Personalized proposal for securing your goals

with

Hi FATHER ,
Congratulations on taking the first step of fulfilling your
life goals with a lump sum payout on maturity and a life
insurance cover.

Please go through the details of your quote and contact

your advisor who will assist you to purchase this plan.
 Snapshot of your plan

You pay SON

Yearly premium ` 5,00,000/-
for 7 years.
12 years / Male

Age 12 18 24
Years

You get:

Life Insurance Cover of Maturity benefit of:

` 50,00,000/- At 8% ARR*: ` 51,21,648/-
for entire policy term At 4% ARR*: ` 38,78,471/-
(at the end of the policy term)

Total Guaranteed Bonuses (B) You will receive

Benefit (A) Assumed rate of returns* Bonus Amount (A+B)

8% ` 21,47,148/- ` 51,21,648/-
` 29,74,500/-
4% ` 9,03,971/- ` 38,78,471/-

Benefit Benefit term Benefit amount

At 8% ARR*: ` 51,21,648/-
Maturity benefit At the end of the policy term At 4% ARR*: ` 38,78,471/-

^
Life Insurance Cover 12 years ` 50,00,000/-

Premium details Payment term Premium Amount

Premium to be paid every year 7 years ` 5,00,000/-

* For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the
upper or lower limits that you may get, as the value of the policy depends on a number of factors including future investment performance.
^ Life insurance cover shown is the Sum Assured on Death. Death Benefit is higher of 1. Sum Assured on Death, plus subsisting bonuses already accrued, plus accrued guaranteed
additions. 2.105% of all the premiums received till the date of death.
Tax benefits as per prevailing tax laws.
 Detailed break-up of premium amount

Total
Instalment Applicable
Instalment
Premium taxes
Premium
Instalment Premium
` 5,00,000/- ` 22,501/- ` 5,22,501/-
for 1st year

Instalment Premium
` 5,00,000/- ` 11,251/- ` 5,11,251/-
from 2st year onwards

Why choose us:

5.81 Cr ` 2.04 Lakh Cr

Lives covered as on Benefits paid till
March 31, 2022 March 31, 2022

` 2.40 Lakh Cr 24 hrs claim settlement

Assets under management as on Quick claim settlement
March 31, 2022 process available

Tax Saving
Get tax benefits on premium
paid & benefits

ICICI Prudential Life Insurance Company. IRDAI Regn No. 105. CIN:L66010MH2000PLC127837.

ICICI Prudential Life Insurance Company Limited. Registered Address:1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025. ICICI Pru Future
Perfect, UIN: 105N153V02. For more details on the risk factors, term & conditions please read the policy document. COMP/DOC/Mar/2022/283/7738.
 ICICI Pru Future Perfect gives you a unique proposition of:
• Guaranteed capital protection • Growth in the form of annual bonuses added to your policy
One of the important aspect of growth is equity participation. The actual equity asset allocation of
ICICI Pru Future Perfect is 36.71% as on March 31, 2022. The equity portfolio is as follows:

