Professional Documents
Culture Documents
ANSWER BOOKLET
STUDENT ID
EMAIL ADDRESS
CONTACT NUMBER
DATE OF SUBMISSION
RESIT (YES/NO)
NAME OF THE LECTURER
MAKE SURE THE FILENAME OF THE DOCUMENT YOU SUBMIT IS YOUR INDEX NO
AND NAME. ALSO SUBMIT THIS ANSWER BOOKLET DOCUMENT IN PDF FORMAT.
PROVIDE YOUR STUDENT DETAILS ABOVE.
DECLARATION
I confirm that this Examination was done by me and only me without copying directly
from my colleagues and/or any other sources.
I will accept any punishment if I am found to flout any of the instructions binding this
Examination and the University examination policy at large.
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UNIVERSITY OF GHANA
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ANSWER BOOKLET
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UNIVERSITY OF GHANA
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ANSWER BOOKLET
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UNIVERSITY OF GHANA
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ANSWER BOOKLET
Moderator
Gender (Male)
Service provider (Vodafone)
FO: Makes payments portable It makes it potable to receive money and Edmund, Male Airtel
FO: Receive payment from effect payments for transactions. Tigo
clients
SO: Micro payment
Moderator
Gender (Male)
Service provider (Airtel Tigo)
FO: Make payments to suppliers I send money to the one who gives me the Florence, Female
FO: Receive payment from eggs. I also receive money from people MTN
clients who buy from me.
SO: Commercial use
Moderator
Gender (Female)
Service provider (MTN)
FO: Make payments to suppliers I use it to pay for my goods. I receive James, Male on
FO: Receive payment from payment for goods bought MTN/Vodafone
clients
SO: Commercial use
Moderator
Gender (male)
Service provider
(MTN/Vodafone)
FO: Make payments to suppliers It also allows customers to pay for goods Ken, Male on
FO: Receive payment from bought. I use it to pay my suppliers. I use it Airtel/Tigo
clients to pay transportation and delivery charges.
FO: payment for Service charge Buy airtime and data
SO: Commercial use
SO: Personal use
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UNIVERSITY OF GHANA
(All rights reserved)
ANSWER BOOKLET
Moderator
Gender (male)
Service provider (Airtel Tigo)
FO: Make payments to suppliers It helps me pay my suppliers. It saves me Kojo Amoah, Male on
FO: Receive payment from time from going to the bank. I receive MTN
clients money from my customers. It also helps
me in calculating my daily sales because it
SO: Commercial use adds up
Moderator
Gender (male)
Service provider (MTN)
FO: Make payments to suppliers The mobile money helps me to pay my Mercy, Female on
FO: Receive payment from suppliers in the villages. I use the mobile MTN
clients money to pay and make pre orders from
the villages. It helps me when people come
SO: Commercial use to buy, they use it for payment
Moderator
Gender (Female)
Service provider (MTN)
FO: Make payments to suppliers I use it to make payment and receive Jonathan, Male on
FO: Receive payment from payment from customers without dealing MTN
clients with the traditional banks.
SO: Commercial use
Moderator
Gender (male)
Service provider (MTN)
FO: Make payments to suppliers I use momo to pay for services rendered to Joseph, Male on
FO: Receive payment from me by suppliers. I receive payment from Vodafone
clients customers who buy my produce.
SO: Commercial use
Moderator
Gender (male)
Service provider (Vodafone)
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UNIVERSITY OF GHANA
(All rights reserved)
ANSWER BOOKLET
First Order Second Order Theoretical Construct
Financial
1.Receive payments from Infrastruture
Personal use
clients
1. Savings
settlements
1. Make purchases
for business Commercial use
2. Make payments to
suppliers Credit management
3. Make payments to
creditors
Digital payment
Digital wallet
1. Make payments
portable Micro payments
2. Virtual Cash
Moderators
Gender
Service providers
ANSWER FOR QUESTION 3
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UNIVERSITY OF GHANA
(All rights reserved)
ANSWER BOOKLET
Personal use
Settlements
Commercial use
Digital wallet
Credit Management
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