Unit -1 Practice ws -1 MAI SL /

HL - 2022-23 [131 marks]

The Osaka Tigers basketball team play in a multilevel stadium.

The most expensive tickets are in the first row. The ticket price, in Yen (¥), for
each row forms an arithmetic sequence. Prices for the first three rows are shown
in the following table.

1a. Write down the value of the common difference, d [1 mark]

Markscheme
(d =) − 250 A1
[1 mark]

1b. Calculate the price of a ticket in the 16th row. [2 marks]

 Markscheme
(u16 =) 6800 + (16 − 1) (−250) M1
(¥)3050 A1
[2 marks]

1c. Find the total cost of buying 2 tickets in each of the first 16 rows. [3 marks]

Markscheme
(S16 =) ( 16
2 ) (2 × 6800 + (16 − 1) (− 250)) × 2 M1M1
Note: Award M1 for correct substitution into arithmetic series formula.
Award M1 for multiplication by 2 seen.
OR
(S16 =) ( 16
2 ) (6800 + 3050) × 2 M1M1
Note: Award M1 for correct substitution into arithmetic series formula.
Award M1 for multiplication by 2 seen.
(¥)158 000 (157 600) A1
[3 marks]

In this question, give all answers to two decimal places.

Bryan decides to purchase a new car with a price of €14 000, but cannot afford
the full amount. The car dealership offers two options to finance a loan.
Finance option A:
A 6 year loan at a nominal annual interest rate of 14 % compounded quarterly.
No deposit required and repayments are made each quarter.

2a. Find the repayment made each quarter. [3 marks]

 Markscheme
N = 24
I % = 14
PV = −14000
FV = 0
P/Y = 4
C/Y = 4 (M1)(A1)
Note: Award M1 for an attempt to use a financial app in their technology,
award A1 for all entries correct. Accept PV = 14000.
(€)871.82 A1
[3 marks]

2b. Find the total amount paid for the car. [2 marks]

Markscheme
4 × 6 × 871.82 (M1)
(€) 20923.68 A1
[2 marks]

2c. Find the interest paid on the loan. [2 marks]

Markscheme
20923.68 − 14000 (M1)
(€) 6923.68 A1
[2 marks]

Finance option B:
A 6 year loan at a nominal annual interest rate of r % compounded monthly.
Terms of the loan require a 10 % deposit and monthly repayments of €250.

2d. Find the amount to be borrowed for this option. [2 marks]

 Markscheme
0.9 × 14000 (= 14000 − 0.10 × 14000) M1
(€) 12600.00 A1
[2 marks]

2e. Find the annual interest rate, r. [3 marks]

Markscheme
N = 72
PV = 12600
PMT = −250
FV = 0
P/Y = 12
C/Y = 12 (M1)(A1)
Note: Award M1 for an attempt to use a financial app in their technology,
award A1 for all entries correct. Accept PV = −12600 provided PMT = 250.
12.56(%) A1
[3 marks]

2f. State which option Bryan should choose. Justify your answer. [2 marks]
 Markscheme
EITHER
Bryan should choose Option A A1
no deposit is required R1
Note: Award R1 for stating that no deposit is required. Award A1 for the
correct choice from that fact. Do not award R0A1.
OR
Bryan should choose Option B A1
cost of Option A (6923.69) > cost of Option B (72 × 250 − 12600 = 5400)
R1
Note: Award R1 for a correct comparison of costs. Award A1 for the correct
choice from that comparison. Do not award R0A1.
[2 marks]

2g. Bryan’s car depreciates at an annual rate of 25 % per year. [3 marks]
Find the value of Bryan’s car six years after it is purchased.

Markscheme
25 6
14 000(1 − 100
) (M1)(A1)
Note: Award M1 for substitution into compound interest formula.
Award A1 for correct substitutions.
= (€)2491.70 A1
OR
N=6
I% = −25
PV = ±14 000
P/Y = 1
C/Y = 1 (A1)(M1)
Note: Award A1 for PV = ±14 000, M1 for other entries correct.
(€)2491.70 A1
[3 marks]

9 1 9
 A disc is divided into 9 sectors, number 1 to 9. The angles at the centre of each of
the sectors un form an arithmetic sequence, with u1 being the largest angle.

