You are on page 1of 28

Inflation 5%

Growth Remarks
Clothes 18,973 18,973 75
Health Insurance 19,713 6% forvever
Eating out 22,000 5% 75
Kid's Library 25,000 6% Half until 50 and half until 56
Subscriptions 28,632 5%
Books 28,937 6%
Gifts 36,000 5%
Electricity/Maintenance 132,000 6%
Life Insurance 143,000 Same until 52
Food Expenses 264,000 8%
Car Rental + Petrol 361,576 Rental same; petrol at 5% until 50 and then 0% until 80
Home expenses 348,000 8%
Travel 500,000 10% Until 70
School Fees 1,012,000 8% Half until 50 and half until 56
Home EMI 1,775,184 same until 52

Planned
Kids College 1 15,000,000 right now, growing at 6% at 49
Kids College 1 15,000,000 right now, growing at 6% at 55

Desirable expenses
Trip to Mars 30,000,000 Growing at 1% until 55
Foundation 50,000,000 Today value; at 60; growing at 5%
Items 40 41 42 43 44 45 46 47
Clothes 18,973 359,993,702 ### ### ### ### ### ###
Eating out 22,000 23,100 24,255 25,468 26,741 28,078 29,482 30,956
Kid's Library 25,000 26,500 28,090 29,775 31,562 33,456 35,463 37,591
Subscriptions 28,632 30,064 31,567 33,145 34,802 36,542 38,370 40,288
Books 28,937 30,673 32,514 34,464 36,532 38,724 41,048 43,511
Gifts 36,000 37,800 39,690 41,675 43,758 45,946 48,243 50,656
Food Expenses 264,000 285,120 307,930 332,564 359,169 387,903 418,935 452,450
Home expenses 348,000 368,880 391,013 414,474 439,342 465,703 493,645 523,263
Travel 500,000 550,000 605,000 665,500 732,050 805,255 885,781 974,359
School Fees 1,012,000 1,092,960 1,180,397 1,274,829 1,376,815 1,486,960 1,605,917 1,734,390
Electricity/Maintenance 132,000 139,920 148,315 157,214 166,647 176,646 187,245 198,479
Home EMI 1,775,184 1,775,184 1,775,184 1,775,184 1,775,184 1,775,184 1,775,184 1,775,184
Car Rental 300,000 315,000 330,750 347,288 364,652 382,884 402,029 422,130
Petrol 61,576 64,655 67,888 71,282 74,846 78,588 82,518 86,644
Health Insurance 19,713 20,896 22,150 23,478 24,887 26,380 27,963 29,641
Life Insurance 143,000 143,000 143,000 143,000 143,000 143,000 143,000 143,000

Kids College 1
Kids College 2
Foundation
Trip to Mars

Sum 4,715,015 364,897,453 ### ### ### ### ### ###


Unexpected factor 25% 91,224,363 ### ### ### ### ### ###
Total Needed 456,121,817 ### ### ### ### ### ###
PV of it ### ### ### ### ### ###
Total PV ###

Starting Capital 225,731,840


Annual Returns 10%
Taxes 33%
post-tax return 6.7%
Returns every year 15,124,033 -8,310,786 ### ### ### ### ###
Ending capital -124,041,580 ### ### ### ### ### ###
48 49 50 51 52 53 54 55 56
### ### ### ### ### ### ### ### ###
32,504 34,129 35,836 37,627 39,509 41,484 43,558 45,736 48,023
39,846 42,237 44,771 23,729 25,152 26,662 28,261 29,957 31,754
42,303 44,418 46,639 48,970 51,419 53,990 56,689 59,524 62,500
46,121 48,888 51,822 54,931 58,227 61,721 65,424 69,349 73,510
53,188 55,848 58,640 61,572 64,651 67,883 71,278 74,841 78,583
488,646 527,737 569,956 615,553 664,797 717,981 775,419 837,453 904,449
554,659 587,939 623,215 660,608 700,244 742,259 786,795 834,002 884,042
1,071,794 1,178,974 1,296,871 1,426,558 1,569,214 1,726,136 1,898,749 2,088,624 2,297,486
1,873,141 2,022,993 2,184,832 1,179,809 1,274,194 1,376,130 1,486,220 1,605,118 1,733,527
210,388 223,011 236,392 250,575 265,610 281,547 298,439 316,346 335,326
1,775,184 1,775,184 1,775,184 1,775,184 1,775,184 - - - -
443,237 465,398 488,668 513,102 538,757 565,695 593,979 623,678 654,862
90,976 95,525 100,301 100,301 100,301 100,301 100,301 100,301 100,301
31,420 33,305 35,303 37,421 39,666 42,046 44,569 47,243 50,078
143,000 143,000 143,000 143,000 143,000 1,430,000 1,430,000 1,430,000 1,430,000

