Sun MaxiLink 100

Make a bright choice with Sun MaxiLink 100, an investment-linked life insurance product that primarily helps address your
need for:

Sun MaxiLink 100 lets you enjoy these benefits:

LIFETIME INSURANCE COVERAGE
Secure your family's future with life insurance protection until age 100. This is equivalent to 200% of the Face Amount
plus the Fund Value, or 500% of the annual regular premium plus 125% of excess premiums (if any), less 125% of partial
withdrawals made (if any), whichever is higher.

The addition of supplements or riders may also provide protection for contingencies such as accidents, disability and
illnesses.

SUITABLE INVESTMENT OPTIONS

Maximize your money's worth by choosing among the investment fund options that best suit your investment
objectives and risk appetite. Plus, take advantage of Sun Life's professional fund managers' investment experience and
expertise.

FUNDS FOR FUTURE NEEDS

Build funds for a comfortable retirement, an important life milestone, or for your child's education. In case of an
emergency, money comes in handy via a partial fund withdrawal.

MANAGEABLE PREMIUM PAYMENTS

You may opt to increase your fund's value anytime through top-ups or excess payments on top of your regular
premium.
Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance
policy contract.

PRIMARY BENEFITS (BASIC PLAN) SUPPLEMENTARY BENEFITS (RIDERS)

FACE AMOUNT 350,000.00 TOTAL DISABILITY BENEFIT (TDB)
INITIAL LIFE INSURANCE COVERAGE 1 707,100.00 ACCIDENTAL DEATH, DISMEMBERMENT 350,000.00
1 Initial
Life Insurance Coverage refers to the death benefit at the end of Month 1 based on AND DISABLEMENT BENEFIT (ADDD)
current charges.
CRITICAL ILLNESS BENEFIT (CIB) 350,000.00
HOSPITAL INCOME BENEFIT (HIB) 1,000.00

DEATH BENEFIT2 LIVING BENEFIT2 FUND ALLOCATION

2The values above are computed based on 8% projected return which is subject to change and is not guaranteed by Sun Life. Projected values are net of
Equity Index
all current charges.

This is for information purposes only and is not a contract of insurance. For more information on the above benefits and additional details, please refer to the product proposal attached herein.

