Variable Life Insurance Proposal

Variable Life Insurance Proposal
In the Philippines, insurance products are being offered through Sun Life of Canada (Philippines), Inc., a member of the Sun Life
Financial group of companies. In this proposal, you and your refer to the policy owner while we, us, our and the Company refer to
Sun Life of Canada (Philippines), Inc.
Proposal Information
On the life of : Ethan Ancheta Age Last Birthday : 5 (Male)
For the Decision of : Gisele R. Ancheta (Age 33) Currency : Philippine Peso
Basic Plan Benefit Amount Regular Premium
Sun FlexiLink - Non-Smoker Ps 500,000.00 Ps 10,230.00
Additional Benefits
Total Disability Benefit (Waiver of Premium) - TDB Ps 1,295.00
Accidental Death, Dismemberment and Disablement Benefit - ADDD Ps 500,000.00 Ps 1,450.00
Premium Coverage After Death of Initial Owner Ps 480.08
(Waiver of Premium on Death of Initial Owner - WPD)
Class: Standard Total Annual Regular Premium Ps 13,455.08
Annual Excess Premium (to be Billed Regularly) Ps 2,544.92
Total Annual Premium (to be Billed Regularly) Ps 16,000.00
Total Quarterly Premium to be Billed Ps 4,000.00
Excess Premium (One-time) Ps 0.00
Sun FlexiLink is a variable life insurance product payable until age 88. The living benefit is equal to the fund value, which is partially
or fully withdrawable from the policy's share in the separate account(s). The death benefit is the higher of the sum of the face
amount and the fund value or the minimum death benefit. The minimum death benefit is equal to 500% of the regular premium
plus 125% of each paid excess premium, if any, less 125% of each partial withdrawal, if any. No other benefits are payable under
this product.
The policy is a variable contract. Only the face amount is guaranteed. The rest of the benefits, namely the fund value and the actual
death benefit payable depend on the investment experience of separate account(s) linked to the policy.
The investment risks associated with this product are borne solely by the policy owner.
If you decide the policy is not suitable for your needs, then you may return said documents for cancellation by
giving us written notice. We must receive such notice within 15 days from the date you receive the policy. We will
refund the fund value of the units allocated to your policy inclusive of the initial charges.
Notes:
(i) All payments and benefits shown are in Philippine pesos.
(ii) The illustrations assume that all premiums are paid in full when due and as planned, you will have no withdrawals on the policy beyond
those illustrated, mode of payment is annual and the current scale of charges remains unchanged.
(iii) The Company reserves the right to adjust the basic and rider premium, and any charges in this plan.
(iv) The above values are illustrations only of the key features of the recommended insurance plans. This illustration may differ from any earlier
proposal illustration.
(v) The values in the succeeding pages are illustration of possible performance of your fund. Since the fund performance may vary, the values of
your units are not guaranteed and will depend on the actual investment performance at that given period. The value of the policy could be
less than the premiums paid.
(vi) Any excess premium you have paid is considered such only if the Annual Regular Premium has been fully paid. The Company may require
evidence of insurability of the Life Insured with respect to payment of any excess premium.
This proposal shall form part of the insurance contract once the policy is issued. A copy of this proposal and the policy contract will be delivered to
you.
While we have made every effort to ensure accuracy, errors and omissions may have occurred in the preparation of this proposal.
Should there be any discrepancy between the statement(s) contained in this material and the insurance policy contract, the provisions of the
insurance policy contract will prevail.
Prepared By : GALVEZ, ROUMEL S. Date : 10 August 2018

Branch : BRISTLECONE
This is only an illustration.

