visayas jan 1-apr 19 2022

TOP DECLINED REASONBDPBDXBPR

Row Labels BDP BDX BPR Grand Total
MULTIPLE REJECT REASON 112 89 24 225
NFIS / C4 POSITIVE 110 55 20 185
UNSTABLE JOB/BUSINESS due to COVID19 111 26 2 139
MULTIPLE DEFERRED REASON 66 21 6 93
EXISTING PNB CARDHOLDER 60 12 6 78
WITH EXISTING APPLICATION 41 14 7 62
INSUFFICIENT DEPOSIT - SUBMIT INCOME DOCS 47 4 51
NEWLY HIRED/UNEMPLOYED 45 2 47
PROVIDE BSP MANDATORY INFO 29 3 1 33
SUBMIT BRANCH ENDORSEMENT 19 8 2 29
DEPOSIT LESS THAN 12 MONTHS - SUBMIT INCOME 28 1 29
INSUFFICIENT INCOME 1 7 20 28
NEGATIVE JOBS 5 16 5 26
POOR CREDIT RISK - HIGH RISK TU SCORE 8 10 3 21
PENDING SUBMISSION OF RECON REQUIREMENTS 17 3 1 21
UNSTABLE JOB/BUSINESS 4 12 16
LATEST ITR 1 13 14
LATEST ONE (1) MONTH PAYSLIP 5 7 12
POOR RATING/COLLECTION PROBLEM-PNB CARDS 8 3 11
FOR REPROCESSING AS NTH CARD ISSUANCE 9 1 10
NOT QUALIFIED FOR NTH CARD ISSUANCE 7 2 1 10
UNDER/OVERAGE 9 1 10
EMPLOYED ABROAD 6 2 8
TOO MANY CARDS/MUE (MAXIMUM UNSECURED EXPO 2 5 7
POOR RATING/COLLECTION PROBLEM-OTHER CARD I 4 2 6
QUESTIONABLE DOCUMENTS (AF, INCOME DOCS, ETC 1 4 5
DEPOSIT NOT UNDER APPLICANT'S NAME - SUBMIT 4 4
PROVIDE NEW APPFORM (UNCLEAR, TRUNCATED, OU 4 4
FINANCIAL STATEMENTS AND ITR (SELF-EMPLOYED/B 3 1 4
OUTSIDE COLLECTION TERRITORY/NO PNB BRANCH/ 3 1 4
COE SIGNED BY AUTHORIZED SIGNATORY 3 3
BELOW APPLICATION SCORE 1 2 3
ENROLL IN ADA 2 2
INSUFFICIENT CREDIT CARD HISTORY 2 2
NOT SERVICEABLE BY COURIER 2 2
SIGNATURE ON APP FORM 1 1
CANCELLED BY APPLICANT 1 1
PROVIDE COMPLETE CREDIT CARD NUMBER 1 1
PROVIDE PROOF OF INCOME 1 1
OFAC /AMLA POSITIVE 1 1
SUBMIT PROOF OF RESIDENCE/HOME ADD UNDER APPLICANT' 1 1
NOT FILIPINO 1 1
Grand Total 778 330 103 1211

TOP DEFERRED REASONBDPBDXBPR

Row Labels BDP BDX BPR Grand Total
PROVIDE BSP MANDATORY INFO 36 6 3 45
PROVIDE PROOF OF INCOME 1 30 6 37
MULTIPLE DEFERRED REASON 9 8 1 18
SUBMIT BRANCH ENDORSEMENT 1 1
COE SIGNED BY AUTHORIZED SIGNATORY 1 1
Grand Total 47 45 10 102

TOP DECLINED REASONBSC

Row Labels BSC
MULTIPLE REJECT REASON 33
MULTIPLE DEFERRED REASON 26
EXISTING PNB CARDHOLDER 20
WITH EXISTING APPLICATION 14
SUBMIT HOLD-OUT DOCS 9
PROVIDE BSP MANDATORY INFO 9
PENDING SUBMISSION OF RECON REQUIREMENTS 5
SUBMIT BRANCH ENDORSEMENT 5
EMPLOYED ABROAD 2
NOT QUALIFIED FOR NTH CARD ISSUANCE 2
CANCELLED BY APPLICANT 1
Grand Total 126

TOP DEFERRED REASONBSC

Row Labels BSC
MULTIPLE DEFERRED REASON 5
SUBMIT HOLD-OUT DOCS 2
PROVIDE BSP MANDATORY INFO 2
SUBMIT BRANCH ENDORSEMENT 1
Grand Total 10

TOP DECLINED REASONBREBWI

Row Labels BRE BWI Grand Total
BELOW APPLICATION SCORE 40 4 44
MULTIPLE REJECT REASON 31 31
FAILED EMPLOYMENT VERIFICATION - SYSTEM DECLI 17 1 18
NFIS / C4 POSITIVE 17 1 18
POOR CREDIT RISK - HIGH RISK TU SCORE
FAILED EV - PROVIDE NEW BUSINESS/EMPLOYER NU
UNSTABLE JOB/BUSINESS due to COVID19
MULTIPLE DEFERRED REASON
NEGATIVE JOBS
EXISTING PNB CARDHOLDER
FAILED PID - PROVIDE NEW MOBILE NUMBER
POOR RATING/COLLECTION PROBLEM-OTHER CARD I
TOO MANY CARDS/MUE (MAXIMUM UNSECURED EXPO
WITH EXISTING APPLICATION
UNDER/OVERAGE
UNSTABLE JOB/BUSINESS
INSUFFICIENT CREDIT CARD HISTORY
INSUFFICIENT INCOME
NOT QUALIFIED FOR NTH CARD ISSUANCE
LATEST ONE (1) MONTH PAYSLIP
NEWLY HIRED/UNEMPLOYED
SUBMIT PROOF OF RESIDENCE/HOME ADD UNDER AP
VALID ID W/ CLEAR SIGNATURE
POOR RATING/COLLECTION PROBLEM-PNB CARDS
PENDING SUBMISSION OF RECON REQUIREMENTS
PROVIDE PROOF OF INCOME
ENROLL IN ADA
EMPLOYED ABROAD
Grand Total
TOP DEFERRED REASONBREBWI
Row Labels BRE
SUBMIT PROOF OF RESIDENCE/HOME ADD UNDER AP
MULTIPLE DEFERRED REASON
PROVIDE PROOF OF INCOME
PROVIDE BSP MANDATORY INFO
VALID ID W/ CLEAR SIGNATURE
Grand Total
12 1 13
10 10
9 9
6 1 7
7 7
6 6
6 6
4 4
4 4
3 3
2 2
2 2
2 2
2 2
2 2
2 2
2 2
1 1
1 1
1 1
1 1
1 1
1 1
1 1
193 8 201
BWI Grand Total
15 15
12 1 13
10 10
3 3
1 1
41 1 42