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WHAT IS MONEY?
 Money is a tool. It’s a non-living thing and gives you an extra option.
If you are bad, it will give you an extra option to be bad. If you are good, it will give
you an extra option to do good. Just like your smartphone.
 Money is not the most important thing in the world, but it affects everything that is
(Ex. - Education, Health).

 Financial aptitude is what you do with money once you make it, how you keep
people from taking it from you, how to keep it longer, and how you make money
work hard for you.

 You don’t need to earn a high income to be rich.
It’s not how much money you make that matters. It’s how much money you keep.
 Money comes and goes, but if you have the education about how money works, you
gain power over it and can begin building wealth.
There is a difference between being poor and being broke. Broke is temporary. Poor
is eternal.
The poor and the middle-class work for money. The rich have money work for them.
Rich people acquire assets. The poor and middle class acquire liabilities that they
think are assets.

 Never spend money before you have it.

SAVING MONEY
 It’s not how much money you make that matters. It’s how much money you keep.
