1.

Benefit of cloud computing for offices:

1. Using cloud computing could save money. One can save money by utilizing the services
of the cloud computing service provider rather than purchasing costly materials and
software for an organization.
2. Employees can be more flexible in their work practices because of cloud computing.
Employees can access data when at home, on vacation, or on the way to and from work.

2. Complementary assets from personal experience:

Complementary assets are assets that are needed to get value out of a primary investment. 

1. For example, I have a tablet. If I don't know how to use it, it will be a waste of money for
me. So, if I want to buy it, I either need to find someone who can teach me how to use it
or I need to buy something that is easier for me to operate.
2. Another example can be working as a team for group works. Working as a team and
collaborative work environments can help to get desired output.

3. Business processes from IUB campus:

1. In other universities, students must go to the bank to submit the semester fee, but at IUB, it is a
little easier; if a student wants to pay the semester fee, he/she may do so using the internet and
without having to go to the bank, from the comfort of home.
2. If anyone want to take any classes at IUB, they may check if he/she have completed any
prerequisites, and if not, in website they can see the list of prerequisites to do first.

4. One of the biggest disadvantages is that the smart grid's expenses are extremely high. People know
how to save energy. So, for users it is not justified to use an expensive meter to do that.