3a. 9 [1 mark]
Σ
Write down the value of i=1ui .

Markscheme
* This sample question was produced by experienced DP mathematics senior
examiners to aid teachers in preparing for external assessment in the new
MAA course. There may be minor differences in formatting compared to
formal exam papers.
360° A1
[1 mark]

It is given that u9 = 13 u1 .

3b. Find the value of u1 . [4 marks]

 Markscheme
EITHER
360 = 92 (u1 + u9 ) M1
360 = 92 (u1 + 13 u1 )= 6u1 M1A1
OR
360 = 92 (2u1 + 8d) M1
u9 = 13 u1 = u1 + 8d ⇒ u1 = −12d M1
Substitute this value 360 = 92 (2u1 − 8 × u1 9
12 )(= 2 × 43 u1 = 6u1 ) A1
THEN
u1 = 60° A1
[4 marks]

3c. A game is played in which the arrow attached to the centre of the disc is [2 marks]
spun and the sector in which the arrow stops is noted. If the arrow stops
in sector 1 the player wins 10 points, otherwise they lose 2 points.
Let X be the number of points won
Find E(X).

Markscheme
60 300
E(X) = 10 × 360
−2× 360
= 0 M1A1
[2 marks]

Sophia pays $200 into a bank account at the end of each month. The annual
interest paid on money in the account is 3. 1% which is compounded monthly.

4a. Find the value of her investment after a period of 5 years. [3 marks]
 Markscheme
* This sample question was produced by experienced DP mathematics senior
examiners to aid teachers in preparing for external assessment in the new
MAA course. There may be minor differences in formatting compared to
formal exam papers.
Number of time periods 12 × 5 = 60 (A1)
N = 60
I% = 3. 1
PV = 0
PMT = 200
P/Y = 12
C/Y = 12
Value ($)12, 961. 91 (M1)A1
[3 marks]

The average rate of inflation per year over the 5 years was 2% .

4b. Find an approximation for the real interest rate for the money invested [2 marks]
in the account.

Markscheme
METHOD 1
Real interest rate = 3. 1 − 2. 0 = 1. 1% (M1)A1
METHOD 2
1+0.031
1+0.02
= 1. 01078 … (M1)
1. 08% (accept 1. 1%) A1
[2 marks]

4c. Hence find the real value of Sophia’s investment at the end of 5 years. [2 marks]
 Markscheme
N = 60
I% = 1. 1
PV = 0
PMT = 200
P/Y = 12
C/Y = 12
($)12, 300(12, 330. 33 …) (M1)A1
Note: Award A1 for $12, 300 only.
[2 marks]

Give your answers to this question correct to two decimal places.

Gen invests $2400 in a savings account that pays interest at a rate of 4% per
year, compounded annually. She leaves the money in her account for 10 years,
and she does not invest or withdraw any money during this time.

5a. Calculate the value of her savings after 10 years. [2 marks]

Markscheme
2400(1.04)10 = $3552.59 M1A1
[2 marks]

5b. The rate of inflation during this 10 year period is 1.5% per year. [3 marks]
Calculate the real value of her savings after 10 years.

Markscheme
real interest rate = 4 − 1.5 = 2.5% A1
2400(1.025)10 = $3072.20 M1A1
[3 marks]
 Yejin plans to retire at age 60. She wants to create an annuity fund, which will pay
her a monthly allowance of $4000 during her retirement. She wants to save
enough money so that the payments last for 30 years. A financial advisor has told
her that she can expect to earn 5% interest on her funds, compounded annually.

6a. Calculate the amount Yejin needs to have saved into her annuity fund, in [3 marks]
order to meet her retirement goal.

Markscheme
Use of finance solver M1
N = 360, I = 5%, Pmt = 4000, FV = 0, PpY = 12, CpY = 1 A1
$755000 (correct to 3 s.f.) A1
[3 marks]

6b. Yejin has just turned 28 years old. She currently has no retirement [3 marks]
savings. She wants to save part of her salary each month into her
annuity fund.
Calculate the amount Yejin needs to save each month, to meet her retirement
goal.

