WELCOME

At Salesforce, Camp B-Well is your

destination for benefits, resources,
and support that will help you live
well every day, in every way.

It begins with Benefits Essentials

as the foundation and builds
with add-on programs that focus
We know that in order to do our best work, on 5 key pillars of wellbeing.
You choose the programs that suit
we must first take care of ourselves. the needs of you and your family.

BENEFITS ESSENTIALS 5 PILLARS OF WELLBEING

NOURISH REVIVE MOVE THRIVE PROSPER

Fuel up on Recharge with Do your body Manage stress Focus on your
Global benefits that support your knowledge that resources for good with with benefits finances and gain
fundamental needs and provide care will help you tackle sleeping well, exercises and and programs to knowledge that
for your overall health and wellbeing. your healthy- taking time off, activities that work help you roll with will help you plan
eating goals. and unplugging. for your lifestyle. life’s punches. for your future.
— Medical Care — Time Off
— Life Insurance — Employee
— Retirement Assistance Explore this benefit brochure, or visit The Employee Benefits Site to discover comprehensive benefits
Savings Programs packages that are inclusive of our full Ohana, and support you and your family in all stages of your life journey.

2
CONTENTS
How it all works
04 07
Find everything you
need to know about your
benefits at Camp B-Well.
05
New to Salesforce?
Meet your benefits
options if you’ve
just joined us.
Make your benefits
20
work for your life
Discover how programs
focused on Benefits
Essentials, parental and
family care, financial
wellbeing and prospering,
and overall wellbeing
can make life a little bit 21
better for everyone.
How to make
your choices
Get tips and
recommendations on
the plans best suited to
you and your family.
We’re here to help
Get all the help you need
with your benefits.

06 Explore your Dealing with

18
benefits life’s changes
Check out the full list Manage all of life’s big
of what’s available. (and little) changes.

Want more information on each benefit, including WE’RE HERE TO HELP YOU
rates and policy documents? Simply click on the The Employee Benefits help desk
can answer your benefit questions,
relevant benefit icon under the ‘Shop for benefits’ tab assist with any technical difficulties
and more. Just click ‘Support’ on the
within The Employee Benefits Site, and explore the top right-hand side of The Employee
documents on the right-hand side of the page. Benefits Site and raise a ticket.

3
HOW Camp B-Well’s programs help you focus
IT ALL on all pillars of your wellbeing while
caring for yourself and your family.
WORKS
HERE’S HOW IT WORKS:
1 We negotiate the best benefits
and rates for you
2 You pick the ones you want
3 Any incurred costs are taken
from your benefits fund
4 If you exceed this fund, your extra spend
will be deducted through payroll
Essentially, you pick the benefits and we’ll do the rest.
It’s that easy!
WE’RE HERE TO HELP YOU
The Employee Benefits help desk
can answer your benefit questions,
assist with any technical difficulties
and more. Just click ‘Support’ on the
top right-hand side of The Employee
Benefits Site and raise a ticket.
PEACE OF MIND FOR YOU
We’ll lend a helping hand with the cost of your
benefits. Visit The Employee Benefits Site to see
which ones you can select for your dependents.
We are using the existing Vision and Dental Fund
to give additional flexibility on tailoring your
insurances. It refreshes every year in August.
Want to spend more than this? No problem! You can
exceed this amount at your own cost. But remember,
you can only use this fund during the annual
enrollment window, or when you first join Salesforce.
Make sure you log into The Employee Benefits
Site and make the most of your fund!
WHEN YOU CAN CHOOSE
You can access the majority of your benefits all year
round. Some, however, can only be chosen during
an annual enrollment window once a year, or if you
experience a significant change in your circumstances
(see page 13). Simply visit The Employee Benefits Site
to explore what’s on offer, and when you can choose!
4
HEY, ARE YOU
NEW HERE?
Welcome to Salesforce!

There is a lot to tell you about your

benefits – so look out for an email
coming your way within your first
few days at Salesforce. This will share
more information on your benefits
and provide guidance on how to log
in to The Employee Benefits Site.

