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Congratulations on taking the first step of securing
future of your loved ones with guaranteed income
and a life insurance cover.

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purchase this plan.

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 Snapshot of your plan

You pay
Yearly premium ` 50,000/-
for 7 years.
60 years / Female

Mar 18, 2024

Mar 18, 2025 Mar 18, 2031 Mar 18, 2032 Mar 18, 2038

You get:

Guaranteed early income of Guaranteed income of

Life Insurance Cover of
` 10,000/- every year ` 51,787/- every year
` 5,00,000/- * for
starting from Mar 2025 starting from Mar 2032
entire policy term of 8 years to Mar 2038
to Mar 2031

*This is the minimum life insurance cover available under the product

Benefit Benefit term Benefit amount

Guaranteed Early Income 7 years ` 70,000/-

Starting from 2nd year of policy Yearly 10,000/- X7 years

Guaranteed Income 7 years ` 3,62,509/-

Starting from 9th year of policy Yearly 51,787/- X7 years

Total benefit ` 4,32,509/-

Life Insurance Cover 8 years ` 5,00,000/- *

Total premium paid ` 3,50,000/-

The dates mentioned in the illustration throughout the document are only indicative. The Guaranteed Income mentioned here is an indicative amount based
on the date on which you applied for this policy. The exact income will be as per the date of issuance of your policy and is specified in the Policy Certificate
attached in your welcome kit.
Tax benefits as per prevailing tax laws.
 Detailed break-up of premium amount

Instalment Applicable Total Tax benefit

Premium taxes amount under

Instalment Premium
` 50,000/- ` 2,251/- ` 52,251/- Section 80C
for 1st year

Instalment Premium
` 50,000/- ` 1,126/- ` 51,126/- Section 80C
from 2nd year onwards

Why choose us:

7.72 Cr ` 2.36 Lakh Cr

Lives covered as on Benefits paid till
March 31, 2023 March 31, 2023

` 2.50 Lakh Cr 24 hrs claim settlement

Assets under management as on Quick claim settlement
March 31, 2023 process available

Tax Saving
Get tax benefits on premium
paid & benefits

ICICI Prudential Life Insurance Company. IRDAI Regn No. 105. CIN:L66010MH2000PLC127837.

ICICI Prudential Life Insurance Company Limited. Registered Address:1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025. ICICI Pru Guaranteed
Income For Tomorrow UIN: 105N182V08. For more details on the risk factors, term & conditions please read the policy document.
 Benefit Illustration of ICICI Pru Guaranteed Income For
Tomorrow

Name of the Policyholder : Mrs. Name of the Product : ICICI Pru Guaranteed Income
For Tomorrow
Age of the Policyholder : 10-Jun-1963 (60 years) Tag Line : A Non-Linked Non-Participating
Life Individual Savings Product
Gender of the Policyholder : FEMALE
Name of the Life Assured : Mrs. Unique Identification No. : 105N182V08
Age of the Life Assured : 10-Jun-1963 (60 years) GST Rate for Year 1 : 4.5%
Gender of the Life Assured : FEMALE GST Rate For Year 2 Onwards : 2.25%
Policy Term : 8 Years Sales Channel : Agency
Premium Payment Term : 7 Years
Amount of Instalment Premium : Rs. 50,000/-
Frequency of Premium Payment : Yearly

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy

Policy Details
Policy Option (Plan Option Early Income Guaranteed Early Income(Payable from year 2 during the policy term) : Rs. 10,000
selected by You)
Sum Assured on Death (at Rs. 500,000 Guaranteed Income: Rs. 51,787
inception of the policy) :
Frequency of Guaranteed Income: Yearly
Income Period: 7 years