29,985,069
47,582,537

40,376,050

### ### ### ### ### ### ### ### ###


### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
57 58 59 60 61 62 63 64 65
### ### ### ### ### ### ### ### ###
50,424 52,946 55,593 58,373 61,291 64,356 67,574 70,952 74,500
- - - - - - - - -
65,625 68,906 72,352 75,969 79,768 83,756 87,944 92,341 96,958
77,921 82,596 87,552 92,805 98,373 104,276 110,532 117,164 124,194
82,513 86,638 90,970 95,519 100,295 105,309 110,575 116,104 121,909
976,805 1,054,949 1,139,345 1,230,493 1,328,932 1,435,247 1,550,066 1,674,072 1,807,997
937,085 993,310 1,052,909 1,116,083 1,183,048 1,254,031 1,329,273 1,409,029 1,493,571
2,527,235 2,779,959 3,057,955 3,363,750 3,700,125 4,070,137 4,477,151 4,924,866 5,417,353
- - - - - - - - -
355,446 376,773 399,379 423,342 448,742 475,667 504,207 534,459 566,527
- - - - - - - - -
687,605 721,986 758,085 795,989 835,789 877,578 921,457 967,530 1,015,906
100,301 100,301 100,301 100,301 100,301 100,301 100,301 100,301 100,301
53,083 56,268 59,644 63,222 67,016 71,037 75,299 79,817 84,606
1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000

132,664,885

### ### ### ### ### ### ### ### ###


### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
66 67 68 69 70 71 72 73 74
### ### ### ### ### ### ### ### ###
78,225 82,136 86,243 90,555 95,083 99,837 104,829 110,070 115,574
- - - - - - - - -
101,806 106,896 112,241 117,853 123,746 129,933 136,430 143,251 150,414
131,645 139,544 147,917 156,792 166,199 176,171 186,742 197,946 209,823
128,004 134,404 141,125 148,181 155,590 163,369 171,538 180,115 189,121
1,952,637 2,108,848 2,277,556 2,459,761 2,656,541 2,869,065 3,098,590 3,346,477 3,614,195
1,583,185 1,678,176 1,778,867 1,885,599 1,998,735 2,118,659 2,245,779 2,380,525 2,523,357
5,959,088 6,554,997 7,210,497 7,931,546 8,724,701 8,724,701 8,724,701 8,724,701 8,724,701
- - - - - - - - -
600,519 636,550 674,743 715,227 758,141 803,629 851,847 902,958 957,135
- - - - - - - - -
1,066,702 1,120,037 1,176,039 1,234,841 1,296,583 1,361,412 1,429,482 1,500,957 1,576,004
100,301 100,301 100,301 100,301 100,301 100,301 100,301 100,301 100,301
89,682 95,063 100,767 106,813 113,221 120,015 127,216 134,849 142,939
1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000

### ### ### ### ### ### ### ### ###


### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
75 76 77 78 79 80 81 82 83
### ### ### ### ### ### ### ### ###
121,352 121,352 121,352 121,352 121,352 121,352 121,352 121,352 121,352
- - - - - - - - -
157,935 165,831 174,123 182,829 191,970 201,569 211,647 222,230 233,341
222,412 235,757 249,902 264,897 280,790 297,638 315,496 334,426 354,491
198,577 208,505 218,931 229,877 241,371 253,440 266,112 279,417 293,388
3,903,331 4,215,597 4,552,845 4,917,073 5,310,439 5,735,274 6,194,096 6,689,623 7,224,793
2,674,758 2,835,244 3,005,358 3,185,680 3,376,821 3,579,430 3,794,196 4,021,847 4,263,158
8,724,701 8,724,701 8,724,701 8,724,701 8,724,701 8,724,701 - - -
- - - - - - - - -
1,014,563 1,075,437 1,139,964 1,208,361 1,280,863 1,357,715 1,439,178 1,525,528 1,617,060
- - - - - - - - -
1,654,805 1,737,545 1,824,422 1,915,643 2,011,425 2,111,997 2,217,596 2,328,476 2,444,900
100,301 100,301 100,301 100,301 100,301 100,301 100,301 100,301 100,301
151,516 160,607 170,243 180,458 191,285 202,762 214,928 227,824 241,493
1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000

