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Moldova Agroindbank

History, Achievements, Perspective

Throughout the 20 years of its existence, Moldova-Agroindbank (MAIB) has held leading positions in the Moldovan banking market. The banks impressive success story is the result of a correctly chosen business strategy based on individualised and efcient services targeted to both corporate and retail customers.
A professional, dedicated and enthusiastic team; the right strategies; and competent management have determined the spectacular transformation of MAIB from an agricultural bank (a successor of the Agro-Industrial Bank of the USSR) into a modern, universal bank with a distinct value, remarkable nancial results and a prudential style of business management. global economic situation, which affected our country as well, the business of Moldova-Agroindbank has a durable basis for development. Our model proves that successful business is possible in this market, too. Together with foreign partners choosing to invest in Moldova, I am sure that we will be able to change the country, Natalia Vrabie says. This year the bank celebrates its 20th anniversary, as the Republic of Moldova commemorates the 20th anniversary of its independence. MAIB has not been merely a simple observer in the process of establishing a modern Moldovan state, but rather has always remained close to the Moldovan people, offering more and more new services and products that met their needs at various stages. MAIB has contributed signicantly to the consolidation and development of Moldovan society in general, to deepening relations with external nancial partners, and implicitly to the promotion of Moldovas image at the international level. This is why today Moldova-Agroindbank is seen in Moldova not only as the most prosperous and stable bank, but also as an indispensable attribute of the countrys present.

Natalia Vrabie

solutions, often unique ones in the local market, in order to provide the best services for its customers, especially at a distance. Services include Internet banking m@ib, the MAIB Info Centre, online customer service, ATM banking, a 24-hour self service centre and more. MAIB has established partnerships with a number of international nancial institutions, including the World Bank, the Black Sea Trade and Development Bank, the European Fund for Southeast Europe, USAID, Western NIS Enterprise Fund and others. The banks remarkable achievements have often received international recognition, including in 2010 when Finance Central Europe named Moldova-Agroindbank the best bank of the decade. MAIBs President, Natalia Vrabie, says that the banks potential offers it signicant possibilities to support foreign investors in Moldova. We can ease the way for foreign companies that come here; we can help them make their businesses protable. Despite the difcult

Highest market shares in key indicators

MAIB is the most protable bank in the Moldovan system, with the highest market shares in key indicators. As of the end of 2010, MAIB held a 19.8% share of total assets in the Moldovan banking market, along with a 21.3% share of total loans and a 19.2% share of total deposits. By the end of 2010, MAIB had established solid relations of collaboration with 600,000 customers a record among Moldovas commercial banks. MAIB has 70 subsidiaries, 24 representative ofces and 132 ATMs throughout the country. The bank applies the latest high-technology

Moldova Agroindbank 9, Cosmonautilor street 2500 Chisinau Tel: +373 22 22 27 70 +373 22 85 65 65 aib@maib.md www.maib.md