The document contains a series of messages from Carmen-Elena Stănculescu providing definitions and explanations of English words and phrases related to personal finance, budgeting, and saving money. Key terms defined include verbs like "to spend", nouns like "expense", and expressions like "to go shopping". Examples are given for different parts of speech, verb tenses, and grammatical structures like collocations and conditionals. Links to related videos and discussions on financial tips are also included.
The document contains a series of messages from Carmen-Elena Stănculescu providing definitions and explanations of English words and phrases related to personal finance, budgeting, and saving money. Key terms defined include verbs like "to spend", nouns like "expense", and expressions like "to go shopping". Examples are given for different parts of speech, verb tenses, and grammatical structures like collocations and conditionals. Links to related videos and discussions on financial tips are also included.
The document contains a series of messages from Carmen-Elena Stănculescu providing definitions and explanations of English words and phrases related to personal finance, budgeting, and saving money. Key terms defined include verbs like "to spend", nouns like "expense", and expressions like "to go shopping". Examples are given for different parts of speech, verb tenses, and grammatical structures like collocations and conditionals. Links to related videos and discussions on financial tips are also included.
17:54:30 From Carmen-Elena Stănculescu to Everyone:
How to save money
17:55:42 From Carmen-Elena Stănculescu to Everyone: to do, verb, present 17:55:47 From Carmen-Elena Stănculescu to Everyone: did, past tense 17:55:53 From Carmen-Elena Stănculescu to Everyone: done, past participle 17:56:03 From Carmen-Elena Stănculescu to Everyone: to receive, verb, present = to get. 17:56:14 From Carmen-Elena Stănculescu to Everyone: received, past tense + past participle 17:56:23 From Carmen-Elena Stănculescu to Everyone: a lot of, expression 17:58:06 From Carmen-Elena Stănculescu to Everyone: would, modal verb 17:58:15 From Carmen-Elena Stănculescu to Everyone: to buy, verb, present 17:58:30 From Carmen-Elena Stănculescu to Everyone: bought, past tense + past participle /bot/ 17:59:57 From Carmen-Elena Stănculescu to Everyone: to spend, verb, present = 1. money; 2. time with someone. 18:00:13 From Carmen-Elena Stănculescu to Everyone: spent, past tense + past participle 18:00:56 From Carmen-Elena Stănculescu to Everyone: to give something away, phrasal verb = to provide or offer something to someone for free. 18:01:20 From Carmen-Elena Stănculescu to Everyone: to give, verb, present = to offer. 18:01:27 From Carmen-Elena Stănculescu to Everyone: gave, past tense 18:01:34 From Carmen-Elena Stănculescu to Everyone: given, past participle 18:02:19 From Carmen-Elena Stănculescu to Everyone: money box, noun, UK = piggy bank, noun phrase. 18:09:10 From Carmen-Elena Stănculescu to Everyone: account, noun: a bank account.... 18:09:35 From Carmen-Elena Stănculescu to Everyone: to affect, verb, present = to change, to modify. 18:09:48 From Carmen-Elena Stănculescu to Everyone: affected, past tense + past participle 18:10:41 From Carmen-Elena Stănculescu to Everyone: brand, noun 18:10:58 From Carmen-Elena Stănculescu to Everyone: to consider, verb = 1. to take into account; 2. to think, to believe. 18:12:01 From Carmen-Elena Stănculescu to Everyone: to cut down, phrasal verb = to decrease, to reduce. 18:12:08 From Carmen-Elena Stănculescu to Everyone: to deal, verb, present 18:12:17 From Carmen-Elena Stănculescu to Everyone: dealt, past tense + past participle 18:12:42 From Carmen-Elena Stănculescu to Everyone: to deal with, phrasal verb 18:13:17 From Carmen-Elena Stănculescu to Everyone: to donate, verb, present = to give something away. 18:13:27 From Carmen-Elena Stănculescu to Everyone: donated, past tense + past participle 18:13:58 From Carmen-Elena Stănculescu to Everyone: expense - expenses, noun 18:14:41 From Carmen-Elena Stănculescu to Everyone: familiar, adjective 18:14:53 From Carmen-Elena Stănculescu to Everyone: to get rid os someone or something, expression 18:15:06 From Carmen-Elena Stănculescu to Everyone: to get rid of someone or something, expression 18:16:06 From Carmen-Elena Stănculescu to Everyone: to give up, phrasal verb = 1. to abandon an attempt; 2. to resign; 3. to discontinue a habit. 