### ### ### ### ### ### ### ### ###


### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
84 85 86 87 88 89 90 91 92
### ### ### ### ### ### ### ### ###
121,352 121,352 121,352 121,352 121,352 121,352 121,352 121,352 121,352
- - - - - - - - -
245,008 257,259 270,122 283,628 297,809 312,700 328,335 344,751 361,989
375,761 398,307 422,205 447,537 474,389 502,853 533,024 565,005 598,906
308,057 323,460 339,633 356,615 374,446 393,168 412,826 433,468 455,141
7,802,777 8,426,999 9,101,159 9,829,251 10,615,591 11,464,839 12,382,026 13,372,588 14,442,395
4,518,948 4,790,085 5,077,490 5,382,139 5,705,067 6,047,371 6,410,214 6,794,827 7,202,516
- - - - - - - - -
- - - - - - - - -
1,714,084 1,816,929 1,925,944 2,041,501 2,163,991 2,293,831 2,431,460 2,577,348 2,731,989
- - - - - - - - -
2,567,145 2,695,502 2,830,277 2,971,791 3,120,381 3,276,400 3,440,220 3,612,231 3,792,842
100,301 100,301 100,301 100,301 100,301 100,301 100,301 100,301 100,301
255,983 271,342 287,622 304,880 323,172 342,563 363,117 384,903 407,998
1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000

### ### ### ### ### ### ### ### ###


### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ### ###
93 94 95 96 97 98 99 100
### ### ### ### ### ### ### ###
121,352 121,352 121,352 121,352 121,352 121,352 121,352 121,352
- - - - - - - -
380,088 399,093 419,047 440,000 462,000 485,100 509,355 534,822
634,840 672,931 713,306 756,105 801,471 849,559 900,533 954,565
477,898 501,793 526,883 553,227 580,888 609,933 640,429 672,451
15,597,786 16,845,609 18,193,258 19,648,719 21,220,616 22,918,265 24,751,727 26,731,865
7,634,667 8,092,747 8,578,312 9,093,011 9,638,591 10,216,907 10,829,921 11,479,716
- - - - - - - -
- - - - - - - -
2,895,908 3,069,663 3,253,842 3,449,073 3,656,017 3,875,378 4,107,901 4,354,375
- - - - - - - -
3,982,485 4,181,609 4,390,689 4,610,224 4,840,735 5,082,772 5,336,910 5,603,756
100,301 100,301 100,301 100,301 100,301 100,301 100,301 100,301
432,478 458,426 485,932 515,088 545,993 578,753 613,478 650,286
1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000 1,430,000

### ### ### ### ### ### ### ###


### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ###
### ### ### ### ### ### ### ###
Current Age 23 24 25 26 27 28
Existing expenses
Current rent - - - - - -
Current EMI - - - - - -
Household expenses 168,000 176,400 185,220 194,481 204,205 214,415
Health Insurance 8,000 8,480 8,989 9,528 10,100 10,706
Life Insurance - - - - - -
Food Expenses 30,000 32,400 34,992 37,791 40,815 44,080
Petrol/Metro/Cab/Auto 12,000 12,720 13,483 14,292 15,150 16,059
School/College Fees - - - - - -
Utilities/Bills 6,000 6,480 6,998 7,558 8,163 8,816
Travel expenses 50,000 53,000 56,180 59,551 63,124 66,911
Kids fees -
Other misc - - - - - -

Future expenses
Kids fees
Home purchase
Car purchase
Marriage expenses
Parents expenses
Other misc

Sum 274,000 289,480 305,862 323,202 341,556 360,987


Unexpected factor 25% 72,370 76,466 80,800 85,389 90,247
Total Needed 361,850 382,328 404,002 426,945 451,234
PV of it 364,122 366,442 368,811 371,231
Total PV 26,721,563

Starting Capital 15,503,668


Annual Returns 10%
Taxes 33%
post-tax return 6.7%
Returns every year 1,038,746 1,088,947 1,141,413 1,196,233 1,253,497
Ending capital 16,252,934 17,036,018 17,854,229 18,708,907 19,601,417
29 30 31 32 33 34 35

