28 July 2022

JENYSIS C. FULGUERINAS
B5 L1
Purok 6, Pag-Asa 5-A
Bangkerohan, Davao City

RE: Your loan obligation in the amount of

P115,720.00

Dear Ms. Fulguerinas,

I am writing to you in behalf of our client, MS. JACKIE LOU CASUGA,

who referred to our office the matter of your unpaid and due obligation to her
which, until now, you still failed to settle.

As relayed to us by our client, you have issued PSBank checks No.

0007779152 and 0007482918 which were returned because it was drawn against a
closed account. Your total outstanding obligation of One Hundred Fifteen
Thousand Seven Hundred Twenty Pesos (P115,720.00) has been due for
payment since February 20, 2020.

This office formally demands that you settle your obligation in the total
amount of One Hundred Fifteen Thousand Seven Hundred Twenty Pesos
(P115,720.00) within ten (10) days from receipt, else we will be constrained to
initiate criminal and civil actions for its collection including damages and
attorney’s fees.

As a consequence of this extra judicial collection, we are billing you three

(3%) of the amount collectible which is P3,471.60 as attorney’s fees.

You may contact our office at the numbers indicated above and make
arrangement for payment.

Thank You.

Truly Yours,

EMILIO O. SORIANO
Associate Lawyer