EQUITY SECURITY NAME Weight EQUITY SECURITY NAME Weight

Reliance Industries Limited 9.60% Tata Steel Limited 0.48%
Infosys Limited 9.09% Dabur India Limited 0.47%
HDFC Bank Limited 6.69% Endurance Technologies Limited 0.46%
SBI Nifty Bank ETF 4.93% Aurobindo Pharma Limited 0.43%
ICICI Prudential Bank ETF 4.55% Orient Electric Limited 0.41%
Housing Development Finance Corpn. 4.43% Petronet Lng Limited 0.38%
Tata Consultancy Services Limited 4.32% Hindustan Petroleum Corp. Limited 0.37%
Bharti Airtel Limited 3.40% Marico Limited 0.35%
Axis Bank Limited 3.27% Ashok Leyland Limited 0.34%
Larsen & Tourbo Limited 3.23% Motherson Sumi Systems Limited 0.34%
Hindustan Unilever Limited 2.83% Hero Motocorp Limited 0.29%
Nippon India Banking ETF 2.78% Aarti Industries Limited 0.29%
ITC Limited 2.29% Bata India Limited 0.26%
Titan Company Limited. 2.06% Avenue Supermarts Limited 0.25%
HCL Technologies Limited 1.69% Pidilite Industries Limited 0.25%
Kotak Mahindra bank Limited 1.62% Wipro Limited 0.23%
Hindalco Industries Limited 1.59% Shree Cement Limited 0.22%
SBI Life Insurance Company Limited 1.57% Grasim Industries Limited 0.22%
Jindal Steel & Power Limited 1.53% Creditaccess Grameen Limited 0.21%
Sun Pharmaceutical Inds. Limited 1.49% Page Industries Limited 0.21%
Ultratech Cement Limited 1.45% Eicher Motors Limited 0.20%
Asian Paints Limited 1.25% ACC Limited 0.20%
Crompton Greaves Consumer Electricals Limited 1.23% Torrent Pharmaceuticals Limited 0.19%
Dr. Reddys Laboratories Limited 1.19% Kansai Nerolac Paints Limited 0.19%
Bajaj Finance Limited 1.18% Quess Corp Limited 0.19%
Mahindra & Mahindra Limited 1.15% Godrej Consumer Products Limited 0.18%
Maruti Suzuki India Limited 1.09% Gujarat State Petronet Limited 0.18%
SRF Limited 1.01% L&T Finance Holdings Ltd 0.14%
RBL Bank Limited 0.81% Motherson Sumi Wiring India Limited 0.14%
Sapphire Foods India Limited 0.77% Jubilant Foodworks Limited 0.13%
HDFC Life Insurance Company Limited 0.77% SBI Cards & Payment Services Limited 0.10%
UPL Limited 0.75% TVS Motor Co. Limited 0.10%
Nestle India Limited 0.73% Coromandel International Limited 0.09%
Cipla Limited 0.69% Sundaram Clayton Limited 0.08%
Astral Limited 0.68% Suryoday Small Finance Bank Limited 0.08%
Westlife Development Limited 0.65% Teamlease Services Limited 0.07%
Alkem Laboratories Limited 0.60% Indostar Capital Finance (Indostar) Ltd 0.05%
Bajaj Auto Limited 0.59% Amara Raja Batteries Limited 0.03%
Britannia Industries Limited 0.57% Akzo Nobel India Limited 0.03%
Indraprastha Gas Limited 0.52% Lupin Limited 0.02%
PVR Limited 0.49% Total 100.00%

IRDAI Reg No: 105. CIN: L66010MH2000PLC127837. ICICI Prudential Life Insurance Co. Ltd. Registered Address: 1089, Appasaheb Marathe Marg, Prabhadevi,
Mumbai-400025. COMP/DOC/May/2022/255/0366.
 Benefit Illustration for ICICI Pru Future Perfect
Prepared For : Mr. SON

Name of the Prospect / Policyholder : Mr. FATHER Name of the Product : ICICI Pru Future Perfect
Tag Line : Non Linked Participating Life
Individual Savings Product
Date of Birth(Age) : 01-Jan-1975 (48 Years) Gender of the Prospect / : MALE
Policyholder
Name of the Life Assured : Mr. SON Unique Identification No. : 105N153V02
Date of Birth(Age) : 01-Jan-2011 (12 Years) GST and Cesses, if any, for : 4.5%
Year 1
Gender of the Life Assured : MALE
Policy Term : 12 Years GST and Cesses, if any, for : 2.25%
Year 2 Onwards
Premium Payment Term : 7 years Sales Channel : IndusInd Bank Limited
Amount of Instalment Premium : Rs 500,000/-
Mode of payment of Premium : Yearly

How to read and understand this benefit illustration?

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a.
and 4% p.a.

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life
insurance business. If your policy offers guaranteed benefits these will be clearly marked guaranteed in the illustration table on this page. If your
policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns, of 8% p.a. and
4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of
your policy is dependent on a number of factors including future investment performance.

