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Sun StartUp

Make a bright choice with Sun StartUp , a life insurance product that primarily helps address your need for:

Sun StartUp lets you enjoy these benefits:

AFFORDABLE LIFE INSURANCE PLAN


Get started with a life insurance plan that protects you for 10 years. With an amount that's easy on the
pocket, you can secure your loved ones' future and ensure they can still fulfill the dreams you planned
together.

You may also add supplementary benefit or rider to provide additional protection for contingency such as
accidents.

LIVING BENEFITS
In case of emergency, money comes in handy via loan against the policy's cash value. In addition, a portion
of the Face Amount may also be advanced if the life insured is diagnosed to be terminally ill.

MONEY-BACK FEATURE1
With the plan's "money-back feature" you get 50% of the total premiums paid after 10 years.

Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy
contract.

PRIMARY BENEFITS (BASIC PLAN) SUPPLEMENTARY BENEFITS (RIDERS)


FACE AMOUNT 200,000.00 LIVING BENEFIT RIDER (LBR)
LIFE INSURANCE COVERAGE 200,000.00
1Benefit
payable is based on original annual premium. Original annual premium is the annual
premium at policy effective date net of any extra premium and/or modal loadings.

This is for information purposes only and is not a contract of insurance. For more information on the above benefits and additional details, please refer to the product proposal attached herein.
Sun StartUp
PRODUCT HIGHLIGHTS

What is Sun StartUp?


Sun StartUp is a 10-pay, non-participating insurance plan that provides coverage for 10 years and gives
back a portion of your total payment if you outlive the coverage period. It’s a good choice for those who
want something simple, affordable, and hassle-free in application.
You may refer to Page 1: Proposal Information for more details on the product features and benefit.

How can Sun StartUp help you?


Sun StartUp is a simple life insurance plan that is designed to provide you coverage equal to 100% of the
Face Amount. This offers you and your family financial security and peace of mind in case anything
happens to you.
However, should you outlive the protection period, 50% of what you have initially paid for will be given
back to you at the end of the 10th policy year. This amount may be used to fund any future expenses.

SUPPLEMENTARY BENEFITS
You can add an optional rider to supplement your basic plan. This gives you additional protection in case
of death due to accident but without paying as much.

Accidental Death Benefit This provides additional benefit in case of the insured's untimely demise due
to accident.

Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual
provisions of the insurance policy contract.
Life Insurance Proposal
In the Philippines, insurance products are being offered through Sun Life of Canada (Philippines), Inc., a member of the Sun Life
group of companies. In this proposal, you and your refer to the policy owner while we, us, our and the Company refer to Sun Life
of Canada (Philippines), Inc.
Proposal Information
On the Life of : ROMMEL REYES BASILAN Age Last Birthday : 31 (Male)
Currency : Philippine Peso
Basic Plan Face Amount Annual Premium
Sun StartUp Ps 200,000.00 Ps 4,448.00
Supplementary Benefits
Living Benefit Rider* FREE
Class: Standard Total Annual Premium Ps 4,448.00
or Quarterly Premium Ps 1,223.20
* Living Benefit Rider - This is a benefit that provides an advance payment of up to 60% of the basic Face Amount,
subject to the prior deduction of any outstanding advances (loans) with interest, if the life insured is diagnosed to be
terminally ill with a life expectancy of 12 months or less. The sum of all Living Benefit Amounts payable on all Sun Life
policies of the life insured shall not exceed Ps. 2 Million. Interest is charged on advances, including the Living Benefit
amount paid, at a specified rate of interest as declared by the Company.
Sun StartUp is a 10-pay, non-participating life insurance product maturing at the end of 10 years. Maturity benefit is
equal to 50% return of premium (ROP), where ROP benefit is based on the original annual premium. Original annual
premium is the annual premium of the basic policy at policy effective date, excluding any rider premium, extra premium
and/or modal loadings.
The following caveats shall apply to the succeeding page of this proposal illustration.
(i) The illustration assumes that all premiums are paid in full when due and you will have no loans/advances on the
policy.
(ii) The amount of total premium(s) may differ slightly from the total of the premiums payable in the policy due to
rounding differences.
(iii) Please refer to your advisor or the Company for more information or, if appropriate, a more detailed proposal.
(iv) This is a long term insurance product. Inflation over the years may reduce the ability of the policy’s coverage to
offset a potential loss in the future.
While we have made every effort to ensure accuracy, errors and omissions may have occurred in the preparation of this
proposal. Should there be any discrepancy between the statement(s) contained in this proposal and the insurance policy
contract, the provisions of the insurance policy contract will prevail.

Declaration
I confirm having read and understood the disclosures in this proposal illustration. I likewise signify that my advisor has
explained to me the features of this policy.
By requesting a proposal on Sun Life of Canada (Philippines), Inc.'s products and services and by sharing and disclosing
my personal data, I authorize and consent to the use, processing and exchange of information needed to prepare the
proposal. In the event I do not proceed with my insurance application with Sun Life of Canada (Philippines), Inc., my
personal data is kept for three years in Sun Life of Canada (Philippines), Inc.'s data processing systems after which, it will
be irreversibly anonymized for the sole purpose of data analytics and proposal counts report.

Applicant's
Name: ROMMEL BASILAN Signature: Date:
Prepared By : UY, APOLE JANE B. Date : 13 September 2023
Branch : DRAGONWOOD
This is only an illustration, not a contract of insurance.
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ROMMEL REYES BASILAN 31 (Male)
Sun StartUp
Face Amount : Ps 200,000.00 Total Annual Premium : Ps 4,448.00
Guaranteed Cash Value and Death Benefit Illustration

End Attained Guaranteed Death


of Age Cash Benefit
Year Value
1 32 200,000
2 33 200 200,000
3 34 1,072 200,000
4 35 3,216 200,000
5 36 5,416 200,000
6 37 7,670 200,000
7 38 9,980 200,000
8 39 12,346 200,000
9 40 14,766 200,000
10 41 22,240^ 200,000

^The guaranteed cash value on the 10th policy year is the Return of Premiums on Maturity.

You should only apply for this product if you intend to pay the regular premium for the whole duration of your chosen
payment term. Should you terminate the policy early, you may suffer a loss as illustrated above.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration, not a contract of insurance.


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