Sun MaxiLink 100

Make a bright choice with Sun MaxiLink 100 , an investment-linked life insurance product that primarily helps address your
need for:

Sun MaxiLink 100 lets you enjoy these benefits:

LIFETIME INSURANCE COVERAGE
Secure your family's future with life insurance protection until age 100. This is equivalent to 200% of the Face Amount
plus the Fund Value, or 500% of the annual regular premium plus 125% of excess premiums (if any), less 125% of
partial withdrawals made (if any), whichever is higher.

The addition of supplements or riders may also provide protection for contingencies such as accidents, disability and
illnesses.

SUITABLE INVESTMENT OPTIONS

Maximize your money's worth by choosing among the investment fund options that best suit your investmentobjectives
and risk appetite. Plus, take advantage of Sun Life's professional fund managers' investment experience and expertise.

FUNDS FOR FUTURE NEEDS

Build funds for a comfortable retirement, an important life milestone, or for your child's education. In case of an
emergency, money comes in handy via a partial fund withdrawal.

MANAGEABLE PREMIUM PAYMENTS

You may opt to increase your fund's value anytime through top-ups or excess payments on top of your regular
premium.
Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance
policy contract.

PRIMARY BENEFITS (BASIC PLAN) SUPPLEMENTARY BENEFITS (RIDERS)

FACE AMOUNT 350,000.00 ACCIDENTAL DEATH BENEFIT (ADB) 350,000.00
INITIAL LIFE INSURANCE COVERAGE 711,838.00 CRITICAL ILLNESS BENEFIT (CIB) 500,000.00
1
HOSPITAL INCOME BENEFIT (HIB) 1,700.00
1 Initial Life Insurance Coverage refers to the death benefit at the end of Month 1 based on
current charges.

DEATH BENEFIT2 LIVING BENEFIT2 FUND ALLOCATION

2 The values above are computed based on 8% projected return which is subject to change and is not guaranteed by Sun Life. Projected values are net of all
Equity
current charges.

This is for information purposes only and is not a contract of insurance. For more information on the above benefits and additional details, please refer to the product proposal attached herein.

