000 7,42,000 9,67,000

17 0 0 0 5,40,000 12,70,000 0 0 8,000 2,23,000 0 23,000 4,71,000 0 0 12,70,000 12,70,000 7,63,000 10,11,000
18 0 0 0 5,40,000 12,70,000 0 0 8,000 2,44,000 0 23,000 5,16,000 0 0 12,70,000 12,70,000 7,84,000 10,56,000

19 0 0 0 5,40,000 12,70,000 0 0 8,000 2,66,000 0 23,000 5,62,000 0 0 12,70,000 12,70,000 8,06,000 11,02,000
20 0 0 0 5,40,000 12,70,000 0 0 8,000 2,88,000 0 23,000 6,10,000 0 0 12,70,000 12,70,000 8,28,000 11,50,000

21 0 0 0 5,40,000 12,70,000 0 0 8,000 3,11,000 0 23,000 6,60,000 0 0 12,70,000 12,70,000 8,51,000 12,00,000
22 0 0 0 5,40,000 12,70,000 0 0 8,000 3,34,000 0 23,000 7,12,000 0 0 12,70,000 12,70,000 8,74,000 12,52,000

23 0 0 0 5,40,000 12,70,000 0 0 8,000 3,57,000 0 23,000 7,67,000 0 0 12,70,000 12,70,000 8,97,000 13,07,000
24 0 0 0 5,40,000 12,70,000 0 0 8,000 3,81,000 0 23,000 8,11,000 0 0 12,70,000 12,70,000 9,21,000 13,51,000

25 0 0 0 5,40,000 12,70,000 0 0 8,000 4,05,000 0 23,000 8,47,000 0 0 12,70,000 12,70,000 9,45,000 13,87,000
26 0 0 0 5,40,000 12,70,000 0 0 8,000 4,29,000 0 23,000 8,86,000 0 0 12,70,000 12,70,000 9,69,000 14,26,000

27 0 0 0 5,40,000 12,70,000 0 0 8,000 4,54,000 0 23,000 9,27,000 0 0 12,70,000 12,70,000 9,94,000 14,67,000
28 0 0 0 5,40,000 12,70,000 0 0 8,000 4,79,000 0 23,000 9,72,000 0 0 12,70,000 12,70,000 10,19,000 15,12,000

29 0 0 0 5,40,000 12,70,000 0 0 8,000 5,05,000 0 23,000 10,21,000 0 0 12,70,000 12,70,000 10,45,000 15,61,000

30 0 0 0 5,40,000 12,70,000 0 0 8,000 5,31,000 0 23,000 10,73,000 0 0 12,70,000 12,70,000 10,71,000 16,13,000
31 0 0 0 5,40,000 12,70,000 0 0 8,000 5,57,000 0 23,000 11,30,000 0 0 12,70,000 12,70,000 10,97,000 16,70,000

32 0 0 0 5,40,000 12,70,000 0 0 8,000 5,84,000 0 23,000 11,92,000 0 0 12,70,000 12,70,000 11,24,000 17,32,000
33 0 0 0 5,40,000 12,70,000 0 0 8,000 6,12,000 0 23,000 12,58,000 0 0 12,70,000 12,70,000 11,52,000 17,98,000

34 0 0 0 5,40,000 12,70,000 0 0 8,000 6,40,000 0 23,000 13,30,000 0 0 12,70,000 13,31,000 11,80,000 18,70,000
35 0 0 0 5,40,000 12,70,000 0 0 8,000 6,69,000 0 23,000 14,07,000 0 0 12,70,000 14,08,000 12,09,000 19,47,000

36 0 0 0 5,40,000 12,70,000 0 0 8,000 6,98,000 0 23,000 14,90,000 0 0 12,70,000 14,91,000 12,38,000 20,30,000
37 0 0 0 5,40,000 12,70,000 0 0 8,000 7,28,000 0 23,000 15,80,000 0 0 12,70,000 15,81,000 12,68,000 21,20,000

