Chapter 4 Economic Development AEP 2014 Revised

Chapter 4: Economic Development
Chapter 4
ECONOMIC DEVELOPMENT
4.1. Economic Structure

4.1.1. Employment
In the absence of available data on employment in Angeles City, regional-level data from the
National Statistics Office (NSO) is used in the following discussion.
For 2014, the average Labor Force Participation Rate (LFPR) of Region III for the first semester was
61.69%. It is slightly lower than that for the first semester of 2013, which was 62.40% or a 0.71%
reduction in the LFPR. The LFPR is the percent out of the total population which makes up the labor
force, which are those individuals that are aged 15 years and above who are either employed or
unemployed. This means that 61.69% of the total population ages 15 years and above of Region III is
the labor force. Out of the LFPR, the average employment rate for the first semester of 2014 is
91.77%, a very slight improvement of 0.77% compared to the first semester 2013 which was 91.00%.
Moreover, an average11.72% of the employed are underemployed for the first semester of 2014,
which is an improvement of 3.58% compared to that for the first semester of 2013 which is 15.30%.
Underemployed is defined by NSO as employed persons who express the desire to have additional
hours of work in their present job or an additional job or to have a new job with longer working
hours. Visibly underemployed persons are those who work for less than 40 hours during the
reference period and want additional hours of work. Meanwhile, the unemployment rate forthe first
semester of 2014is8.24%, a decrease of 8.44% against the first semester of last year which was
9.00%.This means that for every 100 persons, 8.24% individuals have no job/business but actively
looking for work and/or those who are looking for work because of their belief that no work was
available or because of temporary illness/disability, bad weather, pending job application or waiting
for job interview.
See Table 4-1 for the labor force survey results.
Area Ecological Profile 2014 Page 82

Table 4-1 Region III Labor Force Survey Results

2012 – 2014
2012 2013 2014

Labor Force Characteristics 1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st 2nd 3rd 4th 1st SEM.
AVE. AVE.
QTR QTR QTR QTR QTR QTR QTR QTR QTR QTR QTR QTR AVE.
Labor Force Participation Rate
61.00 62.30 61.00 62.20 61.63 61.50 62.40 62.10 61.30 61.83 62.07 61.30 -- -- 61.69
(LFPR)
Employment Rate 92.00 90.80 90.70 90.90 91.10 91.10 91.00 92.20 91.20 91.38 92.33 91.20 -- -- 91.77
Unemployment Rate 8.00 9.20 9.30 9.10 8.90 8.90 9.00 7.80 8.80 8.63 7.67 8.80 -- -- 8.24
Underemployment Rate 10.00 9.90 9.90 17.20 14.25 15.20 15.40 10.30 11.30 13.05 12.13 11.30 -- -- 11.72
Source: National Statistics Office
NOTE: Available data is for the first semester of 2014 only.

4.1.2. Consumer Price Index (CPI)

The Consumer Price Index (CPI) is an indicator of the changes in the average retail prices of a fixed
basket of goods and services commonly purchased by households relative to a base year. It shows
how much, on the average, prices of goods and services have increased or decreased from a
particular reference period known as the base year. In this case, 2006 is the base year, since price is
the cost or amount of money for which something can be bought or sold, CPI therefore compares
the current cost of certain goods and services with their cost at an earlier time.
In Pampanga, where Angeles City is located, the CPIs for the years 2012, 2013 and 2014 showed a
steady rise, from 132.90, 138.50 and 144.60 respectively. These means that a basket of commodities
which can be purchased at PhP100.00 by an average Filipino household in 2006 is now worth
PhP132.90 in 2012, PhP138.50 in 2013 and PhP144.60 in 2014.
4.1.3. Inflation Rate

Inflation Rate is the rate of change or prices usually calculated on a monthly or annual basis. No data
for inflation rate in Angeles City is available, only at provincial level. For 2012, 2013 and 2014, the
corresponding inflation rates were 6.80, 4.20 and 4.45.
4.1.4. Poverty Threshold and Poverty Incidence

Poverty threshold as defined by the National Statistics Coordination Board (NSCB) is the minimum
income required to meet the basic food and non-food requirements. For Region III, where Angeles
City is located geographically, the annual per capita poverty threshold was PhP20,071.00 in 2012.
This means that, for a person to meet his basic food and non-food requirements needs a minimum
of PhP20,071.00 annually or PhP1,672.58 monthly. Compared in 2006 and 2009, the annual per
capita poverty threshold of the region was PhP14,422 or PhP1,201.83 a month and PhP18,188.00 or
PhP1,515.67 a month respectively.
4.1.5. Poverty Incidence Among Families

Poverty incidence refers to the proportion of families (on population) with per capita less than the
per capita poverty threshold to the total number of families (population). Based on the data from
the NSCB, for the year 2012, the annual poverty incidence among families inRegion III was at 10.10%
or 10.10% of the total number of families had incomes lower than the established per capita poverty
threshold of the region. In 2006 and 2009, it was at 10.30% and 10.70% respectively.
NOTE: POVERTY THRESHOLD AND INCIDENCE IS COMPUTED/UPDATED EVERY 3 YEARS

Table 4-2 Annual Per Capita Poverty Threshold

and Poverty Incidence among Families in Region III
2006, 2009, 2012
Per Capita Poverty Threshold (PhP) Poverty Incidence among Families (%)
Area
2006 Percentage 2009 Percentage 2012 2006 Percentage 2009 Percentage 2012
Philippines 13,357.00 26.31% 16,871 12.23% 18,935 21.0 -2.38% 20.5 -4.06% 19.7
Region III 14,422 26.11% 18,188 10.35% 20,071 10.3 3.88% 10.7 -5.61% 10.1
Source: National Statistical Coordination Board (NSCB)
NOTE: POVERTY THRESHOLD AND INCIDENCE IS COMPUTED/UPDATED EVERY 3 YEARS

4.2. Economic Sub-Sector

Investors continue to be convinced of the viability of Angeles City as a location to operate their
businesses. For 2014, the top businesses in the city in terms of their number, as classified by the
Business Permit and License Division following that of the City Treasurer’s, are(1) Retailer, (2)
Services, (3) Real Estate, closely followed by 4) Food/Nocturnal, then 5) Manufacturer and lastly (6)
Farm.
These businesses, which dot the city, give us a picture of a bustling economy the city enjoys.
Angelenos are known to possess an entrepreneurial character. However, credit is also due to non-
Angelenos who chose the city as the base of their ventures. In 2014, Retailer, Services,
Food/Nocturnal, Real Estate and Farm classifications registered an increase in their numbers. A
remarkable increase of 200% was registered under Farm, from 1 in 2013 to 3 in 2014 and under Real
Estate, it registered a 13.09% increase, from 1,115 in 2013 to 1,261 in 2014. While under
Manufacturer, its number decreased by 7.82%, from 179 in 2013 to 165 in 2014.Overall, the total
number of registered businesses in the city increased by 8.02%, from 11,022 in 2013 to 12,113 in
2014.
Table 4-3 Number of Business Establishments by Classification, 2012 to 2014
Business Percentage Percentage

2012 2013 2014
Classification (Inc./Dec.) (Inc./Dec.)
Services 3,924 (0.97%) 3,886 8.47% 4,215
Retailer 4,707 4.00% 4,895 7.09% 5,242
Manufacturer 175 2.29% 179 (7.82%) 165
Food/Nocturnal 1,035 9.95% 1,138 7.82% 1,227
Real Estate 1,178 (5.35%) 1,115 13.09% 1,261
Farm 3 (66.67%) 1 200% 3
Total 11,022 1.74% 11,214 8.02% 12,113

Source: Business Permit & Licensing Division
Big mall chain operators have long made their presence felt in the city. First on the scene was the
Robinson’s Place, followed by SM Clark and lastly the Ayala mall, Marquee. But even before these
big three set foot in the city, there were already locally operated malls or shopping centers like the
JENRA Mall and the Nepo Mall.
Though admittedly, these giant commercial space operators have given local businesses stiff
competition, on the positive aspect, they have become points of interests to prospective tourists or
visitors to the city.

