Version 1

Aditya Birla Sun Life Insurance UID : 1804K98M921491

SecurePlus Plan Sep 18, 2019 13:04:28

LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

Dear Mr Kunjal UIN - 109N102V02

As you move forward in life, financial requirements pertaining to the well being of you and your family
becomes a major catalyst in your life. You want to provide the best of everything to your loved ones.
However, in these turbulent times of economic instability, there is a risk of your income not keeping pace
with your needs and goals. In such times a second guaranteed income proves to be bliss.
ABSLI SecurePlus Plan is a traditional non participating savings plan which recognizes the importance of
such needs and helps you fulfil them by offering you a second income which ensures peace of mind.
Key features:
• Complete financial protection to your loved ones through life insurance cover.
• Flexibility to choose premium amount
• Flexibility to choose the Guaranteed Income Benefit
- Option A - if you want to receive 100% - 600% of Annual Premium for 6 years
- Option B - if you want to receive 200% of Annual Premium for 12 years
• In the unfortunate event of death of Life Insured; the beneficiary shall receive Sum Assured on death
Sum Assured on death will be higher of:
- 10 times of the annual premium (excluding GST, any applicable rider premiums and underwriting
extras, if any); or
- 105% of the total premiums paid as on the date of death (excluding GST, any applicable rider
premiums and underwriting extras, if any); or
- Maturity Sum Assured, where Maturity Sum Assured is the commuted value of outstanding
Guaranteed Income Benefit on maturity; or
- Sum Assured
• On policy maturity you can choose to receive Guaranteed Income Benefit payouts as a lumpsum in the
form of Maturity Sum Assured, where Maturity Sum Assured is the commuted value of outstanding
Guaranteed Income Benefit on maturity
• Inbuilt Accidental Death Benefit – In the event life insured dies due to an accident during the policy
term; we shall pay an additional sum assured to the nominee as Accidental Death Benefit, subject to a
maximum limit of Rs. 1 crore across all the SecurePlus plans . This benefit is payable subject to the life
insured having attained age 18 or more when the event occurs.
• Flexibility to enhance your protection under the plan with appropriate rider options
• In case of emergencies, the policy can be surrendered after premiums for at least three full policy years
have been paid in full to receive the Surrender Value at that time. The Guaranteed Surrender Value shall
be a percentage of premiums paid (excluding GST, any applicable rider premiums and underwriting
extras, if any). The Guaranteed Surrender Value will vary depending on the year the policy is
surrendered. The Surrender Value payable is the higher of the Guaranteed Surrender Value or the
Special Surrender Value.
• Allows you to avail loan against your policy
 Version 1
Aditya Birla Sun Life Insurance UID : 1804K98M921491
SecurePlus Plan Sep 18, 2019 13:04:28

LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

• Tax benefits under Section 80C and Section 10(10D) of the Income Tax Act, 1961, as per the extant tax
laws; subject to fulfilment of the other conditions of the respective sections prescribed therein
We request you to also read the product brochure/ policy document for more details.
 Aditya Birla Sun Life Insurance Version 1

SecurePlus Plan UID : 1804K98M921491

Sep 18, 2019 13:04:28

Your Sales Illustration
LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

This shall form a part of the policy contract

Proposer Mr. Mr Kunjal Age : 44 years Gender : Male

Life Insured Mr. Mr Kunjal Age : 44 years Gender : Male

Policy Detail UIN : 109N102V02 Sum Assured : Rs. 755,000

Policy Term : 13 years Income Benefit Option : Option A
Premium Paying Term: : 12 years Pay Period : 6 years
Pay Frequency : Annual
Annual Premium : Rs. 50,000
Premium Payable (in Rs.) Rider Sum Assured Premium Term
Modal Premium 50,000 Critical Illness Rs. 0 0 --
GST 2,250 Surgical Care Rs. 0 0 --
Installment Premium Payable 52,250 Hospital Care Rs. 0 0 --
WOP Rs. 0 0 --

Policy Attn Premium Paid Death Benefit Guaranteed

Year Age Income Benefit
During Year Cumulative
1 44 52,250 52,250 755,000 0
2 45 51,125 103,375 755,000 0
3 46 51,125 154,500 755,000 0
4 47 51,125 205,625 755,000 0
5 48 51,125 256,750 755,000 0
6 49 51,125 307,875 755,000 0
7 50 51,125 359,000 755,000 0
8 51 51,125 410,125 755,000 0
9 52 51,125 461,250 755,000 0
10 53 51,125 512,375 755,000 0
11 54 51,125 563,500 755,000 0
12 55 51,125 614,625 755,000 0
13 56 0 0 755,000 0
14 57 0 0 0 50,000
15 58 0 0 0 100,000
16 59 0 0 0 150,000
17 60 0 0 0 200,000
18 61 0 0 0 250,000
19 62 0 0 0 300,000
Additional Sum Assured payable on death occurring due to an accident – Rs. 755,000

Death during the policy term, Sum Assured on death is payable. Sum Assured on Death is higher of 10 times of the annual premium payable or Sum Assured or Maturity Sum
Assured* or 105% of total premiums paid to date excluding GST, any applicable rider premiums and underwriting extras, if any
*where Maturity Sum Assured is the commuted value of the outstanding Guaranteed Income Benefits at the end of the policy term.

In case of death of life insured during minority additional benefit of 2% of the annual premium will be paid on death in minority or on payment of first installment of the
income benefit, whichever is earlier.
Death during the payment period, Guaranteed Income Benefit will continue to be paid as per the above illustration.

Premium is inclusive of GST and any other applicable taxes. All applicable taxes will be additionally included to your premium and levied as per extant tax laws.

