10/26/22, 5:32 PM Calculate PIN block for ISO8583 payments

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Tools Calculate PIN Block for payments
ISO8583 Message
Configurator ISO8583 standard
ISO8583 Message
Calculate PIN block How PIN block
Builder
here calculation works
ISO8583 Message
In order to calculate the PIN block , you need the
Decoder To calculate the PIN block you need the
data on the left as input.
following data:

ISO8583 Message Enter the 4 digit PIN number:

Then, we need to consider the standard to use.
Parser-Legacy
E.g.:1234 We will limit to ISO-0 in this case.
ISO8583 Bitmap
Most important thing to start with, is the 4 digit
fields decoder Enter the 16 or 19 digits card number:
PIN number. Lets's say 1111.
EMV Tags List E.g.:5720123412341234
PIN block part one is built from character "0",
Reference
followed by the length of the PIN, then the PIN
Enter the 32 hex digits PIN Encryption Key:
number, and then fill the value up to 16
EMV CHIP Terms
Definitions E.g.:12345678901234561234567890123456 characters with "F".

PIN block calculator In our example,

Enter the PIN Block Filler character, 0 or F:

0+4+1111+FFFFFFFFFF=041111FFFFFFFFFF
Cryptogram ARQC E.g.:F
calculator PIN block part two is built from four zeroes,

followed by the card number, without the first 3

MAC Calculator Calculate PIN block
digits, and without the last digit. So 12 digits.

HSM Keys Compose result In our example, for PAN 5516422217375116, the
block will be
EMV TLV Decoder
0000+642221737511=0000642221737511
DES/3DES
Next step is to do a HEX XOR on the two blocks
Encrypt/Decrypt
XOR(block1, block2)
Card Generator
Validator And then, finally, apply a 3DES encryption of the
above block with the PIN Encryption key.
Card Data
Generator

Track1 Track2
Generator

CVV CVC iCVV CVV2

CVC2

HEX to Decimal
converter

BCD Decoder to
Decimal

HEX to ASCII
converter

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10/26/22, 5:32 PM Calculate PIN block for ISO8583 payments

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Deploy, run and generate with neaPay Card Data Generator

When you receive a delivery from neaPay for an Card Data Generator, you will get 1 zip file. 
This step by step guide will guide you
through the deployment process, which is as simple as using the software. Once you have received and successfully deployed your
ISO8583 Card Data Generator
from neaPay, it is time to take it for a spin.  ...

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10/26/22, 5:32 PM Calculate PIN block for ISO8583 payments

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