What are benefits of this policy?

1. Guaranteed Income: From Mar 2033 till Feb 2048 you will receive a monthly guaranteed Income of Rs 2153/-

2. Life Insurance Benefit: Your policy term is till Feb 2048. If the person whose life is covered by this policy
(known as the Life Assured) passes away during the policy term, a lump sum amount will be paid to the person
specified in your policy (nominee). This amount will be Rs 300000
The nominee or any family member can initiate the process of receiving this amount by visiting
www.iciciprulife.com/claims.
*This is the minimum amount payable. Please refer to the Benefit Illustration for Life Insurance Benefit during the policy term.

3. 110% Return of Premium: In Feb 2048, along with the last income installment you will also receive 110% of
the premiums paid by you which is equal to Rs 330000/-

4. Tax Benefit: You can avail tax benefits on the premiums you pay towards this plan and the benefits you
receive, as per the prevailing conditions and provisions of the Income Tax Act, 1961. Tax laws are subject to
amendments made thereto from time to time.

What is the premium you need to pay in your policy?

You have to pay premium of Rs 2500/- every month for 10 years, up to Jan 2032

What do you need to do to enjoy complete policy benefits?

It is in your best interest that you pay premiums til Jan 2032 and stay invested till Feb 2048 in this policy so
that you enjoy all the benefits of this policy.
If you stop paying premiums after paying for at least two full years, your policy will continue with
reduced benefits.
If you stop paying premiums in the first two years, no benefits will be payable.

Please note: The Guaranteed Income mentioned here is an indicative amount based on the date on which you applied for this policy. The exact income will be as per
the date of issuance of your policy and is specified in the Policy Certificate attached in your welcome kit.
IRDAI Reg No: 105. CIN: L66010MH2000PLC127837. ICICI Prudential Life Insurance Co. Ltd. Registered Address: 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025.
UIN105N185V03. COMP/DOC/Oct/2021/1910/6769
 Benefit Illustration of ICICI Pru Guaranteed Income For Date: 27 Feb 2022,11:29
Tomorrow (Long-term)

Name of the Policyholder :Ms. Amreen Kubra Name of the Product : ICICI Pru Guaranteed Income
For Tomorrow (Long-term)
Age of the Policyholder at policy :16-Apr-1996 (25 years)
inception Tag Line : A Non-Linked Non-Participating
Individual Life Insurance Savings
Gender of the Policyholder : MALE
Plan
Name of the Life Assured : Ms. Amreen Kubra
Unique Identification No. : 105N185V03
Age of the Life Assured at policy : 16-Apr-1996 (25 years)
Applicable Tax for Year 1 : 4.5%
inception
Applicable Tax For Year 2 : 2.25%
Gender of the Life Assured : Female
Onwards
Policy Term : 26 Years
Sales Channel : BOL
Premium Payment Term : 10 Year
Amount of Instalment Premium : Rs. 2500/-
(Without GST and cesses if any)
Frequency of Premium Payment : Monthly

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy

Policy Details

Policy Option (Plan Option

Income with 110% ROP Guaranteed Income as per frequency chosen by you : Rs. 2153
selected by You)

Sum Assured on Death (at

Rs. 300000 Frequency of Guaranteed Income: Monthly
inception of the policy) :

Guaranteed Income payable in a year : Rs. 25841

Income Period: 15 years

Benefit Payble on maturity(110 % Return of Premium): Rs. 330000

Premium Summary

Base Plan Riders Total Instalment Premium

Instalment Premium without GST and Cesses, if any Rs. 2500/- - Rs. 2500/-

Instalment Premium with first year GST and Cesses, if

Rs. 2612/- - Rs. 2612/-
any

Instalment Premium with GST and Cesses, if any 2nd

Rs.2556/- - Rs.2556/-
year onwards

Non-Guaranteed
Guaranteed Benefits
Benefit
Surrender Value
Policy Annulised Death Benefit
Survival Benefit Min. Guaranteed Special Surrender Payable
Year premium Maturity (Life
(Guaranteed Surrender Value Value (Higher of A and B)
Benefit Insurance
Income) (A) (B)
Benefit)

1 30000 0 0 300000 0 0 0

2 30000 0 0 300000 18000 18000 18000

3 30000 0 0 300000 31500 31500 31500

4 30000 0 0 300000 60000 54579 60000

5 30000 0 0 300000 75000 75203 75203

6 30000 0 0 300000 90000 99493 99493
7 30000 0 0 300000 105000 127984 127984

8 30000 0 0 300000 120000 161272 161272

9 30000 0 0 300000 148500 200025 200025

10 30000 0 0 315000 165000 245027 245027

11 0 0 0 315000 180000 270138 270138

12 0 25841 0 315000 180000 297821 297821

13 0 25841 0 315000 169159 299842 299842

14 0 25841 0 315000 143318 302110 302110

15 0 25841 0 315000 132477 304560 304560

16 0 25841 0 315000 106636 307308 307308

17 0 25841 0 315000 80795 310307 310307

18 0 25841 0 315000 69954 313628 313628

19 0 25841 0 317300 44113 317300 317300

20 0 25841 0 321309 33272 321309 321309

21 0 25841 0 325763 7431 325763 325763

22 0 25841 0 330657 0 330657 330657

23 0 25841 0 336067 0 336067 336067

24 0 25841 0 342029 0 342029 342029

25 0 25841 0 348589 0 348589 348589

26 0 25841 330000 355841 0 355841 355841

Note: Annualised Premium excludes underwriting extra premium, the premiums paid towards the riders, if any, Goods and Service Tax and
Cesses, if any.
Important points to note:
Example to understand when does Guaranteed Income become payable (if Save the Date is not chosen):
If your last annual premium is paid on Jan 15, 2031 then Guaranteed Income will start from
For Annual mode: Jan 15, 2034 • For Monthly mode: Feb 15, 2033
The surrender values and Death Benefit (Life Insurance Benefit) mentioned above are illustarted assuming that the event occurs at the end
of the year.
Please refer to your sales brochure and policy document for more details.

I, ___________________________ have explained the I, ______________________________ having received the

premiums, and benefits under the policy fully to theprospect / information with respect to the above, have understood the above
policyholder. statement before entering into the contract.

Company Seal:
Place: Place:
Date: Signature of Agent/ Intermediary / Official Date: Signature of Prospect / Policyholder

ICICI Prudential Life Insurance Company Limited.

1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: lifeline@iciciprulife.com
www.iciciprulife.com