INTERMEDIATE 12 ACTIVITY 02

For questions 1-7 read the text below. Use the word given in capitals at the end of some
of the lines to form a word that fits in the gap in the same line.

Asking your friends for money advice

There are occasions in life when we need to turn to our friends because we need to
find a solution to a problem and ask for their advice. ‘Should I wear tight or
(1) …………….…………… trousers?’ is one. ‘Is that boy or girl a good candidate for a BAG
(2) …………….…………… relationship?’ might be another. And according to a recent ROMANCE
survey, many of us think we should ask our friends for (3) …………….…………… advice. INVEST
However, no matter how devoted our friends are to us, they are just about the last
people you should seek financial wisdom from.

First, it’s quite likely your friends don’t know your exact financial situation and their
suggestions are based on their personal experience. So, their advice may be very
subjective and unsuitable for your situation and, as a consequence, can be very
(4) …………….…………… Another factor is that your friend or relative doesn’t assess HARM
your risk profile before suggesting how to spend your money. Furthermore, your
friends don’t usually take your time horizon into consideration when offering
advice. For instance, investing more money in a (5) …………….…………… pension plan PRIVACY
affects your monthly budget. It is very unlikely that that informal source of advice is
able to comprehend the impact of such decisions.

In conclusion, you will be more (6) …………….…………… if you listen to the advice given PLEASE
by an expert. Remember that then there will be no need to cry over
(7) …………….…………… milk. SPILL

Look at the words

This activity before and after the
tests word gaps in order to
know the type of
formation.
word (noun, verb,

adverb) you need.

If you need a noun, If you need an

adjective, decide if it Make a guess if
decide if it must be
should be positive or necessary.
singular or plural.
negative. For
For example: ‘actor’

example: ‘legal’ or
or ‘actors’?
‘illegal’?

 INTERMEDIATE 12 ACTIVITY 02

For questions 1-5, complete the second sentence so that it has a similar meaning to the
first sentence, using the word given. Do not change the word given. You must use
between two and five words, including the word given.

Example: Identify the

differences
between the two
People speak English all over the world. sentences.
SPOKEN

IS SPOKEN
English …………………………………………… all over the world.

Look at the ‘key’

1. Viviana lived in Italy and, for this reason, she speaks Italian
word and
HAD identify what
If Viviana ……………………………………., she wouldn’t speak Italian. type of word it
is (noun, verb,
adjective).
2. I didn’t see Ursula because I didn’t go out.

WOULD
I …………………………………………………. Ursula if I had gone out.
Think about what
the question is
3. I would like to have the money to travel with you. testing
WISH (Conditionals?
Passives?).
I ………………………………………………. the money to travel with you.

4. It was a bad idea to give you the money.

HAD Check if you need
I wish …………………………………………...................... you the money. to make other
changes
(Affirmative?
5. It’s so lucky I have so many good friends. Negative?)
FORTUNATE

I feel …………………………………………………... so many good friends.

Check you followed the

If you need an instructions:
If you need a noun,
adjective, decide if it -Did you use the key word?
decide if it must be
should be positive or Make
-Doa the
guess if
sentences have the
singular or plural.
negative. For necessary
same meaning?
For example: ‘actor’
example: ‘legal’ or
you use between 2
-Did
or ‘actors’?
‘illegal’? and 5 words?