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  • Black White Simple Minimalist Functional Interview Job Presentation Template

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    Mohd Nadeem
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    The document discusses various topics learned during a training phase, including direct taxes like income tax, corporate tax, and property tax as well as indirect taxes like GST, VAT, and customs duty. It also covers income tax slabs and deductions, banking sectors pros and cons, share markets, mutual funds, real estate, and post office savings. The key expectations of investors in products are also outlined. Finally, the document summarizes the features of a portfolio product with details like category, brand, tenor, return details, liquidity options, extra benefits, and partial withdrawal terms.

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    The document discusses various topics learned during a training phase, including direct taxes like income tax, corporate tax, and property tax as well as indirect taxes like GST, VAT, and customs duty. It also covers income tax slabs and deductions, banking sectors pros and cons, share markets, mutual funds, real estate, and post office savings. The key expectations of investors in products are also outlined. Finally, the document summarizes the features of a portfolio product with details like category, brand, tenor, return details, liquidity options, extra benefits, and partial withdrawal terms.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    11 views15 pages

    Black White Simple Minimalist Functional Interview Job Presentation Template

    Uploaded by

    Mohd Nadeem
    The document discusses various topics learned during a training phase, including direct taxes like income tax, corporate tax, and property tax as well as indirect taxes like GST, VAT, and customs duty. It also covers income tax slabs and deductions, banking sectors pros and cons, share markets, mutual funds, real estate, and post office savings. The key expectations of investors in products are also outlined. Finally, the document summarizes the features of a portfolio product with details like category, brand, tenor, return details, liquidity options, extra benefits, and partial withdrawal terms.

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    of 15

    2023 JULY 24

    WHAT I LEARN DURING


    MY TRAINING PHASE

    MOHAMMAD NADEEM
    COMPANY NAME :INSPLORE CONSULTANTS
    (TEERTHANKER MAHAVEER UNIVERSITY)
    TAXATION
    DIRECT TAX INDIRECT TAX

    1: INCOME TAX 1: GST





    2: CORPORATE TAX 2: VAT





    3: PROPERTY TAX 3: CUSTOM DUTY





    4: WEALTH TAX 4: SERVICE TAX

    2
    INCOME TAX INCOME TAX ACT 1961

    INCOME FROM SALARY 80C


    INCOME FROM BUSINESS PROFESSION 80 D
    INCOME FROM CAPITAL GAINS 10(10) D

    INCOME FROM OTHER SOURCES


    INCOME FROM HOUSE PROPERTY

    3
    BANKING SECTOR

    MERITS DEMERITS
    SAFETY AND SECURITY NO TAX BENEFITS
    FIXED AND ASSURED INCOME PENALTIES OR PRE- MATURE
    EASY LIQUIDITY WITHDROWL
    LOAN FACILITY
    DIGITALISATION
    PAN INDIA REACH

    3
    SHARE MARKET

    MERITS DEMERITS
    HIGH CHANCES OF RETURN HIGHLY VOILATIEL
    REGULATED SECTOR HIGH RISK
    EASY LIQUIDITY NO TAX BENEFITS
    DIGITALISATION HUGE MARKET KNOWLEDGE REQUIRED
    MULTIPLE OPTION AVAILABLE INSIDES TRADING
    OWNERSHIP BENEFITS

    3
    MUTUAL FUNDS

    MERITS DEMERITS
    REGULATED SECTOR - SEBI NO TAX BENEFITS
    MODERATE RETURN SUBJECT TO MARKET RISK
    PROFESSIONAL ASSISTANCE MARKET KNOWLEDGE REQUIRED
    HIGH COMMISSION CHARGES
    NO CONTROL ON INVESTMENT

    3
    REAL ESTATE

    MERITS DEMERITS
    SECONDARY INCOME HUGE CAPITAL REQUIRED
    LOAN FACILITY LOW LIQUIDITY
    INFLATION COVER BROKARAGE CHARGE
    MAINTANCE CHARGES

    3
    PUBLIC PROVINENT FUND

    MERITS DEMERITS
    SAFETY AND SECURITY LOCKING PERIOD 7 YEARS BUT AFTER
    FIXED AND ASSURED RETURENED 7 YEARS WE CAN WITHDRAWL UPTO
    TAX BENEFITS 50%
    MINOR CAN BE INVEST
    PTOTECTION AGAINST BANKCRUPT

    3
    POST OFFICE SAVINGS

    MERITS DEMERITS
    SAFETY AND SECURITY NO DIGITALISATION
    FIXED AND ASSURED RETURN LESSER RETURN
    TAX BENEFITS LOW LIQUIDITY
    WIDLE REACHE

    3
    LIFE INSURANCE

    MERITS DEMERITS
    HIGH RETURN HIGH PREMIUM
    TAX BENEFITS
    REGULATE SECTOR
    MULTIPLE OPTIONS
    MODERATE LIQUIDITY

    3
    EXPECTATION AS INVESTOR ON A PRODUCT

    HIGH RETURN INFLATION COVER


    SAFETY AND SECURITIES UNCERTAINITY COVER
    TAX BENEFITS REGULAR INCOME
    BRAND VALUE AND GOODWILL ASURED RETURN
    EASY LIQUIDITY LOAN FACILITY
    TRANSPARENCY ADDITIONAL RETURN
    OWNERSHIP COMPETITIVE ADVANTAGE
    LAW RISK NO EXTRA COST
    ALL AGE BENIFITS NO LOCKING PERIOD

    3
    features of the portfolio

    1 : PRODUCT CATEGORY 4 : RETURN


    Investment bond with life cover Fixed 8% compound interest per annum
    Additional Bonus
    Revisionary bonus 2% - 4% simple
    2 : BRAND
    interest per annum
    Bank of Baroda

    5: Liquidity
    3 : TENOR OR DURATION
    Surrender option
    Maturity tenor is 15 years
    Assignment option
    Premium paying tenor is 12 years
    3
    6 : EXTRA BENEFITS
    life cover - 10 times of the annual
    premium
    Tax benefits : under section 80c and
    section 10(10)d

    3 : PARTIAL WITHDRAWL
    Customer gets cashback of 103% of
    annual in 3rd year, 7th year and 11th
    year 3

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