38 0 0 0 5,40,000 12,70,000 0 0 8,000 7,59,000 0 23,000 16,76,000 0 0 12,70,000 16,77,000 12,99,000 22,16,000
39 0 0 0 5,40,000 12,70,000 0 0 8,000 7,90,000 0 23,000 17,79,000 0 0 12,70,000 17,81,000 13,30,000 23,19,000

40 0 0 0 5,40,000 12,70,000 0 0 8,000 8,23,000 0 23,000 18,91,000 0 0 12,70,000 18,92,000 13,63,000 24,31,000
41 0 0 0 5,40,000 12,70,000 0 0 8,000 8,56,000 0 23,000 20,11,000 0 0 12,70,000 20,12,000 13,96,000 25,51,000

42 0 0 0 5,40,000 12,70,000 0 0 8,000 8,90,000 0 23,000 21,40,000 0 0 12,70,000 21,41,000 14,30,000 26,80,000
43 0 0 0 5,40,000 12,70,000 0 0 8,000 9,25,000 0 23,000 22,79,000 0 0 12,70,000 22,80,000 14,65,000 28,19,000

44 0 0 0 5,40,000 12,70,000 0 0 8,000 9,62,000 0 23,000 24,28,000 0 0 12,70,000 24,30,000 15,02,000 29,68,000
45 0 0 0 5,40,000 12,70,000 0 0 8,000 10,00,000 0 23,000 25,89,000 0 0 12,70,000 25,91,000 15,40,000 31,29,000

46 0 0 0 5,40,000 12,70,000 0 0 8,000 10,39,000 0 23,000 27,63,000 0 0 12,70,000 27,65,000 15,79,000 33,03,000
47 0 0 0 5,40,000 12,70,000 0 0 8,000 10,79,000 0 23,000 29,49,000 0 0 12,70,000 29,51,000 16,19,000 34,89,000

48 0 0 0 5,40,000 12,70,000 0 0 8,000 11,21,000 0 23,000 31,50,000 0 0 12,79,000 31,52,000 16,61,000 36,90,000
49 0 0 0 5,40,000 12,70,000 0 0 8,000 11,63,000 0 23,000 33,66,000 0 0 13,13,000 33,68,000 17,03,000 39,06,000

50 0 0 0 5,40,000 12,70,000 0 0 8,000 12,06,000 0 23,000 35,99,000 0 0 13,48,000 36,01,000 17,46,000 41,39,000
51 0 0 0 5,40,000 12,70,000 0 0 8,000 12,49,000 0 23,000 38,49,000 0 0 13,84,000 38,52,000 17,89,000 43,89,000

52 0 0 0 5,40,000 12,70,000 0 0 8,000 12,94,000 0 23,000 41,19,000 0 0 14,21,000 41,22,000 18,34,000 46,59,000
53 0 0 0 5,40,000 12,70,000 0 0 8,000 13,40,000 0 23,000 44,09,000 0 0 14,59,000 44,12,000 18,80,000 49,49,000

54 0 0 0 5,40,000 12,70,000 0 0 8,000 13,86,000 0 23,000 47,22,000 0 0 14,98,000 47,25,000 19,26,000 52,62,000
 Total Benefits
Non Guaranteed Non-Guaranteed including Guaranteed and Non-Guaranteed Benefits
Guaranteed Benefits
Benefits @ 4% p.a. Benefits @ 8% p.a.
Maturity Benefit Death Benefit Surrender Benefit

Total
Single / Total Total
Policy Total Death Total
Annualized Maturity Total Death Surrender
Year Maturity Benefit Surrender
Premium Benefit, Benefit incl Benefit
Survival Surrender Death Maturity Cash Surrender Cash Surrender Benefit, incl of Benefit incl
GA RB RB incl TB, if of TB, if incl of TB,
Benefit Benefit# Benefit Benefit Bonus Benefit# Bonus Benefit# incl TB, if TB, if of TB, if
any, @ any, @ 8% if any, @
any, @ 8% any, @ any, @ 8%
4% (6+TB) 4%
(7+TB) 4% (5+13)
(7+TB) (5+10)
(6+TB)