VL r8.27.00.0000 1104931208071001 Page 1 of 11
Ethan Ancheta 5 (Male)
Sun FlexiLink - Non-Smoker
Face Amount: Ps 500,000.00 Total Premium to be Billed: Ps 16,000.00
Fund Allocation
25% Balanced Fund 25% Bond Fund 50% Index Fund
Investment Fund Description

Balanced Fund
The fund is designed to provide optimum returns through investment in a mix of government and domestic corporate debt and locally-listed equity
securities.
Bond Fund
The fund is designed to stay invested only in high-quality fixed income instruments that are classified as below average risk.
Equity Fund
The fund is designed to produce long term capital appreciation through investment in high quality stocks that are diversified across sectors.
Money Market Fund (available only for fund switching/transfers)
The fund is designed to ensure capital protection and provide adequate liquidity while maximizing yields on short-term placements.
MyFuture Fund
The fund is a target date fund that will invest primarily in high-quality stocks and a mix of government and domestic corporate debt in accordance
with an asset allocation strategy that will become increasingly conservative as the maturity of the fund approaches.
Growth PLUS Fund
The fund is designed mainly to generate long-term capital appreciation through investment in high-quality equity and equity-linked securities,
diversified across sectors, which distribute periodic dividends and provide sustainable dividend yields.
Index Fund
The Fund is designed mainly to generate long-term capital appreciation through investment in high-quality equities comprised of constituents of the
Philippine Stock Exchange Index (PSEi).
Captains Fund
The Fund is designed mainly to generate long-term capital appreciation primarily through investment in equity and equity-linked securities diversified
across sectors.
Opportunity Tracker Fund
The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in a mix of fixed-income and
equity instruments.

VL r8.27.00.0000 1104931208071001 Page 2 of 11
Historical Investment Performance of Investment Funds of Sun Life's Variable Life Insurance Products
Year-on-Year Return
3-Year 5-Year 10-Year
Fund Name Compounded Return Return Return
31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- Annual Growth Rate
(Fund Launch Date) 08 09 10 11 12 13 14 15 16 17 (for completed (2017 vs (2017 vs (2017 vs
calendar years) 2014) 2012) 2007)
Peso Balanced
(Dec. 6, 2004) -26.72% 27.03% 26.92% 1.95% 23.20% 1.14% 11.81% -3.75% -2.74% 12.70% 9.76% 5.51% 19.32% 77.05%
Peso Bond
(Sep. 13, 2004) 0.01% 6.11% 10.69% 6.90% 6.56% 8.25% 0.16% -0.96% -0.90% 0.71% 5.28% -1.16% 7.16% 43.40%
Peso Equity
(Sep. 13, 2004) -36.70% 47.10% 36.98% 1.34% 30.97% 1.31% 19.73% -5.02% -1.78% 20.94% 12.60% 12.82% 36.86% 131.69%
Peso Money Market
(Jun. 25, 2007) 2.19% 1.49% 1.03% 0.50% 0.66% -0.34% -0.37% 0.10% -0.06% 0.60% 0.58% 0.65% -0.07% 5.92%
MyFuture 2020
(Jun. 7, 2008) -8.16%* 34.12% 33.77% 1.84% 31.37% 2.88% 16.74% -4.10% -2.64% 9.01% 12.71% 1.77% 22.24% N/A
MyFuture 2025
(Jun. 7, 2008) -9.74%* 32.88% 33.56% 2.25% 31.15% 2.97% 18.15% -5.51% -2.42% 14.71% 13.24% 5.76% 28.67% N/A
MyFuture 2030
(Jun. 7, 2008) -11.12%* 36.04% 34.36% 1.61% 30.93% 2.10% 20.58% -5.05% -2.68% 16.78% 13.92% 7.90% 32.84% N/A
MyFuture 2035
(Jun. 7, 2008) -11.21%* 36.48% 34.98% 1.71% 30.93% 3.31% 20.55% -4.86% -2.08% 17.67% 14.37% 9.62% 36.53% N/A
MyFuture 2040
(Jun. 7, 2008) -11.75%* 37.44% 34.21% 1.94% 30.96% 3.14% 20.36% -4.79% -2.04% 20.54% 14.70% 12.43% 39.58% N/A
Growth PLUS
(Apr. 8, 2015) N/A N/A N/A N/A N/A N/A N/A -12.09%* -2.81% 21.42% 8.63% N/A N/A N/A
Index
(Jan. 25, 2016) N/A N/A N/A N/A N/A N/A N/A N/A 1.71%* 23.64% 23.64% N/A N/A N/A
Captains
(Apr. 18, 2016) N/A N/A N/A N/A N/A N/A N/A N/A -6.56%* 14.24% 14.24% N/A N/A N/A
Opportunity Tracker
(Oct. 9, 2017) N/A N/A N/A N/A N/A N/A N/A N/A N/A -0.46%* N/A N/A N/A N/A
* Returns are from Fund inception date and not full year returns.
The values above are actual investment returns of Investment Funds of variable life insurance products, net of fund management charges. Past
investment performance is not necessarily indicative of the future or likely performance of the funds.
The Unit Price of an Investment Fund on a Valuation Date is determined by dividing the net asset value of the Investment Fund on the Valuation Date
by the aggregate number of outstanding Units of the Investment Fund on the Valuation Date. Currently, Valuation is done on a daily basis.
The Unit Prices of the Investment Funds are published weekly on major newspapers. You may also visit our website at www.sunlife.com.ph for the
daily Unit Prices.
Certified true and correct:
Michael Gerard D. Enriquez