Fund performance of investment-linked insurance products may vary, as such returns are not assured. Before obtaining a
policy ensure that you understand the benefits and risks of this product.
Sun MaxiLink 100
P R O D U C T      H I G H L I G H T S
What is Sun MaxiLink 100?
Sun MaxiLink 100 is a regular pay, investment-linked life insurance product that provides protection until
age 100. It offers insurance coverage equal to 200% of the Face Amount plus the Fund Value, or 500% of
the annual regular premium plus 125% of excess premiums (if any), less 125% of partial withdrawals made
(if any), whichever is higher. It invests in Peso-denominated funds and is offered through Sun Life of Canada
(Philippines), Inc.
You may refer to Page 1: Proposal Information and Page 2: Investment Fund Description of the Product
Proposal document for more details on the product features and benefits, as well as information on your
chosen investment fund.
What are the key risks of this product?
Purchasing an investment-linked life insurance product has its advantages and trade-offs. As an investment-
linked product, the policy owner must understand that the product may be subject to investment risks
which include, but are not limited to credit risk, mark-to-market risk, taxation risk, regulatory risk, currency
risk, interest rate risk, liquidity risk and default risk which could affect the value of the policy. SLOCPI is
guided by the Funds' investment objectives in managing these risks; however, this does not guarantee
investment returns nor protection against capital loss. To further understand the nature of said risks, a
table of definition is provided in the succeeding Product Highlights page.
What are the fees and charges for this product?
During the policy's tenure, the investment fund is subject to Fund Management Charge, Monthly Periodic
Charge and Cost of Insurance Charge. Surrender Charge may also be incurred in the event of partial or full
withdrawal of the policy's Fund Value. You may refer to the details of the charges on the Illustration of
Benefits of the Product Proposal document.
How often will my investment fund be assessed or valued?
The performance of the investment fund associated with this product is valued every working day. For any
financial transactions, the next day's unit price is used as reference. Rates or Net Asset Value Per Unit are
available daily via www.sunlife.com.ph and published in a broadsheet (i.e. Philippine Star) every week.
Can I withdraw from my Fund Value in case of an emergency?
Yes, you can make partial withdrawals from your Fund Value when necessary. Depending on the policy
year when the withdrawal is made, the amount to be withdrawn may be subject to applicable charges.
Incidentally, taking out funds from your policy diminishes your death benefit and may also result to the
possible termination of your policy, in case the remaining Fund Value is no longer sufficient to cover the
applicable policy charges.
In the event that you withdraw your Fund Value in full, your policy will be deemed surrendered and
terminated. Note, that surrendering your policy may be more disadvantageous than beneficial to you, as
you may not only incur surrender charges but you also lose potential investment earnings as well as the
benefit of having life insurance protection. Likewise, when you decide to apply again for life insurance
coverage, the merits of your application will be based on your attained age and health condition at the
time of application which may result to higher premium rates, exposure to medical examinations, and
possible coverage exclusions.
We encourage you to maintain your policy for your financial benefit. Moreover, if you keep it in-force for
at least 10 years, you may receive a Loyalty Bonus in the form of unit credits at the end of the 10th year
and every 5 years thereafter.
Sun MaxiLink 100
P R O D U C T      H I G H L I G H T S
Disclosure of Conflict of Interest:
Sun Life of Canada (Philippines), Inc. or SLOCPI makes investment decisions for the funds based on the
circumstances of each fund and independently of decisions made for other funds. There are times when
SLOCPI may take the same investments for a fund and one or more other funds. This may create a conflict
of interest if there is only a limited amount of the investment available, or if the investment is purchased
at different times or at different prices for different funds. If this happens, SLOCPI will attempt to allocate
the investment fairly between the fund and other funds. Factors SLOCPI considers in allocations include
the size and timing of previous allocations, whether the security meets the objectives of the respective
portfolios, the relative portfolio size and the rate of growth of the portfolios.
DEFINITION OF INVESTMENT RISKS
Credit Risk This risk refers to the probability that a counterparty to an investment may
not be able to fulfill its obligations accordingly, resulting to an adverse effect
on the value of a money market or debt security such as a bond.
Currency Risk This risk refers to the probability that the value of investments held in foreign
(or Foreign Exchange Risk) currencies, such as the US Dollar, may fluctuate against the local currency or
Philippine Peso due to changing interest rates and inflation rates. This risk may
also occur when foreign governments restrict currency exchange, impeding
cash distributions or processing of fund redemptions.
Interest Rate Risk This risk refers to the possibility that the value of an investment with holdings
in fixed-income securities such as bonds may rise and fall as interest rates
change. When interest rates fall, the value of an existing bond rises. On the
contrary, when interest rates rise, the value of an existing bond generally falls.
Liquidity Risk This risk refers to the possibility that assets or securities may not be bought or
sold within a desired time and at fair value, which in turn may affect the value
of an investment or satisfy investment purchase and redemption services of
SLOCPI to its policy holders.
Market Risk This risk refers to the probability that the market value of an investment will
rise or fall based on overall market conditions. The value of the market can
vary with changes in the general economic and financial conditions as well as
political, social and environmental factors.
Regulatory Risk This risk refers to the probability that certain laws and regulations applicable
to investments, including income tax and securities laws, and the
administrative policies and practices of regulatory authorities may change in a
manner that adversely affects the value of an investment.
Taxation Risk This risk refers to the probability that the application of tax on investment
may differ from jurisdiction to jurisdiction and tax treatment may change
before the maturity or redemption date of an investment. For more
information on the effects of tax on the acquisition, ownership or liquidation
of investment funds, it is best for the customer to consult a personal,
independent tax adviser.
 Variable Life Insurance Proposal
In the Philippines, insurance products are being offered through Sun Life of Canada (Philippines), Inc., a member of the Sun Life
Financial group of companies. In this proposal, you and your refer to the policy owner while we, us, our and the Company refer to
Sun Life of Canada (Philippines), Inc.
Proposal Information
On the Life of :      CHRYSTELLE JANE RAMOS CASILAO Age Last Birthday :      26 (Female)
Currency :       Philippine Peso
Basic Plan Benefit Amount Regular Premium
Sun MaxiLink 100 - Non-Smoker Ps 350,000.00 Ps 11,760.00
Additional Benefits
Total Disability Benefit (Waiver of Premium) - TDB Ps 777.00
Accidental Death, Dismemberment and Disablement Benefit - ADDD Ps 350,000.00 Ps 948.50
Critical Illness Benefit - CIB Ps 350,000.00 Ps 1,190.00
Hospital Income Benefit - HIB Ps 1,000.00 /day Ps 2,300.00
Class: Standard Total Initial Annual Regular Premium Ps 16,975.50
Annual Excess Premium (to be Billed Regularly) Ps 1,024.50
Total Initial Annual Premium (to be Billed Ps 18,000.00
Regularly)
Excess Premium (One-time) Ps 0.00
Sun MaxiLink 100 is a variable life insurance product until age 100, payable while life insured lives. The living benefit is equal to
the fund value, which is partially or fully withdrawable from the policy's share in the separate account(s). The death benefit is the
higher of the sum of 200% of face amount and the fund value or the minimum death benefit. The minimum death benefit is equal
to 500% of the regular premium plus 125% of each paid excess premium, if any, less 125% of each partial withdrawal, if any. No
other benefits are payable under this product.
As the policy is a variable contract, only the value of the face amount which forms part of the death benefit, as the case may be, is
guaranteed, while the fund value, will depend on the investment experience of separate account(s) linked to the policy.
The investment risks associated with this product are borne solely by the policy owner.
If you decide the policy is not suitable for your needs, then you may return said documents for cancellation by giving us written
notice. We must receive such notice within 15 days from the date you receive the policy. If you opted for an electronic policy
contract, we must receive such notice not later than 20 days from the date the policy was electronically transmitted to you. We will
refund the fund value of the units allocated to your policy inclusive of the initial charges.
Notes:
(i) All payments and benefits shown are in Philippine pesos.
(ii) The illustrations assume that all premiums are paid in full when due and as planned, you will have no withdrawals on the policy beyond those
illustrated and mode of payment is annual.
(iii) The above values are illustrations only of the key features of the recommended insurance plans. This illustration may differ from any earlier
proposal illustration.
(iv) The values in the succeeding pages are illustration of possible performance of your fund. Since the fund performance may vary, the values of your
units are not guaranteed and will depend on the actual investment performance at that given period. The value of the policy could be less than the
premiums paid.
(v) Any excess premium you have paid is considered such only if the Annual Regular Premium has been fully paid. The Company may require evidence
of insurability of the Life Insured with respect to payment of any excess premium.
(vi) Additional payment may be required if the Fund Value is not sufficient to pay the charges.

This proposal shall form part of the insurance contract once the policy is issued. A copy of this proposal and the policy contract will be delivered to you.

While we have made every effort to ensure accuracy, errors and omissions may have occurred in the preparation of this proposal.

Health insurance products (basic and riders) provide you the right to Cooling-Off Period for 15 days from receipt of corresponding policy document. If you
opted for an electronic policy contract, the right to Cooling-Off period is 20 days from the date the corresponding policy document was electronically
transmitted to you.

Should there be any discrepancy between the statement(s) contained in this material and the insurance policy contract, the provisions of the insurance policy
contract will prevail.