Most benefits can be selected any

time throughout the year. For more
information, head to The Employee
Benefits Site, or contact the help desk
via the ‘Support’ button on the website.

5
EXPLORE BENEFITS ESSENTIALS

YOUR Medical Care

PILLAR PROGRAMS
Here are additional programs to help you

BENEFITS
— Medical Insurance nourish, revive, move, thrive, and prosper:
— Additional Medical Coverage
— Child Care
— Elderly Care More Ways to Live Well
— Stay Healthy Men
— Stay Healthy Women — Employee Stock — Best Doctors
— Overseas Treatment Plan Purchase Plan (ESPP) — Wellbeing
— Education Reimbursement
Life Insurance Reimbursement — Fertility and Adoption
— Life Insurance (Core Employee) — Sleep Program Reimbursement
— Personal Accident Program
Insurance (Employee)
— Personal Accident
Insurance (Dependent)

Retirement Savings

— National Pension Scheme (NPS)

Time Off

— Employee Leave

Employee Assistance
Program (EAP)

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 MEDICAL INSURANCE
Ensure the health of you and
your family is looked after.
It can be a big relief to know that you
and yours can get medical help at any
time. Medical Insurance ensures you and
your loved ones receive the care they
need, when it’s needed the most.
It covers standard hospitalization, eye care,
psychiatric care, pre and post hospital
MEDICAL
expenses and more. Starting this year,
AYUSH (Ayurveda, Yoga, Unani, Siddha and
Homoeopathy) treatment will also be covered
CARE
as part of our Medical Insurance plan.
Our insurance policy has COVID Hospitalization
cover by default for all employees, and this year
Caring for we have included COVID Home Quarantine
as part of the core cover for all employees.
yourself All Salesforce India employees are funded
and your for 7 lakh of coverage for themselves, their
partner, two children, and one set of parents.
loved ones Our comprehensive plan also gives you the
power to change the level of coverage, and
how many family members can be covered.
This year you can voluntarily top-up your family
sum insured up to 15 lakhs, and also enroll your
dependent siblings. Our insurance benefits are
truly inclusive and provide medical insurance
for live-in and LGBTQ partners as well.
Visit the Employee Benefits
Site to find out more.
ADDITIONAL
MEDICAL COVERAGE
Top up your medical
coverage, for extra
peace of mind.
Need more support with your family’s
healthcare? You can flex up your
Medical Insurance to get access to
a number of additional services.
If you or your spouse are expecting a
baby, add additional maternity cover
to take care of both mother and baby
before, during and after pregnancy.
This benefit is capped at ₹20,000.
Receive up to ₹300,000 of
coverage for you or your family’s
gender reassignment surgery, or
select Healthy Family for access to
dental cover, adult flu vaccinations,
physiotherapy sessions – and more.
You can also consider Family Buy for
a comprehensive health screening
of all your family members.
Lastly, you can enhance your treatment
options by opting for Overseas
Treatment, giving you the option to
get medical treatment abroad.
More information on the options
available to you can be found on
The Employee Benefits Site.
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CHILD CARE
Protect your children,
now and in the future.
Vaccinations are vital for your family’s health
and development. If you have children up to
14 years old, you can choose this benefit to
cover the cost of their prescribed vaccinations.
Each WHO-approved vaccination is covered for
up to ₹2,000, with a total cap of ₹10,000.
If you’re curious about your children’s genetic makeup,
you can also use the Child Care benefit for genome
testing. Check your children’s genetic variations to
help determine any potential future health risks.
It also provides coverage to meet the medical
needs of specially abled children of any age group.
STAY HEALTHY MEN
Keep on top of your health with
regular health screening tests.
It’s important to keep a close eye on your
health, even if you feel fit and well. At Salesforce,
all male employees/partner and dependent
children (over the age of 18) are eligible for
coverage under our Stay Healthy Men program.
Alongside a comprehensive health check-up
package, this includes prostate cancer screenings
and biopsies, up to a total cost of ₹12,000.
ELDERLY CARE OVERSEAS
Look after your parents in their old age.
TREATMENT PLAN
We understand that your parents might need
Get the medical
extra care as they grow older. That’s why we offer treatment you need,
a number of coverage options to give them
the protection and treatment they need.
wherever you are
This benefit covers Keratoconus and age-related
in the world.
Macular Degeneration (ARMD) treatments, plus
Our Overseas Treatment plan
injectables including Avastin and Lucentis. You
gives you the option to get
can also receive support for home care, and for
medical treatment abroad, up to
diagnosing geriatric conditions such as Alzheimer’s
an insured limit chosen by you.
or Parkinson’s disease. For extra peace of mind,
Diagnosis must happen in India,
Elderly Care also offers comprehensive check-ups
while treatment can be taken
to help monitor your parents’ overall health.
in leading hospitals abroad.
Employees, their partner and
children are eligible for cover.
STAY HEALTHY WOMEN
Put your health first with
regular check-ups.
It can be hard to keep on top of your health.
That’s why Salesforce offers all female
employees/partner and dependent
children (over the age of 18) access to
health check-ups through Stay Healthy Women.
In addition to a comprehensive health check-up
package, you can also receive a cervical cancer
vaccination – capped at ₹12,000 per person.
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 LIFE INSURANCE