Chief Investment Officer

VL r8.27.00.0000 1104931208071001 Page 3 of 11
Accidental Death, Dismemberment and Disablement Benefit

Once the life insured dies or suffers an injury from accident which occurs within one year from the date of accident and such death or
injury resulted, directly and independently of disease, medical or surgical treatment, in any of the following losses, we will pay you
the Benefit Amount equivalent to a percentage of the Principal Sum of Ps 500,000.00 as follows:
% of Principal Sum % of Principal Sum

life 100% four fingers 35%
entire sight of both eyes 100% hearing of one ear 25%
both hands or both feet 100% all toes on one foot 25%
one hand and one foot 100% thumb 15%
either hand or foot & sight of one eye 100% index finger 10%
arm at or below elbow 70% middle finger 6%
leg at or above knee 60% ring finger 5%
one hand at or above wrist 50% big toe 5%
one foot at or above the ankle 50% little finger 4%
hearing of both ears 50% metacarpals 1st or 2nd (additional) 3%
sight of one eye 50% metacarpals 3rd, 4th or 5th (additional) 2%
four fingers and thumb of one hand 50% any toe other than big toe, each 1%
If the life insured sustains more than one of the above losses as a result of one accident, we will pay for that one loss for which the
largest amount is payable.
When the insured becomes Totally Disabled as a result of accidental bodily injury commencing within one year from the date of
accident and such disability has continued uninterruptedly for a period of 6 months as evidenced by satisfactory proof of disability
submitted to us and such disability occurs before the policy anniversary on or following the life insured's 60th birthday, we will pay
you an annual Benefit Amount of 10% of the Principal Sum for 10 years. The life insured is deemed Totally Disabled when he is
completely unable, during the first 2 years from the date of accident, to carry on his own occupation, and thereafter to carry on any
occupation, and the total disability is continuous.
The first annual payment will be payable on the 7th month of disability, or if such disability does not require the six-month waiting
period, then on the onset of disability. Subsequent annual payments will be payable during the continuance of such disability,
subject to a maximum of 10 annual payouts. However, if one of the following occurs during the 10-year payout period : a) you fail to
provide proof of continuing Total Disability of the life insured as required; or b) the life insured becomes able again to carry on his
own occupation during the first two years, and thereafter to carry on any occupation; or c) the life insured dies, then we will no
longer be liable to pay further disablement benefits as the Total Disability is deemed to have ceased.
In any policy year, the aggregate of all percentages we will pay under the Accidental Death, Dismemberment and Disablement Benefit
provision in respect of any one accident resulting in loss or losses will be the Principal Sum.
In any policy year, the aggregate benefits we will pay under the Dismemberment or Disability Benefit in respect of one or more
accidents resulting in loss or losses will not exceed the Principal Sum.
In any policy year, the amount of benefit we will pay for loss of life arising from independent and unrelated accident will always be
the Principal Sum.
We will not pay any benefit for any loss resulting from or caused directly or indirectly, wholly or partly, by: (a) suicide while sane or
insane, or intentionally self-inflicted injuries; (b) bodily or mental infirmity or disease of any kind, or infection other than infection
occurring simultaneously with and in consequence of accidental cut or wound; (c) committing a criminal offense; (d) homicide; (e)
poison, carbon monoxide or drug overdose; (f) alcohol abuse; (g) insurrection, civil commotion or hostile action of armed forces,
whether or not the life insured was actually participating therein; or (h) injury sustained from any aviation or marine activities, other
than as a fare paying passenger in an air or marine device operated by a commercial airline or shipping line on a scheduled passenger
trip over its established passenger route.
The above information is intended as a general summary and for reference only. Please refer to the contract for the detailed
description of the terms, conditions, limitations and exclusions of the above rider.