- - - - - - -
- - - - - - -
225,136 236,393 248,213 260,623 273,654 287,337 301,704
11,348 12,029 12,751 13,516 14,327 15,186 16,098
- - - - - - -
47,606 51,415 55,528 59,970 64,768 69,949 75,545
17,022 18,044 19,126 20,274 21,490 22,780 24,146
- - - - - - -
9,521 10,283 11,106 11,994 12,954 6,995 7,555
70,926 75,182 79,692 84,474 89,542 94,915 100,610

- - - - - - -

381,560 403,345 426,415 450,851 476,735 497,162 525,657


95,390 100,836 106,604 112,713 119,184 124,290 131,414
476,950 504,181 533,019 563,564 595,919 621,452 657,072
373,703 376,227 378,807 381,442 384,134 381,518 384,176

1,313,295 1,375,721 1,440,870 1,508,839 1,579,724 1,653,624 1,731,107


20,533,152 21,505,528 22,519,983 23,577,971 24,680,960 25,837,423 27,042,873
36 37 38 39 40 41 42

- - - - - - -
- - - - - - -
316,789 332,629 349,260 366,723 385,059 404,312 424,528
17,063 18,087 19,172 20,323 21,542 22,835 24,205
- - - - - - -
81,589 88,116 95,165 102,778 111,001 119,881 129,471
25,595 27,131 28,759 30,484 32,313 34,252 36,307
- - - - - - -
8,159 8,812 9,517 10,278 - - -
106,646 113,045 119,828 127,018 134,639 142,717 151,280

- - - - - - -

555,842 587,819 621,701 657,604 684,554 723,996 765,791


138,960 146,955 155,425 164,401 171,138 180,999 191,448
694,802 734,774 777,126 822,005 855,692 904,995 957,238
386,892 389,666 392,501 395,398 392,002 394,847 397,752

1,811,872 1,896,027 1,983,676 2,074,929 2,169,890 2,269,407 2,372,950


28,298,904 29,607,111 30,969,087 32,386,412 33,871,748 35,417,159 37,024,318
43 44 45 46 47 48 49

- - - - - - -
- - - - - - -
445,754 468,042 491,444 516,016 541,817 568,908 597,353
25,657 27,197 28,828 30,558 32,391 34,335 36,395
- - - - - - -
139,829 151,015 163,096 176,144 190,235 205,454 221,891
38,486 40,795 43,242 45,837 48,587 51,502 54,593
- - - - - - -
- - - - - - -
160,357 169,978 180,177 190,987 202,447 214,594 227,469

- - - - - - -

810,082 857,026 906,788 959,542 1,015,478 1,074,793 1,137,700


202,521 214,257 226,697 239,886 253,869 268,698 284,425
1,012,603 1,071,283 1,133,485 1,199,428 1,269,347 1,343,491 1,422,126
400,721 403,755 406,856 410,024 413,263 416,573 419,958

2,480,629 2,592,556 2,708,836 2,829,574 2,954,866 3,084,805 3,219,476


38,694,865 40,430,394 42,232,443 44,102,475 46,041,863 48,051,875 50,133,650
50 51 52 53 54 55 56

- - - - - - -
- - - - - - -
627,221 658,582 691,511 726,086 762,391 800,510 840,536
38,579 40,893 43,347 45,948 48,705 51,627 54,725
- - - - - - -
239,642 258,813 279,518 301,880 326,030 352,112 380,281
57,868 61,340 65,021 68,922 73,057 77,441 82,087
- - - - - - -
- - - - - - -
241,117 255,584 270,919 287,175 304,405 322,669 342,029

- - - - - - -

1,204,427 1,275,213 1,350,316 1,430,010 1,514,588 1,604,360 1,699,658


301,107 318,803 337,579 357,503 378,647 401,090 424,915
1,505,533 1,594,016 1,687,895 1,787,513 1,893,235 2,005,450 2,124,573
423,417 426,955 430,571 434,270 438,052 441,920 445,876

3,358,955 3,503,308 3,652,590 3,806,843 3,966,090 4,130,341 4,299,582


52,288,178 54,516,273 56,818,547 59,195,379 61,646,882 64,172,863 66,772,786
57 58 59 60 61 62 63

- - - - - - -
- - - - - - -
882,562 926,691 973,025 1,021,676 1,072,760 1,126,398 1,182,718
58,008 61,489 65,178 69,089 73,234 77,628 82,286
- - - - - - -
410,704 443,560 479,045 517,369 558,758 603,459 651,736
87,012 92,233 97,767 103,633 109,851 116,442 123,429
- - - - - - -
- - - - - - -
362,551 384,304 407,363 431,804 457,713 485,175 514,286