Prepared By :      ARANCEL, ARLENE S. Date :      14 August 2020

Branch :      IVY    
This is only an illustration.
5.1 / 2.4 125902O140820201711224946095 Page 1 of 12
 CHRYSTELLE JANE RAMOS CASILAO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 18,000.00

Fund Allocation
20% Equity Fund 80% Index Fund

Investment Fund Description

Balanced Fund
The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in a mix of fixed-income and equity
instruments.
Bond Fund
The Fund is designed to stay invested only in high-quality fixed income instruments that are classified as below average risk.
Equity Fund
The fund is designed to produce long term capital appreciation through investment in high quality stocks that are diversified across sectors.
Money Market Fund (available only for fund switching/transfers)
The fund is designed to maximize yields on short to medium-term placements, while ensuring adequate liquidity for holders of the Fund.
MyFuture Fund
The fund is a target date fund that will invest primarily in high-quality stocks and a mix of government and domestic corporate debt in accordance with an
asset allocation strategy that will become increasingly conservative as the maturity of the fund approaches.
Growth PLUS Fund
The fund is designed mainly to generate long-term capital appreciation through investment in high-quality equity and equity-linked securities, diversified
across sectors, which distribute periodic dividends and provide sustainable dividend yields.
Index Fund
The Fund is designed mainly to generate long-term capital appreciation through investment in high-quality equities comprised of constituents of the
Philippine Stock Exchange Index (PSEi).
Captains Fund
The Fund is designed mainly to generate long-term capital appreciation primarily through investment in equity and equity-linked securities diversified across
sectors.
Opportunity Tracker Fund
The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in a mix of fixed-income and equity
instruments.

This is only an illustration.

5.1 / 2.4 125902O140820201711224946095 Page 2 of 12
 CHRYSTELLE JANE RAMOS CASILAO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 18,000.00

Historical Investment Performance of Investment Funds of Sun Life's Variable Life Insurance Products
Year-on-Year Return
Compounded
3-Year 5-Year 10-Year
Annual Growth
Fund Name 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- Return Return Return
Rate (for
(Fund Launch Date) 10 11 12 13 14 15 16 17 18 19 (2019 vs (2019 vs (2019 vs
completed
2016) 2014) 2009)
calendar years)
Peso Balanced
26.92% 1.95% 23.20% 1.14% 11.81% -3.75% -2.74% 12.70% -9.89% 8.93% 8.27% 10.63% 3.56% 86.69%
(Dec. 6, 2004)
Peso Bond
10.69% 6.90% 6.56% 8.25% 0.16% -0.96% -0.90% 0.71% -5.32% 18.31% 5.36% 12.82% 10.72% 51.36%
(Sep. 13, 2004)
Peso Equity
36.98% 1.34% 30.97% 1.31% 19.73% -5.02% -1.78% 20.94% -9.46% 2.85% 10.31% 12.61% 5.06% 131.70%
(Sep. 13, 2004)
Peso Money Market
1.03% 0.50% 0.66% -0.34% -0.37% 0.10% -0.06% 0.60% 1.56% 2.64% 0.83% 4.86% 4.91% 6.45%
(Jun. 25, 2007)
MyFuture 2020
33.77% 1.84% 31.37% 2.88% 16.74% -4.10% -2.64% 9.01% -3.94% 5.56% 10.42% 10.53% 3.19% 121.84%
(Jun. 7, 2008)
MyFuture 2025
33.56% 2.25% 31.15% 2.97% 18.15% -5.51% -2.42% 14.71% -8.07% 7.05% 10.55% 12.89% 4.09% 126.81%
(Jun. 7, 2008)
MyFuture 2030
34.36% 1.61% 30.93% 2.10% 20.58% -5.05% -2.68% 16.78% -11.79% 7.83% 10.74% 11.07% 2.63% 125.85%
(Jun. 7, 2008)
MyFuture 2035
34.98% 1.71% 30.93% 3.31% 20.55% -4.86% -2.08% 17.67% -12.95% 6.91% 10.89% 9.52% 2.03% 128.42%
(Jun. 7, 2008)
MyFuture 2040
34.21% 1.94% 30.96% 3.14% 20.36% -4.79% -2.04% 20.54% -13.12% 6.40% 11.08% 11.43% 3.94% 131.16%
(Jun. 7, 2008)
Growth PLUS
N/A N/A N/A N/A N/A -12.09%* -2.81% 21.42% -15.18% -3.95% -0.98% -1.09% N/A N/A
(Apr. 8, 2015)
Index
N/A N/A N/A N/A N/A N/A 1.71%* 23.64% -13.52% 3.66% 3.49% 10.83% N/A N/A
(Jan. 25, 2016)
Captains
N/A N/A N/A N/A N/A N/A -6.56%* 14.24% -14.60% -7.42% -3.33% -9.67% N/A N/A
(Apr. 18, 2016)
Opportunity Tracker
N/A N/A N/A N/A N/A N/A N/A -0.46%* -12.14% 8.26% -2.47% N/A N/A N/A
(Oct. 9, 2017)
* Returns are from Fund inception date and not full year returns.

The values above are actual investment returns of Investment Funds of variable life insurance products, net of fund management charges. Past investment
performance is not necessarily indicative of the future or likely performance of the funds.
The Unit Price of an Investment Fund on a Valuation Date is determined by dividing the net asset value of the Investment Fund on the Valuation Date by the
aggregate number of outstanding Units of the Investment Fund on the Valuation Date. Currently, Valuation is done on a daily basis.
The Unit Prices of the Investment Funds are published weekly on major newspapers. You may also visit our website at www.sunlife.com.ph for the daily Unit
Prices.

Certified true and correct:

Michael Gerard D. Enriquez

Chief Investment Officer

This is only an illustration.

5.1 / 2.4 125902O140820201711224946095 Page 3 of 12
 CHRYSTELLE JANE RAMOS CASILAO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 18,000.00
Accidental Death, Dismemberment and Disablement Benefit
Once the life insured dies or suffers an injury from accident which occurs within one year from the date of accident and such death or injury
resulted, directly and independently of disease, medical or surgical treatment, in any of the following losses, we will pay you the Benefit
Amount equivalent to a percentage of the Principal Sum of Ps 350,000.00 as follows:

% of Principal Sum % of Principal Sum

life 100% four fingers 35%
entire sight of both eyes 100% hearing of one ear 25%
both hands or both feet 100% all toes on one foot 25%
one hand and one foot 100% thumb 15%
either hand or foot & sight of one eye 100% index finger 10%
arm at or below elbow 70% middle finger 6%
leg at or above knee 60% ring finger 5%
one hand at or above wrist 50% big toe 5%
one foot at or above the ankle 50% little finger 4%
hearing of both ears 50% metacarpals 1st or 2nd (additional) 3%
sight of one eye 50% metacarpals 3rd, 4th or 5th (additional) 2%
four fingers and thumb of one hand 50% any toe other than big toe, each 1%