VL r8.27.00.0000 1104931208071001 Page 4 of 11
Illustration of Rider Premiums

Rider Premiums
End of Attained Premiums Total Rider

Year Age Paid Premiums TDB* ADDD^ WPD#
1 6 13,455 3,225 1,295 1,450 480

2 7 13,455 3,225 1,295 1,450 480
3 8 13,455 3,225 1,295 1,450 480
4 9 13,455 3,225 1,295 1,450 480
5 10 13,455 3,225 1,295 1,450 480
6 11 13,455 3,225 1,295 1,450 480
7 12 13,455 3,225 1,295 1,450 480
8 13 13,455 3,225 1,295 1,450 480
9 14 13,455 3,225 1,295 1,450 480
10 15 13,455 3,225 1,295 1,450 480
11 16 13,455 3,225 1,295 1,450 480
12 17 13,455 3,225 1,295 1,450 480
13 18 13,455 3,225 1,295 1,450 480
14 19 13,455 3,225 1,295 1,450 480
15 20 13,455 3,225 1,295 1,450 480
16 21 13,455 3,225 1,295 1,450 480
17 22 12,975 2,745 1,295 1,450
18 23 12,975 2,745 1,295 1,450
19 24 12,975 2,745 1,295 1,450
20 25 12,975 2,745 1,295 1,450
50 55 12,975 2,745 1,295 1,450

55 60 12,975 2,745 1,295 1,450
60 65 11,680 1,450 1,450
*TDB premium payment terminates at attained age 60.

^ADDD premium payment terminates at attained age 70.
#WPD premium payment terminates at attained age 21.

VL r8.27.00.0000 1104931208071001 Page 5 of 11
Illustration of Benefits – Balanced Fund (25%)