Fund performance of investment-linked insurance products may vary, as such returns are not assured. Before
obtaining a policy ensure that you understand the benefits and risks of this product.
Sun MaxiLink 100
PRODUCT HIGHLIGHTS
What is Sun MaxiLink 100?
Sun MaxiLink 100 is a regular pay, investment-linked life insurance product that provides protection until
age 100. It offers insurance coverage equal to 200% of the Face Amount plus the Fund Value, or 500% of
the annual regular premium plus 125% of excess premiums (if any), less 125% of partial withdrawals made
(if any), whichever is higher. It invests in Peso-denominated funds and is offered through Sun Life of
Canada (Philippines), Inc.
You may refer to Page 1: Proposal Information and Page 2: Investment Fund Description of the Product
Proposal document for more details on the product features and benefits, as well as information on your
chosen investment fund.
What are the key risks of this product?
Purchasing an investment-linked life insurance product has its advantages and trade-offs. As an
investment-linked product, the policy owner must understand that the product may be subject to investment
risks which include, but are not limited to credit risk, mark-to-market risk, taxation risk, regulatory risk,
currency risk, interest rate risk, liquidity risk and default risk which could affect the value of the policy.
SLOCPI is guided by the Funds' investment objectives in managing these risks; however, this does not
guarantee investment returns nor protection against capital loss. To further understand the nature of said
risks, a table of definition is provided in the succeeding Product Highlights page.
What are the fees and charges for this product?
During the policy's tenure, the investment fund is subject to Fund Management Charge, Monthly Periodic
Charge and Cost of Insurance Charge. Surrender Charge may also be incurred in the event of partial or full
withdrawal of the policy's Fund Value. You may refer to the details of the charges on the Illustration of
Benefits of the Product Proposal document.
How often will my investment fund be assessed or valued?
The performance of the investment fund associated with this product is valued every working day. For any
financial transactions, the next day's unit price is used as reference. Rates or Net Asset Value Per Unit are
available daily via www.sunlife.com.ph and published in a broadsheet (i.e. Philippine Star) every week.
Can I withdraw from my Fund Value in case of an emergency?
Yes, you can make partial withdrawals from your Fund Value when necessary. Depending on the policy
year when the withdrawal is made, the amount to be withdrawn may be subject to applicable charges.
Incidentally, taking out funds from your policy diminishes your death benefit and may also result to the
possible termination of your policy, in case the remaining Fund Value is no longer sufficient to cover the
applicable policy charges.
In the event that you withdraw your Fund Value in full, your policy will be deemed surrendered and
terminated. Note, that surrendering your policy may be more disadvantageous than beneficial to you, as
you may not only incur surrender charges but you also lose potential investment earnings as well as the
benefit of having life insurance protection. Likewise, when you decide to apply again for life insurance
coverage, the merits of your application will be based on your attained age and health condition at the time
of application which may result to higher premium rates, exposure to medical examinations, and possible
coverage exclusions.
We encourage you to maintain your policy for your financial benefit. Moreover, if you keep it in-force for
at least 10 years, you may receive a Loyalty Bonus in the form of unit credits at the end of the 10th year
and every 5 years thereafter.
Sun MaxiLink 100
PRODUCT HIGHLIGHTS
Disclosure of Conflict of Interest:
Sun Life of Canada (Philippines), Inc. or SLOCPI makes investment decisions for the funds based on the
circumstances of each fund and independently of decisions made for other funds. There are times when
SLOCPI may take the same investments for a fund and one or more other funds. This may create a conflict
of interest if there is only a limited amount of the investment available, or if the investment is purchased at
different times or at different prices for different funds. If this happens, SLOCPI will attempt to allocate
the investment fairly between the fund and other funds. Factors SLOCPI considers in allocations include
the size and timing of previous allocations, whether the security meets the objectives of the respective
portfolios, the relative portfolio size and the rate of growth of the portfolios.
DEFINITION OF INVESTMENT RISKS
Credit Risk This risk refers to the probability that a counterparty to an investment may not
be able to fulfill its obligations accordingly, resulting to an adverse effect on
the value of a money market or debt security such as a bond.
Currency Risk This risk refers to the probability that the value of investments held in foreign
(or Foreign Exchange Risk) currencies, such as the US Dollar, may fluctuate against the local currency or
Philippine Peso due to changing interest rates and inflation rates. This risk
may also occur when foreign governments restrict currency exchange,
impeding cash distributions or processing of fund redemptions.
Interest Rate Risk This risk refers to the possibility that the value of an investment with holdings
in fixed-income securities such as bonds may rise and fall as interest rates
change. When interest rates fall, the value of an existing bond rises. On the
contrary, when interest rates rise, the value of an existing bond generally falls.
Liquidity Risk This risk refers to the possibility that assets or securities may not be bought or
sold within a desired time and at fair value, which in turn may affect the value
of an investment or satisfy investment purchase and redemption services of
SLOCPI to its policy holders.
Market Risk This risk refers to the probability that the market value of an investment will
rise or fall based on overall market conditions. The value of the market can
vary with changes in the general economic and financial conditions as well as
political, social and environmental factors.
Regulatory Risk This risk refers to the probability that certain laws and regulations applicable
to investments, including income tax and securities laws, and the
administrative policies and practices of regulatory authorities may change in a
manner that adversely affects the value of an investment.
Taxation Risk This risk refers to the probability that the application of tax on investment may
differ from jurisdiction to jurisdiction and tax treatment may change before
the maturity or redemption date of an investment. For more information on the
effects of tax on the acquisition, ownership or liquidation of investment funds,
it is best for the customer to consult a personal, independent tax adviser.
 Variable Life Insurance
Proposal
In the Philippines, insurance products are being offered through Sun Life of Canada (Philippines), Inc., a member of the Sun Life
Financial group of companies. In this proposal, you and your refer to the policy owner while we, us, our and the Company refer to
Sun Life of Canada (Philippines), Inc.
Proposal Information
On the Life of : GLENDA LEONOR CONTILLO Age Last Birthday : 43 (Female)
Currency : Philippine
Peso
Basic Plan Benefit Amount Regular Premium
Sun MaxiLink 100 - Non-Smoker Ps 350,000.00 Ps 16,261.00
Additional Benefits
Accidental Death Benefit - ADB Ps 350,000.00 Ps 413.00
Critical Illness Benefit - CIB Ps 500,000.00 Ps 4,030.00
Hospital Income Benefit - HIB Ps 1,700.00 /day Ps 4,964.00
Class: Standard Total Initial Annual Regular Premium Ps 25,668.00
Annual Excess Premium (to be Billed Regularly) Ps 4,332.00
Total Initial Annual Premium (to be Billed Ps 30,000.00
Regularly)
Excess Premium (One-time) Ps 0.00
Sun MaxiLink 100 is a variable life insurance product until age 100, payable while life insured lives. The living benefit is equal to the fund
value, which is partially or fully withdrawable from the policy's share in the separate account(s). The death benefit is the higher of the sum of
200% of face amount and the fund value or the minimum death benefit. The minimum death benefit is equal to 500% of the regular premium
plus 125% of each paid excess premium, if any, less 125% of each partial withdrawal, if any. No other benefits are payable under this product.
As the policy is a variable contract, only the value of the face amount which forms part of the death benefit, as the case may be, is guaranteed,
while the fund value, will depend on the investment experience of separate account(s) linked to the policy.
The investment risks associated with this product are borne solely by the policy owner.
If you decide the policy is not suitable for your needs, then you may return said documents for cancellation by giving us written notice.
We must receive such notice within 15 days from the date you receive the policy. If you opted for an electronic policy contract, we
must receive such notice not later than 20 days from the date the policy was electronically transmitted to you. We will refund the fund
value of the units allocated to your policy inclusive of the initial charges.
Notes:
(i) All payments and benefits shown are in Philippine pesos.
(ii) The illustrations assume that all premiums are paid in full when due and as planned, you will have no withdrawals on the policy beyond those illustrated and
mode of payment is annual.
(iii) The above values are illustrations only of the key features of the recommended insurance plans. This illustration may differ from any earlier proposal illustration.
(iv) The values in the succeeding pages are illustration of possible performance of your fund. Since the fund performance may vary, the values of your units are not
guaranteed and will depend on the actual investment performance at that given period. The value of the policy could be less than the premiums paid.
(v) Any excess premium you have paid is considered such only if the Annual Regular Premium has been fully paid. The Company may require evidence of
insurability of the Life Insured with respect to payment of any excess premium.
(vi) Additional payment may be required if the Fund Value is not sufficient to pay the charges.