18:17:03 From Carmen-Elena Stănculescu to Everyone: household, noun = housework. 18:17:14 From Carmen-Elena Stănculescu to Everyone: household chores, noun, plural 18:17:20 From Carmen-Elena Stănculescu to Everyone: chore, noun = task, job. 18:17:43 From Carmen-Elena Stănculescu to Everyone: to invest, verb 18:18:01 From Carmen-Elena Stănculescu to Everyone: on sale, noun phrase, US = in the sale, noun phrase, UK. 18:20:01 From Carmen-Elena Stănculescu to Everyone: priority, noun 18:20:18 From Carmen-Elena Stănculescu to Everyone: public transportation, collocation 18:21:32 From Carmen-Elena Stănculescu to Everyone: to purchase, verb = to buy, to acquire. 18:21:36 From Carmen-Elena Stănculescu to Everyone: purchase, noun 18:21:43 From Carmen-Elena Stănculescu to Everyone: reduced, adjective 18:22:03 From Carmen-Elena Stănculescu to Everyone: to reduce, verb 18:23:38 From Carmen-Elena Stănculescu to Everyone: to set aside, phrasal verb = 1. to save (money or time, etc.); 2. to ignore something. 18:24:05 From Carmen-Elena Stănculescu to Everyone: worthwhile, adjective = valuable. 18:24:33 From Carmen-Elena Stănculescu to Everyone: to reduce, verb, present 18:24:44 From Carmen-Elena Stănculescu to Everyone: reduced, past tense + past participle 18:25:44 From Carmen-Elena Stănculescu to Everyone: to choose, verb, present 18:25:49 From Carmen-Elena Stănculescu to Everyone: chose, past tense 18:25:58 From Carmen-Elena Stănculescu to Everyone: chosen, past participle 18:26:02 From Carmen-Elena Stănculescu to Everyone: choice, noun 18:26:11 From Carmen-Elena Stănculescu to Everyone: to offer, verb = to give. 18:27:55 From Carmen-Elena Stănculescu to Everyone: behavior, noun, US = behaviour, noun, UK. 18:30:14 From Carmen-Elena Stănculescu to Everyone: adjective - the comparative form - the superlative form: rich - richer - the richest. 18:30:36 From Carmen-Elena Stănculescu to Everyone: adjective - the comparative form - the superlative form: happy - happier - the happiest. 18:31:36 From Carmen-Elena Stănculescu to Everyone: proverb, noun = saying. 18:31:51 From Carmen-Elena Stănculescu to Everyone: I agree with this proverb because ..... 18:32:04 From Carmen-Elena Stănculescu to Everyone: I disagree with this proverb because ...... 18:33:07 From Carmen-Elena Stănculescu to Everyone: "Those who know when they have enough are rich", old Chinese proverb. 18:33:49 From Carmen-Elena Stănculescu to Everyone: Collocations are two or more words that often go together. 18:34:08 From Carmen-Elena Stănculescu to Everyone: for example: public transportation; brand name; household bills. 18:35:04 From Carmen-Elena Stănculescu to Everyone: the second conditional = we use it to describe a hypothetical situation. 18:35:18 From Carmen-Elena Stănculescu to Everyone: the main clause: The Past Simple. 18:35:40 From Carmen-Elena Stănculescu to Everyone: the subordinate clause (the one with "if"): the Past Simple. 18:36:05 From Carmen-Elena Stănculescu to Everyone: for example: If I won the lottery, I would invest the money. 18:36:28 From Carmen-Elena Stănculescu to Everyone: If you were richer, would you be happier? 18:43:17 From Carmen-Elena Stănculescu to Everyone: https://www.youtube.com/watch?v=GH_JLA-fkBY 18:44:04 From Carmen-Elena Stănculescu to Everyone: to go shopping, expression 18:45:09 From Carmen-Elena Stănculescu to Everyone: peak hours 18:53:42 From Carmen-Elena Stănculescu to Everyone: tip, noun 18:53:49 From Carmen-Elena Stănculescu to Everyone: helpful, adjective 18:55:15 From Carmen-Elena Stănculescu to Everyone: to budget, verb 18:55:19 From Carmen-Elena Stănculescu to Everyone: budget, noun 18:55:30 From Carmen-Elena Stănculescu to Everyone: circumstance, noun 18:57:00 From Carmen-Elena Stănculescu to Everyone: curriculum, noun, singular: a school curriculum.... 