If the life insured sustains more than one of the above losses as a result of one accident, we will pay for that one loss for which the largest
amount is payable.
When the insured becomes Totally Disabled as a result of accidental bodily injury commencing within one year from the date of accident and
such disability has continued uninterruptedly for a period of 6 months as evidenced by satisfactory proof of disability submitted to us
and such disability occurs before the policy anniversary on or following the life insured's 60th birthday, we will pay you an annual Benefit
Amount of 10% of the Principal Sum for 10 years. The life insured is deemed Totally Disabled when he is completely unable, during the first 2
years from the date of accident, to carry on his own occupation, and thereafter to carry on any occupation, and the total disability is
continuous.
The first annual payment will be payable on the 7th month of disability, or if such disability does not require the six-month waiting period,
then on the onset of disability. Subsequent annual payments will be payable during the continuance of such disability, subject to a maximum
of 10 annual payouts. However, if one of the following occurs during the 10-year payout period : a) you fail to provide proof of continuing
Total Disability of the life insured as required; or b) the life insured becomes able again to carry on his own occupation during the first two
years, and thereafter to carry on any occupation; or c) the life insured dies, then we will no longer be liable to pay further disablement benefits
as the Total Disability is deemed to have ceased.
In any policy year, the aggregate of all percentages we will pay under the Accidental Death, Dismemberment and Disablement Benefit
provision in respect of any one accident resulting in loss or losses will be the Principal Sum.
In any policy year, the aggregate benefits we will pay under the Dismemberment or Disability Benefit in respect of one or more accidents
resulting in loss or losses will not exceed the Principal Sum.
In any policy year, the amount of benefit we will pay for loss of life arising from independent and unrelated accident will always be the
Principal Sum.
We will not pay any benefit for any loss resulting from or caused directly or indirectly, wholly or partly, by: (a) suicide while sane or insane, or
intentionally self-inflicted injuries; (b) bodily or mental infirmity or disease of any kind, or infection other than infection occurring
simultaneously with and in consequence of accidental cut or wound; (c) committing a criminal offense; (d) homicide; (e) poison, carbon
monoxide or drug overdose; (f) alcohol abuse; (g) insurrection, civil commotion or hostile action of armed forces, whether or not the life
insured was actually participating therein; or (h) injury sustained from any aviation or marine activities, other than as a fare paying passenger
in an air or marine device operated by a commercial airline or shipping line on a scheduled passenger trip over its established passenger route.
The above information is intended as a general summary and for reference only. Please refer to the contract for the detailed description of the
terms, conditions, limitations and exclusions of the above rider.

This is only an illustration.

5.1 / 2.4 125902O140820201711224946095 Page 4 of 12
 CHRYSTELLE JANE RAMOS CASILAO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 18,000.00

Critical Illness Benefit

If the life insured has been diagnosed, while living, to have contracted any one or more of the following Critical Illnesses listed below or has
undergone any of the specified surgeries, then you will receive Ps 350,000.00*. The Critical Illness must occur more than 90 days after the date
the benefit comes into force and the diagnosis must occur before the earlier of the life insured's 70th birthday and the maturity date of the
policy.

The list of Critical Illnesses and those requiring surgery include:

Critical Illnesses
20. Major Burns
1. Acute Heart Attack
21. Major Head Trauma
2. Alzheimer's Disease
22. Medullary Cystic Disease
3. Amyotrophic Lateral Sclerosis(ALS)
23. Meningeal Tuberculosis
4. Aplastic Anaemia
24. Motor Neuron Disease
5. Bacterial Meningitis
25. Multiple Sclerosis
6. Benign Brain Tumour
26. Paralysis
7. Cerebral Metastasis
27. Parkinson's Disease
8. Coma
28. Progressive Bulbar Palsy (PBP)
9. Deafness
29. Progressive Muscular Atrophy (PMA)
10. Dissecting Aortic Aneurysm
30. Stroke
11. Encephalitis
31. Terminal Illness
12. End Stage Liver Failure
32. Total Blindness
13. End Stage Lung Disease
14. End Stage Renal Disease
Critical Illnesses Requiring Surgery
15. Fulminant Hepatitis
33. Coronary Artery Bypass Surgery
16. Guillain-Barre Syndrome
34. Major Organ Transplant
17. Invasive Cancer
35. Replacement of Heart Valve
18. Loss of Limbs
36. Surgery for Disease of the Aorta (Aorta Surgery)
19. Loss of Speech

We will not pay for claims arising from any of the following: (a) critical illnesses diagnosed within 90 days from the issue date of this benefit or
its last reinstatement, whichever is later; (b) any pre-existing or recurring critical illnesses which are diagnosed or which the life insured
contracted prior to the issue date of this benefit or date of last reinstatement; (c) congenital abnormalities; (d) any Human Immunodeficiency
Virus (HIV) and/or any HIV-related illness including Acquired Immune Deficiency Syndrome (AIDS) and/or any mutations, derivation or
variations thereof; (e) attempted suicide or self-inflicted injury while sane or insane; (f) taking or absorbing, accidentally or otherwise, any
intoxicating liquor, sedative or poison drug, narcotic or medicine, except as prescribed by a Doctor; and (g) inhaling any gas or fumes except if
inhalation is accidental AND in the course of duty.
Note: This benefit automatically renews every five years with a premium adjustment every 5th anniversary of the policy. We may change
the premium rate of this benefit from time to time but not more often than once a year, subject to the approval of the Insurance
Commission. We will advise you by written notice as to the new premium rate prior to the renewal date.

Premium Schedule
Critical Illness Benefit Critical Illness Benefit
Duration Duration
Premium Premium
1-5 1,190.00 31 - 35 7,546.00
6 - 10 1,435.00 36 - 40 10,545.50
11 - 15 1,844.50 41 - 44 14,336.00
16 - 20 2,481.50  
21 - 25 3,356.50  
26 - 30 4,714.50  
*The CIB Face Amount will be subject to Financial Underwriting.