This proposal shall form part of the insurance contract once the policy is issued. A copy of this proposal and the policy contract will be delivered to you.

While we have made every effort to ensure accuracy, errors and omissions may have occurred in the preparation of this proposal.

Health insurance products (basic and riders) provide you the right to Cooling-Off Period for 15 days from receipt of corresponding policy document. If you opted for an
electronic policy contract, the right to Cooling-Off period is 20 days from the date the corresponding policy document was electronically transmitted to you.

Should there be any discrepancy between the statement(s) contained in this material and the insurance policy contract, the provisions of the insurance policy contract will
prevail.

Prepared By : TUGADO, DESIREE R. Date : 15 July 2020

Branch : MIRACLE TREE
This is only an illustration.
5.1 / 2.3 094585O150720200843134986611 Page 1 of 9
 GLENDA LEONOR CONTILLO 43 (Female)
Sun MaxiLink 100 - Non-Smoker
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 30,000.00

Fund Allocation
100% Equity Fund

Investment Fund Description

Balanced Fund
The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in a mix of fixed-income and equity instruments.
Bond Fund
The Fund is designed to stay invested only in high-quality fixed income instruments that are classified as below average risk.
Equity Fund
The fund is designed to produce long term capital appreciation through investment in high quality stocks that are diversified across sectors.
Money Market Fund (available only for fund switching/transfers)
The fund is designed to maximize yields on short to medium-term placements, while ensuring adequate liquidity for holders of the Fund.
MyFuture Fund
The fund is a target date fund that will invest primarily in high-quality stocks and a mix of government and domestic corporate debt in accordance with an asset allocation
strategy that will become increasingly conservative as the maturity of the fund approaches.
Growth PLUS Fund
The fund is designed mainly to generate long-term capital appreciation through investment in high-quality equity and equity-linked securities, diversified across sectors,
which distribute periodic dividends and provide sustainable dividend yields.
Index Fund
The Fund is designed mainly to generate long-term capital appreciation through investment in high-quality equities comprised of constituents of the Philippine Stock
Exchange Index (PSEi).
Captains Fund
The Fund is designed mainly to generate long-term capital appreciation primarily through investment in equity and equity-linked securities diversified across sectors.
Opportunity Tracker Fund
The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in a mix of fixed-income and equity instruments.

This is only an illustration.

5.1 / 2.3 094585O150720200843134986611 Page 2 of 9
 GLENDA LEONOR CONTILLO 43 (Female)
Sun MaxiLink 100 - Non-Smoker
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 30,000.00

