Takaful DPS - Gold

Islamic Belief

Personalized illustration for: Presented By:

MR: IBRAHIM ALI MD.LITON
FA Code: 94499140
Branch Name:
Contact No: 1915885841
E-mail: mdlitonali660@gmail.com

Navigating life together

Name:
MR: IBRAHIM Age:
40 Gender:
Male

Key Features and benefits

1.Earning reasonable returns leading to a Maturity Value to meet your
financial planning needs.
2.Enjoying Life Insurance coverage.
3.Enjoying an additional Accidental Benefit in the event of Accidental
Death or Dismemberment or Permanent & Total Disability.
4.Benefiting under Critical Guard from a lump sum payment in case of
This is a product for individuals, who are diagnosis of or actual undergoing of surgery for, as the case may be,
seeking for a protection and savings scheme the following illnesses/medical conditions as defined in the Policy
which observes the rules and regulations of Document:
Islamic law and Shariah guidelines. * Stroke * Cancer (excluding Skin Cancer)
* First Heart Attack * Coronary Artery Surgery
* Other Serious Coronary Artery Diseases
* Heart Valve Surgery / Replacement
* Pulmonary Arterial Hypertension (Primary)
* Benign Brain Tumour
5.Benefiting from the Waiver of the Contribution facility in case of
Permanent Total Disability due to Accident or Sickness, under Family
Protection Rider.

Personal Details
Name Party Age Gender
MR: IBRAHIM Insured & Owner 40 years Male
Plan Summary
The below information summarizes the main details of your plan.
Information Category Value Information Category Value
Product Name Takaful DPS Gold Coverage/Face Amount BDT. 7,20,000
Age 30 Basic Contribution BDT. 5,000
Policy Term 12 Years Contribution of CI & WC BDT. 245
Contribution Mode Monthly Total Modal Contribution BDT. 5,245
Coverage Details of Your Plan
Coverage & Benefits Coverage Amount (in Taka)
1. Life Coverage 7,20,000
2. Additional Accidental Death Benefits 14,40,000
3. Accidental Dismemberment Indemnity for the Loss of
a) Both Hands or Both Feet or Sight of Both Eyes 14,40,000
b) One hand and One Foot 14,40,000
c) Either Hand or Foot and Sight of One Eye 14,40,000
d) Hearing of Both Ears 14,40,000
e) Speech 14,40,000
f) Either Hand or Foot 7,20,000
g) Sight of One eye 7,20,000
h) Thumb and Index Fingers 3,60,000
4. Permanent Total Disability indemnity due to accident 14,40,000
5. Critical Illness (CI) 7,20,000
6. Waiver of Contribution (WC) Waives Contribution for the Remaining Policy Term
Name:
MR: IBRAHIM Age:
40 Gender:
Male

Important notes to read

* During the 1st year, the Policy does not acquire any Cash Surrender Value. Upon Surrender at any time after the expiration of
the 1st policy year and before maturity, the Policy owner will receive the Cash Surrender Value less any indebtedness to the
company. The Net Cash Surrender Value may be less than the Contributions paid. The difference is higher during the early years
of the policy. The Maturity Value will be lower for policies paying contribution more frequently than yearly.
* In case of occurrence of more than one loss due to Accidental Dismemberment, Permanent Total Disability and Death under
AD&D, PTD rider, maximum total benefit will be Tk. 14,40,000. Insurance coverage under this rider will expire at age 65 or at
policy maturity whichever is earlier.
* Insurance coverage of Critical Illness rider will expire at age 52.
* WC will expire at age 60 or at policy maturity whichever is earlier.
* Your MetLife Financial Associate will show you a product brochure of Takaful DPS policy which will contain, basic policy
features, benefits and terms & conditions for your better understanding of the policy.
* This document and the brochure mentioned above are illustrative proposals - NOT A CONTRACT. Detailed terms, conditions
and exceptions are included in the Policy Document.

This is an illustrative proposal - Not a contract. Your policy will contain the terms and conditions, limitations and exclusions of your coverage.
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and definitions.