Policy Details
Policy Option - Sum Assured on Maturity (Guaranteed Maturity Benefit) Rs. Rs 2,404,500/-
Bonus Type Compound Sum Assured on Death (at inception of the policy) Rs. Rs 5,000,000/-

Premium Summary
Base Plan Riders Total Instalment Premium
Instalment Premium without GST and Cesses, if any Rs 500,000/- - Rs 500,000/-
Instalment Premium with First Year GST and Cesses, if any Rs. 522,501/- - Rs. 522,501/-
Instalment Premium with GST and Cesses, if any 2nd Year Onwards Rs. 511,251/- - Rs. 511,251/-

Statement of various benefits over the duration of the policy with assumed gross interest rate as mentioned

Benefit summary Benefits @ 4% Benefits @ 8%

Total Guaranteed Maturity Benefit (A)=(i)+(ii) 2,974,500 2,974,500

Guaranteed Maturity Benefit(i) 2,404,500 2,404,500

Guaranteed Additions (ii) 570,000 570,000

Estimated Accumulated Reversionary Bonus 0 735,897

Estimated Terminal Bonus 903,971 1,411,251

Estimated Total Maturity Amount 3,878,471 5,121,648

(All charges are in Rupees)

Benefit Details
Guaranteed Benefits Non-Guaranteed Benefits @ Non-Guaranteed Benefits @ 8% p.a. Total Benefits including guaranteed and non-
4% p.a. guaranteed benefits
Maturity Benefit Death Benefit
Pol Single / GA Acc. GA Sur Surrender Death Maturity Re Ac Cas Surrender Rev. Bonus Acc. Rev. Ca Surrender Total Total Total Death Total Death
. Annualiz viv Benefit Benefit Benefit, v. c. h Benefit Bonus sh Benefit Maturity Maturity Benefit @ Benefit @
Ye ed al including Bo Re Bon Bo Benefit @ Benefit @ 4% 8%
ar Premium Be GA nus v. us nus 4% 8% (7+10+Termi (7+14+Termi
nefi Bo (8+10+Termi (8+14+Termi nal Bonus, if nal Bonus, if
t nus nal Bonus, if nal Bonus, if any) any)
any) any)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
1 500000 40000 40000 NA 0 5,040,000 NA 0 0 NA 0 54,101 54,101 NA 0 NA NA 5,040,000 5,094,101
2 500000 40000 80000 NA 352,000 5,080,000 NA 0 0 NA 352,000 55,319 109,420 NA 365,439 NA NA 5,080,000 5,189,420
3 500000 40000 120000 NA 603,600 5,120,000 NA 0 0 NA 603,600 56,563 165,983 NA 634,828 NA NA 5,120,000 5,285,983
4 500000 40000 160000 NA 1,265,600 5,160,000 NA 0 0 NA 1,265,600 57,836 223,819 NA 1,320,026 NA NA 5,160,000 5,383,819
5 500000 40000 200000 NA 1,645,500 5,200,000 NA 0 0 NA 2,061,696 59,137 282,956 NA 2,226,316 NA NA 5,200,000 5,482,956
6 500000 50000 250000 NA 2,052,500 5,250,000 NA 0 0 NA 2,636,284 60,468 343,424 NA 2,905,081 NA NA 5,250,000 5,593,424
7 500000 50000 300000 NA 2,485,000 5,300,000 NA 0 0 NA 3,233,613 61,828 405,252 NA 3,634,108 NA NA 5,300,000 5,705,252
8 0 50000 350000 NA 2,583,000 5,350,000 NA 0 0 NA 3,356,030 63,219 468,471 NA 3,902,573 NA NA 5,350,000 5,818,471
9 0 50000 400000 NA 2,629,000 5,400,000 NA 0 0 NA 3,483,232 64,642 533,113 NA 4,191,451 NA NA 5,400,000 5,933,113
10 0 50000 450000 NA 2,885,500 5,450,000 NA 0 0 NA 3,615,424 66,097 599,210 NA 4,502,323 NA NA 5,450,000 6,049,210
11 0 60000 510000 NA 3,249,450 5,510,000 NA 0 0 NA 3,752,810 67,583 666,793 NA 4,836,881 NA NA 5,510,000 6,176,793
12 0 60000 570000 NA 3,264,000 5,570,000 2,974,500 0 0 NA 3,878,471 69,104 735,897 NA 5,121,648 3,878,471 5,121,648 5,570,000 6,305,897
Pol. Yr - Policy Year, GA - Guaranteed Additions, Acc. GA - Accumulated Guaranteed Additions, Rev. Bonus - Reversionary Bonus, Acc. Rev. Bonus -
Accumulated Reversionary Bonus