Historical Investment Performance of Investment Funds of Sun Life's Variable Life Insurance Products
Year-on-Year Return
Compounded
3-Year 5-Year 10-Year
Annual Growth
Fund Name 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- Return Return Return
Rate (for
(Fund Launch Date) 10 11 12 13 14 15 16 17 18 19 (2019 vs (2019 vs (2019 vs
completed
2016) 2014) 2009)
calendar years)
Peso Balanced
26.92% 1.95% 23.20% 1.14% 11.81% -3.75% -2.74% 12.70% -9.89% 8.93% 8.27% 10.63% 3.56% 86.69%
(Dec. 6, 2004)
Peso Bond
10.69% 6.90% 6.56% 8.25% 0.16% -0.96% -0.90% 0.71% -5.32% 18.31% 5.36% 12.82% 10.72% 51.36%
(Sep. 13, 2004)
Peso Equity
36.98% 1.34% 30.97% 1.31% 19.73% -5.02% -1.78% 20.94% -9.46% 2.85% 10.31% 12.61% 5.06% 131.70%
(Sep. 13, 2004)
Peso Money Market
1.03% 0.50% 0.66% -0.34% -0.37% 0.10% -0.06% 0.60% 1.56% 2.64% 0.83% 4.86% 4.91% 6.45%
(Jun. 25, 2007)
MyFuture 2020
33.77% 1.84% 31.37% 2.88% 16.74% -4.10% -2.64% 9.01% -3.94% 5.56% 10.42% 10.53% 3.19% 121.84%
(Jun. 7, 2008)
MyFuture 2025
33.56% 2.25% 31.15% 2.97% 18.15% -5.51% -2.42% 14.71% -8.07% 7.05% 10.55% 12.89% 4.09% 126.81%
(Jun. 7, 2008)
MyFuture 2030
34.36% 1.61% 30.93% 2.10% 20.58% -5.05% -2.68% 16.78% -11.79% 7.83% 10.74% 11.07% 2.63% 125.85%
(Jun. 7, 2008)
MyFuture 2035
34.98% 1.71% 30.93% 3.31% 20.55% -4.86% -2.08% 17.67% -12.95% 6.91% 10.89% 9.52% 2.03% 128.42%
(Jun. 7, 2008)
MyFuture 2040
34.21% 1.94% 30.96% 3.14% 20.36% -4.79% -2.04% 20.54% -13.12% 6.40% 11.08% 11.43% 3.94% 131.16%
(Jun. 7, 2008)
Growth PLUS
N/A N/A N/A N/A N/A -12.09%* -2.81% 21.42% -15.18% -3.95% -0.98% -1.09% N/A N/A
(Apr. 8, 2015)
Index
N/A N/A N/A N/A N/A N/A 1.71%* 23.64% -13.52% 3.66% 3.49% 10.83% N/A N/A
(Jan. 25, 2016)
Captains
N/A N/A N/A N/A N/A N/A -6.56%* 14.24% -14.60% -7.42% -3.33% -9.67% N/A N/A
(Apr. 18, 2016)
Opportunity Tracker
N/A N/A N/A N/A N/A N/A N/A -0.46%* -12.14% 8.26% -2.47% N/A N/A N/A
(Oct. 9, 2017)
* Returns are from Fund inception date and not full year returns.

The values above are actual investment returns of Investment Funds of variable life insurance products, net of fund management charges. Past investment performance is
not necessarily indicative of the future or likely performance of the funds.
The Unit Price of an Investment Fund on a Valuation Date is determined by dividing the net asset value of the Investment Fund on the Valuation Date by the aggregate
number of outstanding Units of the Investment Fund on the Valuation Date. Currently, Valuation is done on a daily basis.
The Unit Prices of the Investment Funds are published weekly on major newspapers. You may also visit our website at www.sunlife.com.ph for the daily Unit Prices.

Certified true and correct:

Michael Gerard D. Enriquez

Chief Investment Officer

This is only an illustration.

5.1 / 2.3 094585O150720200843134986611 Page 3 of 9
 GLENDA LEONOR CONTILLO 43 (Female)
Sun MaxiLink 100 - Non-Smoker
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 30,000.00

Critical Illness Benefit

If the life insured has been diagnosed, while living, to have contracted any one or more of the following Critical Illnesses listed below or has undergone any
of the specified surgeries, then you will receive Ps 500,000.00*. The Critical Illness must occur more than 90 days after the date the benefit comes into
force and the diagnosis must occur before the earlier of the life insured's 70th birthday and the maturity date of the policy.

The list of Critical Illnesses and those requiring surgery include:

Critical Illnesses
20. Major Burns
1. Acute Heart Attack
21. Major Head Trauma
2. Alzheimer's Disease
22. Medullary Cystic Disease
3. Amyotrophic Lateral Sclerosis(ALS)
23. Meningeal Tuberculosis
4. Aplastic Anaemia
24. Motor Neuron Disease
5. Bacterial Meningitis
25. Multiple Sclerosis
6. Benign Brain Tumour
26. Paralysis
7. Cerebral Metastasis
27. Parkinson's Disease
8. Coma
28. Progressive Bulbar Palsy (PBP)
9. Deafness
29. Progressive Muscular Atrophy (PMA)
10. Dissecting Aortic Aneurysm
30. Stroke
11. Encephalitis
31. Terminal Illness
12. End Stage Liver Failure
32. Total Blindness
13. End Stage Lung Disease
14. End Stage Renal Disease
Critical Illnesses Requiring Surgery
15. Fulminant Hepatitis
33. Coronary Artery Bypass Surgery
16. Guillain-Barre Syndrome
34. Major Organ Transplant
17. Invasive Cancer
35. Replacement of Heart Valve
18. Loss of Limbs
36. Surgery for Disease of the Aorta (Aorta Surgery)
19. Loss of Speech

