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www.acuite.in Registered with SEBI | Accredited by RBI

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Acuité means sharpness of thought and intellect

Acuité We believe, sharpness of thought and vision is the

is a French word true ingredient of high quality credit ratings that
empower the capital market participants viz.
pronounced as investors, issuers or lenders, to make knowledge
a.kui.teh backed decisions.

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 Our foundation: Vision, Mission & Values

Vision Help financial market grow and be more efficient

Empower market participants through timely

Mission information, incisive analysis and unbiased opinion

Our values define our actions at every step of

doing business
Values
Trust | Innovation | Excellence

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 Our reputed institutional owners: Credibility & Reputation

▪ Acuité is promoted by reputed institutions that includes country's leading public & private sector banks
▪ D&B - a global data & analytics company and pioneer in credit ratings is a co-promoter

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Our Employee Value Proposition

BE PROUD OF YOUR JOB

GROW

LEARN

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 Our journey: Achievements & Capabilities

Our capabilities beyond Ratings include:

Analytical team comprises
• Industry Research
Engineers, MBAs, CAs and
• Economic Research
CFAs with experience of
• Demand modelling
rating a large number of
• Rating modelling
corporates and financial
• Loss Estimation
sector players across varied
• Application Design & Development
sizes

Received SEBI registration

Active research on over 30 Assigned 8,800+ credit
in 2011 and accreditation ratings to various securities,
industry verticals and Indian
from RBI for Bank Loan debt instruments and bank
economy made available
Ratings for Basel II in 2012 facilities of entities spread
to all Bankers through
“Bankers’ Connect” across industries

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 Group companies

ESG Risk Assessments & Insights (ESG Risk AI) is India’s first ESG
Rating company. It provides independent & unbiased ESG
assessment reports on Indian companies via a ‘subscriber-pays’
revenue model, company specific ratings on demand & ESG
training.

SMERA Gradings & Ratings Private Limited (SMERA) is the world’s

first SME rating agency. SMERA provides an independent and
unbiased opinion on the financial strength and credibility of an
SME in relation to other SMEs. SMERA has rated over 50,000 SMEs
over the last 15 years.

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 Our portfolio of services: Ratings & Research

Credit Rating Independent Research

- Long term instruments: Bonds, Debentures, • Indian Economy

Preference Shares et al. • Industries covered (select few)
- Short term instruments: Commercial Paper (CP) - Auto ancillaries - Mining
and Short term NCDs
- Cement - Power
- Bank loans of all types including Cash Credit
(CC), Working Capital Demand Loans (WCDL), - Chemicals - Real Estate
Term Loans et al. - Ferrous metals - Sugar
- Non-fund based facilities such as Letter of - Fertilizers - Telecom
Credit (LC), Bank Guarantee (BG) et al. - Gems & Jewels - Textiles
- Fixed Deposits (FDs) - Infrastructure - Tourism & Hospitality
- Retail Securitization transactions: Pass Through - Machinery
Certificates (PTCs) or Direct Assignments (DA)
- Security Receipts (SR)
- Independent Credit Evaluation (Resolution
Plan Ratings)

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 Research Reports & Publications

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 Our differentiators: Technology driven solutions

RatingsBuzz: a mobile app that provides easy access to all our ratings

QR Code in all Rating Communications: making our rating reports and rationales
easily verifiable – An industry first

Rating Management Application: the app ensures process automation for

compliance, quick response and exquisite service

Bankers’ Connect: A platform to collect bankers’ and investors’ feedback on Acuité