LIFE INSURANCE (CORE EMPLOYEE)

Protecting yourself and your loved
ones and giving you peace of mind
It’s good to know your
loved ones will be
looked after if something
happens to you.
No one wants to think about
it, but it’s important to make
provisions for your family should
the unthinkable happen.

That’s why Salesforce automatically

enrolls all employees into our Life
Insurance scheme, to give you
PROS
PER peace of mind that your family will
receive financial support in the
event of your death. Should you
die while working at Salesforce,
the insurer will pay 3x base salary.
You also automatically receive core
PROS
PER
Critical Illness Cover as part of the
benefit, on first-time diagnosis,
up to ₹1,000,000. This is a
one-time benefit.

9
PERSONAL ACCIDENT INSURANCE
(EMPLOYEE)
We never know what is around the corner
– that goes for the good, and the bad.
Salesforce provides you with Personal Accident
Insurance in case you suffer a permanent injury or total
disability. We cover you for 3x your annual base salary,
regardless of whether you are full or part time, should
you suffer a permanent injury as a result of an accident
– including the loss of a limb or loss of hearing. You can
increase this cover to 4x or 5x of your base salary.

It covers 100% of accidental death, partial/full

disablement, medical expenses, and any modification
of your residence or vehicle following an accident.

The actual amount payable in the event of a claim depends

on the type and severity of the injury or disability.

PERSONAL ACCIDENT
INSURANCE (DEPENDENT)
Extend your cover to your partner
and children.
You can also receive financial support if your partner or children
suffer from an accidental death. Spouses aged 18 or over,
and dependents under the age of 25, are eligible for cover.

10
 NATIONAL PENSION
RETIREMENT SCHEME (NPS)

SAVINGS Get some help towards a

comfortable retirement.
Helping you save for Corporate National Pension Scheme is a voluntary and
long-term investment plan under the purview of the
your future Pension Fund Regulatory and Development Authority
(PFRDA) and Central Government, which enables
employees to plan their taxes for a comfortable
retirement goal.

All Salesforce India employees are eligible

to participate in this scheme.

The key benefits include:

— It is prudentially regulated: Transparent investment

norms, regular monitoring and performance
review of Fund Managers by the NPS Trust.
— Ensures complete portability: NPS account can
be operated from anywhere in the country,
irrespective of employment and geography.
— Simple online experience: All transactions can be
tracked online through the CRA system. Employees
can check their funds and contribution status
through the Central Record Keeping Agency website.
— Generous tax benefits: Employer’s contribution
towards NPS on behalf of employees is tax free
and is over and above the existing benefits of
1.5 lakhs of 80 C. Employees can contribute
to NPS by restructuring the salary which
ranges from ₹500, up to 10% of basic.

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 EMPLOYEE LEAVE*
Enjoy that amazing and
crucial time as your
family grows.
Here at Salesforce, we recognize
that your Ohana is important,
and being able to spend quality
time with your family as it grows
is a wonderful experience.

