GOLDEN ENDOWMENT PLAN

Proposer's Name Age 37 Years

Sum Insured Rs. 3,000,000 Term 20 Years
COVERAGE Saving + Protection + Investment
Premium Payment Only For 7 Years
COMPULSORY SAVING Rs.
Basic Premium 324,840
Annual Premium 324,840

PROTECTION
IF THE POLICY HOLDER EXPIRED EVEN PAYMENT OF SINGLE PREMIUM (GOD FORBID)
1. Natural Expiry Bonus + 3,000,000
LOAN FACILITY
After completion of two years, policy holder can draw a loan 50% of premiums and declared bonuses and that's
increase every year 10% maximum limit of loan is 90% after 6th years of policy.
SPECIFIED
Policy HolderMAJOR SURGICAL
can draw an interestBENEFITS.
free loan (after 5 years policy should be in forced) against Sum Insured
@50% or 5,00,000 for surgery due to specified disease i.e open Heart Surgery, Brain Surgery, and Kidneys
Operation etc.
BOUNUS RATES
There is no fixation in our bonuses rate, Bonus rate announced on profit or loss basis, that’s depends on our
actuarial position. In this policy first five years bonuses rate is Rs.50 per thousand per annum and after five years
bonuses rate will be increased Rs.94 per thousand per annum will be added on this policy and after completion of
16th years bonuses rate will again increase Rs.130 per thousand per annum, Then on maturity all remaining
bonuses will be added in this policy that declared time to time.
Premium Payment Only For 7 Years
MATURITY Estimated Rs.
After 8 Year 3,898,080
After 10Year 4,872,600
After 13Year 7,390,110
After 17 Year 9,663,990
After 20 Year 15,129,423
PROTECTION Protection Sum Assured with Maturity 18,000,000
The bonus rates may go up depending on future surpluses because actuarial valuation is done every year and bonus
rates announced.
GUARANTEE
The Sum Insured including Bonuses declared under this policy are guaranteed as to payment in cash by the Federal
Government, under Article 35 of the Life Insurance (Nationalization)order, 1972.
CASH VALUE
This policy will acquire a cash value after at least two full year premiums have been paid on it.

Regard,
Muhammad Qaiser, CMFD-IFMP, IF-CFA
Contact #: 0306-4642110