This is only an illustration.

5.1 / 2.4 125902O140820201711224946095 Page 5 of 12
 CHRYSTELLE JANE RAMOS CASILAO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 18,000.00

Hospital Income Benefit

Once life insured is confined in the Hospital, as a result of Injury or Sickness, on the recommendation of a Physician as an in-patient, you will
receive Ps 1,000.00* as Daily Hospital Income. Such Hospital Confinement must occur before the earlier of the policy anniversary on or
following the life insured's 60th birthday and the maturity date of the policy.
Hospital Confinement due to Sickness must be for a minimum of three (3) days before we pay the Daily Hospital Income benefit from the first
day of hospitalization. If due to Injury, the waiting period will not apply, in which case, we will pay the benefit beginning on the first day of
Hospital Confinement.
We will pay twice the amount of Hospital Income Benefit if: (a) the life insured is confined in the Intensive Care Unit of the Hospital due to
Injury or Sickness; or (b) the Sickness which results in Hospital Confinement of the life insured is classified as a Dread Disease.
The covered Dread Diseases include only the following:

1. Acute Heart Attack 5. End Stage Renal Disease

9. Poliomyelitis
2. Chronic Liver Disease 6. Invasive Cancer
10. Progressive Muscular Atrophy (PMA)
3. Dissecting Aortic Aneurysm 7. Major Organ Transplant
11. Stroke
4. End Stage Lung Disease 8. Multiple Sclerosis

In case Hospital Confinement simultaneously qualifies the life insured for both Intensive Care and the Dread Disease, we will pay for only one
with the greater benefit amount.
We will pay the benefit during the continuance of the Hospital Confinement up to a maximum of 1,000 days.
If the benefits have become payable and the life insured is again confined to a Hospital due to the same or related Injury or Sickness, the
subsequent period of Hospital Confinement will be considered a continuation of the prior period. Benefits will commence on the first day of
such Hospital Confinement for an Injury or Sickness and the total combined Hospital Confinement will be subject to the 1,000 days maximum
period.
During the first 12 months from the effective date of this benefit or date of last reinstatement, we will provide no benefits for Hospital
Confinement resulting from Injury or Sickness for which the life insured received medical advice or treatment or medication within 12 months
prior to the effective date of this benefit or last reinstatement.
If the life insured has several policies with Hospital Income Benefit with us, the aggregate maximum of daily hospital income is Ps 10,000.
We will not pay any benefit for Hospital Confinement of the life insured caused by or resulting from any of the following: (a) attempted
suicide or self-inflicted injury while sane or insane; (b) war declared or undeclared, insurrection, riots, civil commotion or any hostile action of
armed forces; (c) abuse of drug or alcohol; (d) committing or attempting to commit a criminal offense; (e) nervous or mental disorder; (f)
pregnancy, childbirth, miscarriage or abortion or complication of any of these; (g) congenital deformities and defects; (h) routine physical
check-up and rest cures; (i) cosmetic or plastic surgery, except as a result of Injury and recommended by a Physician; and (j) any Human
Immunodeficiency Virus (HIV) and/or any HIV-related illness including Acquired Immune Deficiency Syndrome (AIDS) and/or mutations,
derivation or variations thereof.
Note: This benefit automatically renews every year with premiums at issue age rates. We may change the premium rate of this benefit
from time to time but not more than once a year, subject to the approval of the Insurance Commission. We will advise you by
written notice as to new premium rate prior to the renewal year.

The above information is intended as a general summary and for reference only. Please refer to the contract for the detailed description of the
terms, conditions, limitations and exclusions of the above rider.
*The HIB Face Amount will be subject to Financial Underwriting.

This is only an illustration.

5.1 / 2.4 125902O140820201711224946095 Page 6 of 12
 CHRYSTELLE JANE RAMOS CASILAO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 18,000.00

Illustration of Rider Premiums

    Rider Premiums
End of Attained Premiums   Total Rider TDB* ADDD^ CIB# HIB^^
Year Age Paid   Premiums
   
1 27 16,976 5,216 777 949 1,190 2,300
2 28 16,976 5,216 777 949 1,190 2,300
3 29 16,976 5,216 777 949 1,190 2,300
4 30 16,976 5,216 777 949 1,190 2,300
5 31 16,976 5,216 777 949 1,190 2,300
6 32 17,221 5,461 777 949 1,435 2,300
7 33 17,221 5,461 777 949 1,435 2,300
8 34 17,221 5,461 777 949 1,435 2,300
9 35 17,221 5,461 777 949 1,435 2,300
10 36 17,221 5,461 777 949 1,435 2,300
11 37 17,630 5,871 777 949 1,845 2,300
12 38 17,630 5,871 777 949 1,845 2,300
13 39 17,630 5,871 777 949 1,845 2,300
14 40 17,630 5,871 777 949 1,845 2,300
15 41 17,630 5,871 777 949 1,845 2,300
16 42 18,267 6,508 777 949 2,482 2,300
17 43 18,267 6,508 777 949 2,482 2,300
18 44 18,267 6,508 777 949 2,482 2,300
19 45 18,267 6,508 777 949 2,482 2,300
20 46 18,267 6,508 777 949 2,482 2,300
 
29 55 20,500 8,741 777 949 4,715 2,300
34 60 23,332 11,572 777 949 7,546 2,300
39 65 23,254 11,495 949 10,546
   
*TDB premium payment terminates at attained age 60.
^ADDD premium payment terminates at attained age 70.
#CIB premium payment terminates at attained age 70.
^^HIB premium payment terminates at attained age 60.

This is only an illustration.

5.1 / 2.4 125902O140820201711224946095 Page 7 of 12
 CHRYSTELLE JANE RAMOS CASILAO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 18,000.00

Illustration of Benefits - Equity Fund (20%)

It is assumed in the table below that the regular premiums are paid in full throughout the duration of the contract.

The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period.
Also, the assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are
calculated assuming the fund is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of
payment is other than annual, values shown may change.