If opted for any rider, the rider benefit is payable while the policy is not reduced paid-up.

In "Your Sales Illustration" benefits are as of year end and assume:

Premiums are paid when due, there is no underwriting extra and current GST rates remain unchanged.

Prepared for: Mr. Mr Kunjal ABSLI SecurePlus Plan Page 1

 Aditya Birla Sun Life Insurance Version 1

SecurePlus Plan UID : 1804K98M921491

Sep 18, 2019 13:04:28

Your Sales Illustration
LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of the company (ABSLI). If your policy offers guaranteed returns
then these will be clearly marked “guaranteed” in the illustration table on this page. In the illustration above, Death Benefit & Guaranteed Income Benefit are fully guaranteed.

Prepared for: Mr. Mr Kunjal ABSLI SecurePlus Plan Page 2

 Aditya Birla Sun Life Insurance Version 1

SecurePlus Plan UID : 1804K98M921491

Sep 18, 2019 13:04:28

Your Sales Illustration
LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

DECLARATION OF THE PROPOSER DECLARATION OF THE ADVISOR

I have read the product brochure and understand the values I clarify that this illustration has been fully explained to the proposer
indicated in the illustration. and have made no statement that are inconsistent with this
illustration or the product brochure.

date : ------------------------ Code of the Agent/ Specified Person/

Unit Manager/ Corporate Agent/ Broker ------------------------

Signature or Thumb impression of the PROPOSER Name of Agent/ Specified Person/ Unit Manager

Name & Signature of Witness (in case of Thumb Impression) Signature of Agent/ Specified Person/ Unit Manager

Insurance is the subject matter of solicitation. For further details please refer to the product brochure.

Aditya Birla Sun Life Insurance Company Limited Reg. No. 109

Prepared for: Mr. Mr Kunjal ABSLI SecurePlus Plan Page 3

 Aditya Birla Sun Life Insurance Version 1

SecurePlus Plan UID : 1804K98M921491

Sep 18, 2019 13:04:28

Your Sales Illustration - SV
LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

Proposer Mr. Mr Kunjal Age : 44 years Gender : Male

Life Insured Mr. Mr Kunjal Age : 44 years Gender : Male

Policy Detail UIN : 109N102V02 Sum Assured : Rs. 755,000

Policy Term : 13 years Income Benefit Option : Option A
Premium Paying Term: : 12 years Pay Period : 6 years
Pay Frequency : Annual
Annual Premium : Rs. 50,000
Premium Payable (in Rs.) Rider Sum Assured Premium Term
Modal Premium 50,000 Critical Illness Rs. 0 0 --
GST 2,250 Surgical Care Rs. 0 0 --
Installment Premium Payable 52,250 Hospital Care Rs. 0 0 --
WOP Rs. 0 0 --

Policy Attn Premium Paid Death Benefit Guaranteed Surrender Value/

Year Age Income Benefit Discounted Value*
During Year Cumulative
1 44 52,250 52,250 755,000 0 0
2 45 51,125 103,375 755,000 0 0
3 46 51,125 154,500 755,000 0 76,375
4 47 51,125 205,625 755,000 0 110,989
5 48 51,125 256,750 755,000 0 151,262
6 49 51,125 307,875 755,000 0 198,000
7 50 51,125 359,000 755,000 0 251,694
8 51 51,125 410,125 755,000 0 313,682
9 52 51,125 461,250 755,000 0 384,375
10 53 51,125 512,375 755,000 0 465,815
11 54 51,125 563,500 755,000 0 558,270
12 55 51,125 614,625 755,000 0 664,000
13 56 0 0 755,000 0 723,500
14 57 0 0 0 50,000 789,000
15 58 0 0 0 100,000 805,500
16 59 0 0 0 150,000 770,000
17 60 0 0 0 200,000 677,000
18 61 0 0 0 250,000 521,500
19 62 0 0 0 300,000 298,000
Additional Sum Assured payable on death occurring due to an accident – Rs. 755,000

Death during the policy term, Sum Assured on death is payable. Sum Assured on Death is higher of 10 times of the annual premium payable or Sum Assured or Maturity Sum
Assured* or 105% of total premiums paid to date excluding GST, any applicable rider premiums and underwriting extras, if any
*where Maturity Sum Assured is the commuted value of the outstanding Guaranteed Income Benefits at the end of the policy term.

In case of death of life insured during minority additional benefit of 2% of the annual premium will be paid on death in minority or on payment of first installment of the
income benefit, whichever is earlier.
Death during the payment period, Guaranteed Income Benefit will continue to be paid as per the above illustration.

Surrender benefit during the policy term is higher of:

• Guaranteed Surender Value

• Special Surrender Value
*During the payment period, discounted value of the outstanding Guaranteed Income Benefit can opted as a lumpsum.

Premium is inclusive of GST and any other applicable taxes. All applicable taxes will be additionally included to your premium and levied as per extant tax laws.

In "Your Sales Illustration" benefits are as of year end and assume:

Premiums are paid when due, there is no underwriting extra and current GST rates remain unchanged.

Prepared for: Mr. Mr Kunjal ABSLI SecurePlus Plan Page 4

 Aditya Birla Sun Life Insurance Version 1

SecurePlus Plan UID : 1804K98M921491

Sep 18, 2019 13:04:28

Your Sales Illustration - SV
LIFE INSURANCE
Aditya Birla Sun Life Insurance Company Limited

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of the company (ABSLI). If your policy offers guaranteed returns
then these will be clearly marked “guaranteed” in the illustration table on this page. In the illustration above, Death Benefit & Guaranteed Income Benefit are fully guaranteed.

Prepared for: Mr. Mr Kunjal ABSLI SecurePlus Plan Page 5