It is assumed in the table below that the regular premiums are paid in full throughout the duration of the contract.
The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period.
Also, the assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are calculated
assuming the fund is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of payment is other
than annual, values shown may change.
PROJECTED BENEFITS
End Attained Premiums Fund Value Death Benefit
of Age Paid Charges** 4% 8% 10% 4% 8% 10%
Year
1 6 3,364 3,168 222 248 261 500,887 500,990 501,043
2 7 3,364 2,400 1,272 1,388 1,447 505,089 505,554 505,790
3 8 3,364 1,761 3,016 3,284 3,423 512,067 513,139 513,694
4 9 3,364 1,249 5,351 5,861 6,130 521,406 523,450 524,524
5 10 3,364 1,249 7,776 8,640 9,101 531,109 534,567 536,415
6 11 3,364 1,122 10,427 11,769 12,498 541,714 547,088 550,008
7 12 3,364 1,121 13,180 15,142 16,226 552,733 560,589 564,931
8 13 3,364 1,121 16,042 18,779 20,319 564,181 575,147 581,316
9 14 3,364 1,121 19,014 22,701 24,813 576,077 590,845 599,305
10 15 3,364 1,121 22,424 27,300 30,144 589,724 609,257 620,652
11 16 3,364 993 25,779 32,026 35,739 603,148 628,176 643,054
12 17 3,364 993 29,263 37,121 41,880 617,097 648,576 667,648
13 18 3,364 993 32,884 42,614 48,621 631,590 670,573 694,651
14 19 3,364 993 36,646 48,536 56,022 646,648 694,292 724,297
15 20 3,364 993 41,207 55,753 65,088 664,904 723,197 760,617
16 21 3,364 993 45,293 62,703 74,099 681,263 751,035 796,722
17 22 3,244 875 49,534 70,189 83,983 698,245 781,028 836,331
18 23 3,244 877 53,939 78,259 94,831 715,883 813,361 879,811
19 24 3,244 878 58,514 86,957 106,738 734,202 848,218 927,541
20 25 3,244 880 64,330 97,853 121,635 757,488 891,879 987,257
50 55 3,244 1,357 365,546 1,327,349 2,629,869 1,965,210 5,830,684 11,072,288
55 60 3,244 1,508 461,043 1,977,753 4,271,766 2,348,493 8,447,012 17,684,222
60 65 2,920 2,071 575,632 2,937,618 6,927,264 2,808,591 12,310,481 28,385,390
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value.
** Charges are based on a 4% investment return.
The projected values are net of: (a) premium charges of 85% of annual regular premium on the first policy year and 5% of annual regular premium
from the second to the tenth year, all excess premiums shall be subject to a premium charge of 5%; (b) monthly periodic charge of 50% of the annual
regular premium on the second year, 25% on the third year and 5% on the fourth and fifth year and monthly insurance charges; and (c) a fund
management charge of 2.00% (plus VAT) of the fund value. The figures shown above are net of all charges. The monthly charges are deducted from
the fund. No premium charge and monthly periodic charge are imposed on any extra premium and additional benefit premium.
A loyalty bonus on the 10th policy anniversary year and every 5 years thereafter is included in the above illustration. The loyalty bonus is 2% of the
average monthly fund balance of the preceding 5 years. It is non-guaranteed and will depend on the actual performance of the fund.
You should only invest in this product if you intend to pay the regular premium for the whole of your chosen payment term. Should you terminate
the policy early, you may suffer a loss as illustrated above.
The figures shown herein are based on assumptions in the accompanying first page of this proposal.
VL r8.27.00.0000 1104931208071001 Page 6 of 11
Illustration of Benefits – Bond Fund (25%)

PROJECTED BENEFITS
Year
1 6 3,364 3,168 222 248 261 500,887 500,990 501,043
2 7 3,364 2,401 1,273 1,389 1,448 505,089 505,554 505,790
3 8 3,364 1,761 3,017 3,286 3,425 512,067 513,139 513,694
4 9 3,364 1,250 5,353 5,866 6,135 521,406 523,450 524,524
5 10 3,364 1,250 7,781 8,648 9,111 531,109 534,567 536,415
6 11 3,364 1,122 10,434 11,782 12,515 541,714 547,088 550,008
7 12 3,364 1,122 13,191 15,163 16,253 552,733 560,589 564,931
8 13 3,364 1,122 16,057 18,809 20,358 564,181 575,147 581,316
9 14 3,364 1,122 19,035 22,742 24,867 576,077 590,845 599,305
10 15 3,364 1,122 22,451 27,356 30,219 589,724 609,257 620,652
11 16 3,364 995 25,813 32,099 35,838 603,148 628,176 643,054
12 17 3,364 995 29,306 37,215 42,009 617,097 648,576 667,648
13 18 3,364 995 32,937 42,733 48,787 631,590 670,573 694,651
14 19 3,364 995 36,710 48,684 56,231 646,648 694,292 724,297
15 20 3,364 995 41,284 55,937 65,353 664,904 723,197 760,617
16 21 3,364 995 45,385 62,927 74,425 681,263 751,035 796,722
17 22 3,244 877 49,642 70,461 84,383 698,245 781,028 836,331
18 23 3,244 879 54,065 78,585 95,319 715,883 813,361 879,811
19 24 3,244 881 58,660 87,346 107,327 734,202 848,218 927,541
20 25 3,244 882 64,500 98,319 122,352 757,488 891,879 987,257
50 55 3,244 1,368 368,573 1,348,637 2,682,680 1,965,210 5,830,684 11,072,288
55 60 3,244 1,522 465,364 2,013,753 4,368,924 2,348,493 8,447,012 17,684,222
60 65 2,920 2,093 581,695 2,997,627 7,103,599 2,808,591 12,310,481 28,385,390
VL r8.27.00.0000 1104931208071001 Page 7 of 11
Illustration of Benefits – Index Fund (50%)