PROJECTED BENEFITS
End Attained Premiums   Fund Value   Death Benefit
of Age Paid Charges**   4% 8% 10%   4% 8% 10%
Year              
 
1 27 3,395 3,111 317 351 368 701,587 701,755 701,840
2 28 3,395 2,525 1,277 1,404 1,469 706,386 707,021 707,345
3 29 3,395 1,468 3,353 3,640 3,789 716,766 718,202 718,946
4 30 3,395 1,470 5,508 6,049 6,334 727,540 730,246 731,672
5 31 3,395 1,472 7,745 8,645 9,126 738,725 743,223 745,631
6 32 3,444 1,523 10,068 11,443 12,191 750,340 757,213 760,957
7 33 3,444 1,525 12,480 14,457 15,554 762,398 772,286 777,770
8 34 3,444 1,527 14,983 17,706 19,244 774,917 788,528 796,218
9 35 3,444 1,529 17,583 21,206 23,292 787,914 806,029 816,459
10 36 3,444 1,530 20,586 25,332 28,116 802,932 826,660 840,579
11 37 3,526 1,379 23,644 29,677 33,284 818,220 848,383 866,419
12 38 3,526 1,381 26,819 34,359 38,955 834,094 871,795 894,776
13 39 3,526 1,383 30,115 39,405 45,179 850,577 897,026 925,894
14 40 3,526 1,385 33,538 44,844 52,009 867,692 924,220 960,044
15 41 3,526 1,386 37,694 51,479 60,384 888,472 957,394 1,001,921
16 42 3,653 1,530 41,397 57,847 68,688 906,985 989,236 1,043,438
17 43 3,653 1,549 45,224 64,694 77,783 926,122 1,023,469 1,088,915
18 44 3,653 1,570 49,180 72,053 87,745 945,898 1,060,267 1,138,726
19 45 3,653 1,593 53,265 79,964 98,657 966,325 1,099,818 1,193,283
  20 46 3,653 1,620 58,459 89,869 112,304 992,294 1,149,346 1,261,519
29 55 4,100 2,449 104,783 205,850 293,166 1,223,914 1,729,248 2,165,832
34 60 4,666 3,079 138,436 315,587 486,284 1,392,179 2,277,935 3,131,419
39 65 4,651 3,721 178,221 476,309 797,179 1,591,105 3,081,543 4,685,897
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value.
** Charges are based on a 4% investment return.
The projected values are net of: (a) premium charges of 80% of annual regular premium on the first policy year, 5% of annual regular
premium from the second to the tenth year, all excess premiums shall be subject to a premium charge of 5%; (b) monthly periodic charge of
50% of the annual regular premium on the second year, 5% from the third to the tenth year; (c) monthly insurance charge of 200% of the Face
Amount multiplied by the insurance rate determined by the Company, plus additional benefit premiums, if any; and (d) a fund management
charge of 2.00% (plus VAT) of the fund value. The figures shown above are net of all charges. The monthly charges are deducted from
the fund. No premium charge and monthly periodic charge are imposed on any extra premium and additional benefit premium.

A loyalty bonus on the 10th policy anniversary year and every 5 years thereafter is included in the above illustration. The loyalty bonus is
currently equal to 2% of the average monthly fund balance of the preceding 5 years. It is not guaranteed and will depend on the actual
performance of the fund.

You should only invest in this product if you intend to pay the regular premium for the whole of your chosen payment term. Should you
terminate the policy early, you may suffer a loss as illustrated above.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

5.1 / 2.4 125902O140820201711224946095 Page 8 of 12
 CHRYSTELLE JANE RAMOS CASILAO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 18,000.00

Illustration of Benefits - Index Fund (80%)

It is assumed in the table below that the regular premiums are paid in full throughout the duration of the contract.

The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period.
Also, the assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are
calculated assuming the fund is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of
payment is other than annual, values shown may change.

PROJECTED BENEFITS
End Attained Premiums   Fund Value   Death Benefit
of Age Paid Charges**   4% 8% 10%   4% 8% 10%
Year              
 
1 27 13,580 12,444 1,269 1,404 1,472 701,587 701,755 701,840
2 28 13,580 10,099 5,109 5,617 5,876 706,386 707,021 707,345
3 29 13,580 5,873 13,412 14,561 15,157 716,766 718,202 718,946
4 30 13,580 5,881 22,032 24,197 25,337 727,540 730,246 731,672
5 31 13,580 5,888 30,980 34,578 36,505 738,725 743,223 745,631
6 32 13,776 6,092 40,272 45,770 48,765 750,340 757,213 760,957
7 33 13,776 6,099 49,919 57,829 62,216 762,398 772,286 777,770
8 34 13,776 6,107 59,934 70,822 76,974 774,917 788,528 796,218
9 35 13,776 6,114 70,331 84,823 93,167 787,914 806,029 816,459
10 36 13,776 6,122 82,346 101,328 112,463 802,932 826,660 840,579
11 37 14,104 5,516 94,576 118,707 133,135 818,220 848,383 866,419
12 38 14,104 5,523 107,275 137,436 155,820 834,094 871,795 894,776
13 39 14,104 5,531 120,461 157,621 180,715 850,577 897,026 925,894
14 40 14,104 5,538 134,154 179,376 208,035 867,692 924,220 960,044
15 41 14,104 5,546 150,778 205,915 241,537 888,472 957,394 1,001,921
16 42 14,614 6,119 165,588 231,389 274,751 906,985 989,236 1,043,438
17 43 14,614 6,195 180,898 258,775 311,132 926,122 1,023,469 1,088,915
18 44 14,614 6,279 196,719 288,213 350,981 945,898 1,060,267 1,138,726
19 45 14,614 6,373 213,060 319,855 394,626 966,325 1,099,818 1,193,283
  20 46 14,614 6,480 233,835 359,477 449,215 992,294 1,149,346 1,261,519
29 55 16,400 9,794 419,131 823,398 1,172,665 1,223,914 1,729,248 2,165,832
34 60 18,665 12,318 553,743 1,262,348 1,945,136 1,392,179 2,277,935 3,131,419
39 65 18,603 14,885 712,884 1,905,234 3,188,717 1,591,105 3,081,543 4,685,897
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value.
** Charges are based on a 4% investment return.
The projected values are net of: (a) premium charges of 80% of annual regular premium on the first policy year, 5% of annual regular
premium from the second to the tenth year, all excess premiums shall be subject to a premium charge of 5%; (b) monthly periodic charge of
50% of the annual regular premium on the second year, 5% from the third to the tenth year; (c) monthly insurance charge of 200% of the Face
Amount multiplied by the insurance rate determined by the Company, plus additional benefit premiums, if any; and (d) a fund management
charge of 2.00% (plus VAT) of the fund value. The figures shown above are net of all charges. The monthly charges are deducted from
the fund. No premium charge and monthly periodic charge are imposed on any extra premium and additional benefit premium.