TIME
Salesforce Employee Leave
is designed to give you the
opportunity to spend time

OFF
with your new arrival/s, and to
enhance maternity, paternity,
adoption and parental statutory
leave and pay entitlements.
Giving you Access information via the tile

permission to take on The Employee Benefits Site.

time off work
*Eligibility rules apply

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 EMPLOYEE
ASSISTANCE
PROGRAM (EAP)
Get resources and
support to help you
cope with the stresses
of our fast-paced world.

EMPLOYEE
At Salesforce, mental health is
top of mind. We provide access
to free, independent, confidential

ASSISTANCE
support through our Employee
Assistance Program (EAP).

It also provides support to your

PROGRAM
family members in specific
circumstances, such as couples
or family counseling. You’ll have

(EAP)
access to telephone and face-
to-face counseling as well as
excellent online resources.

Empowering you to thrive Access information via the tile

on The Employee Benefits Site.

13
PILLAR PROGRAMS
Helping you and your family:

14
MORE CAMP B-WELL
Camp B-Well is your go-to place
WAYS TO for resources, benefits, and
support that will help you live
well every day, in every way.
LIVE WELL Access resources and support available to you
across all our pillars of wellbeing:
For making the — Focus on your mental health with Thriving
most of life Minds, our global resilience program
— Read inspiring employee stories on our
Ohana Blog and find science-backed
tips in articles from Thrive Global
— Enhance your wellbeing with Camp B-Well Trail
— Get healthy recipes and cooking
tips at Camp B-Well Kitchen
— Take a stretch break with Camp B-Well Studio.
— Find some inner calm with Camp B-Well
Meditations, Mindfulness Daily at Work,
and Seeds for Contemplation
— Tune in to our Camp B-Well webinars
for tips and tricks to live well
— Focus on your personal development
with Your Pathway Journey
All Salesforce employees have
access to Camp B-Well.
Visit the Employee Benefits site to learn more.
CLEO
Get a personalized support
system to help you navigate new
parenthood, from pregnancy
to your baby’s first birthday.
From pregnancy to birth, to finding balance
after baby, Cleo is here to support you every
step of the way. Cleo offers personalized
coaching and support for 21 months,
from pregnancy through to your baby’s
first birthday, with the following services:
— A dedicated Cleo Guide to answer your
questions as they pop up. When you register,
you’ll be assigned a Cleo Guide, a certified
practitioner located in your region
— Free access to global family health
experts — including doulas, lactation
consultants, career coaches, and more
— Step-by-step lessons developed by
world-renowned parenting experts
You are eligible to participate if you are a full-time
Salesforce employee who has had a baby in
the past 12 months or are currently expecting.
Cleo is inclusive of all parents — first time and
experienced, and moms and dads — and all
paths to parenthood, including adoption,
surrogacy, same-sex, and solo parents.
Access information via the tile
on the Employee Benefits site.
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EMPLOYEE STOCK
PURCHASE PLAN
(ESPP)*
Become a shareholder
at a discounted rate.
Our Employee Stock Purchase
Plan (ESPP) gives eligible
employees the opportunity to
purchase Salesforce stock (NYSE
Ticker: CRM) at a discount.
Through the Salesforce ESPP, an
employee can contribute 2% to
15% of eligible compensation to
be used towards the purchase of
Salesforce shares. Eligible employees
will be able to enroll in the ESPP
during ‘enrollment periods’, which
occur every six months, and stock
will be purchased twice a year.
Once a participant enrolls, the
elected ESPP contribution amount
will be deducted from future pay
checks on an after-tax basis.
Visit the Employee Benefits
site to learn more.
*Eligibility rules apply
EDUCATION
REIMBURSEMENT
PROGRAM*
Further your career and
learning with Salesforce.
Salesforce believes in you
furthering your professional
development and promoting
continuous learning through
the Education Reimbursement
program. This is an employee-
driven benefit – while manager
approval is required, education
is to be actively selected by you
and must be related to your
current role.
Salesforce will reimburse you
for the cost of fees, tuition,
and books up to ₹350,000 per
calendar year for job-related
education courses.
Access information via the tile
on The Employee Benefits Site.
*Eligibility rules apply
SLEEP PROGRAM BEST DOCTORS
Improve your sleep Get that all important
so you can be at your second medical opinion,
best every day. when you need it.
Getting quality sleep is essential Salesforce offers you and your
for your health and wellbeing. eligible dependents access to an
That’s why Salesforce offers expert second medical opinion
you access to a digital sleep service. Whether you or your
improvement program, dependents are facing a medical
scientifically proven to work. disorder or undergoing treatment
but the condition is not improving,
You’ll start by taking a simple
Best Doctors can help you find
online sleep quiz, which
answers to questions such as, is
will provide you with a sleep
the diagnosis correct, what is
score. Then, if you want more
the most appropriate treatment
help, you’ll learn evidence-
and is surgery needed?
based techniques to improve
your sleep using Cognitive Access information via the tile
Behavioral Therapy (CBT). on the Employee Benefits site.
By signing up you’ll also gain
access to a library of articles
and guides which cover
common problem areas, like
pregnancy and sleep, shift
work, jet lag and menopause.
Access information via the tile
on the Employee Benefits site.
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WELLBEING
REIMBURSEMENT
PROGRAM*
Explore and sharpen
your skills, gain
knowledge, and try out
new wellbeing activities.
We want to help you explore new
and different ways to nourish,
revive, move, thrive, and prosper
outside the office.
This program allows you to claim
for services and activities such
as fitness classes, massages,
cooking classes and acupuncture.
You can claim up to ₹5,000 per
month, subject to the submission
of valid receipts. Reimbursement
is made via payroll.
Access information via the tile
on The Employee Benefits Site.
*Eligibility rules apply
FERTILITY AND
ADOPTION
REIMBURSEMENT
PROGRAM*
Get reimbursed for fertility
and adoption-related costs.
We appreciate that starting or growing your
family can sometimes be challenging. Our
Fertility and Adoption Reimbursement
Program with Carrot covers up to a
lifetime maximum of ₹2,900,000 for
you or your partner to explore alternative
options when starting a family. Covered
reimbursable costs include, but are
not limited to, adoption agency and
legal fees; IVF; acupuncture; and
complementary medicine for infertility.
Employees (single or in a relationship)
and their partners (married or living
together), are eligible to participate
in this program. You are eligible to
take part from the date of hire.
Access information via the tile
on The Employee Benefits Site.
*May be subject to income tax and/or social security charges
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MAKING
CHANGES
We know that life moves
fast and things change.