PROJECTED BENEFITS
Year
1 6 6,728 6,335 443 495 521 500,887 500,990 501,043
2 7 6,728 4,801 2,544 2,777 2,895 505,089 505,554 505,790
3 8 6,728 3,522 6,033 6,568 6,846 512,067 513,139 513,694
4 9 6,728 2,499 10,702 11,723 12,259 521,406 523,450 524,524
5 10 6,728 2,499 15,552 17,280 18,202 531,109 534,567 536,415
6 11 6,728 2,243 20,853 23,537 24,995 541,714 547,088 550,008
7 12 6,728 2,243 26,361 30,284 32,452 552,733 560,589 564,931
8 13 6,728 2,243 32,083 37,559 40,639 564,181 575,147 581,316
9 14 6,728 2,243 38,028 45,402 49,625 576,077 590,845 599,305
10 15 6,728 2,243 44,849 54,601 60,289 589,724 609,257 620,652
11 16 6,728 1,987 51,557 64,051 71,477 603,148 628,176 643,054
12 17 6,728 1,987 58,527 74,241 83,759 617,097 648,576 667,648
13 18 6,728 1,987 65,768 85,227 97,243 631,590 670,573 694,651
14 19 6,728 1,987 73,292 97,072 112,044 646,648 694,292 724,297
15 20 6,728 1,987 82,413 111,506 130,176 664,904 723,197 760,617
16 21 6,728 1,987 90,586 125,405 148,197 681,263 751,035 796,722
17 22 6,488 1,750 99,068 140,378 167,965 698,245 781,028 836,331
18 23 6,488 1,754 107,878 156,517 189,662 715,883 813,361 879,811
19 24 6,488 1,757 117,028 173,915 213,475 734,202 848,218 927,541
20 25 6,488 1,760 128,659 195,707 243,270 757,488 891,879 987,257
50 55 6,488 2,714 731,092 2,654,698 5,259,739 1,965,210 5,830,684 11,072,288
55 60 6,488 3,016 922,086 3,955,506 8,543,532 2,348,493 8,447,012 17,684,222
60 65 5,840 4,142 1,151,264 5,875,236 13,854,527 2,808,591 12,310,481 28,385,390
VL r8.27.00.0000 1104931208071001 Page 8 of 11
Illustration of Benefits – All Chosen Funds

