Features of ICICI Pru Saral Jeevan Bima

ICICI Pru Saral Jeevan Bima offers a simplified answer to your protection need and
ensures that your family leads a comfortable life without any financial worries, even
in your absence.
This document has been designed to help you understand your policy better by
explaining some of its key features.

Key Features

What is the benefit of this policy?

Life Insurance Benefit (Death Benefit): In case of death during the policy term of

1 13years, i.e. till Feb

10 Mar2037
2030, we will pay ` 2,500,000/-
<10,00,000/-> which is the life insurance
cover chosen by you. Your insurance amount will be paid as a lump sum.
Waiting Period: This Policy will cover death due to accident during the waiting
period of 45 days from the date of commencement of risk. 45
In case of death of the Life Assured other than due to accident during the waiting DAY
period, an amount equal to 100% of all premiums received excluding taxes, if any,
shall be paid and the sum assured shall not be paid.
To initiate the process of receiving the benefit amount, you or your nominee can
visit www.iciciprulife.com/insurance-claim.html

What is the premium amount that I need to pay for this plan?

2 You have to pay a premium of ` 3,771/-

<10,00,000/-> every month
6 months for 13
10 years.
Additional tax and cess (if any) will have to be paid in addition to the premium
amount as per prevailing tax laws.

What happens if I pay premiums for lesser number of years

or I decide to close my policy? `

3
`

If you stop paying premiums or voluntarily decide to close your policy, your policy
benefits will stop. Please refer to the product brochure for more details on policy
cancellation value.

“The values appearing in this feature document are based on the information provided and the type of cover sought
by you in the duly filed proposal form. It is pertinent to note that any change affected by you in the details provided
in the proposal form may lead to a change in the benefits or premium payable under this policy.”

IRDAI Reg No: 105. CIN: L66010MH2000PLC127837. ICICI Prudential Life Insurance Co. Ltd. Registered Address: 1089, Appasaheb Marathe
Marg, Prabhadevi, Mumbai-400025. UIN 105N183V01. COMP/DOC/Dec/2020/212/4940.
 Benefit Illustration of ICICI Pru Saral Jeevan Bima Date: 26-Feb-2024 13:30:24
IP :172.30.93.60

Name/Buyer : Mr.
Date Of Birth(Age) : 01-Jan-1967 (57 Years) Gender : Male
Smoker/Non-Smoker : Non-Smoker
Product Features
Name of the Product(Unique : ICICI Pru Saral Jeevan Bima Tag Line: : A Non-Linked Non-Participating
Identification No.) (105N183V01) Individual Pure Risk Premium
Life Insurance Plan.
Sum Assured on Death : Rs. 2,500,000 Policy Term : 13 years
Premium Payment Option : Regular Pay Premium Frequency : Monthly
Premium Payment Term : 13 years Sales Channel : BOL

Benefit Death
Tax Benefit 80C
Instalment Premium Rs. 3,771/-
Applicable taxes Rs. 680/-
Total premium Rs. 4,451/-
Total installment premium payable Rs. 8,902/-
Total Annual Premium Rs. 45,252/-
Surrender: No surrender allowed

Disclaimers
1. The premium calculated above is based on the data provided by you.
2. The above information must be read in conjunction with the sales brochure and policy document.
3. The above illustration is applicable to a standard life from medical, life style and occupation point of view.
4. ICICI Pru Saral Jeevan Bima is only the name of the policy and does not in any way indicate the quality of the policy, its future prospects or returns.
5. Surrenders are not allowed
6. The Policyholder shall be required to pay Applicable Taxes or any other taxes as per prevailing tax laws. Tax laws are subject to amendments from time to time.
7. Tax benefits may be available as per the prevailing Income Tax laws.
8. For any further clarifications, please feel free to contact us or e-mail us on lifeline@iciciprulife.com

I _____________________________________(Name), having received the I _____________________________________(Name), have

information with respect to the above, have understood the above explained the above illustration and the terms and conditions
illustration before entering into the contract. of this product to the Policyholder.
Policyholder's Signature _______________________________ Marketing official's Signature: _________________________
Place: Company Seal:
Date: Place:
Date:

ICICI Prudential Life Insurance Company Limited.

1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: lifeline@iciciprulife.com
www.iciciprulife.com