- - - - - - -

1,800,838 1,908,277 2,022,378 2,143,571 2,272,316 2,409,103 2,554,454


450,210 477,069 505,594 535,893 568,079 602,276 638,614
2,251,048 2,385,346 2,527,972 2,679,464 2,840,395 3,011,378 3,193,068
449,923 454,062 458,297 462,629 467,062 471,598 476,240

4,473,777 4,652,864 4,836,751 5,025,314 5,218,391 5,415,778 5,617,225


69,445,725 72,190,311 75,004,684 77,886,427 80,832,501 83,839,176 86,901,947
64 65 66 67 68 69 70

- - - - - - -
- - - - - - -
1,241,854 1,303,947 1,369,144 1,437,601 1,509,481 1,584,955 1,664,203
87,223 92,456 98,004 103,884 110,117 116,724 123,727
- - - - - - -
703,874 760,184 820,999 886,679 957,613 1,034,223 1,116,960
130,834 138,684 147,005 155,826 165,175 175,086 185,591
- - - - - - -
- - - - - - -
545,143 577,852 612,523 649,274 688,231 729,524 773,296

- - - - - - -

2,708,929 2,873,123 3,047,675 3,233,264 3,430,618 3,640,512 3,863,778


677,232 718,281 761,919 808,316 857,654 910,128 965,944
3,386,161 3,591,404 3,809,594 4,041,580 4,288,272 4,550,640 4,829,722
480,990 485,851 490,827 495,920 501,133 506,470 511,934

5,822,430 6,031,035 6,242,615 6,456,676 6,672,645 6,889,861 7,107,567


90,015,449 93,173,361 96,368,301 99,591,713 102,833,740 106,083,088 109,326,878
71 72 73 74 75 76 77

- - - - - - -
- - - - - - -
1,747,413 1,834,784 1,926,523 2,022,849 2,123,992 2,230,191 2,341,701
131,151 139,020 147,361 156,203 165,575 175,510 186,040
- - - - - - -
1,206,317 1,302,823 1,407,048 1,519,612 1,641,181 1,772,476 1,914,274
196,726 208,530 221,042 234,304 248,363 263,264 279,060
- - - - - - -
- - - - - - -
819,694 868,875 921,008 976,268 1,034,844 1,096,935 1,162,751

- - - - - - -

4,101,302 4,354,032 4,622,982 4,909,237 5,213,955 5,538,376 5,883,826


1,025,325 1,088,508 1,155,746 1,227,309 1,303,489 1,384,594 1,470,957
5,126,627 5,442,540 5,778,728 6,136,546 6,517,444 6,922,970 7,354,783
517,529 523,257 529,123 535,130 541,281 547,582 554,035

7,324,901 7,540,882 7,754,401 7,964,206 8,168,889 8,366,869 8,556,379


112,550,477 115,737,327 118,868,746 121,923,715 124,878,648 127,707,142 130,379,694
78 79 80 81 82 83 84

- - - - - - -
- - - - - - -
2,458,786 2,581,725 2,710,812 2,846,352 2,988,670 3,138,103 3,295,008
197,203 209,035 221,577 234,871 248,964 263,902 279,736
- - - - - - -
2,067,416 2,232,809 2,411,434 2,604,348 2,812,696 3,037,712 3,280,729
295,804 313,552 332,365 352,307 373,446 395,852 419,603
- - - - - - -
- - - - - - -
1,232,516 1,306,467 1,384,855 1,467,946 1,556,023 1,649,385 1,748,348

- - - - - - -

6,251,724 6,643,588 7,061,042 7,505,825 7,979,798 8,484,954 9,023,424


1,562,931 1,660,897 1,765,261 1,876,456 1,994,950 2,121,238 2,255,856
7,814,655 8,304,485 8,826,303 9,382,282 9,974,748 10,606,192 11,279,280
560,645 567,416 574,352 581,458 588,739 596,198 603,842

8,735,440 8,901,848 9,053,152 9,186,623 9,299,237 9,387,639 9,448,119


132,863,410 135,121,670 137,113,780 138,794,577 140,114,016 141,016,701 141,441,396
85 86 87 88 89 90 91