PROJECTED BENEFITS
Year
1 6 13,455 12,671 887 990 1,043 500,887 500,990 501,043
2 7 13,455 9,602 5,089 5,554 5,790 505,089 505,554 505,790
3 8 13,455 7,044 12,067 13,139 13,694 512,067 513,139 513,694
4 9 13,455 4,998 21,406 23,450 24,524 521,406 523,450 524,524
5 10 13,455 4,998 31,109 34,567 36,415 531,109 534,567 536,415
6 11 13,455 4,487 41,714 47,088 50,008 541,714 547,088 550,008
7 12 13,455 4,487 52,733 60,589 64,931 552,733 560,589 564,931
8 13 13,455 4,487 64,181 75,147 81,316 564,181 575,147 581,316
9 14 13,455 4,487 76,077 90,845 99,305 576,077 590,845 599,305
10 15 13,455 4,487 89,724 109,257 120,652 589,724 609,257 620,652
11 16 13,455 3,975 103,148 128,176 143,054 603,148 628,176 643,054
12 17 13,455 3,975 117,097 148,576 167,648 617,097 648,576 667,648
13 18 13,455 3,975 131,590 170,573 194,651 631,590 670,573 694,651
14 19 13,455 3,975 146,648 194,292 224,297 646,648 694,292 724,297
15 20 13,455 3,975 164,904 223,197 260,617 664,904 723,197 760,617
16 21 13,455 3,975 181,263 251,035 296,722 681,263 751,035 796,722
17 22 12,975 3,502 198,245 281,028 336,331 698,245 781,028 836,331
18 23 12,975 3,509 215,883 313,361 379,811 715,883 813,361 879,811
19 24 12,975 3,516 234,202 348,218 427,541 734,202 848,218 927,541
20 25 12,975 3,523 257,488 391,879 487,257 757,488 891,879 987,257
50 55 12,975 5,439 1,465,210 5,330,684 10,572,288 1,965,210 5,830,684 11,072,288
55 60 12,975 6,045 1,848,493 7,947,012 17,184,222 2,348,493 8,447,012 17,684,222
60 65 11,680 8,306 2,308,591 11,810,481 27,885,390 2,808,591 12,310,481 28,385,390
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value for Balanced Fund, 1.50% (plus VAT) of
the fund value for Bond Fund and 2.00% (plus VAT) of the fund value for Index Fund.
management charge of 2.00% (plus VAT) of the fund value for Balanced Fund, 1.50% (plus VAT) of the fund value for Bond Fund and 2.00% (plus
VAT) of the fund value for Index Fund. The figures shown above are net of all charges. The monthly charges are deducted from the fund. No premium
charge and monthly periodic charge are imposed on any extra premium and additional benefit premium.
VL r8.27.00.0000 1104931208071001 Page 9 of 11
Premium Holiday Illustration
If your fund value is sufficient, you can apply to suspend payments of regular premium and excess premium, if any. During this
premium holiday, the payment of the monthly charges will be taken from the fund value. The following table is an illustration of a
premium holiday after 10 years of premium payment.
PROJECTED BENEFITS
Year
1 6 16,000 12,798 3,399 3,597 3,697 503,399 503,597 503,697
2 7 16,000 9,729 10,211 10,972 11,359 510,211 510,972 511,359
3 8 16,000 7,171 19,901 21,588 22,462 519,901 521,588 522,462
4 9 16,000 5,125 32,058 35,167 36,805 532,058 535,167 536,805
5 10 16,000 5,125 44,689 49,809 52,552 544,689 549,809 552,552
6 11 16,000 4,614 58,336 66,130 70,380 558,336 566,130 570,380
7 12 16,000 4,614 72,516 83,728 89,952 572,516 583,728 589,952
8 13 16,000 4,614 87,249 102,705 111,441 587,249 602,705 611,441
9 14 16,000 4,614 102,557 123,166 135,033 602,557 623,166 635,033
10 15 16,000 4,614 120,200 147,247 163,111 620,200 647,247 663,111
11 16 3,975 120,834 154,632 174,897 620,834 654,632 674,897
12 17 3,975 121,492 162,594 187,837 621,492 662,594 687,837
13 18 3,975 122,176 171,181 202,043 622,176 671,181 702,043
14 19 3,975 122,887 180,439 217,641 622,887 680,439 717,641
15 20 3,975 126,062 193,764 238,676 626,062 693,764 738,676
16 21 3,975 126,925 204,790 257,860 626,925 704,790 757,860
17 22 3,502 128,304 217,172 279,420 628,304 717,172 779,420
18 23 3,509 129,730 230,516 303,083 629,730 730,516 803,083
19 24 3,516 131,204 244,898 329,056 631,204 744,898 829,056
20 25 3,523 135,310 264,883 363,410 635,310 764,883 863,410
50 55 5,439 240,664 2,340,716 5,915,245 740,664 2,840,716 6,415,245
55 60 6,045 264,882 3,433,566 9,549,485 764,882 3,933,566 10,049,485
60 65 8,306 289,593 5,047,670 15,433,706 789,593 5,547,670 15,933,706
Based on a 10% projected rate of return, premium holiday may continue until the end of the contract term, or the maturity date of MyFuture Fund/s if
fund allocation is purely in MyFuture Fund/s.
Based on a 8% projected rate of return, premium holiday may continue until the end of the contract term, or the maturity date of MyFuture Fund/s if
fund allocation is purely in MyFuture Fund/s.
Based on a 4% projected rate of return, premium holiday may continue until the end of duration 81. If premium payment is not made on duration
82, the policy will terminate since fund value is not sufficient to pay for the monthly charges.
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value for Balanced Fund, 1.50% (plus VAT) of
the fund value for Bond Fund and 2.00% (plus VAT) of the fund value for Index Fund.
management charge of 2.00% (plus VAT) of the fund value for Balanced Fund, 1.50% (plus VAT) of the fund value for Bond Fund and 2.00% (plus
VAT) of the fund value for Index Fund. The figures shown above are net of all charges. The monthly charges are deducted from the fund. No premium
charge and monthly periodic charge are imposed on any extra premium and additional benefit premium.
VL r8.27.00.0000 1104931208071001 Page 10 of 11
Declaration and Acknowledgement of Variability
I have read and understood the disclosures in this proposal illustration. I likewise signify that my advisor has explained to me the
features and the charges on the policy, the manner in which the variable benefits will reflect the investment experience of the separate
account(s), and the guarantees on minimum death benefit.
Further, I acknowledge that:
I have applied with Sun Life of Canada (Philippines), Inc. for a Variable Life Insurance Policy, and have reviewed the illustration(s)
that shows how a variable life insurance policy performs using company's assumptions and based on the Insurance Commission's
guidelines on interest rates.
I understand that since the fund performance may vary, the values of my units are not guaranteed and will depend on the actual
performance of that given period and that the value of my policy could be less than the premiums paid. The unit values of my
Variable Life Insurance are periodically published.
I understand that all investment risks under the policy are to be borne solely by me, as the policy owner.
By requesting a proposal on Sun Life of Canada (Philippines), Inc.'s products and services and by sharing and disclosing my personal
data, I authorize and consent to the use, processing and exchange of information needed to prepare the proposal. In the event I do
not proceed with my insurance application with Sun Life of Canada (Philippines), Inc., my personal data is kept for one year in Sun
Life of Canada (Philippines), Inc.'s data processing systems after which, it will be irreversibly anonymized for the sole purpose of
data analytics and proposal counts report.
Applicant's Signature over Printed Name Date
End of Proposal