Notes: Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders,
if any, and Applicable taxes

Disclaimers
===========

1. ICICI Pru Future Perfect is a savings and protection oriented plan.

2. ICICI Pru Future Perfect is only the name of the policy and does not in any way indicate the quality of the policy, its
future prospects or returns.
3. The above illustration is applicable to a standard life (from medical, life style and occupation point of view).
4. The main objective of the illustration is that the policyholder is able to understand the features of the product and the
nature of benefits under different circumstances with some level of quantification.
5. Once reversionary bonus is declared in any year and added to the policy, the bonus so added is guaranteed.
6. The Guaranteed surrender benefit shown above reflects the guaranteed surrender value excluding the guaranteed
surrender value of accrued reversionary bonuses. The Non guaranteed surrender benefit shown above reflects the
special surrender value.
7. The policy will acquire a surrender value after payment of two full years' premium. The surrender value payable will be
Guaranteed Surrender Value plus guaranteed surrender value of accrued reversionary bonuses, if any, plus
guaranteed surrender value of accrued GAs, at the point of surrender or Special Surrender Value, whichever is
higher.The displayed Special Surrender Values are not guaranteed and only indicative. These may change from time
to time subject to approval from IRDAI. The policyholder is advised to check the Special surrender value payable with
the company before surrendering.
8. The surrender values are illustrated assuming that all the instalment premiums payable in a policy year are paid and
that the event occurs at the end of the policy year. The surrender values will be lower than those illustrated above if
surrender takes place before the end of the policy year or if all the instalment premiums payable in that policy year
have not been paid.
9. Bonuses are indicative given gross returns of 4% and 8% and are at the discretion of the Company. Bonuses will vary
depending on the performance of the participating fund. They may also vary at a policy level and reflect your sum
assured, premium payment term, policy term and age.
10. For the purpose of illustrations, we have assumed 4% and 8% as the lower and the higher rates of investment returns
respectively, in the calculations. These are in accordance with the guidelines issued by IRDAI and in no way signify
our expectations of investment returns. The actual investment return may be higher or lower than the above rates.
11. The investment returns assumed should not be construed to be the range within which investment returns will fall.
12. The death benefit illustrated assume that the event occurs at the end of the policy year.
13. In case of non standard age proof, an additional charge of Rs. 2.50 per Rs. 1000 of Sum Assured on death will be
levied on an annual basis.
14. The loan amount available will be 80% of the surrender value.
15. In case of any conflict between this benefit illustration and your policy document, the latter shall prevail.
16. The above information must be read in conjunction with the sales brochure and policy document.
17. As per the Finance Act 2012, all policies issued from April 1, 2012, with premium to sum assured ratio of less than
1:10 and where death benefit at any time is less than 10 times premium, will not be eligible for tax benefit under
section 10 (10D) of the Income Tax Act. Further tax benefit u/s 80C for such policy will be limited only up to 10% of
Sum Assured. Tax benefits under the policy are subject to conditions under Sec. 10 (10D) and Sec. 80C of the
Income Tax Act, 1961.
18. GST and Cesses, if any, shown above will be charged extra as per applicable rates. Tax laws are subject to
amendments from time to time.
19. For any further clarifications, policyholder can contact the advisor / FSC or e-mail us on lifeline@iciciprulife.com

I __________________________________, having received the information I _______________________________, have explained the

with respect to the above,have understood the above illustration before above illustration and the terms and conditions of this product to
entering into the contract. the Policyholder.

Policyholder's Signature :______________________________ Marketing official's Signature :______________________________

Place : Company Seal :
Date : Place :
Date :
 ICICI Prudential Life Insurance Company Limited.
1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: lifeline@iciciprulife.com
www.iciciprulife.com