Markscheme
N = 384, I = 5%, PV = 0, FV = 754638, PpY = 12, CpY = 1 M1A1
$817 per month (correct to 3 s.f.) A1
[3 marks]

Paul wants to buy a car. He needs to take out a loan for $7000. The car salesman
offers him a loan with an interest rate of 8%, compounded annually. Paul
considers two options to repay the loan.
Option 1: Pay $200 each month, until the loan is fully repaid
Option 2: Make 24 equal monthly payments.

Use option 1 to calculate

7a. the number of months it will take for Paul to repay the loan. [3 marks]
 Markscheme
evidence of using Finance solver on GDC M1
N = 39.8 A1
It will take 40 months A1
[3 marks]

7b. the total amount that Paul has to pay. [2 marks]

Markscheme
40 × 200 = $8000 M1A1
[2 marks]

Use option 2 to calculate

7c. the amount Paul pays each month. [2 marks]

Markscheme
Monthly payment = $316 ($315.70) M1A1
[2 marks]

7d. the total amount that Paul has to pay. [2 marks]

Markscheme
24 × 315.7 = $7580 ($7576.80) M1A1
[2 marks]

Give a reason why Paul might choose

7e. option 1. [1 mark]

 Markscheme
The monthly repayment is lower, he might not be able to afford $316 per
month. R1
[1 mark]

7f. option 2. [1 mark]

Markscheme
the total amount to repay is lower. R1
[1 mark]

Sophie is planning to buy a house. She needs to take out a mortgage for $120000.
She is considering two possible options.
Option 1: Repay the mortgage over 20 years, at an annual interest rate of 5%,
compounded annually.
Option 2: Pay $1000 every month, at an annual interest rate of 6%, compounded
annually, until the loan is fully repaid.

8a. Calculate the monthly repayment using option 1. [2 marks]

Markscheme
evidence of using Finance solver on GDC M1
Monthly payment = $785 ($784.60) A1
[2 marks]

8b. Calculate the total amount Sophie would pay, using option 1. [2 marks]

Markscheme
240 × 785 = $188000 M1A1
[2 marks]
8c. Calculate the number of months it will take to repay the mortgage using [3 marks]
option 2.

Markscheme
N = 180.7 M1A1
It will take 181 months A1
[3 marks]

8d. Calculate the total amount Sophie would pay, using option 2. [2 marks]

Markscheme
181 × 1000 = $ 181000 M1A1
[2 marks]

Give a reason why Sophie might choose

8e. option 1. [1 mark]

Markscheme
The monthly repayment is lower, she might not be able to afford $1000 per
month. R1
[1 mark]

8f. option 2. [1 mark]

Markscheme
the total amount to repay is lower. R1
[1 mark]
 Sophie decides to choose option 1. At the end of 10 years, the interest rate is
changed to 7%, compounded annually.

8g. Use your answer to part (a)(i) to calculate the amount remaining on her [2 marks]
mortgage after the first 10 years.

Markscheme
$74400 (accept $74300) M1A1
[2 marks]

8h. Hence calculate her monthly repayment for the final 10 years. [2 marks]

Markscheme
Use of finance solver with N =120, PV = $74400, I = 7% A1
$855 (accept $854 − $856) A1
[2 marks]

cos x+sin y
Let p= ,
√w2−z
where x = 36∘ , y = 18∘ , w = 29 and z = 21.8.

9. Write your answer to part (b)(ii) in the form a × 10k , where [2 marks]
1 ⩽ a < 10, k ∈ Z.

Markscheme
3.91 × 10−2 (A1)(ft)(A1)(ft) (C2)

Note: Answer should be consistent with their answer to part (b)(ii). Award
(A1)(ft) for 3.91, and (A1)(ft) for 10−2 . Follow through from part (b)(ii).

[2 marks]
10a. In this question give all answers correct to two decimal places. [3 marks]
Diogo deposited 8000 Argentine pesos, ARS, in a bank account which pays a
nominal annual interest rate of 15% , compounded monthly.
Find how much interest Diogo has earned after 2 years.
Markscheme
* This question is from an exam for a previous syllabus, and may contain
minor differences in marking or structure.
The first time an answer is not given to two decimal places the final
(A1) is not awarded.

