10/14/22, 9:15 AM Debit Card Philippines | Visa

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Credit cards (/pay-with-visa/find-a-card/credit-cards.html) Debit cards (/pay-with-visa/find-a

Visa Debit cards

Going cashless is easy with Visa Debit.

It works like cash – only better! If you have an ATM card that bears the Visa logo, that
means you have a Visa Debit card, and you can access your bank account securely, 24/7
to make purchases, pay bills, or get cash, anywhere in the world where Visa is accepted.
 
Benefits
Saves time – No need for trips to the ATM. You can also leave your checkbook at
home. With Visa Debit, you can use your card everywhere that Visa is accepted --
sign for purchases or use a PIN to verify, and you’re done.
Better security – Visa monitors your account 24 hours a day to help prevent,
detect, and resolve fraud on your Visa Debit card. And the new Visa Debit cards
come with EMV chip technology, so you stay even more protected. 
Better money management – your Visa Debit transactions are automatically
deducted from your bank account, so you can access your up-to-date balance on
your bank’s website or by phone
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your bank s website or by phone. 

How can I tell if my ATM card is a Visa debit card?

Check if your card has the Visa logo. If it does, it’s a debit card.

What can I use to pay with money in the bank?

If you want to pay for purchases easily with money you currently have in the bank, use a
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debit card. The exact amount you spend is deducted from your bank account.

Frequently Asked Questions (FAQs)󨁻

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Additional Tips & Reminders󨁻
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Visa Chip Technology – Confidence in a Smarter World
Visa chip cards are not only more secure, they are also simple to use. Chip cards and
terminals work together to protect in-store payments. A unique one-time code is
generated behind-the-scenes that is needed for the transaction to be approved - a
feature that is virtually impossible to replicate in a counterfeit card.
 
Better Money Management with your Visa Debit Card
With Visa Debit, payments are deducted directly from your bank account. Visa Debit
card transactions are typically posted within 24 hours of your purchase, which is faster
than when writing a check. You can access your up-to-date balance on your issuer's
website or by phone. You also receive a monthly statement with all the details of your
purchases, including merchant name, location, date, and amount, so it's easy to see
where your money goes. With knowledge of where your spending goes, you are able to
make better financial decisions than if you used cash to pay for your transactions. Most
banks also show the transaction history via their online banking facility that can be
accessed via their website or mobile app as applicable.

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