REPRESENTATiON OF PRINTED DOCUMENT

Chase

CHASEO P.O Box 183222

Columbus, OH 43219-3222

January 21, 2015 You have different options

1-74~2556-0000001-001-01-000-0DO-OOO-OOO
available now!
FRED ALLEN FREDERICK
542 MADDUX ST can 1-877-836-3040 ext.NIA today.
SAN ANTONIO TX 78227-3117
Account: 0010997088
Account Balance: $1,989.65
Property Address: 542 Maddux Dr
Case 1:15-cv-00293-LTS-RWL Document 219-4 Filed 08/16/17 Page 1 of 2

San Antonio TX 78227

Dear Fred Allen Frederick:

We know you struggled to make your mortgage payments. Together, we can find a solution. Your
account has been assigned to a new team that can explain new options to help you close this debt
once and for all.

f\s cf January 21 , 20·1s, your account balance is $1,889.65 . You stiH have rnortgagi:1 options and the
tearn .~ss19ned to your ,e.;CC(nmt c.~n provide you with the information y()~J. need to make .an informed
decision.

Expect a call from us soon so we can discuss the benefits of settling your debt. Or call us so we can
begin right away-and help you make a new start. We can be reached at 1-877-836-3040 ext.NIA
Monday through Thursday from 9 a.m. to 10 p.m., Friday from 9 a.m. to 7 p.m. and Saturday from 10
a.m. to 1 p.m. Eastern Time.

Sincerely,

Patrick Boyle
Chase
1-877-836-3040 ext.NIA
1-800-582-0542 TTY
www.chase.com

CONFIDENTIAL/ SUBJECT TO PROTECTIVE ORDER JPMC-MRS-LOANFILES-0000731 1

 REPRESENTATION OF PRINTED DOCUMENT

Important Legal lnfonnation

This communication is an attempt to collect a debt and any information obtained will be used for
that purpose.

If you are represented by an attorney, please refer this letter to your attorney and provide us with
the attorney's name, address, and telephone number.

To the extent your original obligation was discharged, or is subject to automatic stay of
Case 1:15-cv-00293-LTS-RWL Document 219-4 Filed 08/16/17 Page 2 of 2

bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or
informational purposes only and does not constitute an attempt to collect a debt or to impose
personal liability for such obligation.

We want you to know that this debt settlement may affect your ability to open a new account or borrow
money from us in the future. In most cases, we don't approve applications from customers who haven't
paid us back in full-even when we agreed to a partial payment to satisfy a debt.

Chase cannot determine what impact balance cancellation will have on your credit rating. It may have a
negative impact. Credit bureaus that determine credit ratings will receive notice that your account was
paid in full for less than the full balance.

Reducing the amount you owe through a principal balance cancellation may be reported to the IRS on
Form 1099-C or 1099-MISC respectively and may have tax implications. Please consult your tax advisor
to discuss those implications.

If Chase holds a lien for this account, upon final settlement, the lien release will be forwarded to your
county records office for processing.

CR26157
RR732

CONFIDENTIAL / SUBJECT TO PROTECTIVE ORDER JPMC-MRS-LOANFILES-00007312