The city abounds with a number of fast food chains. To name a few of these are McDonalds, Burger
King, KFC, Greenwich, Jollibee, Chowking, Pizza Hut, Shakeys, Yellow Cab, and many more. Their
presence in the city affirms the healthy economy of the city and the changing food preference of the
people.
The next big thing that is happening in the business scene of the city is the business process
outsourcing (BPO) industry or more commonly known as call centers. These businesses were, in the
early days, concentrated in the Metropolitan Manila Area and in special economic zones like Clark
Special Economic Zone. As of the present, they have chosen to locate in the commercial districts,
particularly, in Angeles City which is a reflection of the city as an option to consider in choosing sites
for businesses.
There are now 13 BPOs or call centers registered with the city’s Business Permit and Licensing
Division (BPLD) as of December 2014. These BPOs had a total gross income of Php14,300,000.00,
wherein 3 or 23% of these 13 BPOs had a gross income of one million above. These companies also
employ 809 individuals, with one company employing 599 individuals.
List of Business Process Outsourcing (BPO)/Call Centers in Angeles City 2014

No. of
Name of Company Address Gross (PhP)
Employees
B.F.O. Business Process 1072-4 Apt. 4 P. Gomez St., Lourdes
1 300,000.00 2
Outsourcing North West
3/F BPO Building 4, SM Clark, M.A. Roxas
2 Cloudstaff Philippines Inc. 3,000,000.00 3
St., Malabanas
4/F Unit 01, Living Rock Building, Mac
3 Cloudstaff, Inc. 5,000,000.00 144
Arthur Highway, Virgen delos Remedios
6/F Unit 2, Living Rock Building 2, Mac
4 Cloudstaff, Inc. 4,000,000.00 11
Arthur Highway, Virgen delos Remedios
Unit 2G, New Street Building, Mac
5 Cloudstaff, Inc. (Branch III) 300,000.00 15
Arthur Highway, Balibago
CRMNR Business Outsourcing &
6 Amor St. cor. Zambenzi St., Anunas 300,000.00 3
Marketing, Inc.
Frantel Business Process
Rm. 208 JMS Building, Mac Arthur
7 Outsourcing and Manpower 100,000.00 2
Highway, Salapungan
Services
Innovative Healthcare Unit C, Camia Road cor. Violeta St., Nepo
8 500,000.00 6
Outsourcing Solutions Subdivision, Cutcut
Jobsversity Business Process
9 7042 Purok 7, Mining 100,000.00 1
Outsourcing
Lot 28 Blk 5 Phase 3 Manfields
10 Mercurio Outsourcing Solutions 500,000.00 10
Residences, Sto. Domingo
Six Sigma Outsourcing and 3/F & 4/F Gloans Building, 239 Sto.
11 200,000.00 3
Manpower, Inc. Rosario St., Sto. Rosario
Entec Building, Lot 15 Blk 15 Nepo with
12 Startek Philippines, Inc. PEZAexemption 599
Center, Don Juan St., Cutcut
JIM Building Lots 7&19 Diamond Service
13 Sutherland Global Services -- 10
Road, Balibago
Total 14,300,000.00 809
Source: Business Permit & Licensing Division

Angeles City, seemingly saturated with all types of businesses, still has the potential for more
investments which businessmen can perceive and take advantage of. This explains the continuous
increase in number of new businesses opening up in the city. For 2012, there were 1,753 new
business registrations recorded in the Business Permit and Licensing Division (BPLD) of the city,
1,817 in 2013 and 2,413 in 2014.
Table 4-4 Total Number of New Business Registrations in Angeles City, 2012 to 2014
Percentage Percentage
New Business 2012 2013 2014
(Inc./Dec.) (Inc./Dec.)
Registrations
1,753 3.65% 1,817 32.80% 2,413
Source: Business Permit & Licensing Division (BPLD)
The Total Gross Sales of Registered Firmsin the cityregistered a decrease of 2.23% for 2014
compared to that of 2013 as can be seen in Table 4-5 below.
Table 4-5 Total Gross Sales of Registered Firms in Angeles City, 2011 to 2013
Total Percentage Percentage

2012 2013 2014
Gross (Inc./Dec.) (Inc./Dec.)
Sales 36,062,868,708.87 3.65% 40,719,472,117.61 (2.23%) 39,809,779424.21
There is a decline in the number of construction of new structures in the city as shown in the table
below. For 2014, the number of approved Occupancy Permits for residential is 301 compared
to2013 with 402 and for commercial is 312 against 467 in 2013, registering a decrease of 25.12%
and 33.19% respectively.
Table 4-6 Number of Approved Occupancy Permits for 2012, 2013, 2014
Percentage Percentage
Type of Occupancy 2012 2013 2014
(Inc./Dec.) (Inc./Dec.)
Residential 383 4.97% 402 (25.12%) 301
Commercial 321 45.48% 467 (33.19%) 312

Source: City Engineers Office (CEO)
4.2.1. Tourism
According to the Department of Tourism, tourist attractions are classified into nine (9) types, which
are as follows: 1) Nature, 2) History and Culture, 3) Industrial Tourism, 4) Sports and Recreational
Facilities, 5) Shopping, 6) Customs and Tradition, 7) Special Event, 8) Health and Wellness, and 9)
Others. It is really fortunate that Angeles City has all of these. It may already be a highly urbanized
city (HUC), but still, it has natural attractions that can draw tourists. The Sibol and Puning Hot Spring,
all in Barangay Sapangbato, are worth visiting, but with other types of tourist attractions, it has a
galore of them. All tourists, regardless of age and preference, will surely find something of interest

to them in the city. Adding to these tourists attractions are the newly developed and city-initiated
people’s park where individuals from all walks of life can relax and enjoy the open space. Children
are the ones who benefit the most because they can use and enjoy the parks recreational amenities
instead of playing in the streets where it is dangerous at no expense to their parents.
Angeles City is famous for being a recreation center, especially for its night life brought about by the
decades-long presence of American military forces. Today, Angeles City is not only limited to this
kind or type of tourist attractions. There are historical sites, sports and recreational facilities, resorts
and spas, malls, etc. which will surely keep tourists busy. One of the flagship projects of the city is
the development of the Heritage district – Plaza Anghel at. Barangay Sto. Rosario. Its primary
objective is cultural preservation and restoration. To achieve this, the city adopted a policy on
construction design and materials specifically for this area that will evoke the ambience of the era.
Sidewalks and even the roads in the vicinity were transformed appropriate to the period.
The variety of cuisines, both local and international, could very well induce visitors to indulge in a
gustatory trip. Actually there are travel operators in the city which specialize in culinary tourism. For
2014, there were 441 restaurants in the city compared to 2013 with 390, or an increase of 13.08%,
this will further give visitors the wide range of options they could choose from. There is also an
increase in the number of accommodations, from 106 hotels and motels in 2013 to 158 in 2014, or
49.06% growth. Contrary to this, the number of spas declined, from 128 in 2013 to 99 in 2014,
registering a decrease of 22.65%. See Table 4-7.
Table 4-7 Number of Tourist Facilities in Angeles City, 2012 to 2013
2012 2013 2014

Type Total Accredited by DOT Total Accredited by DOT Total Accredited by DOT
Number Standard Economy Number Standard Economy Number Standard Economy
Accommodations
157 49 5 106 - - 158 - -
(Hotels/Motels)
Resorts 1 13 14
Restaurants 290 390 441
Spas 112 128 99
Pension Homes 2 3 3
Source: Angeles City Tourism Office

4.2.2. Commerce and Industry
4.2.2.1. Banks in Angeles City
For 2014, there are a total of 77 banks in the city, registering a 5.47%increase compared to last year,
with 73 banks. All kinds of banks have opened up their branches in the city, from Universal,
Commercial, Rural, Savings and Thrift banks, catering to all the banking needs of the city population.
These banks offer services such as loans, e.g. car loan, housing loan, and business capital loan, bank
assurance, online and mobile banking, asset management, etc., accept bill payments, money
remittance, foreign exchange, etc. At present, there are 30 Universal banks, 16 Commercial banks,
10 Savings banks, 15 Rural and 2 Thrift banks and 1 government bank in the city. (See Table 4-8)