If something in your life has changed, you may

be able to update your Medical Insurance,
Life Insurance, and Personal Accident
Insurance. But what you can change is subject
to guidelines and provider restrictions.

We call these ‘Life Events’. Here are

some of the main ones:
Helpdesk
— Getting married or divorced
— Growing your family

To register a life event, click the ‘Your Benefits’

tab and then select ‘View life events’.

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GET ONLINE
The Employee Benefits Site can be
accessed anytime here, though you’ll
have to be on the VPN, if you’re not

AND START already signed in via Aloha.

Alternatively, you can search

CHOOSING “India Benefits” in Concierge.

YOUR
BE CLEAR ABOUT
YOUR BENEFITS

BENEFITS You’ll be able to find out more by

visiting the ‘Your Benefits’ page on
The Employee Benefits Site. Here you’ll
find our traffic light coloring system,
so you can always see which benefits are
active, about to start and ending soon.

Visit Concierge,
and search
“India Benefits”

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WE’RE HERE
TO HELP YOU
The Employee Benefits help desk can answer your
benefit questions, assist with any technical difficulties
and more. Just click ‘Support’ on the top right-hand
side of The Employee Benefits Site and raise a ticket.

R
SPE
PRO

Disclaimer
This brochure does not establish enforceable employment rights, contractual
or otherwise. The description of the benefits in this brochure are for illustrative
purposes only and full terms and conditions apply to the benefits. Some benefits
are subject to eligibility requirements. Salesforce reserves the right to modify,
suspend or withdraw benefits described in this brochure at any time.