We will not pay for claims arising from any of the following: (a) critical illnesses diagnosed within 90 days from the issue date of this benefit or its last
reinstatement, whichever is later; (b) any pre-existing or recurring critical illnesses which are diagnosed or which the life insured contracted prior to the
issue date of this benefit or date of last reinstatement; (c) congenital abnormalities; (d) any Human Immunodeficiency Virus (HIV) and/or any HIV-related
illness including Acquired Immune Deficiency Syndrome (AIDS) and/or any mutations, derivation or variations thereof; (e) attempted suicide or self-
inflicted injury while sane or insane; (f) taking or absorbing, accidentally or otherwise, any intoxicating liquor, sedative or poison drug, narcotic or
medicine, except as prescribed by a Doctor; and (g) inhaling any gas or fumes except if inhalation is accidental AND in the course of duty.

Note: This benefit automatically renews every five years with a premium adjustment every 5th anniversary of the policy. We may change the
premium rate of this benefit from time to time but not more often than once a year, subject to the approval of the Insurance Commission. We
will advise you by written notice as to the new premium rate prior to the renewal date.

Premium Schedule
Critical Illness Benefit
Duration
Premium
1-5 4,030.00
6 - 10 5,360.00
11 - 15 8,350.00
16 - 20 12,395.00
21 - 25 17,165.00
26 - 27 22,910.00
*The CIB Face Amount will be subject to Financial Underwriting.

This is only an illustration.

5.1 / 2.3 094585O150720200843134986611 Page 4 of 9
 GLENDA LEONOR CONTILLO 43 (Female)
Sun MaxiLink 100 - Non-Smoker
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 30,000.00

Hospital Income Benefit

Once life insured is confined in the Hospital, as a result of Injury or Sickness, on the recommendation of a Physician as an in-patient, you will receive Ps
1,700.00* as Daily Hospital Income. Such Hospital Confinement must occur before the earlier of the policy anniversary on or following the life insured's
60th birthday and the maturity date of the policy.
Hospital Confinement due to Sickness must be for a minimum of three (3) days before we pay the Daily Hospital Income benefit from the first day of
hospitalization. If due to Injury, the waiting period will not apply, in which case, we will pay the benefit beginning on the first day of Hospital
Confinement.
We will pay twice the amount of Hospital Income Benefit if: (a) the life insured is confined in the Intensive Care Unit of the Hospital due to Injury or
Sickness; or (b) the Sickness which results in Hospital Confinement of the life insured is classified as a Dread Disease.
The covered Dread Diseases include only the following:

1. Acute Heart Attack 5. End Stage Renal Disease

9. Poliomyelitis
2. Chronic Liver Disease 6. Invasive Cancer
10. Progressive Muscular Atrophy (PMA)
3. Dissecting Aortic Aneurysm 7. Major Organ Transplant
11. Stroke
4. End Stage Lung Disease 8. Multiple Sclerosis

In case Hospital Confinement simultaneously qualifies the life insured for both Intensive Care and the Dread Disease, we will pay for only one with the
greater benefit amount.
We will pay the benefit during the continuance of the Hospital Confinement up to a maximum of 1,000 days.
If the benefits have become payable and the life insured is again confined to a Hospital due to the same or related Injury or Sickness, the subsequent period
of Hospital Confinement will be considered a continuation of the prior period. Benefits will commence on the first day of such Hospital Confinement for an
Injury or Sickness and the total combined Hospital Confinement will be subject to the 1,000 days maximum period.
During the first 12 months from the effective date of this benefit or date of last reinstatement, we will provide no benefits for Hospital Confinement
resulting from Injury or Sickness for which the life insured received medical advice or treatment or medication within 12 months prior to the effective date
of this benefit or last reinstatement.
If the life insured has several policies with Hospital Income Benefit with us, the aggregate maximum of daily hospital income is Ps 10,000.
We will not pay any benefit for Hospital Confinement of the life insured caused by or resulting from any of the following: (a) attempted suicide or self-
inflicted injury while sane or insane; (b) war declared or undeclared, insurrection, riots, civil commotion or any hostile action of armed forces; (c) abuse of
drug or alcohol; (d) committing or attempting to commit a criminal offense; (e) nervous or mental disorder; (f) pregnancy, childbirth, miscarriage or
abortion or complication of any of these; (g) congenital deformities and defects; (h) routine physical check-up and rest cures; (i) cosmetic or plastic surgery,
except as a result of Injury and recommended by a Physician; and (j) any Human Immunodeficiency Virus (HIV) and/or any HIV-related illness including
Acquired Immune Deficiency Syndrome (AIDS) and/or mutations, derivation or variations thereof.
Note: This benefit automatically renews every year with premiums at issue age rates. We may change the premium rate of this benefit from time to
time but not more than once a year, subject to the approval of the Insurance Commission. We will advise you by written notice as to new
premium rate prior to the renewal year.

