LOAN AGREEMENT

Establishes, Monday , July 04,

2022

Between the undersigned;

Mr Guy Bessette domiciled at 5 CHEMIN DES BOULEAUX LAC-DES LOUPS

(QC) J0X 3K0

Hereinafter named "Lender"

On the one hand,

And

Mr. Daniel Halkett domiciled PO BOX 884 Air Ronge, Saskatchewan CANADA.

Hereinafter named "Borrower"

On the other hand

The Lender and the Borrower are hereinafter together referred to as "the
Parties" or individually "a Party".
Considering that the lender lends a certain amount of money (the loan) to
the borrower, and that the borrower is able to repay this loan to the
lender, the parties agree to perform the conditions and honor the
promises set out in this contract

THE PARTIES AGREE AS FOLLOWS:

Article 1: Amount and destination of the loan

The Lender hereby offers to the Borrower, who accepts and undertakes to
perform the terms thereof, a loan of four thousand
Canadian dollars (4,000$ CAD).
This funding is granted to the borrower for a personal use and to an
projets

Article 2: Duration, Interest, and collateral due on the loan

The loan is granted for a period of 24 months from the date of
provision of funds in the Borrower's bank account. Three (03) months of
grace (not consecutive), may be used during the repayment period,
following the approval of the Lender.
The loan is increased by a fixed annual interest of 3%, and does not
take any second rank guarantee, on a material good, or other.
This loan agreement constitutes an authentic instrument and is
enforceable in the event of a dispute. Therefore, the only guarantees
payable, for the loan agreement, are exclusively of documentary type (the
loan contract, and / or the insurance contract, if applicable).

Article 3: Mutual Obligations

The Lender will take the necessary steps to transfer the loan amount to the
Borrower's bank account, as soon as the contract is signed and notarized.
The Borrower is required to take the necessary steps with regard to the
security of the loan, by making monthly payments to the Lender, of the
said amount plus interest until the end of the 24 month contract, unless
otherwise specified and by mutual agreement.
The first monthly payment for the repayment of the loan will begin one (01)
month after the date of availability of funds in the Borrower's bank account
and will continue on the same date each month until the contract expires.
All payments will be made by interac transfer, or direct deposit.

Article 4: Costs
The Borrower is responsible for paying the notary fees in the amount
two hundred seven Canadian dollars (209,00$ CAD) upon signing of the
loan agreement.
Insurance subscription fees will be calculated (see invoice), and will
be paid after signing the insurance contract.
Failing to obtain the loan amount within a maximum period of 72
hours, and this following the payment of the required fees to the
Borrower, the Lender will be obliged to return all the sums paid (see
invoices ) by the Borrower for obtaining the said loan, within 48 hours of
the date of the supposed deposit.

Article 5: Transactions
On the date when this contract will be legalized, the lender undertakes to
deposit the amount of the loan to the bank details that the borrower
would have communicated to him beforehand, with a confirmation by a
mail including the final copies of all the documents relating to the financing
operation.
Article 6: Reimbursement, and the specials provisions

6.1- Refund details

The Borrower agrees to repay the amount borrowed in full monthly, plus
interest, up to the pre-established and accepted maturity of 24 months.
Monthly payments (including annual interest of 3%) will be in the
amount of one hundred seventy-two Canadian dollars (172.00$ CAD).
At the end of said loan (ie 24 months), the total sum paid by the Borrower
to the Lender, including interest, will be four thousand one hundred thirty

Canadian dollars (4,130 $ CAD).

6.2-SpeciaI provisions
In the event that the financial capacities of the Borrower evolve, the
latter has the full rights to repay in full, before the expiry date of 24
months following the signing of the contract, the total amount of said
loan, four thousand , Canadian dollars (4,000$ CAD) plus the interest
incurred up to the date of the discharge, without any penalty required for
the full repayment of the said loan. In addition, interest calculated on
monthly prepaid installments will not be counted. The total amount of
the repayment will be calculated and submitted by the Lender and must
be accepted by the Borrower.

Article 7: Settlement of disputes

In the event of a dispute between the parties concerning the execution or

interpretation of this act, the parties shall settle the dispute as follows:

First, the party raising the dispute must notify the other party immediately
in writing, with acknowledgment of receipt, providing a reasonable
amount of information on the nature of the dispute.
Secondly, the parties will meet as soon as possible, in person or by written
conference, and will attempt to resolve the dispute through amicable
discussion.

Third, except for urgent injunctions, it is only after steps (1) to (2) have
been followed that one can resort to justice to settle disputes.

Article 8: Applicable and legal law

This loan agreement is governed and interpreted in accordance with the
laws of international law, in matters of loan between two individuals, and
will be used as collateral or proof, both for the lender and for the
borrower. This Agreement constitutes the entire agreement between the
parties and there are no other articles or provisions, either oral or above.

IN WITNESS WHEREOF, the parties have signed this Agreement on the

above date.

The lender the borrower

Mr. Guy Bessette. Mr. Lloyd Daniel Halkett