(F V = 8000 × (1.0125)2×12 )
15 2×12
F V = 8000 × (1 + 100×12
) (M1)(A1)

OR
15 2×12
I = 8000 × (1 + 100×12
) − 8000 (M1)(A1)
Note: Award (M1) for substitution into compound interest formula, (A1) for
correct substitutions.
OR
N = 24
I% = 15
P V = −8000
P MT = 0
(F V = 10778.8084)
P /Y = 12
C/Y = 12 (A1)(M1)
Note: Award (A1) for C/Y = 12 seen, (M1) for all other correct entries.
F V = 10778.8084 need not be seen.
OR
N=2
I% = 15
P V = −8000
P MT = 0
(F V = 10778.8084)
P /Y = 1
C/Y = 12 (A1)(M1)
Note: Award (A1) for C/Y = 12 seen, (M1) for all other correct entries.
F V = 10778.8084 need not be seen.
interest = 2778.81 (A1) (C3)
Note: Final answer must be to two decimal places for the (A1) to be awarded.
10b. Carmen also deposited ARS in a bank account. Her account pays a [3 marks]
nominal annual interest rate of 17% , compounded yearly. After three
years, the total amount in Carmen’s account is 10 000 ARS.
Find the amount that Carmen deposited in the bank account.

Markscheme
N=3
I% = 17
(P V = ±6243.705564)
P MT = 0
(F V = ∓10 000)
P /Y = 1
C/Y = 1 (A1)(M1)
Note: Award (A1) for F V = ∓10 000, (M1) for all other correct entries.
P V = ±6243.705564 need not be seen.
OR
17 3
10 000 = P V × (1 + 100
) (M1)(A1)
Note: Award (M1) for substituting into compound interest formula, (A1) for
equating 10 000 to the correctly substituted compounded interest formula.
(P V =) 6243.71 (A1) (C3)
Note: Answer must be to two decimal places.

11a. Assume that the Earth is a sphere with a radius, r , of 6.38 × 103 km . [4 marks]

i) Calculate the surface area of the Earth in km 2 .

ii) Write down your answer to part (a)(i) in the form a × 10k , where 1 ⩽ a < 10
and k ∈ Z .
 Markscheme
* This question is from an exam for a previous syllabus, and may contain
minor differences in marking or structure.
i) 4π(6.38 × 103 )2 (M1)
Note: Award (M1) for correct substitution into the surface area of a sphere
formula.
= 512 000 000 (511506576, 162 817 600π) (A1) (C2)
Note: Award at most (M1)(A0) for use of 3.14 for π, which will give an answer
of 511 247 264.

ii) 5.12 × 108 (5.11506... × 108 , 1.628176π × 108 ) (A1)(ft)(A1)(ft)

(C2)
Note: Award (A1) for 5.12 and (A1) for ×108 .
Award (A0)(A0) for answers of the type: 5.12 × 107 .
Follow through from part (a)(i).

11b. The surface area of the Earth that is covered by water is approximately [2 marks]
3.61 × 108 km2 .
Calculate the percentage of the surface area of the Earth that is covered by water.

Markscheme
3.61×108 3.61
× 100 OR 5.11506...
× 100 OR 0.705758... × 100 (M1)
5.11506... ×108
Note: Award (M1) for correct substitution. Multiplication by 100 must be
seen.
= 70.6 (%) (70.5758... (%)) (A1)(ft) (C2)
Note: Follow through from part (a). Accept the use of 3 sf answers, which
gives a final answer of 70.5 (%) (70.5758... (%)) .

12. In a geometric sequence, the fourth term is 8 times the first term. The [6 marks]
sum of the first 10 terms is 2557.5. Find the 10th term of this sequence.
 Markscheme
* This question is from an exam for a previous syllabus, and may contain
minor differences in marking or structure.
correct equation to find r (A1)
egu1 r3 = 8u1 , r3 = 8
r = 2 (seen anywhere) (A1)
correct equation to find u1 A1
egu1 (210 − 1) = 2557.5, u1 = 2557.5
10 (r − 1)
r −1
u1 = 2.5 (A1)
u10 = 2.5(2)9 (M1)
1280 A1 N4
[6 marks]

13a. Antonio and Barbara start work at the same company on the same day. [3 marks]
They each earn an annual salary of 8000 euros during the first year of
employment. The company gives them a salary increase following the completion
of each year of employment. Antonio is paid using plan A and Barbara is paid
using plan B.
Plan A: The annual salary increases by 450 euros each year.
Plan B: The annual salary increases by 5 % each year.
Calculate
i) Antonio’s annual salary during his second year of employment;
ii) Barbara’s annual salary during her second year of employment.