rated entities, thereby ensuring immaculate stakeholder experience

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 Our Board of Directors: Experience, Integrity & Diversity
Mr. S.S. Mundra
Non-Executive Chairman
Ex Deputy Governor, Reserve Bank
of India
Ex Chairman & Managing Director,
Bank of Baroda
Mr. Arun Tiwari
Director
Ex Chairman & Managing Director,
Union Bank of India
Prof. (Ms.) Pushpa Trivedi
Independent Director
Professor and Head of Department
of Humanities and Social Sciences,
IIT-Bombay
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Mr. Sankar Chakraborti Mr. Rajesh Mirchandani
CEO & Executive Director Director
25 years experience in credit ratings &
CEO, Dun & Bradstreet South Asia
research (CRISIL, CMIE);
Member – IBA’s Standing Committee on
& Middle East
MSMEs
Member – Capital Markets Committee of
FICCI
Member - Executive Committee of
FICCI’s Maharashtra State Council
Mr. Saurabh Shah Mr. Chitta Ranjan Biswal (IAS)
Director Independent Director
Director- Finance, D&B India Chairman of Pay Revision
Commission, Telangana state
Mr. Hiren Shah
Independent Director
Information Security Expert Ex-
Chief Information Officer, CRISIL
 Our Management Team: Highly Experienced in Ratings
Suman Chowdhury
Chief Analytical Officer
25 years experience in credit
ratings & research, leadership roles
in CRISIL and ICRA for 18 years,
additional experience in ICICI Bank
Credit Risk
Reshma Polasa
Head, Business Process Excellence
9 years experience in ratings industry
spanning process management and
re-engineering, business
development, and leading a team
of IT application design and
development
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Antony Jose
Chief Rating Officer
21 years experience in credit
ratings and education services,
including 11 years in CRISIL.
Gaurav Bhutiani
Vice President & National Head
Business Development
15+ years experience in Business
Development, Key Account
Management and Revenue
Generation across Credit Rating,
Banking, IT & Consulting industries
Mohit Jain
Sr. Vice President, Financial Sector
16 years experience in credit ratings
Chitra Mohan
Vice President, Compliance &
Company Secretary
Founding member of the company.
17 years experience in compliance
Aditya Gupta
Vice President, Corporate Sector
13 years experience in credit
ratings and investment research at
CRISIL and ICICI Bank with strong
domain knowledge of rating
companies in corporate and
infrastructure sector
Hitesh Khona
Vice President, Accounts & Audit
A Chartered Accountant with 15
years experience in managing
corporate finance function
including treasury, banking,
accounting, taxation, strategy,
and fund raising across pharma, IT,
manufacturing & real estate
sectors
 Organization Structure

Acuité Board

Sankar Chakraborti Rating Sub-Committee

CEO (Board members)

Reshma Polasa
Suman Chowdhury Antony Jose
Head, Process Corporate Functions
Chief Analytical Officer Chief Rating Officer
Excellence

Chitra Mohan Mohit Jain Aditya Gupta Arnab Sarkar

Loretta Fernandes
VP, Compliance & Sr. VP, Financial VP, Corporate Head, Quality
Head, HR & Admin
Company Secretary Sector Ratings Sector Ratings Assurance

Gaurav Bhutiani Hitesh Khona Pooja Ghosh

VP, Business Vinayak Nayak
VP, Accounts & Audit VP, Rating Criteria Head, Corporate
Development Sector Ratings

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 Rating committee: A mix of external and internal members

▪ The rating committee constitution at Acuité comprises external (independent) and internal members in the proportion 4 : 1

▪ The committee has complete independence to decide the ratings based on majority opinion through voting after the
case is presented by the analysts to the rating committee

Suman Chowdhury Vinayak Nayak Pooja Ghosh Aditya Gupta Mohit Jain

25 years experience in 27 years of experience in
credit ratings & research, credit and credit ratings in
leadership roles in CRISIL banks and rating
and ICRA for 18 years, agencies including SBI
additional experience in and CRISIL
ICICI Bank Credit Risk
15 years of experience in 13 years of experience in 16 years experience in
credit ratings industry credit ratings and credit ratings
investment research at
CRISIL and ICICI Bank with
a strong domain
knowledge of rating
companies in corporate
and infrastructure sector

Bhaskaran S Sadashiva S Bhat A J Bose Vasant Kamath

(External Member) (External Member) (External Member) (External Member)
Ex-General Manager, State Ex-General Manager, State Ex-General Manager, State Ex-General Manager,
Bank of India with over 37 Bank of India with over 34 Bank of India, with 34 years Bank of India, with around
years of experience in years of experience in of experience in banking. 40 years of experience in
banking banking banking

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 Our clientele: Across locations, sectors and size

