Kotak Fortune Maximizer

ILLUSTRATION GENERATED BASED ON A PREMIUM OF RS. 2 LAKHS SAMPLE

Proposer Name: Mr. JAYAKUMAR RAMDASS Age: 58

Child name: Mr. S. VIHAAN SAI SKANDA Age: 2

1 2 3 4 5 6 7 8 9 10 11 12

YEAR ON YEAR RETURN OF RS. 78535 FROM 2nd YEAR ONWARDS TILL 85th AGE OF CHILD

MATURITY BENEFIT OF RS. 3.81 CRORE

Premium Paying Term : 12 Years Only

Annual Premium : Rs. 2 Lakhs + 4.5% gst
From second year onwards 2.25% ONLY Total
Investment : 24 Lakhs
OPTION 1: CASH PAYOUT OPTION

Sum Assured: 24.5 Lakhs

Return on Investment As CASH PAYOUTS : 65.18 Lakhs (YEAR ON YEAR RETURN OF RS. 78535 FROM 2nd YEAR ONWARDS TILL 85th AGE OF
CHILD)
(78535 x 83years)

Return on Investment AS MATURITY : 3.81 Crore (Including All Bonuses on Compounding)

OPTION 2: CASH PAYOUT DEFERRED OPTION (10 years):

Sum Assured: 39.23 Lakhs

There are no cash payouts for first 10 years in this option.

From the 11th year onwards Client will receive

Return on Investment as CASH PAYOUTS : 1.13 Crore (YEAR ON YEAR RETURN OF RS. 1.54 FROM 11th YEAR ONWARDS TILL 85th AGE OF CHILD)
(154923 x 73years)

Return on Investment AS MATURITY : 6 Crore (Including All Bonuses on Compounding)

OPTION 3: PAIDUP ADDITION OPTION:

Sum Assured: 24.5 Lakhs

There are no cash payouts in this option. From the Second year itself 1.45 Lakhs Bonus will accumulate in policy and it will keep on compounding
every year. Client can withdraw the accrued compounding bonus at any time as per their need. Otherwise it will keep on compounding every year
till 85th Age of child and here the Maturity is 34.5 Crore.

NOTE :
MINIMUM PREMIUM STARTS WITH 50000 + GST PER ANNUM

BENEFITS:-

1. All Returns are Tax free under Sec 10(10D)

2. Premium exempted from Tax under Sec 80C
3. Increasing Life cover year on year
4. High Liquidity
5. Guaranteed Returns Since investment in Government bonds and Securities and CIRISIL AAA certified companies (Highest credit worthiness)