Table 4-8List of Banks in Angeles City, 2013
Contact No. of No. of No. of

Name Address Classification Services Offered
Numbers Employees Depositors Accounts
192 Diamond Spring Building, √ Personal Loan √ Car Loan (4)

Diamond Service Road, 598-0341/
1 Asia United Bank Mac Arthur Highway, 598-0274/ Universal 6 1,206 1,242 √ Housing Loan √ Business/ Capital Loan
Remittances, Forex, Telex, Peso/ Dollar Time Deposit, Payroll
Diamond Service Road, 304-0586 Others, if Services, Investments, Collection Payment
Balibago any: (Capital Investment: Php 10 M)
Personal Loan √ Car Loan

(045)887-
2 Asia United Bank 1276 Miranda St., Sto. Rosario 2710/ Universal 10 7,000 7,000 √ Housing Loan √ Business/ Capital Loan
(045)625-9331 Others, if
any:
√ Personal Loan (421) √ Car Loan (278)

314 Excelsior Building,
Banco de Oro Commercial/
3 Mac Arthur Highway, - 13 9,838 11,438 √ Housing Loan (109) √ Business/ Capital Loan (102)
Unibank Inc. International
Claro M. Recto Others, if Insurance, credit cards, trust & treasury investments, leasing
any:
√ Personal Loan √ Car Loan

Banco de Oro G/F eNtec Bldg., Ma. Teresa (045)458-
4 (Cap. Investment Ave., Nepo Mart Complex, 0605/ Universal 21 12,000 19,101 √ Housing Loan √ Business/ Capital Loan
1.75B) Cutcut (045)458-0517 Others, if
any:

G/F Marlim Mansion, Mc.
5 Banco de Oro - Commercial 11 1,000 1,000 √ Housing Loan √ Business/ Capital Loan
Arthur Hi-Way, Balibago
Others, if Accepting for payments for utilities
any:

Personal Loan Car Loan

G/F BDO Building, Miranda
6 Banco de Oro - Universal 25 17,049
St., Sto. Rosario Housing Loan Business/ Capital Loan
Others, if
any:
BDO Building, Ramon Tang √ Personal Loan √ Car Loan

Ave., Mac Arthur Highway, 458-0743
7 Banco de Oro Universal 17 7,000 - √ Housing Loan √ Business/ Capital Loan
Diamond Service Road, 458-0734
Others, if
Balibago
any:

151D Plaza Rafael,
8 Banco de Oro Sto. Rosario St., - Universal 16 - - √ Housing Loan √ Business/ Capital Loan
Sto. Domingo Others, if
any:

Mac Arthur Highway cor.
9 Bank of Commerce - Commercial No data No data No data Housing Loan Business/ Capital Loan
Victor St., Balibago
Others, if
any:
Car Loan
Personal Loan √ (2)
Mac Arthur Highway cor.
10 Bank of Commerce B. Aquino St., - Commercial 6 2,000 2,000 √ Housing Loan √ Business/ Capital Loan (1)
Lourdes Sur East Others, if
any:
√ Personal Loan Car Loan
11 Bank of Florida Sto. Rosario St., Sto Rosario - Rural 5 200 200 Housing Loan √ Business/ Capital Loan
Credit cards, insurance (motor), life insurance
Others, if (investment), investment (AMTG), foreign exchange,
any: property/equity loan, bills payment


MB Cruz Building,
Bank of the Philippine √ Housing Loan √ Business/ Capital Loan
12 Don Juico Ave., (045)625-0005 Universal 6 4,377 4,863 Credit cards, insurance (motor), life insurance
Islands-Friendship
Malabanas (investment), investment (AMTG), foreign exchange,
Others, if property/equity loan, bills payment, bills payment of
various accredited merchants (AEC), Telcos, Airlines,
any: Etc.)

Bank of the Philippine G/F Marquee Mall, √ Housing Loan √
13 304-0657 Universal 7 6,500 Business/ Capital Loan
Islands Pulung Maragul Deposits, Bills Payment, Foreign Exchange,
Others, if Online Banking, Phone Banking, Mobile
any: Banking
Mac Arthur Highway cor. √ Personal Loan √ Car Loan

Bank of the Philippine S. Rivera Lim St.,
14 - Universal 9 9,000 9,000 √ Housing Loan √ Business/ Capital Loan
Islands Diamond Subdivision,
Others, if
Balibago
any:

BPI Arcade, Nepo Mart
Bank of the Philippine
15 Complex, Plaridel cor. - Universal 14 14,000 16,300 √ Housing Loan √ Business/ Capital Loan
Islands
Catalina Sts., Sto. Rosario Others, if Life insurance, non-life Insurance, credit cards,
investments, deposits
any:

16 Miranda St., Sto. Rosario 888-1388 Savings 14 8,650 Housing Loan Business/ Capital Loan
Islands
Others, if
any: SFBC

17 Sto. Rosario St., - Commercial 11 6.500 8,000 √ Housing Loan √ Business/ Capital Loan
Islands
Others, if
any:


√ (3) √ (6)
(045)888-
Bank of the Philippine Sto. Rosario St., Sto.
18 0788/ Universal 9 6,979 9,090 √ Housing Loan √ Business/ Capital Loan (1)
Islands-Angeles Kuliat Rosario Others, if
(045)888-2965 Credit cards(19), life insurance (1(0, non-life
any:outward/inward insurance (45), ATM, FORS(wire transfer), Demand
remittance Draft

Angeles Main Branch Rizal
19 cor. Burgos Sts., - Universal 7 4,900 3,800 √ Housing Loan √ Business/ Capital Loan
Islands
Agapito del Rosario Others, if
any:

Bank of the Philippine 322-1359
Mac Arthur Highway, √ Housing Loan √
20 Islands (Clark-Balibago 0917-534- Commercial 6 5,500 4,500 Business/ Capital Loan
Balibago
Branch) 4170 Others, if Credit cards, life insurance, non-life insurance
any:

G/F Rockford Center,
Bank of the Philippine √ Housing Loan √
21 Mac Arthur Highway, - Universal 5 5,422 5,422 Business/ Capital Loan
Islands
Salapungan Others, if
any:
Car Loan
Personal Loan √ (4)
Diamond Square Service
Road, Mac Arthur Commercial Housing Loan
√ (5) √ Business/ Capital Loan (1)
22 China Bank Highway cor. Charlotte - 5M Capital 8 1,145 -
St., Investment Others, if
china check plus & regular savings accounts, money
plus/ diamond savings account, certificate of the
Balibago any: deposit account, US dollar savings & time deposit
accounts, online banking

949 CBC Building, Henson 888-6773/
23 China Bank Commercial 17 7,500 7,500 √ Housing Loan √ Business/ Capital Loan
St., Agapito del Rosario 887-1549
Others, if bank deposit & investment products, insurance
products
any:


China Bank Savings, Miranda Extension, 458-0297/
Savings 4 - - √ Housing Loan √ Business/ Capital Loan
24 Inc. San Nicolas 458-0298
Others, if payroll system, savings, current, time deposit, SDB,
dollar accounts
any:
China Bank Savings, 275 Sto. Rosario St., San 887-6433/ √ Housing Loan √ Business/ Capital Loan
25 Savings 5 - -
Inc. Jose 888-2048
Others, if checking/ savings account, ATM, time deposit,
dollar savings, dollar time deposits, easi-funding
any: (teacher's loan), easi-padala (Cebuana Lhuillier)

Level I Marquee Mall, 304-0850
26 China Bank Universal 7 3,000 - Housing Loan Business/ Capital Loan
Pulung Maragul 889-0975
Others, if
any:

CBC Building, Mac Arthur
27 China Bank Highway cor. San Pablo - Universal 7 - 3,300 √ Housing Loan √ Business/ Capital Loan
St., Claro M. Recto Others, if
any:

China Banking
ABC Building, Ma. Teresa (045)888-
Corporation √ Housing Loan √ Business/ Capital Loan
28 Ave., Nepo Mart Complex, 5175/ Universal 7 1,284 1,356
(Cap Investment deposit products, checking/ savings/ dollar
Sto. Rosario (045)322-9596 Others, if accounts, safety deposit box, remittance,
approx. 8M) manager's/ gift's checks, internet banking, ATM,
any: mobile banking