Markscheme
* This question is from an exam for a previous syllabus, and may contain
minor differences in marking or structure.
i) 8450 (euro) (A1)

ii) 8000 × 1.05 (M1)

Note: Award (M1) for 8000 × 1.05 OR (8000 × 0.05) + 8000.
= 8400 (euro) (A1)(G3)
13b. Write down an expression for [4 marks]
i) Antonio’s annual salary during his n th year of employment;
ii) Barbara’s annual salary during her n th year of employment.

Markscheme
i) 8000 + 450 (n − 1) (accept 450 n + 7550) (M1)(A1)
Note: Award (M1) for substitution in arithmetic sequence formula; (A1) for
correct substitutions.

ii) 8000 × 1.05(n−1) (M1)(A1)

Note: Award (M1) for substitution in arithmetic sequence formula; (A1) for
correct substitutions.

13c. Determine the number of years for which Antonio’s annual salary is [2 marks]
greater than or equal to Barbara’s annual salary.

Markscheme
8000 + 450 (n − 1) ⩾ 8000 × 1.05n−1 (M1)
Note: Award (M1) for setting a correct inequality using their expressions for
(b)(i) and (b)(ii). Accept an equation.
OR
list of at least 4 correct terms of each sequence (M1)
Note: Award (M1) for correct lists corresponding to their answers for parts (b)
(i) and (b)(ii).
6 (A1)(ft)(G2)
Note: Value must be an integer for the final (A1) to be awarded. Follow
through from parts (b)(i) and (b)(ii). Award (G1) for a final answer of
6.70018... seen without working.

13d. Both Antonio and Barbara plan to work at the company for a total of 15 [7 marks]
years.
i) Calculate the total amount that Barbara will be paid during these 15 years.
ii) Determine whether Antonio earns more than Barbara during these 15 years.
 Markscheme
8000×(1.0515−1)
i) S15 = 1.05−1
(M1)(A1)(ft)

Note: Award (M1) for substitution into geometric series formula and (A1) for
correct substitution of u1 and their r from part (b)(ii). Follow through from part
(b)(ii).
OR
8000 + 8400 + 8820... + 15839.45 (M1)(A1)(ft)
Note: Follow through from part (b)(ii).
= 173 000 (euro) (172629...) (A1)(ft)(G2)

15
ii) S15 = 2 (2 × 8000 + 450 × 14) (M1)(A1)(ft)
Note: Award (M1) for substitution into arithmetic series formula and (A1) for
correct substitution, using their first term and their last term from part (b)(i),
or their u1 and d. Follow through from part (b)(i).
OR
8000 + 8450 + 8900... + 14300 (M1)(A1)(ft)
Note: Follow through from part (b)(i).
= 167 000 (euro) (167 250) (A1)(ft)(G2)
Antonio does not earn more than Barbara
(his total salary will be less than Barbara’s) (A1)(ft)
Note: Award (A1)(ft) for a final answer that is consistent with their part (d)(i)
and (d)(ii). Accept “Barbara earns more”. The final (A1) can only be awarded
if two total salaries are seen.

The first three terms of an arithmetic sequence are u1 = 0.3, u2 = 1.5, u3 = 2.7.

14a. Find the common difference. [2 marks]

 Markscheme
* This question is from an exam for a previous syllabus, and may contain
minor differences in marking or structure.
valid approach (M1)
eg1.5 − 0.3, 1.5 − 2.7, 2.7 = 0.3 + 2d
d = 1.2 A1 N2
[2 marks]

14b. Find the 30th term of the sequence. [2 marks]

Markscheme
correct substitution into term formula (A1)
eg0.3 + 1.2(30 − 1), u30 = 0.3 + 29(1.2)
u30 = 35.1 A1 N2
[2 marks]

14c. Find the sum of the first 30 terms. [2 marks]

Markscheme
correct substitution into sum formula (A1)
egS30 = 30 30
2 (0.3 + 35.1), 2 (2(0.3) + 29(1.2))
S30 = 531 A1 N2
[2 marks]
15a. Prachi is on vacation in the United States. She is visiting the Grand [2 marks]
Canyon.