Premium Summary
Base Plan ICICI Pru Non-Linked ICICI Pru Non-Linked Total Instalment Premium
Accidental Death and Accidental Death and
Disability Rider (Accidental Disability Rider (Accidental
Death Benefit option) Total & Permanent
Disability Benefit option)
Instalment Premium without GST and Cesses, if any Rs. 50,000/- - - Rs. 50,000/-
Instalment Premium with first year GST and Cesses, if any Rs. 52,251/- - - Rs. 52,251/-
Instalment Premium with GST and Cesses, if any 2nd year Rs. 51,126/- - - Rs. 51,126/-
onwards

Policy Year Annualised premium Guaranteed Benefits Non-Guaranteed

Benefit
Survival Benefit Maturity Benefit (Guaranteed Death Benefit (Life Min. Guaranteed Special Surrender
(Guaranteed Early Income) Insurance Benefit) Surrender Value Value
Income)
1 50,000 0 0 500,000 0 0
2 50,000 10,000 0 500,000 20,000 20,000
3 50,000 10,000 0 500,000 32,500 32,500
4 50,000 10,000 0 500,000 70,000 126,484
5 50,000 10,000 0 500,000 85,000 166,440
6 50,000 10,000 0 500,000 100,000 210,756
7 50,000 10,000 0 500,000 255,000 260,048
8 0 10,000 51,787 500,000 245,000 275,688
9 0 0 51,787 0 0 0
10 0 0 51,787 0 0 0
11 0 0 51,787 0 0 0
12 0 0 51,787 0 0 0
13 0 0 51,787 0 0 0
14 0 0 51,787 0 0 0

Note: Annualised Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any,
Goods and Service Tax and Cesses, if any.

Disclaimers
===========
1. ICICI Pru Guaranteed Income For Tomorrow is a savings and protection oriented plan.
2. ICICI Pru Guaranteed Income For Tomorrow - is only the name of the policy and does not in any way indicate the
quality of the policy, its future prospects or returns. However, in the above illustration, total maturity amount and death
benefit are guaranteed.
3. The above illustration is applicable to a standard life (from medical, life style and occupation point of view).
4. The main objective of the illustration is that the policyholder is able to understand the features of the product and the
nature of benefits under different circumstances with some level of quantification.
 5. The policy will acquire a surrender value after payment of two full years' premium. The surrender value payable will be
Guaranteed Surrender Value, if any, at the point of surrender or Special Surrender Value, whichever is higher. The
displayed Special Surrender Values are not guaranteed and only indicative. These may change from time to time. The
policyholder is advised to check the Special surrender value payable with the company before surrendering.
6. The surrender values are illustrated assuming that all due premiums in a policy year are paid and that the event
occurs at the end of the policy year. The surrender values will be lower than those illustrated above if surrender takes
place before the end of the policy year or if all due premiums in that policy year have not been paid.
7. All benefits shown in Benefit Summary, except for Survival Benefit (Guaranteed Early Income), are payable at the end
of the year. Guaranteed Early Income will be paid as and when due premiums are received depending on the mode of
payment of premium.
8. The loan amount available will be 80% of the surrender value.
9. In case of any conflict between this benefit illustration and your policy document, the latter shall prevail.
10. The above information must be read in conjunction with the sales brochure and policy document.
11. Tax benefits under the policy will be as per the prevailing Income Tax laws. We recommend that you seek
professional advice for applicability of tax benefit on premiums paid and benefits received.
12. Goods and Service Tax and Cesses, if any, shown above will be charged extra as per applicable rates. Tax laws are
subject to amendments from time to time.
13. For any further clarifications, please feel free to contact your advisor / FSC or e-mail us on lifeline@iciciprulife.com

I, __________________________________, have explained I, ______________________________, having received the

the premiums, and benefits under the policy fully to the information with respect to the above, have understood the
prospect / policyholder. above statement before entering into the contract.
Company Seal:
Place: Place:
Date: Signature of Agent / Intermediary / Official Date: Signature of Prospect / Policyholder

ICICI Prudential Life Insurance Company Limited.

1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: lifeline@iciciprulife.com
www.iciciprulife.com