China Trust JEV Building,
29 Commercial Bank Mac Arthur Highway, - Commercial 5 425 √ Housing Loan √ Business/ Capital Loan
Corporation Balibago Others, if time/ savings/ checking deposits
any:


Sto. Entierro cor.
Landbank of the
36 Miranda Sts., - Government 19 10,000 - √ Housing Loan √ Business/ Capital Loan
Philippines
Sto. Rosario Others, if
any:

Malayan Bank Savings Approx Approx
37 Sto. Rosario St., San Jose - Savings 8 √ Housing Loan √ Business/ Capital Loan
and Mortgage Bank 1,000 1,000
Others, if Savings, checking, time deposit, bills payment
any:

Mc. Arthur Hi-way cor
38 May Bank Phils., Inc. - Commercial 8 - - Housing Maintain
Loan at our HeadCapital
Business/ OfficeLoan
Henefel St., Balibago
Others, if
any:
Metrobank Angeles Personal Loan √ Car Loan

Fields Branch Devera Hotel, Don Juico Ave.,
39 - Universal 11 900 1,200 √ Housing Loan √ Business/ Capital Loan
(Cap. Investment Malabanas
Others, if
200M)
any:
Ramon W. Tang Service Road, √ Housing Loan √ Business/ Capital Loan

Metropolitan Bank & Basic deposit products, regular savings account,
40 Mac Arthur Highway, - Universal 8 8,181 - passbook debit card & prepaid, card (ATM
Trust Company Others, if savings account), fun savers club, OFW account,
Balibago direct deposit account, regular checking account,
any: regular time deposit, special deposit account, US
dollar savings & US dollar time deposit, US direct
deposit account
Metropolitan Bank & 901 Sto. Rosario St.,

41 - Commercial 6 2,600 3,700 √ Housing Loan √ Business/ Capital Loan
Trust Company Sto. Domingo
Others, if any:

Car Loan
Metropolitan Bank & Personal Loan √ (50)
Trust Company (Metro 464 Sto. Rosario St., 4090226 Housing Loan
42 Universal 10 4,000 3,500 √ (30) √ Business/ Capital Loan
Bank Angeles, Sto Sto. Rosario 3228220
Rosario) Others, if
any:

Mac Arthur Highway,
43 Metrobank - Universal 6 1,800 2,000 √ Housing Loan √ Business/ Capital Loan
Salapungan
Others, if Commercial loan
any:

Metrobank - Angeles 600+ 600+ √ Housing Loan √
44 Level 1 Marquee Mall - Universal 6 Business/ Capital Loan
Marquee Branch As of 4-15-15 As of 4-15-15
Others, if Savings and Investment Facilities
any:

Metrobank Angeles- 5,000- 5,000- √ Housing Loan √
45 Henson St., San Nicolas 887-1858 Universal 16 Business/ Capital Loan
Main 6,000 6,000
Others, if BP Line
any:
Pampanga √ Personal Loan Car Loan

Development Bank
46 Rizal St., San Nicolas - Banking 10 1,101 1,188 √ Housing Loan √ Business/ Capital Loan
(Cap. Investment Php
Others, if
152,268,346.46)
any:
√ (16) √ (291)
Housing Loan Business/ Capital Loan
Philippine National 730 Sto. Rosario St., √ (248) √ (50)
47 - Universal 75 17,733 17.733
Bank Sto. Rosario
Life Insurance, non-life
Others, if
any:


Philippine Bank of G/F MLT Centre, Mc. Arthur 625-8112
48 Commercial 10 400-500 700 √ Housing Loan √ Business/ Capital Loan
Communications Hi-way, Ninoy Aquino 888-9650
Others, if Foreign Exchange, investment, BIR, SSS
any:

Philippine Business 319 Mac Arthur Highway,
49 - Savings No data No data No data Housing Loan Business/ Capital Loan
Bank, Inc. Salapungan
Others, if
any:

Philippine National G/F F. Navarro Building, (045)888-7539/
Approx. Approx. √ Housing Loan √ Business/ Capital Loan
50 Bank-Angeles Mc. Mac Arthur Highway, (045)888-6657/ Universal 7
2,000 2,000 Developmental loan, cresit cards,cash cards, loan
Arthur Branch Salapungan (045)322-6210 Others, if tie-up vs LGU, On line banking
Banc assurance, PNB and Leasing, PNB Credit
any: Cards, PNB Gen. InsuranceAllied
Personal Loan
√ (800) Car Loan
PR Savings Bank G/F Living Rock Building,
51 (Philippine Rural Mac Arthur Highway, 888-1619 Savings 16 1,600 3,153 Housing Loan Business/ Capital Loan
Banking Corporation) Virgen delos Remedios Others, if PAD loan (768), pangkabuhayan loan 1,585)
any:

Philippine Trust Philtrust Bldg., Mac Arthur
Housing Loan √ Business/ Capital Loan
52 Company (Philtrust Highway cor. B. Aquino, - Universal 8 - - checking/savings accounts, time deposits, money
Bank) Salapungan Others, if market placement, transfer of funds &
collection, remittances, securities investments,
any: FCDU, etc.

Planters Development JEV Bldg., Mac Arthur
53 - Thrift 7 - - √ Housing Loan √ Business/ Capital Loan
Bank Highway, Balibago
Others, if
any:


Planters Development
54 639 Rizal St., Lourdes Sur - Commercial 6 - - √ Housing Loan √ Business/ Capital Loan
Bank
Others, if savings deposits, time deposits, other
investment services
any:
55 Porac Bank Sto. Rosario St., Sto. Rosario - Rural 10 2,800 2,800 √ Housing Loan √ Business/ Capital Loan
Others, if savings/time deposits, current loans
any:
56 Porac Bank Plaridel St., Sto. Rosario - Rural 5 859 920 √ Housing Loan √ Business/ Capital Loan
Others, if
any:
Robin Theater Building, √ Housing Loan √ Business/ Capital Loan

57 Porac Bank - Rural 10 2,800 2,800
Rizal Ext., Sto. Rosario Others, if Savings-Time –Current Deposit/Loans, SSS,
Western Union, Datelcom payments
any:

G/F Fields Plaza
58 PS Bank Condominium, Mac Arthur - Savings 8 - - √ Housing Loan √ Business/ Capital Loan
Highway, Balibago Others, if Deposit products, Trust Deposit, Online
any: banking, mobile banking, credit

√ (50) √ (50)
Miranda Ext’n cor Sadie St. Housing Loan
59 PS Bank - Savings 6 1,300 2,000
San Nicolas √ (60) √ Business/ Capital Loan (5)
Others, if
any:


Rizal Commercial
243 Sto. Entierro St., (045)626-2060/
60 Banking Corporation Commercial 6 - - √ Housing Loan √ Business/ Capital Loan
Sto. Cristo (045)626-6061
(RCBC) Others, if
any:

Rizal Commercial
Henson St.,
61 Banking Corporation - Savings 5 - - √ Housing Loan √ Business/ Capital Loan
Lourdes North West
(RCBC) Savings Others, if ATM
any:

Rizal Commercial
RCBC Building Sto. Rosario St.,
62 Banking Corporation (045)888-8633 Class AA 10 10,000 10,000 √ Housing Loan √ Business/ Capital Loan
Sto. Rosario Others, if any: All Deposit
(RCBC) Product, Insurance
Product, Treasury, Stocks,
Bonds, Gov’t Securities

Rural Bank of Porac Lot 2 Bayanihan Park, (045)322-0989/ √ Housing Loan √
63 Rural 8 4,374 1,031 Business/ Capital Loan
Balibago Branch M.A. Roxas St., Malabanias (045)625-6175
Others, if
any:

G/F Ceciles Building,
64 Robinsons Bank Mac Arthur Highway, - Commercial 3 - - √ Housing Loan √ Business/ Capital Loan
Balibago Others, if micro finance, teacher's loan, sea farmers loan,
motorcycle loan
any:

