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but most of them are just masters of disguise, skilful in hiding their personal struggles. Aside from the
academic pressures undergraduates usually have to face, they juggle through a myriad of challenges
involving their peers, money, adjustments to new and unsupervised life, time management, family,
depression, health, among others. Of all these, financial instability is the most prevalent challenge
among college students even in developed countries but thorough budget planning, grants and benefits,
and seeking part-time work can augment the _____________________ need.