From S. Arun Prabhu, C/O. S. Rathnamalini, 3-A, 1st Main Road, I.O.B. Colony, Selaiyur, Chennai - 600073.

To The Dy. General Manager, Credit and Recovery, Tamilnad Mercantile Bank Ltd; 57. V.E.Road, Tuticorin - 628002. Dear Sir, Sub:One Time Settlement of loans outstanding with your Pavoorchatram Branch in the name of Mr. A. Subramanian (Deceased) reg Ref:04\01\2011Dated of your Pavoorchatram Branch. _______ 1. Over Draft of M/S Arun Prabhu Rice Mill. 2. Term loan in the name of Mr. A. Subramanian (Deceased). I beg to present the following few lines for your kind and favorable consideration. My father Mr. A. Subramanian (Deceased) had availed the above loans at your Pavoorchatram Branch and both the loans were not closed due to the business loss, drought and sickness. I am not in a position to close the loans due to my poor financial position. I may kindly be permitted to close the loans under One Time Settlement of Rs.3,12,000 (Rs Three lakhs Twelve thousand only) in total. Eventhough I am in severe financial crunch I offer this amount to settle the loan I will remit the entire amount within 15 days of your acceptance letter. Thanking You. Yours Faithfully, Chennai. (S. Arun Prabhu)

From S. Arun Prabhu, C/O. S. Rathnamalini, 3-A, 1st Main Road, I.O.B. Colony, Selaiyur, Chennai - 600073. To The Reginal Manager, Tamilnad Mercantile Bank Ltd; South Byepass Road Vannarapet. Tirunelveli-627003 Dear Sir, Sub:One Time Settlement of loans outstanding with your Pavoorchatram Branch in the name of Mr. A. Subramanian (Deceased) reg Ref:04/01/2010 Dated of your Pavoorchatram Branch. _______ 1. Over Draft of M/S Arun Prabhu Rice Mill. 2. Term loan in the name of Mr. A. Subramanian (Deceased). I beg to present the following few lines for your kind and favorable consideration. My father Mr. A. Subramanian (Deceased) had availed the above loans at your Pavoorchatram Branch and both the loans were not closed due to the business loss, drought and sickness. I am not in a position to close the loans due to my poor financial position. I may kindly be permitted to close the loans under One Time Settlement of Rs.3, 12,000 (Rs Three lakhs Twelve thousand only) in total. Eventhough I am in severe financial crunch I offer this amount to settle the loan I will remit the entire amount within 15 days of your acceptance letter. Thanking You. Yours Faithfully, Chennai. (S. Arun Prabhu)

From S. Arun Prabhu, C/O. S. Rathnamalini, 3-A, 1st Main Road, I.O.B. Colony, Selaiyur, Chennai - 600073. To Mr. V.Narayanan Manager, Tamilnad Mercantile Bank Ltd; Tuticorin Regional Office, 14-FC Mani Nagar Tuticorin - 628003. Dear Sir, Sub:One Time Settlement of loans outstanding with your Pavoorchatram Branch in the name of Mr. A. Subramanian (Deceased) reg Ref:04\01\2010 Dated of your Pavoorchatram Branch. _______ 1. Over Draft of M/S Arun Prabhu Rice Mill. 2. Term loan in the name of Mr. A. Subramanian (Deceased). I beg to present the following few lines for your kind and favorable consideration. My father Mr. A. Subramanian (Deceased) had availed the above loans at your Pavoorchatram Branch and both the loans were not closed due to the business loss, drought and sickness. I am not in a position to close the loans due to my poor financial position. I may kindly be permitted to close the loans under One Time Settlement of Rs.3, 12,000 (Rs Three lakhs Twelve thousand only) in total. Eventhough I am in severe financial crunch I offer this amount to settle the loan I will remit the entire amount within 15 days of your acceptance letter. Thanking You. Yours Faithfully, Chennai.

(S. Arun Prabhu)