Robinsons Place,
Robinsons Bank (045)892-8052/
65 Mac Arthur Highway, Commercial 6 1,000 + 1,000 + √ Housing Loan √ Business/ Capital Loan
Corporation (045)892-8053
Balibago Others, if Savings, checking accts., peso & dollar time
deposits, commercial, motorcycle loans, super
any: loan ng bayan


Rural Bank of Angeles 846 de Guzman Building, Business/ Capital Loan
66 City (Cap. Investment Henson St., (045)458-0470 Savings 6 1,224 1,224 Housing Loan √ (138)
Php 75,542,443.18) Lourdes North West Others, if
any:
Rural Bank of Angeles √ Personal Loan Car Loan

City (A subsidiary of
Miranda cor. 598-0022
67 Asia United Bank)(Cap. Rural 25 1,913 2,001 Housing Loan √ Business/ Capital Loan
Sto. Entierro Streets 322-2444
Investment Php Others, if trading, service, farming
143,851,493.97) any:
Personal
√ Loan(9) Car Loan
Rural Bank of Business/ Capital Loan
68 Sto. Rosario St., Sto. Domingo (045)624-6984 Rural 6 189 189 Housing Loan √ (21)
Mabalacat, Inc.
Others, if Agricultural Loan (2), Money transfer
any:

San Bartolome Rural Unit F JMS Building,
69 Bank, Inc. (Cap. Mac Arthur Highway, - Rural 4 223 223 Housing Loan Business/ Capital Loan
Investment 3M) Salapungan Others, if
any:
374 Don Juico Ave., Housing Loan √ Business/ Capital Loan

70 Savior Rural Bank, Inc. - Rural 4 126 -
Clarkview, Malabanias
Others, if salary/ commercial/ industrial loans, agrarian
credit loans, western union money transfer,
any: ATM, SSS/ Philhealth collection

Savior Rural Bank, Inc.
Lot 22 San Francisco cor. √ Housing Loan √ Business/ Capital Loan
71 (Cap. Investment Php - Rural 7 319 319
Visitation Sts., Pampang Comm’l loan, Real Estate Loan, Ind. Loan, Agri
2M) Others, if Loan,, agrarian loan, SSS/ Philhealth payments,
loan & discount, savings/ time deposits, ECTK-
any: ATM- Union Money Transfer


ABC Bldg. Mac Arthur √ Housing Loan √
72 Security Bank - Commercial 10 5,000 - Business/ Capital Loan
Highway, Balibago
Others, if ATM, foreign fund transfer/ deposits/ time
deposits/ deposits pick-up
any:

Camalig Square, √ Housing Loan √ Business/ Capital Loan
73 Security Bank 292 Sto. Rosario St., - Universal 12 500 500 Others, if any: Digi banking-
EFDs’, Philhealth, SSS, Pag-
Sto. Rosario ibig, Online payments, SB
online banking, BIR Payment
Union Bank of the G/F Prudential Life Building, √ Housing Loan √ Business/ Capital Loan
74 - Universal 5 - - Deposit accnt, trust,mutual,
Philippines Sto. Rosario St., San Jose treasury, products and
Others, if services, investment funds,
pre-need plans, internet
any: banking

United Coconut Sto. Rosario cor. Plaridel Sts., √ Housing Loan √
75 - Universal 10 - - Business/ Capital Loan
Planters Bank Sto. Rosario
Others, if
any:
Wealth Development G/F Marquee Mall, √ Housing Loan √ Business/ Capital Loan
76 - Thrift 6 4,075 -
Bank Pulung Maragul
Others, if savings, checking account, power max 3in1,
power plus checking & passbook, time deposit,
any: ATM
4 digits 4 digits Housing Loan Business/ Capital Loan

77 Zambales Rural Bank Sto. Rosario St., Sto. Domingo 624-6460 Rural 6
lower lower Waps depend in project of the client,savings,
Others, if current, checking account, time deposit, dollar
account, business/ housing loan, agricultural
any: patent

4.2.2.2. Cooperatives in Angeles City

The number of registered operating cooperatives in the city remains unchanged for 2014. The
cooperatives are credit, multi-purpose, consumer, service or transport cooperatives. They
contribute much to the city’s economy in terms of financial services it extends to its members. For
2014, there are 38 registered cooperatives operating in the city, wherein a great number at 26 are
multi-purpose, followed by consumer cooperatives with 7, 3 credit cooperatives, 1 transport and 1
service cooperative. All of these total to10, 753 members. The Lifegiver Multi-Purpose Cooperative
(MPC) is the biggest in terms of the number of members, with 2,806 members, while the Angeles
City Science High School Concessionaire Cooperative has the least number of members with only 20.
The cooperatives also offer job opportunities. Aside from its regular employees manning the
operations of the cooperatives, some cooperatives hire people for the services they offer like the
Clark Multi-Purpose Cooperative and the Mining Primary Multi-Purpose Cooperative which get
contracted for janitorial and/or maintenance jobs. Jointly, these two cooperatives hire not less than
1,000 workers who receive more than the minimum wage.
The primary function/mandate of the City Cooperative Development Office is to spearhead the
creation and growth of cooperatives as a practical vehicle for promoting self-reliance towards the
attainment of economic development, thus in compliance to this mandate, it extends the following
services to the cooperatives in the city, e.g., pre-membership education seminars, assistance to
cooperatives in their compliance to Cooperative Development Authority (CDA), Bureau of Internal
Revenue (BIR), local government units (LGU) and other requirements; facilitation of meetings of the
Cooperative Development Council’s ExeCom and the General Assembly and facilitation of the
activities during the National Cooperative Month, etc...

Table 4-9List of Registered Operational Cooperatives in Angeles City, 2014
Type of Members Type of Cooperative

Number of
Name of Cooperative (vendors, employees, Office Address Date Established (credit, multi-
Members
neighborhood, farmers, etc.) purpose, etc.)
1. Agents in Real Estate 34 Real Estate Agents Balibago, Angeles City Mar. 22, 2010 MPC
2. Angeles City Court Employees Multi DOJ Building, Pulung Maragul,
125 Court Employees Jan. 11, 2010 MPC
Purpose Cooperative (MPC) Angeles City
City Hall Compound, Pulung Maragul,
3. Angeles City Employees MPC 735 Government Employees Mar. 5, 2010 MPC
Angeles City
4. Angeles City National High School Angeles City National High School Consumer
30 Public School Teachers Aug. 5, 2011
Concessionaire Cooperative Pampang Cooperative
5. Angeles City Public Market Stall Owners &
27 Vendors San Nicolas Public Market Nov. 12, 2009 MPC
Operators MPC
6. Angeles City Public School Teachers Credit
1,202 Public School Teachers Pulungbulo, Angeles City Oct. 14, 2009 Credit Cooperative
Cooperative
7. Angeles City Science High School Consumer
20 Public School Teachers Lourdes Sur, Angeles City Oct. 21, 2009
Concessionaire Cooperative Cooperative
Employees – teaching & non-
8. Angeles University Foundation MPC 1,107 Claro M. Recto, Angeles City Oct. 6, 2006 MPC
teaching personnel
Employees – teaching & non-
9. Chevalier School MPC 53 Sto. Domingo, Angeles City Sept. 24, 2009 MPC
teaching
10. Clark Multi-Purpose Cooperative 383 Manpower Personnel Sto. Cristo, Angeles City Oct. 9, 2009 MPC
11. Counter Pain MPC 37 Physicians Sto. Cristo, Angeles City Oct. 8, 2009 MPC
12. Dau Operators and Driver’s Transport
295 Drivers (Public Utility) Balibago, Angeles City Dec. 15, 2009 Transport Service
Service Cooperative
13. DTI-3 Family of Responsible and Caring
119 Employees Nepo Business Center, Angeles City Feb. 8, 2010 MPC
Employees MPC
14. EPZA Community MPC 37 Community-Based EPZA Resettlement, Angeles City Oct. 21, 2009 MPC
15. Gueco Balibago Elementary School Consumer
91 Public School Teachers Gueco, Balibago, Angeles City Nov. 5, 2009
Teachers MPC Cooperative
Teaching & non-teaching
16. Holy Angel University Employees MPC 996 Sto. Rosario, Angeles City Dec. 2, 2009 MPC
personnel
17. Kabalikat sa Kaunlaran Consumer Consumer
32 Public School Teachers Malabanas, Angeles City Dec. 15, 2009
Cooperative Cooperative
18. Legacy Diagnostic Service Cooperative 36 Physicians Sto. Cristo, Angeles City Dec. 4, 2009 Service Cooperative