The above information is intended as a general summary and for reference only. Please refer to the contract for the detailed description of the
terms, conditions, limitations and exclusions of the above rider.
*The HIB Face Amount will be subject to Financial Underwriting.

This is only an illustration.

5.1 / 2.3 094585O150720200843134986611 Page 5 of 9
 GLENDA LEONOR CONTILLO 43 (Female)
Sun MaxiLink 100 - Non-Smoker
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 30,000.00

Illustration of Rider Premiums

Rider Premiums
End of Attained Premiums Total Rider ADB^ CIB# HIB^^
Year Age Paid Premiums
1 44 25,668 9,407 413 4,030 4,964
2 45 25,668 9,407 413 4,030 4,964
3 46 25,668 9,407 413 4,030 4,964
4 47 25,668 9,407 413 4,030 4,964
5 48 25,668 9,407 413 4,030 4,964
6 49 26,998 10,737 413 5,360 4,964
7 50 26,998 10,737 413 5,360 4,964
8 51 26,998 10,737 413 5,360 4,964
9 52 26,998 10,737 413 5,360 4,964
10 53 26,998 10,737 413 5,360 4,964
11 54 29,988 13,727 413 8,350 4,964
12 55 29,988 13,727 413 8,350 4,964
13 56 29,988 13,727 413 8,350 4,964
14 57 29,988 13,727 413 8,350 4,964
15 58 29,988 13,727 413 8,350 4,964
16 59 34,033 17,772 413 12,395 4,964
17 60 34,033 17,772 413 12,395 4,964
18 61 29,069 12,808 413 12,395
19 62 29,069 12,808 413 12,395
20 63 29,069 12,808 413 12,395

12 55 29,988 13,727 413 8,350 4,964

17 60 34,033 17,772 413 12,395 4,964
22 65 33,839 17,578 413 17,165

^ADB premium payment terminates at attained age 70.

#CIB premium payment terminates at attained age 70.
^^HIB premium payment terminates at attained age 60.

This is only an illustration.

5.1 / 2.3 094585O150720200843134986611 Page 6 of 9
 GLENDA LEONOR CONTILLO 43 (Female)
Sun MaxiLink 100 - Non-Smoker
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 30,000.00

Illustration of Benefits - Equity Fund (100%)

It is assumed in the table below that the regular premiums are paid in full throughout the duration of the contract.

The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period. Also, the
assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are calculated assuming the fund
is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of payment is other than annual, values shown may
change.