▪ Nuclear Power Corporation of India

▪ National Small Industries Corporation ▪ Bank of India
▪ Adani Enterprises ▪ The Cotton Corporation of India ▪ Bank of Maharashtra
▪ Adani Power (Mundra) ▪ Kaleshwaram Irrigation Project Corporation ▪ Indian Overseas Bank
▪ Ashoka Buildcon ▪ MSTC Limited ▪ UCO Bank

▪ Embassy One Developers ▪ ITI Limited ▪ Central Bank of India

Private Corporate Sector

▪ GO Airlines (India) Limited ▪ The Braithwaite Burn & Jessop Cons Co. ▪ Avendus Finance
▪ Chhattisgarh East Railway ▪ Genev Capital

Financial Sector
▪ IRB Infrastructure Developers

Public Sector
▪ Gujarat State Investments ▪ North East Small Finance Bank
▪ IRB Infrastructure Trust
▪ AP Capital Region Dev. Authority ▪ HDFC Ergo Health Insurance
▪ Lux Industries
▪ Andhra Pradesh Gas Distribution Company ▪ ECL Finance
▪ Hinduja Energy (India)
▪ Odisha Power Generation Corporation ▪ Ambit Finvest Private Limited
▪ Nxtdigital (formerly Hinduja ▪ Magma Fincorp
▪ Haryana Vidyut Prasaran Nigam
Ventures) ▪ MAS Financial Services
▪ Indore Municipal Corporation
▪ Indusind Media and ▪ Bhopal Municipal Corporation ▪ Fedbank Financial Services
Communications ▪ Karnataka Water & Sanitation Pooled Fund ▪ Tourism Finance Corporation
▪ Acme Cleantech Solutions ▪ Madras Fertilizers Limited ▪ Kerala Finance Corporation
▪ H-Energy Gas Marketing ▪ MSRDC Sea Link ▪ A.K. Capital Finance
▪ MSRDC Tunnels ▪ Trust Capital Services
▪ Versova Bandra Sea Link Limited ▪ SVC Co-operative Bank Limited

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 PAN India Presence

Head Office: Mumbai

Branch Offices:
▪ Delhi
▪ Bangalore
▪ Hyderabad
▪ Kolkata
▪ Ahmedabad

Registered Head Office: Lodha Supremus,

Lodha iThink Techno Campus, Kanjurmarg (East), Mumbai

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 Culture @ Acuite

Open Door
Policy

Flexible Work
Diversity
Hours

ACUITE
CULTURE

Process Knowledge
& Sharing &
Performance working in
Driven Teams
Coming together is the beginning.
Keeping together is progress
Career Working together is success…..
Enhancement
Programs - Henry Ford

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 Life @ Acuité https://www.acuite.in/life.htm

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 Training – Learn, Grow & Be Proud of Your Job

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Training – Learn, Grow & Be Proud of Your Job

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 Acuité in Media – National

CEO’s exclusive interview on sovereign rating with ET Now

Authored article by CEO Authored article by CEO in

on ESG landscape in Hindu Business Line, the
India, covered by The financial supplement of The
Economic Times Hindu

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 Acuité in Media – National

Interview by CEO on reviving India’s MSMEs, covered by CNBC TV 18, one of

the leading national business channels.

Authored article on non-cooperating rated entities,

covered by CNBC TV 18 Online

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 Acuité in Media – National

Report on India-China Trade covered by Economic Times

Report on NBFCs, covered exclusively by Economic Times, front

page.

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 Acuité in Media – National

Partnered with Konexio Network for an exclusive interview on

SME Sector & Importance of Credit Rating in the show –
Konexio Nivesh Guru
Acuité’s report on stimulus package covered by
Business Standard

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 Acuité in Media – National

Insights from webinar on “Post Covid

Story on liquidity crisis by The Hindu, Landscape for Non-Banking Finance
with exclusive inputs from Acuité Sector: The Way Forward” featured
exclusively by Financial Express

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 Acuité in Media - International

Acuité’s report on Indian banks covered by The National, a leading

publication in the US and UAE

Acuité quoted in leading international publication –

Financial Times

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 Acuité in Media - International

Report covered by Daily Sun, a prominent South

African publication

Report covered by Al Jazeera, one of the

largest international publications

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 We help you Decide

THANK YOU

 +91 22 4929 4000  info@acuite.in +91 99698 98000

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