19. Lifegiver Multi-Purpose Cooperative 2,806 Community-Based Henson St., Angeles City Nov. 4, 2009 MPC
20. Metro Angeles City Tricycle Operators
30 Tricycle Drivers EPZA, Pulung Cacutud, Angeles City April 15, 2011 Credit Cooperative
Drivers Alliance Credit Cooperative
21. Mining Primary Multi-Purpose
397 Manpower Personnel Mining, Angeles City Nov. 5, 2009 MPC
Cooperative
22. Ospital Ning Angeles 92 Government Employees Pampang, Angeles City Mar. 5, 2010 MPC
23. Overseas Filipino Workers MPC 28 OFW Ninoy Aqiuno, Angeles City Oct. 15, 2009 MPC
24. PAMAVENDA MPC 175 Vendors Pampang, Angeles City Nov. 4, 2011 MPC
25. Pandan Crafters MPC 45 Furniture Makers Pandan, Angeles City Dec. 2, 2009 MPC
26. PESO MPC 439 Community-Based Pandan, Angeles City Oct. 21, 2009 MPC
27. San Jose Angeles City MPC 60 Community-Based San Jose, Angeles City Oct. 1, 2009 MPC
28. Sandigan ng Kaunlaran MPC 94 Public School Teachers Pandan, Angeles City Dec. 14, 2009 MPC
29. Service To All In Unity And Progress MPC 52 Community-Based Balibago, Angeles City Mar. 5, 2010 MPC
30. United Builders MPC 88 Factory Workers Sapalibutad, Angeles City Dec. 2, 2009 MPC
31. United Workers MPC 31 Factory Workers Sapalibutad, Angeles City Jan. 5, 2010 MPC
32. Former Barangay Officials of Angeles City Former Barangay Officials of
30 Pulung Maragul, Angeles City Mar. 8, 2012 MPC
Consumer Cooperative Angeles City
33. Angeles City Weavers Credit Cooperative 150 Weavers Credit Cooperative
Dama de Noche St., Cutcut,
34. Barangay Cutcut MPC 576 Community-Based MPC
Angeles City
Consumer
35. City College Consumer Cooperative 33 Teachers
Cooperative
36. Don Mariano Elem. School Consumer Consumer
47 Teachers
Cooperative Cooperative
37. Lugud MPC 177 Community-Based St. Catherine St., Villa Angelina MPC
Consumer
38. Rafael Lazatin Consumer Cooperative 44 Teachers
Cooperative
Total 10,753
Source: City Cooperative Office

4.2.2.3. Lending/Financing Companies/Investors in Angeles City 2014

Another type of business that is considered as a contributor to the economy of Angeles City is the
lending and financing business. These companies contribute, together with other financial
institutions, to the boostingof the local economy. It can be said that they complement the services
offered by the formal banking system, because these companies have lesser requirements, for their
clients doing transactions with them. Since these establishments are mostly locally-grown
(traditional money lenders which have “legalized” their operations), their system are usually
adapted to the ways of their target clientele.
For 2014, there were a total of 49 lending/financing companies, or a decrease of 19.30% compared
to 2013 with 68 registered with the Business Permit and Licensing Division (BPLD).Comparing their
total gross earnings, for 2014, they posted PhP47,998,030.68, a diminution from that of in2013 with
PhP176,760,845.42 or a decrease of 72.85%. Of these 49 companies, 21 or 43% exceeded the one
million in gross income and 28 companies or 57% had a gross income of less than one million. The
top grosser for 2014 had a gross income ofPhP3,500,000.00, representing a 7.29% market share and
the least grosser had onlyPhP83,550.00 gross income representing a 0.17% market share. These
companies were able to employ 199 individuals, thus contributing in the lessening the
unemployment problem.
Table 4-10List of Registered Lending/Financing Companies, 2014
No. of
Name of Company Address Gross (PhP)
Employees
1 73 Diamond Lending Corp. 205 Ligaya St., Malabanas 700,000.00 4
71 Jake Gonzales Blvd.,
2 Acer Lending Investors Inc. 1,000,000.00 3
Virgen delos Remedios
Arcade DC Building Mc Arthur Highway,
3 APB Lending Investor Corp. 83, 550.00 2
Lourdes Sur East
761 Immaculada St., Springside Subd.,
4 Balance Lending Investor 600,000.00 1
Pandan
BSMC Lending Investor 1070 B A & Y Bldg., Jake Gonzales Blvd.,
5 161,026.81 2
Corporation Malabanas
Unit 13, Plaridel Square, Plaridel St.,
6 CALFER Lending Investor Inc. 700,000.00 2
Sto. Rosario
1271 DMC Bldg., Mac Arthur Highway,
7 Cashmate Credit Corporation 750,000.00 13
Ninoy Aquino
8 Double 8 Diamond Lending Corp. 3-7 Arayat St., Diamond Subd., Balibago 200,000.00 4
EM-A Capital Lending 562 Bernardo Bldg., Sto. Rosario St.,
9 2,000,000.00 3
Corporation Sto. Rosario
530-C JAV Bldg., Mac Arthur Highway,
10 ENCAR Lending Investor 1,600,000.00 3
Lourdes Sur East
11 Esteem Loans Inc. 2504 Lakandula St.., San Jose 1,300,000.00 3
2nd/Flr., Room 214 Nepo III Bldg.,
12 Fair Value Lending Phils. Inc. 150,000.00 4
Catalina St., Sto. Rosario
2nd Floor Room C, JEV Bldg.,
13 FICOR Lending Corporation 450,000.00 3
Mac Arthur Highway, Balibago
2nd Flr Sanfel Bldg., Flamingo St., corner
14 Financialedge Solutions Inc. 850,000.00 5
Mac Arthur Highway, Ninoy Aquino
15 First Great Ventures Loans Inc. Teodoro St., Balibago 350,000.00 5