A loyalty bonus on the 10th policy anniversary year and every 5 years thereafter is included in the above illustration. The loyalty bonus is
currently equal to 2% of the average monthly fund balance of the preceding 5 years. It is not guaranteed and will depend on the actual
performance of the fund.

You should only invest in this product if you intend to pay the regular premium for the whole of your chosen payment term. Should you
terminate the policy early, you may suffer a loss as illustrated above.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

5.1 / 2.4 125902O140820201711224946095 Page 9 of 12
 CHRYSTELLE JANE RAMOS CASILAO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 18,000.00

Illustration of Benefits - All Chosen Funds

It is assumed in the table below that the regular premiums are paid in full throughout the duration of the contract.

The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period.
Also, the assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are
calculated assuming the fund is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of
payment is other than annual, values shown may change.

PROJECTED BENEFITS
End Attained Premiums   Fund Value   Death Benefit
of Age Paid Charges**   4% 8% 10%   4% 8% 10%
Year              
 
1 27 16,976 15,555 1,587 1,755 1,840 701,587 701,755 701,840
2 28 16,976 12,624 6,386 7,021 7,345 706,386 707,021 707,345
3 29 16,976 7,341 16,766 18,202 18,946 716,766 718,202 718,946
4 30 16,976 7,351 27,540 30,246 31,672 727,540 730,246 731,672
5 31 16,976 7,360 38,725 43,223 45,631 738,725 743,223 745,631
6 32 17,221 7,615 50,340 57,213 60,957 750,340 757,213 760,957
7 33 17,221 7,624 62,398 72,286 77,770 762,398 772,286 777,770
8 34 17,221 7,633 74,917 88,528 96,218 774,917 788,528 796,218
9 35 17,221 7,643 87,914 106,029 116,459 787,914 806,029 816,459
10 36 17,221 7,652 102,932 126,660 140,579 802,932 826,660 840,579
11 37 17,630 6,895 118,220 148,383 166,419 818,220 848,383 866,419
12 38 17,630 6,904 134,094 171,795 194,776 834,094 871,795 894,776
13 39 17,630 6,914 150,577 197,026 225,894 850,577 897,026 925,894
14 40 17,630 6,923 167,692 224,220 260,044 867,692 924,220 960,044
15 41 17,630 6,932 188,472 257,394 301,921 888,472 957,394 1,001,921
16 42 18,267 7,649 206,985 289,236 343,438 906,985 989,236 1,043,438
17 43 18,267 7,743 226,122 323,469 388,915 926,122 1,023,469 1,088,915
18 44 18,267 7,848 245,898 360,267 438,726 945,898 1,060,267 1,138,726
19 45 18,267 7,966 266,325 399,818 493,283 966,325 1,099,818 1,193,283
  20 46 18,267 8,100 292,294 449,346 561,519 992,294 1,149,346 1,261,519
29 55 20,500 12,243 523,914 1,029,248 1,465,832 1,223,914 1,729,248 2,165,832
34 60 23,332 15,397 692,179 1,577,935 2,431,419 1,392,179 2,277,935 3,131,419
39 65 23,254 18,606 891,105 2,381,543 3,985,897 1,591,105 3,081,543 4,685,897

*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value for Equity Fund and 2.00% (plus
VAT) of the fund value for Index Fund.

** Charges are based on a 4% investment return.

The projected values are net of: (a) premium charges of 80% of annual regular premium on the first policy year, 5% of annual regular
premium from the second to the tenth year, all excess premiums shall be subject to a premium charge of 5%; (b) monthly periodic charge of
50% of the annual regular premium on the second year, 5% from the third to the tenth year; (c) monthly insurance charge of 200% of the Face
Amount multiplied by the insurance rate determined by the Company, plus additional benefit premiums, if any; and (d) a fund management
charge of 2.00% (plus VAT) of the fund value for Equity Fund and 2.00% (plus VAT) of the fund value for Index Fund. The figures shown
above are net of all charges. The monthly charges are deducted from the fund. No premium charge and monthly periodic charge are imposed
on any extra premium and additional benefit premium.

A loyalty bonus on the 10th policy anniversary year and every 5 years thereafter is included in the above illustration. The loyalty bonus is
currently equal to 2% of the average monthly fund balance of the preceding 5 years. It is not guaranteed and will depend on the actual
performance of the fund.

You should only invest in this product if you intend to pay the regular premium for the whole of your chosen payment term. Should you
terminate the policy early, you may suffer a loss as illustrated above.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

5.1 / 2.4 125902O140820201711224946095 Page 10 of 12
 CHRYSTELLE JANE RAMOS CASILAO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 18,000.00

Premium Holiday Illustration

If your fund value is sufficient, you may opt to suspend payments of regular premium and excess premium, if any. This premium holiday will
not affect the payment term of the policy. The payment for the monthly charges will be taken from the fund value which may cause depletion
of your fund. The following table is an illustration of a premium holiday after 10 years of premium payment.

The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period. Also, the
assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are calculated assuming the fund
is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of payment is other than annual, values shown
may change.