When she reaches the top, she drops a coin down a cliff. The coin falls down a
distance of 5 metres during the first second, 15 metres during the next second, 25
metres during the third second and continues in this way. The distances that the
coin falls during each second forms an arithmetic sequence.

(i) Write down the common difference, d , of this arithmetic sequence.

(ii) Write down the distance the coin falls during the fourth second.

Markscheme
* This question is from an exam for a previous syllabus, and may contain
minor differences in marking or structure.
(i) 10 (m) (A1)

(ii) 35 (m) (A1)(ft)

Note: Follow through from part (a)(i).

15b. Calculate the distance the coin falls during the 15th second. [2 marks]

Markscheme
5 + 14 × 10 (M1)
Note: Award (M1) for correct substitution into arithmetic sequence formula. A
list of their 10 correct terms (excluding those given in question and the 35
from part (a)(ii)) must be seen for the (M1) to be awarded.
= 145 (m) (A1)(ft)(G2)
Note: Follow through from their value for d.
If a list is used, award (A1) for their 15th term.

15c. Calculate the total distance the coin falls in the first 15 seconds. Give [3 marks]
your answer in kilometres.
 Markscheme
15 15
2 (2 × 5 + 14 × 10) OR 2 (5 + 145) (M1)
Note: Award (M1) for correct substitution into arithmetic series formula.
Follow through from their part (a)(i). Accept a list added together until the
15th term.
= 1125 (m) (A1)(ft)
Note: Follow through from parts (a) and (b).
= 1.13 (km) (1.125 (km)) (A1)(ft)(G2)
Note: Award (A1)(ft) for correctly converting their metres to kilometres,
irrespective of method used. To award the last (A1)(ft) in follow through, the
candidate’s answer in metres must be seen.

15d. Prachi drops the coin from a height of 1800 metres above the ground. [3 marks]
Calculate the time, to the nearest second, the coin will take to reach the ground.

Markscheme
n (2 × 5 + (n − 1)10) = 1800 (M1)
2
Note: Award (M1) for correct substitution into arithmetic series formula
equated to 1800. Follow through from their part (a)(i). Accept a list of terms
that shows clearly the 18th second and 19th second distances.
Correct use of kinematics equations is a valid method.
n = 18.97 (A1)(ft)
19 (seconds) (A1)(ft)(G2)
Note: Award (A1)(ft) for correct unrounded value for n. The second
(A1)(ft) is awarded for the correct rounding off of their value for n to the
nearest second if their unrounded value is seen.
Award (M1)(A2)(ft) for their 19 if method is shown. Unrounded value for n
may not be seen. Follow through from their uI and d only if workings are
shown.
OR
1125 + 155 + 165 + 175 + 185 = 1805 (M1)
Note: Award (M1) for adding the terms until reaching 1800.
(n =) 19 (A2)(ft)
Note: In this method, follow through from their d from part (a) and their 1125
from part (c).
 15e. Prachi visits a tourist centre nearby. It opened at the start of 2015 and [2 marks]
in the first year there were 17 000 visitors. The number of people who
visit the tourist centre is expected to increase by 10 % each year.
Calculate the number of people expected to visit the tourist centre in 2016.

Markscheme
17 000 (1.1) (or equivalent) (M1)
Note: Award (M1) for multiplying 17 000 by 1.1 or equivalent.
= 18 700 (A1)(G2)

15f. Calculate the total number of people expected to visit the tourist centre [3 marks]
during the first 10 years since it opened.

Markscheme
17 000 (1.110−1)
S10 = 1.1−1
(M1)(A1)(ft)

Note: Award (M1) for substitution into the geometric series formula, (A1)(ft)
for correct substitution. Award (A1)(ft) for a list of their correct 10 terms,
(M1) for adding their 10 terms.
271 000 (270 936) (A1)(ft)(G2)
Note: Follow through from their 1.1 in part (e).

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