First Inner Trade Credit Unit 9/10 Marimar Commercial Center,

16 1,000,000.00 7
Corporation Jake Gonzales Boulevard, Claro M. Recto
1058 Arceo Bldg., Henson St.,
17 Frewill Finance Corporation 1,421,975.00 4
Agapito del Rosario
299 A.D.M. Gomez Bldg.,
18 FTC Leasing and Finance Corp. 1,000,000.00 4
Mac Arthur Highway, Salapungan
19 Goldie Plus Lenders Inc. Miranda St., Sto. Rosario 350,000.00 5
Goodwill Star Lending Phils. Unit 12 2nd Flr. JRCS Bldg.,
20 200,000.00 3
Corp. Manuela Comp., Balibago
21 Iprovide Phils. Lending Corp. A-3 Nepo Mart 1Plaridel St., Sto. Rosario 100,000.00 2
Jalf Lending Investor and
22 7-E Mejia St., Villa Gloria Subd., San Jose 906,000.00 2
Trading Corp.
23 Jhomyr Lending Corp. Unit 20, Plaridel Square, Sto. Rosario 200,000.00 2
2039 El Pasilio, Agmar Court, Plaridel St.,
24 La Reyna Lending Investor, Inc. 1,800,000.00 3
Sto. Rosario
3/F Rm-304, Dona Ponciana Bldg.,
25 Lake Citi Lending Investor Inc. 300,000.00 8
San Nicolas
26 Liberty Value Loan Inc. 5007 Henson St., Agapito del Rosario 1,500,000.00 4
Living Stone Lending Investor
27 Rm-207 P. Burgos St., San Nicolas 800,000.00 2
Inc.
Loans Unlimited Lending
28 566-A Henson St., San Nicolas 3,200,000.00 5
Investor Inc.
SLC Bldg., Fil-Am Highway,
29 Metro Angeles Credit Inc. 1,600,000.00 10
Holy Family Village II, Cutcut
Stall 3 Lip Lin Bldg., Mabini St.,
30 MJ Lending Investor Inc. 1,245,207.37 5
San Nicolas
Nickel Collection Lending 204 2/F Dona Ponciana Bldg., Rizal St.,
31 550,000.00 10
Investors Inc. San Nicolas
Pagasa Philippines Lending
32 1004-B Zamora St., Lourdes North West 3,500,000.00 7
Company, Inc.
33 Papa Raja Lending Investor Corp. Lot-16 Blk-8 Paraiso Circle, Sto. Cristo 350,000.00 1
34 Pecjo Lending Investor Inc. 199 Sto. Entierro St., Sto. Cristo 600,000.00 3
10 Blk 18 Lot 10 Kalayaan St.,
35 Perfect Loans Inc. 1,700,000.00 3
Bagong Bayan Subd., Cutcut
C-3 Gomez Apartment, Nepomuceno St.,
36 Raman Lending & Trading Corp. 1,000,000.00 2
Sto. Rosario
37 Roban Lending Corporation 361 Mac Arthur Highway, Ninoy Aquino 1,500,000.00 5
Rota Creditline Finance
38 Plaridel cor. Miranda Sts., Sto. Rosario 278,989.49 3
Corporation
Roxas Boulevard Credit and Miles Commercial Unit H Batangas St.,
39 591,219.05 4
Lending Inc. Mt. View Subd., Balibago
Unit 28 2/F Plaridel Square, Plaridel St.,
40 Sasmuan Lending Services, Inc. 125,000.00 2
Sto. Rosario
41 Showbeez Lending Investor Inc. 202 Del Pilar Bldg., Rizal St., San Nicolas 500,000.00 9
St. Michael Lending Investors
42 790 Sto. Rosario St., Sto. Rosario 1,300,000.00 2
Inc.
Sunbright Lending Investor, Stall D-18/ E-18 Sandra Mall, Sandra St.,
43 700,000.00 2
Incorporated Sto. Rosario
44 Tri-E Lending Stall B #2305 Lakandula St., San Jose 500,000.00 3
Universal Ocean Micro-Lending 322 Mc Arthur Highway, Virgen delos
45 1,956,470.75 2
Investor Corporation Remedios
46 Verman Loans, Inc. Verman Bldg., Plaridel St., Sto. Rosario 3,224,592.21 5
Vishnu Lending and
47 1241 Miranda St., Sto. Rosario 1,504,000.00 2
Trading Corp.
48 Wealthy Lending Corporation 774 Manuela Arcade., Sto. Rosario St., 1,000,000.00 8

Sto. Rosario
49 Winrich Lending Investor, Inc. 103 Singian St., Lourdes Sur 600,000.00 3
Total 47,998,030.68 199

Table 4-10-A Summary of Registered Lending/Financing Industry in Angeles City, 2013 to 2014
Percentage
2013 2014
(Inc./Dec.)
Number of Lending/Financing
68 (27.94%) 49
Companies
Total Number of Employees 300 (33.67%) 199
Total Gross 176,760,845.42 (72.85%) 47,998,030.68

4.2.2.4. Pawnshops in Angeles City

Another thriving business in Angeles City is the pawnshop business, as evidenced by their growing
number in the city. Some companies have even put up a number of branches, both local and
nationwide chains, like C and C Blue Gems with 5 branches for the locally grown pawnshop, and for
the nationwide chains, such as Cebuana Lhuillier with 11 branches and M. Lhuillier with 8 branches.
These figures reflect the big demand for the services of such kind of business. They cater to the
different needs of the populace by offering different facilities such as pawning, money transfer,
remittances, etc. It is said, pawnshops make a killing when the economy is at a low. Pawnshops are
“life savers” or the “last resort” of people who are in need of cash.
For 2014, there were a total of 91 registered pawnshops operating in the city, registering a 13.75%
increase in number compared to 2013 with 80. These pawnshops had a total gross earnings of
PhP182, 122,430.73 or a 28.38% increase compared to last year of PhP141, 861,582.91 and
employed 238 individuals or a 17.82% increase compared to that of 2013 with 202 individuals. Of
the 91 pawnshops, 46 pawnshops or 50.55% had a gross income of more than one million and 45
pawnshops or 49.45% had a gross income of less than one million. The top grosser had a gross
income of PhP19, 030,887.84 or 10.45% market share and the least grosser had only PhP50,000.00
gross income, representing a market share of 0.027%.
Table 4-11List of Registered Pawnshops in Angeles City 2014

No. of
Name Address Gross Employees
1 ABM Pawnshop 1222 Henson St., San Nicolas 650,000.00 2
2 ACE Pawnshop #4214 Mac Arthur Highway, Balibago 200,000.00 5

Agencia de Empenos Rodriguez 3/F Sandico Bldg.,
3 2,500,000.00 2
Dayrit Inc. Mac Arthur Highway, Balibago
Alex M. Agapito Pawnshop and
4 413 Mac Arthur Highway, Balibago 600,000.00 4
Jewelry Inc.

5 AMD Jewelry Store and Pawnshop 811 Henson St., San Nicolas 300,000.00 4
6 Amazinggold Pawnshop Inc. Rizal cor. Henson Sts., San Nicolas 133,512.14 2
7 A-One Pawnshop Mac Arthur Highway, Claro M. Recto 75,000.00 1

2nd/flr., Saver's Mall
8 Aurotam Pawnshops, Inc. 500,000.00 1
9 Balibago Pawnshop Mac Arthur Highway, Balibago 425,000.00 2
10 Blue Gems Pawnshop Inc. Cor. Rizal & Aguinaldo Sts., San Nicolas 1,000,000.00 2
1/F Verman Bldg., Plaridel St., San
11 Blue Gems Pawnshop Inc. 2,800,000.00 2
Nicolas
Stall 43 Bayanihan Commercial Stalls
12 C & C Blue Gems Pawnshop Inc. 300,000.00 2
Michell Highway, Fields Ave., Balibago
V-3 Santos Yllana Bldg., Miranda St.,
13 C & C Blue Gems Pawnshop Inc. 600,000.00 2
San Nicolas
Stall 21 Bayanihan Commercial Stalls
14 C & C Blue Gems Pawnshop Inc. Michell Highway, Fields Ave., 600,000.00 2
Malabanas
15 C and C Blue Gems Pawnshop Inc. 1667 Jesus St., Lourdes Sur 600,000.00 4
16 C and C Blue Gems Pawnshop Inc. Stall 1 Rizal Bldg., Rizal St., San Nicolas 600,000.00 4
Casa de Sanglaan Pawnshop & Unit 2 Agson's Bldg., Aguas St.,
17 1,800,000.00 2
Dollar Exchange Balibago
Casa de Sanglaan Pawnshop & Lachica Building, Marlim Ave.,
18 50,000.00 3
Dollar Exchange Diamond Subd., Balibago
Cebuana Lhuillier Pawnshop - 101 Torres Bldg., Miranda St.,
19 10,196,183.47 2
Angeles 1 Branch San Nicolas
Cebuana Lhuillier Pawnshop - 229 Gomez Bldg., Mac Arthur
20 8,695,613.29 2
Angeles 2 Branch Highway, Salapungan
Cebuana Lhuillier Pawnshop - G/F Franciscan Bldg., Henson St.,
21 9,588,188.00 2
Angeles 3 Branch San Nicolas
Cebuana Lhuillier Pawnshop -
22 Jesus St. cor Luna St., San Nicolas 3,223,938.96 2
Angeles 4 Branch
Cebuana Lhuillier Pawnshop - Sandico Bldg., Mac Arthur Highway,
23 8,330,526.66 2
Angeles 6 Branch Balibago
24 Unit 3 Plaridel St., San Nicolas 10,399,616.11 2
Angeles 9 Branch
st
Cebuana Lhuillier Pawnshop - Stalls 5 & 6, Blk-11 Lot-20, 1 Street,
25 2,687,548.58 4
Astro Park Branch Balibago
26 Teodoro St. cor. Fields Ave., Balibago 19,030,887.84 2
Check Point Branch
Cebuana Lhuillier Pawnshop - Mt. 1034 Don Gueco Ave., Mt. View Subd.,
27 6,731,956.87 2
View Branch Balibago
Cebuana Lhuillier Pawnshop - Nepo Mall, Nepo Mart Complex, Dona
28 6,125,580.51 2
Nepo Mall Branch Teresa cor. St. Joseph St., Sto. Rosario
Cebuana Lhuillier Pawnshop - Stall-2 M2R Blk-4 Lot-10.,
29 2,341,356.75 2
Pandan Branch Magalang Road, Sto. Cristo
E.M. Agapito Pawnshop & Jewelry
30 Miranda St., San Nicolas 1,100,000.00 7
Store, Inc.
31 F.L.A. Pawnshop Henson St., San Nicolas 75,000.00 1
Century Resort Hotel,
32 F.L.A. Pawnshop - Branch III 900,000.00 3
Villarica Compound, Balibago
Unit 106 Chan-Cheng Bldg., Mabini St.
33 Florence Pawnshop 750,000.00 2
cor. Luna St., San Nicolas
1310 Miranda St. cor. Plaridel St.,
34 H. Villarica Pawnshop Inc. 3,059,134.29 5
San Nicolas
35 HL Villarica Pawnshop Inc. Don Gueco Ave., Mt. View, Balibago 1,410,000.00 2
36 HRV Villarica Pawnshop, Inc. 2230 Stall #3 Plaridel St., San Nicolas 1,364,998.04 2