55 0 0 0 5,40,000 12,70,000 0 0 8,000 14,34,000 0 23,000 50,59,000 0 0 15,37,000 50,62,000 19,74,000 55,99,000

56 0 0 0 5,40,000 12,70,000 0 0 8,000 14,82,000 0 23,000 54,21,000 0 0 15,78,000 54,24,000 20,22,000 59,61,000
57 0 0 0 5,40,000 12,70,000 0 0 8,000 15,31,000 0 23,000 58,11,000 0 0 16,19,000 58,15,000 20,71,000 63,51,000

58 0 0 0 5,40,000 12,70,000 0 0 8,000 15,82,000 0 23,000 62,31,000 0 0 16,62,000 62,35,000 21,22,000 67,71,000
59 0 0 0 5,40,000 12,70,000 0 0 8,000 16,33,000 0 23,000 66,83,000 0 0 17,05,000 66,88,000 21,73,000 72,23,000

60 0 0 0 5,40,000 12,70,000 0 0 8,000 16,84,000 0 23,000 71,70,000 0 0 17,49,000 71,75,000 22,24,000 77,10,000
61 0 0 0 5,40,000 12,70,000 0 0 8,000 17,37,000 0 23,000 76,95,000 0 0 17,94,000 76,99,000 22,77,000 82,35,000

62 0 0 0 5,40,000 12,70,000 0 0 8,000 17,90,000 0 23,000 82,59,000 0 0 18,40,000 82,64,000 23,30,000 87,99,000
63 0 0 0 5,40,000 12,70,000 0 0 8,000 18,45,000 0 23,000 88,67,000 0 0 18,86,000 88,73,000 23,85,000 94,07,000

64 0 0 0 5,40,000 12,70,000 0 0 8,000 19,00,000 0 23,000 95,22,000 0 0 19,33,000 95,28,000 24,40,000 1,00,62,000
65 0 0 0 5,40,000 12,70,000 0 0 8,000 19,55,000 0 23,000 1,02,27,000 0 0 19,81,000 1,02,33,000 24,95,000 1,07,67,000

66 0 0 0 5,40,000 12,70,000 0 0 8,000 20,12,000 0 23,000 1,09,86,000 0 0 20,30,000 1,09,92,000 25,52,000 1,15,26,000
67 0 0 0 5,40,000 12,70,000 0 0 8,000 20,68,000 0 23,000 1,18,03,000 0 0 20,80,000 1,18,10,000 26,08,000 1,23,43,000

68 0 0 0 5,40,000 12,70,000 0 0 8,000 21,22,000 0 23,000 1,26,83,000 0 0 21,29,000 1,26,91,000 26,62,000 1,32,23,000
69 0 0 0 5,40,000 12,70,000 0 0 8,000 21,72,000 0 23,000 1,36,31,000 0 0 21,80,000 1,36,39,000 27,12,000 1,41,71,000

70 0 0 0 5,40,000 12,70,000 0 0 8,000 22,22,000 0 23,000 1,46,52,000 0 0 22,31,000 1,46,61,000 27,62,000 1,51,92,000
71 0 0 0 5,40,000 12,70,000 0 0 8,000 22,73,000 0 23,000 1,57,51,000 0 0 22,82,000 1,57,60,000 28,13,000 1,62,91,000

72 0 0 0 0 12,70,000 6,00,000 0 8,000 0 0 23,000 0 22,60,000 1,61,00,000 24,56,000 1,78,37,000 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales Literature
for explanation of terms used in this illustration.
2. The survival benefits are payable at the end of the policy year. Upon payment at Maturity(Last Payout), the policy terminates and no further benefits become payable.
3. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
4. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
5. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
6. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such amount so
charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
7. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions
#In case cash bonuses have been paid out, the same shall be deducted from the Surrender Values indicated, at the time of pay out.

I NAGA MALLESWARA RAO K., have explained the premiums charges and benefits I Sri ,having received the information with respect to the above, have understood the
under the product fully to the prospect / policy holder. above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".