PROJECTED BENEFITS
End Attained Premiums Fund Value Death Benefit
of Age Paid Charges** 4% 8% 10% 4% 8% 10%
Year
1 44 25,668 23,757 2,179 2,450 2,587 702,179 702,450 702,587
2 45 25,668 19,810 8,692 9,648 10,137 708,692 709,648 710,137
3 46 25,668 12,626 22,792 24,892 25,982 722,792 724,892 725,982
4 47 25,668 12,774 37,292 41,173 43,221 737,292 741,173 743,221
5 48 25,668 12,941 52,186 58,553 61,970 752,186 758,553 761,970
6 49 26,998 14,458 67,494 77,145 82,415 767,494 777,145 782,415
7 50 26,998 14,654 83,197 96,986 104,653 783,197 796,986 804,653
8 51 26,998 14,864 99,298 118,158 128,842 799,298 818,158 828,842
9 52 26,998 15,107 115,778 140,731 155,141 815,778 840,731 855,141
10 53 26,998 15,375 134,686 167,191 186,324 834,686 867,191 886,324
11 54 29,988 17,003 153,731 194,875 219,567 853,731 894,875 919,567
12 55 29,988 17,230 173,286 224,487 255,820 873,286 924,487 955,820
13 56 29,988 17,384 193,445 256,252 295,455 893,445 956,252 995,455
14 57 29,988 17,450 214,323 290,431 338,895 914,323 990,431 1,038,895
15 58 29,988 17,461 239,942 332,370 392,394 939,942 1,032,370 1,092,394
16 59 34,033 21,532 262,666 372,606 445,455 962,666 1,072,606 1,145,455
17 60 34,033 21,598 286,209 415,918 503,633 986,209 1,115,918 1,203,633
18 61 29,069 16,696 310,516 462,371 567,207 1,010,516 1,162,371 1,267,207
19 62 29,069 17,078 335,379 512,054 636,592 1,035,379 1,212,054 1,336,592
20 63 29,069 17,994 366,521 573,757 722,843 1,066,521 1,273,757 1,422,843
12 55 29,988 17,230 173,286 224,487 255,820 873,286 924,487 955,820
17 60 34,033 21,598 286,209 415,918 503,633 986,209 1,115,918 1,203,633
22 65 33,839 24,690 416,833 690,269 895,484 1,116,833 1,390,269 1,595,484
Based on a 4% projected rate of return, policy may continue until the end of duration 53. If additional premium payment is not made on duration 54, the
policy will terminate since fund value is not sufficient to pay for the monthly charges.
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value.
** Charges are based on a 4% investment return.
The projected values are net of: (a) premium charges of 80% of annual regular premium on the first policy year, 5% of annual regular premium from the
second to the tenth year, all excess premiums shall be subject to a premium charge of 5%; (b) monthly periodic charge of 50% of the annual regular
premium on the second year, 5% from the third to the tenth year; (c) monthly insurance charge of 200% of the Face Amount multiplied by the insurance
rate determined by the Company, plus additional benefit premiums, if any; and (d) a fund management charge of 2.00% (plus VAT) of the fund value. The
figures shown above are net of all charges. The monthly charges are deducted from the fund. No premium charge and monthly periodic charge are imposed
on any extra premium and additional benefit premium.

A loyalty bonus on the 10th policy anniversary year and every 5 years thereafter is included in the above illustration. The loyalty bonus is currently equal to
2% of the average monthly fund balance of the preceding 5 years. It is not guaranteed and will depend on the actual performance of the fund.

You should only invest in this product if you intend to pay the regular premium for the whole of your chosen payment term. Should you terminate the
policy early, you may suffer a loss as illustrated above.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

5.1 / 2.3 094585O150720200843134986611 Page 7 of 9
 GLENDA LEONOR CONTILLO 43 (Female)
Sun MaxiLink 100 - Non-Smoker
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 30,000.00

Premium Holiday Illustration

If your fund value is sufficient, you may opt to suspend payments of regular premium and excess premium, if any. This premium holiday will not affect the
payment term of the policy. The payment for the monthly charges will be taken from the fund value which may cause depletion of your fund. Thefollowing
table is an illustration of a premium holiday after 10 years of premium payment.

The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past performance with
respect to the fund where your policy is linked. The returns are likely to change during the investment period. Also, the assumed returns do not represent the
upper and lower limits of the actual return that may be realized. Values are calculated assuming the fund is earning 4%*, 8%* and 10%*. It is assumed that
the mode of payment is annual. If mode of payment is other than annual, values shown may change.