PROJECTED BENEFITS
End Attained Premiums Charges**   Fund Value   Death Benefit
of Age Paid   4% 8% 10%   4% 8% 10%
Year              
1 27 18,000 15,606 2,598 2,804 2,908 702,598 702,804 702,908
2 28 18,000 12,675 8,448 9,201 9,586 708,448 709,201 709,586
3 29 18,000 7,393 19,919 21,602 22,475 719,919 721,602 722,475
4 30 18,000 7,402 31,827 34,962 36,614 731,827 734,962 736,614
5 31 18,000 7,411 44,190 49,356 52,125 744,190 749,356 752,125
6 32 18,245 7,666 57,030 64,875 69,153 757,030 764,875 769,153
7 33 18,245 7,675 70,360 81,597 87,837 770,360 781,597 787,837
8 34 18,245 7,685 84,200 99,615 108,337 784,200 799,615 808,337
9 35 18,245 7,694 98,570 119,032 130,831 798,570 819,032 830,831
10 36 18,245 7,703 115,196 141,943 157,657 815,196 841,943 857,657
11 37 6,895 112,645 145,853 165,813 812,645 845,853 865,813
12 38 6,904 109,984 150,058 174,757 809,984 850,058 874,757
13 39 6,914 107,211 154,583 184,565 807,211 854,583 884,565
14 40 6,923 104,320 159,452 195,322 804,320 859,452 895,322
15 41 6,932 103,479 167,740 210,722 803,479 867,740 910,722
16 42 7,649 99,701 172,880 223,272 799,701 872,880 923,272
17 43 7,743 95,680 178,324 236,950 795,680 878,324 936,950
18 44 7,848 91,395 184,084 251,854 791,395 884,084 951,854
19 45 7,966 86,822 190,172 268,091 786,822 890,172 968,091
20 46 8,100 83,804 200,220 290,673 783,804 900,220 990,673
 
29 55 12,243 7,521 266,643 537,370 707,521 966,643 1,237,370
34 60 306,135 777,195 1,006,135 1,477,195
39 65 356,439 1,157,185 1,056,439 1,857,185
Based on a 10% projected rate of return, premium holiday may continue until the end of the contract term, or the maturity date of MyFuture Fund/s if fund
allocation is purely in MyFuture Fund/s.
Based on a 8% projected rate of return, premium holiday may continue until the end of duration 69. If premium payment is not made on duration 70, the
policy will terminate since fund value is not sufficient to pay for the monthly charges.
Based on a 4% projected rate of return, premium holiday may continue until the end of duration 29. If premium payment is not made on duration 30, the
policy will terminate since fund value is not sufficient to pay for the monthly charges.
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value for Equity Fund and 2.00% (plus VAT) of the
fund value for Index Fund.
** Charges are based on a 4% investment return.
The projected values are net of: (a) premium charges of 80% of annual regular premium on the first policy year, 5% of annual regular premium from the
second to the tenth year, all excess premiums shall be subject to a premium charge of 5%; (b) monthly periodic charge of 50% of the annual regular
premium on the second year, 5% from the third to the tenth year; (c) monthly insurance charge of 200% of the Face Amount multiplied by the insurance rate
determined by the Company, plus additional benefit premiums, if any; and (d) a fund management charge of 2.00% (plus VAT) of the fund value for Equity
Fund and 2.00% (plus VAT) of the fund value for Index Fund. The figures shown above are net of all charges. The monthly charges are deducted from
the fund. No premium charge and monthly periodic charge are imposed on any extra premium and additional benefit premium.
A loyalty bonus on the 10th policy anniversary year and every 5 years thereafter is included in the above illustration. The loyalty bonus is currently equal to
2% of the average monthly fund balance of the preceding 5 years. It is not guaranteed and will depend on the actual performance of the fund.
You should only invest in this product if you intend to pay the regular premium for the whole of your chosen payment term. Should you terminate the policy
early, you may suffer a loss as illustrated above.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

5.1 / 2.4 125902O140820201711224946095 Page 11 of 12
 CHRYSTELLE JANE RAMOS CASILAO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Initial Premium to be Billed : Ps 18,000.00

Declaration and Acknowledgement of Variability

• I have read and understood the disclosures in this proposal illustration. I likewise signify that my advisor has explained to me the
features and the charges on the policy, the manner in which the variable benefits will reflect the investment experience of the separate
account(s), and the guarantees on minimum death benefit.
• I hereby agree and declare that:

1. I have applied with the Sun Life of Canada (Philippines), Inc. for a Variable Life Insurance Policy, and have understood the risks
inherent in the product.
2. I have reviewed and understood the illustration(s) presented that shows how a variable life insurance policy performs using
company's assumptions and based on the Insurance Commission's guidelines on interest rates.
3. I understand and accept the results of my Financial Needs Analysis. Should I opt to deviate from my assessed risk profile either now
or in the future, I accept to fully bear the risks that may result from said deviation.

Subject to the above statements, I have chosen the following underlying investment funds, with the corresponding fund allocations
shown below:
Equity Fund (20%) - The fund is designed to produce long term capital appreciation through investment in high quality stocks that
are diversified across sectors.
Index Fund (80%) - The Fund is designed mainly to generate long-term capital appreciation through investment in high-quality
equities comprised of constituents of the Philippine Stock Exchange Index (PSEi).
4. I understand that the performance of the underlying investments of the fund may change over time and as such, the Net Asset Values
of my units may fluctuate and that the value of my policy could amount to less than the total premiums paid. Profits of the fund are
not guaranteed and will depend on its performance at the time of surrender or withdrawal. Any reference to historical performance of
the fund does not guarantee future returns. The unit values of my variable life insurance are periodically published in the Company's
website, which I can access or view any time.
5. I understand and accept that the investment risks under the policy are borne solely by me, as the policy owner.
• By requesting a proposal on Sun Life of Canada (Philippines), Inc.'s products and services and by sharing and disclosing my personal
data, I authorize and consent to the use, processing and exchange of information needed to prepare the proposal. In the event I do not
proceed with my insurance application with Sun Life of Canada (Philippines), Inc., my personal data is kept for one year in Sun Life of
Canada (Philippines), Inc.'s data processing systems after which, it will be irreversibly anonymized for the sole purpose of data analytics
and proposal counts report.

Applicant's Signature over Printed Name Date

End of Proposal

This is only an illustration.

5.1 / 2.4 125902O140820201711224946095 Page 12 of 12