VL r8.27.00.0000 1104931208071001 Page 11 of 11

Variable Life Insurance Proposal

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Variable Life Insurance Proposal

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Variable Life Insurance Proposal

Prepared By : GALVEZ, ROUMEL S. Date : 10 August 2018

This is only an illustration.

Investment Fund Description

This is only an illustration.

Certified true and correct:

Michael Gerard D. Enriquez

This is only an illustration.

Accidental Death, Dismemberment and Disablement Benefit

% of Principal Sum % of Principal Sum

This is only an illustration.

Illustration of Rider Premiums

End of Attained Premiums Total Rider

1 6 13,455 3,225 1,295 1,450 480

50 55 12,975 2,745 1,295 1,450

*TDB premium payment terminates at attained age 60.

This is only an illustration.

Illustration of Benefits – Balanced Fund (25%)

** Charges are based on a 4% investment return.

Illustration of Benefits – Bond Fund (25%)

** Charges are based on a 4% investment return.

Illustration of Benefits – Index Fund (50%)

** Charges are based on a 4% investment return.

Illustration of Benefits – All Chosen Funds

** Charges are based on a 4% investment return.

** Charges are based on a 4% investment return.

Declaration and Acknowledgement of Variability

Further, I acknowledge that:

Applicant's Signature over Printed Name Date

This is only an illustration.

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