PROJECTED BENEFITS
End Attained Age Premiums Charges** Fund Value Death Benefit
of Paid 4% 8% 10% 4% 8% 10%
Year
1 44 30,000 23,974 6,454 6,887 7,105 706,454 706,887 707,105
2 45 30,000 20,026 17,410 18,869 19,614 717,410 718,869 719,614
3 46 30,000 12,843 36,126 39,270 40,903 736,126 739,270 740,903
4 47 30,000 12,991 55,421 61,112 64,118 755,421 761,112 764,118
5 48 30,000 13,157 75,297 84,488 89,428 775,297 784,488 789,428
6 49 31,330 14,674 95,781 109,544 117,074 795,781 809,544 817,074
7 50 31,330 14,870 116,862 136,353 147,218 816,862 836,353 847,218
8 51 31,330 15,081 138,550 165,039 180,086 838,550 865,039 880,086
9 52 31,330 15,324 160,835 195,713 215,911 860,835 895,713 915,911
10 53 31,330 15,592 186,542 231,813 258,537 886,542 931,813 958,537
11 54 17,003 176,450 232,216 265,918 876,450 932,216 965,918
12 55 17,230 165,734 232,413 273,783 865,734 932,413 973,783
13 56 17,384 154,443 232,466 282,255 854,443 932,466 982,255
14 57 17,450 142,644 232,455 291,485 842,644 932,455 991,485
15 58 17,461 133,576 237,077 307,171 833,576 937,077 1,007,171
16 59 21,532 116,797 233,173 314,542 816,797 933,173 1,014,542
17 60 21,598 99,297 228,895 322,563 799,297 928,895 1,022,563
18 61 16,696 86,120 229,390 336,527 786,120 929,390 1,036,527
19 62 17,078 72,039 229,524 351,453 772,039 929,524 1,051,453
20 63 17,994 58,364 233,332 373,511 758,364 933,332 1,073,511
12 55 17,230 165,734 232,413 273,783 865,734 932,413 973,783
17 60 21,598 99,297 228,895 322,563 799,297 928,895 1,022,563
22 65 24,690 12,512 218,735 396,595 712,512 918,735 1,096,595
Based on a 10% projected rate of return, premium holiday may continue until the end of the contract term, or the maturity date of MyFuture Fund/s if fund allocation is
purely in MyFuture Fund/s.
Based on a 8% projected rate of return, premium holiday may continue until the end of duration 42. If premium payment is not made on duration 43, the policy will
terminate since fund value is not sufficient to pay for the monthly charges.
Based on a 4% projected rate of return, premium holiday may continue until the end of duration 22. If premium payment is not made on duration 23, the policy will
terminate since fund value is not sufficient to pay for the monthly charges.
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value for Equity Fund.
** Charges are based on a 4% investment return.
The projected values are net of: (a) premium charges of 80% of annual regular premium on the first policy year, 5% of annual regular premium from the second to thetenth
year, all excess premiums shall be subject to a premium charge of 5%; (b) monthly periodic charge of 50% of the annual regular premium on the second year, 5% from the
third to the tenth year; (c) monthly insurance charge of 200% of the Face Amount multiplied by the insurance rate determined by the Company, plus additional benefit
premiums, if any; and (d) a fund management charge of 2.00% (plus VAT) of the fund value for Equity Fund. The figures shown above are net of all charges. The monthly
charges are deducted from the fund. No premium charge and monthly periodic charge are imposed on any extra premium and additional benefit premium.
A loyalty bonus on the 10th policy anniversary year and every 5 years thereafter is included in the above illustration. The loyalty bonus is currently equal to 2% of the
average monthly fund balance of the preceding 5 years. It is not guaranteed and will depend on the actual performance of the fund.
You should only invest in this product if you intend to pay the regular premium for the whole of your chosen payment term. Should you terminate the policy early, you
may suffer a loss as illustrated above.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

5.1 / 2.3 094585O150720200843134986611 Page 8 of 9
 GLENDA LEONOR CONTILLO 43 (Female)
Sun MaxiLink 100 - Non-Smoker
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 30,000.00

Declaration and Acknowledgement of Variability

• I have read and understood the disclosures in this proposal illustration. I likewise signify that my advisor has explained to me the features and the
charges on the policy, the manner in which the variable benefits will reflect the investment experience of the separate account(s), and the guarantees
on minimum death benefit.
• I hereby agree and declare that:

1. I have applied with the Sun Life of Canada (Philippines), Inc. for a Variable Life Insurance Policy, and have understood the risks inherent in the
product.
2. I have reviewed and understood the illustration(s) presented that shows how a variable life insurance policy performs using company's
assumptions and based on the Insurance Commission's guidelines on interest rates.
3. I understand and accept the results of my Financial Needs Analysis. Should I opt to deviate from my assessed risk profile either now or in the
future, I accept to fully bear the risks that may result from said deviation.

Subject to the above statements, I have chosen the following underlying investment funds, with the corresponding fund allocations shown below:
Equity Fund (100%) - The fund is designed to produce long term capital appreciation through investment in high quality stocks that are
diversified across sectors.
4. I understand that the performance of the underlying investments of the fund may change over time and as such, the Net Asset Values of my units
may fluctuate and that the value of my policy could amount to less than the total premiums paid. Profits of the fund are not guaranteed and will
depend on its performance at the time of surrender or withdrawal. Any reference to historical performance of the fund does not guarantee future
returns. The unit values of my variable life insurance are periodically published in the Company's website, which I can access or view any time.
5. I understand and accept that the investment risks under the policy are borne solely by me, as the policy owner.
• By requesting a proposal on Sun Life of Canada (Philippines), Inc.'s products and services and by sharing and disclosing my personal data, I
authorize and consent to the use, processing and exchange of information needed to prepare the proposal. In the event I do not proceed with my
insurance application with Sun Life of Canada (Philippines), Inc., my personal data is kept for one year in Sun Life of Canada (Philippines), Inc.'s
data processing systems after which, it will be irreversibly anonymized for the sole purpose of data analytics and proposal counts report.

Applicant's Signature over Printed Name Date

End of Proposal

This is only an illustration.

5.1 / 2.3 094585O150720200843134986611 Page 9 of 9