18:57:09 From Carmen-Elena Stănculescu to Everyone: curricula, noun, plural 18:57:21 From Carmen-Elena Stănculescu to Everyone: debt, noun /det/ = datorie. 18:57:28 From Carmen-Elena Stănculescu to Everyone: at present 18:58:38 From Carmen-Elena Stănculescu to Everyone: instalment, noun 18:58:58 From Carmen-Elena Stănculescu to Everyone: to pay in instalments 18:59:22 From Carmen-Elena Stănculescu to Everyone: effective, adjective = profitable. 18:59:31 From Carmen-Elena Stănculescu to Everyone: finance, noun 19:01:53 From Carmen-Elena Stănculescu to Everyone: to follow, verb, present = to stick to something. 19:02:11 From Carmen-Elena Stănculescu to Everyone: followed, past tense + past participle 19:02:17 From Carmen-Elena Stănculescu to Everyone: to stick, verb, present 19:02:23 From Carmen-Elena Stănculescu to Everyone: stuck, past tense 19:02:32 From Carmen-Elena Stănculescu to Everyone: stuck, past participle 19:02:43 From Carmen-Elena Stănculescu to Everyone: income, noun = salary, wage. 19:03:52 From Carmen-Elena Stănculescu to Everyone: to influence, verb 19:03:56 From Carmen-Elena Stănculescu to Everyone: influence, noun 19:04:10 From Carmen-Elena Stănculescu to Everyone: to introduce, verb 19:05:22 From Carmen-Elena Stănculescu to Everyone: loan - loans, noun 19:05:31 From Carmen-Elena Stănculescu to Everyone: to manage, verb = to handle. 19:06:36 From Carmen-Elena Stănculescu to Everyone: merit, noun = value. 19:06:46 From Carmen-Elena Stănculescu to Everyone: obligation, noun = duty. 19:08:28 From Carmen-Elena Stănculescu to Everyone: to be out of control, expression 19:08:43 From Carmen-Elena Stănculescu to Everyone: personal, adjective 19:09:35 From Carmen-Elena Stănculescu to Everyone: satisfied, adjective = pleased. 19:09:52 From Carmen-Elena Stănculescu to Everyone: to stick to, phrasal verb, present = to followed. 19:09:59 From Carmen-Elena Stănculescu to Everyone: to stick, verb, present 19:10:05 From Carmen-Elena Stănculescu to Everyone: stuck, past tense 19:10:12 From Carmen-Elena Stănculescu to Everyone: stuck, past participle 19:10:50 From Carmen-Elena Stănculescu to Everyone: to stick to, phrasal verb, present = to follow. 19:11:13 From Carmen-Elena Stănculescu to Everyone: to stress, verb 19:11:16 From Carmen-Elena Stănculescu to Everyone: stress, noun 19:11:22 From Carmen-Elena Stănculescu to Everyone: to target, verb 19:11:32 From Carmen-Elena Stănculescu to Everyone: target, noun = aim, goal, objective. 19:15:29 From Nicoleta Ghinea to Everyone: yes, I belive this 19:16:52 From Roxana Ghiocel to Everyone: I don't know if it is an obligation, but I think it is recommended that a child learn how to save money. 19:17:00 From Carmen to Everyone: I don t think it is an obligation, but can be useful to teach their children how to manage money. 19:17:03 From Daniela Stere to Everyone: I don't beleve that parents have this obligation, but I think is a good ideea to discuss with their children about this subject some time. 19:17:37 From Nicoleta Ghinea to Everyone: .My son doesn't know the value of the money and all the time he want to spend money 19:18:38 From Nicoleta Constanda to Everyone: Yes, I do believe I should teach my child how to manage money because in the future he need to be able not to spend more money than he earns so he won't need to have loans from the bank 19:18:41 From Mihaela Bodnar to Everyone: I recommend, because in school is not in curriculum "finance education". At school you learn only how to be a good employee. 19:18:59 From antonela plesescu to Everyone: I think that parents should teach their children how to manage and save money. 19:19:06 From Raluca M to Everyone: I believe it is important because that can help them to know how spent money and create them good habits but I can't say it is an obligation. 19:24:45 From Carmen-Elena Stănculescu to Everyone: Connectors: for example, for instance = we use them to give example.