Miguel Joshua B.

Villanueva BABA3-B

Churn Modeling – Individual Activity LITEA_3B

The Relationship between Male and Female Credit Score:

Does the customer's gender have something to do with their credit score?

Relationship between Male and Female

Credit Score

Male

Female

649 650 651

Table Interpretation: Based on the information in the table, it seems that there is little
difference between the credit score of the customer's gender. It shows that gender is
not a significant factor in building a credit score.
The Relationship between Gender and Sum of Balance in Bank
Account:
Is there a significant difference in the sum of total balance in the Female client against
the Male client?

Relationship between Gender and Sum of

Balance in Bank Account

450,000,000.00
400,000,000.00
350,000,000.00
300,000,000.00
MALE
250,000,000.00
FEMALE

200,000,000.00
150,000,000.00
100,000,000.00
50,000,000.00
-

Table Interpretation: There is a huge gap in the total bank balance between Male and
Female clients. Using the data given below, we were able to present the difference
through the table. However, we should also take into consideration that the number of
female and male clients is not equal.
The Relationship between credit card holder and the client’s Gender:
Does gender play a role in the issuance of credit cards for clients?

Number of credit card holder

based from gender

Male Female
55% 45%

Gender Count of Credit Card

Male 5,457
Female 4,543

Table Interpretation: It shows that Males have more possibility to possess a credit card
than Female clients. It could also mean that since the Male average bank balance is
higher than females, then it could support that Male has the financial capacity to pay
their liabilities.