- - - - - - -
- - - - - - -
3,459,759 3,632,747 3,814,384 4,005,103 4,205,358 4,415,626 4,636,408
296,520 314,311 333,170 353,160 374,349 396,810 420,619
- - - - - - -
3,543,187 3,826,642 4,132,774 4,463,395 4,820,467 5,206,104 5,622,593
444,780 471,466 499,754 529,740 561,524 595,215 630,928
- - - - - - -
- - - - - - -
1,853,248 1,964,443 2,082,310 2,207,249 2,339,683 2,480,065 2,628,868

- - - - - - -

9,597,494 10,209,610 10,862,392 11,558,647 12,301,382 13,093,821 13,939,416


2,399,373 2,552,402 2,715,598 2,889,662 3,075,346 3,273,455 3,484,854
11,996,867 12,762,012 13,577,989 14,448,308 15,376,728 16,367,276 17,424,270
611,675 619,702 627,928 636,359 645,000 653,857 662,936

9,476,574 9,468,472 9,418,816 9,322,096 9,172,247 8,962,595 8,685,803


141,320,476 140,579,338 139,135,762 136,899,212 133,770,076 129,638,851 124,385,237
92 93 94 95 96 97 98

- - - - - - -
- - - - - - -
4,868,228 5,111,639 5,367,221 5,635,583 5,917,362 6,213,230 6,523,891
445,856 472,607 500,964 531,022 562,883 596,656 632,455
- - - - - - -
6,072,400 6,558,192 7,082,848 7,649,475 8,261,433 8,922,348 9,636,136
668,784 708,911 751,446 796,533 844,325 894,984 948,683
- - - - - - -
- - - - - - -
2,786,600 2,953,797 3,131,024 3,318,886 3,518,019 3,729,100 3,952,846

- - - - - - -

14,841,869 15,805,147 16,833,503 17,931,498 19,104,022 20,356,318 21,694,012


3,710,467 3,951,287 4,208,376 4,482,874 4,776,005 5,089,079 5,423,503
18,552,336 19,756,433 21,041,879 22,414,372 23,880,027 25,445,397 27,117,514
672,243 681,784 691,566 701,595 711,878 722,421 733,233

8,333,811 7,897,771 7,367,977 6,733,787 5,983,540 5,104,468 4,082,594


117,877,179 109,969,804 100,504,277 89,306,566 76,186,084 60,934,234 43,322,816
99 100 End End End End End

- - - - - - -
- - - - - - -
6,850,086 7,192,590 7,552,220 7,929,831 8,326,322 8,742,638 9,179,770
670,403 710,627 753,264 798,460 846,368 897,150 950,979
- - - - - - -
10,407,027 11,239,589 12,138,756 13,109,857 14,158,645 15,291,337 16,514,644
1,005,604 1,065,940 1,129,897 1,197,690 1,269,552 1,345,725 1,426,469
- - - - - - -
- - - - - - -
4,190,017 4,441,418 4,707,903 4,990,377 5,289,800 5,607,188 5,943,619

- - - - - - -

23,123,136 24,650,164 26,282,040 28,026,215 29,890,687 31,884,038 34,015,480


5,780,784 6,162,541 6,570,510 7,006,554 7,472,672 7,971,009 8,503,870
28,903,920 30,812,705 32,852,550 35,032,769 37,363,358 39,855,047 42,519,350
744,319 755,689 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!

2,902,629 1,547,855 -0 -1,760,897 -3,756,633 -6,011,004 -8,549,971


23,102,309 -0 -26,282,040 -56,069,152 -89,716,472 -127,611,513 -170,176,964
End End End End End End

- - - - - -
- - - - - -
9,638,759 10,120,697 10,626,731 11,158,068 11,715,971 12,301,770
1,008,038 1,068,520 1,132,631 1,200,589 1,272,624 1,348,982
- - - - - -
17,835,815 19,262,680 20,803,695 22,467,990 24,265,429 26,206,664
1,512,057 1,602,780 1,698,947 1,800,884 1,908,937 2,023,473
- - - - - -
- - - - - -
6,300,236 6,678,250 7,078,945 7,503,682 7,953,903 8,431,137

- - - - - -

36,294,904 38,732,927 41,340,949 44,131,213 47,116,865 50,312,026


9,073,726 9,683,232 10,335,237 11,032,803 11,779,216 12,578,006
45,368,630 48,416,159 51,676,187 55,164,016 58,896,081 62,890,032
#VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!

-11,401,857 -14,597,540 -18,170,681 -22,157,960 -26,599,335 -31,538,320


-217,873,725 -271,204,192 -330,715,822 -397,004,995 -470,721,194 -552,571,540

You might also like