AVERAGE DAILY BALANCE CALCULATOR

4% Special Interest Promotion

Welcome to CIMB Bank's ADB Calculator. See the instructions below on how to use:

This calculator will serve as your guide to computing for your Average Daily Balance (ADB) and to verify your eligibility
for our 4% p.a. special interest rate. The special interest rate of 4% p.a. is applicable to Average Daily Balances of up to
PHP250,000. Average daily balances in excess of PHP250,000 will qualify for 3.50% p.a.

HOW TO USE THE AVERAGE DAILY BALANCE CALCULATOR:

1. You may calculate your average daily balances by inputting your end of day balances in the grey colored
cells (found in column B and E). To get your end-of-day balances, you may refer to your transaction history in
the CIMB Bank app or GCash app (for GSave users).
2. Once you have placed your daily balances, the calculator will automatically calculate your ADB for the
month. You can find this in the blue box (for December) and red box (for January).
3. Once you have filled up the necessary fields, the calculator will automatically compute for your ADB growth
located in the yellow box. (You need a total of P1,000 ADB growth per month to qualify for the program)

4. If you qualify for the program, the text on the green box will display 'YES'.

How to compute your Average Daily Balance Growth

December Daily Balances January
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Average Daily Balance for December #DIV/0! Average Daily Balance for January

What's my total average daily balance

growth? #DIV/0!

Am I eligible for the 4% Promo for this

qualifying month?
*Your eligibiltiy for the 4% promo is only based on your
full month average daily balance increase from December
to January. If equal to at least PHP1,000 or more, as
stated above, you will be granted the 4% p.a. special
interest promo. #DIV/0!
BALANCE CALCULATOR
4% Special Interest Promotion

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Daily Balances
#DIV/0!