37 HRV Villarica Pawnshop, Inc. 34-C Rizal St., San Nicolas 2,041,250.27 3
Tianggihan Bldg., Sto. Rosario St.,
38 IQ Eight Pawnshop 100,000.00 2
Sto. Rosario
Clark View Square, Don Juico St., cor.
39 J.T. Tanglaw Pawnshop Branch 1,200,000.00 2
Narciso St., Malabanias
40 Jescar Pawnshop - Branch 1 2230 Plaridel St., Sto. Rosario 500,000.00 2
2019 Stall-10 Agmar Bldg., Plaridel St.,
41 Jewelhouse Pawnshop & Jewelry 450,000.00 2
Sto. Rosario
Jewelhouse Pawnshop & Jewelry -
42 293 Rizal Ext., Sto. Rosario 1,239,856.06 3
Angeles Branch 1
Jewelhouse Pawnshop & Jewelry - Stall 2 Eloisa Bldg., Mc Arthur Highway,
43 1,071,420.25 3
Angeles Branch 2 Sto. Cristo
44 Kaibigan Pawnshop Inc. 790 Sto. Rosario St., Sto. Rosario 850,000.00 2
45 Krischan Pawnshop Sandra Mall, Rizal Ext., Sto. Rosario 650,000.00 1

Lhuillier Jewel Financial Upper Ground Stall 9 & 10
46 2,664,833.85 3
(Pawnshops), Inc. Jenra Grand Mall, Sto. Rosario
Lhuillier Jewel Financial
47 229 Sto. Rosario St., San Jose 825,128.25 2
(Pawnshops), Inc.
Liberty Diamonds Jewelry & 109-A G/F Nepo Mall, Dona Teresa cor.
48 725,149.61 1
Pawnshop St. Joseph St., Sto. Rosario
Lovely Pawnshop and Jewelry
49 1231 Henson St., San Nicolas 530,000.00 3
Store
102 Torres Bldg., Plaridel St.,
50 LR Torres Pawnshop 500,000.00 2
San Nicolas
Level 2 Space 2048 Marquee Mall,
51 M. Lhuillier Jewellers Francisco G. Nepomuceno Ave., 1,000,000.00 4
Pulung Maragul
M. Lhuillier Pawnshop & Jewelry Metro Clark Plaza Narciso St.,
52 5,300,000.00 1
(Branch) Josefaville Subd., Malabanas
53 M. Lhuillier Pawnshop and Jewelry Lot 511-E Rizal St., Agapito del Rosario 1,822,622.38 2
Willy Ng Bldg., Mac Arthur Highway,
54 M. Lhuillier Pawnshop and Jewelry 11,650,000.00 7
Balibago
M. Lhuillier Pawnshop and Jewelry Level 3 L03-03730 Robinson’s Place,
55 1,650,000.00 3
Store Mac Arthur Highway, Balibago
AJV Bldg., Mac Arthur Highway,
Salapungan
57 M. Lhuillier Pawnshop and Jewelry Lot 3 Henson St., Agapito del Rosario 1,950,000.00 2
Diamond Square Bldg., Mac Arthur
Highway cor. Charlotte St., Balibago
New Liberty Hotel, Mac Arthur
59 M.G. Quiambao Pawnshop 1,250,000.00 2
Highway, Balibago
Lot 2 Blk 2 Mac Arthur Highway,
60 McArthur Hi-Way Pawnshop 100,000.00 2
Virgen delos Remedios
Moises C. Agapito'S Pawnshop &
61 Plaridel cor. Jesus Sts., Lourdes Sur 2,200,000.00 9
Jewelries Inc.
New Filipinas Pawnshop Inc. – G/F Mendoza Bldg., Miranda St., San
62 1,522,408.00 5
Angeles Nicolas
Stall #511 Mc Arthur Highway,
63 Northern Sunstar Pawnshop, Inc. 318,733.85 2
Sto. Domingo
2/F Nepo Mall Dona Teresa cor. St.
64 Owen Foreign Exchange 1,750,000.00 3
Joseph St., Sto. Rosario
65 P.G. Pawnshop Charlotte St., Balibago 2,300,000.00 2
66 P.G. Pawnshop Plaridel St., Sto. Rosario 500,000.00 1

Stall 2 Plaridel Shopping Center,
67 Pistahan Pawnshop and Jewelry 1,450,000.00 2
Plaridel St., Sto. Rosario
68 Prince Gerald Pawnshop #5 R.V. Ponce St., Balibago 750,000.00 1

Prince Gerald Pawnshop and 1992 Mc. Arthur Highway cor.

69 500,000.00 4
Jewelry - Branch Don Gueco Ave., Balibago
Guanzon Bldg., Henson cor. Miranda
70 RD Pawnshop Inc. 1,600,000.00 3
Ext., San Nicolas
71 Rolec Cellphone Pawnshop Plaridel St., Sto. Rosario 250,000.00 2
S7-NF-03 Ground Floor Marquee Mall
72 Rolec Cellphone Pawnshop Francisco G. Nepomuceno Ave., Pulung 300,000.00 1
Maragul
L 669-2-B,C,E,F,H,I
73 Romart Golden Pawnshop Co. 1,200,000.00 5
Chinese Liplin Bldg., Mabini St.,
74 Romer Pawnshop 1,200,000.00 2
San Nicolas
75 Romer Pawnshop (Branch) Juan Luna St., San Nicolas 450,000.00 2
Lots 385 & 386 Sto. Rosario St. Cor.
76 Romer Pawnshop (Branch) 600,000.00 1
Villa Angela Subd., Sto. Domingo
77 Romerica Pawnshop Rizal Ext., Sto. Rosario 350,000.00 1
Royal House Jewelry & Pawnshop
78 925 Plaridel St., San Nicolas 550,748.34 2
(Plaridel), Inc.
Royal House Jewelry & Pawnshop Stall 7 Bayanihan Commercial Stalls,
79 1,000,000.00 2
(Mabalacat), Inc. Fields Ave., Balibago
Space C Balibago Shopper's Mart Bldg.,
80 RPM Pawnshop 700,000.00 3
81 RPM Pawnshop - Branch I Plaridel St., San Nicolas 500,000.00 3
Ruby’s Pawnshop and Money
82 SPC Bldg., Miranda Ext., San Nicolas 1,050,000.00 2
Changer
RV Lanz Gadget Sanglaan Stall 279 Bernardo Compound, Sto.
83 500,000.00 1
Enterprises Rosario St., Sto. Rosario
84 S.M. Agapito Pawnshop, Inc. Miranda St., San Nicolas 2,700,000.00 9
85 Sun Star Pawnshop 97 Purok 3, Pulung Cacutud 200,000.00 2

Tanglaw Pawnshop - Plaridel 1320 Lourdes Bldg., Miranda St.,
86 1,200,000.00 2
Branch San Nicolas
87 Towngems Pawnshop Inc. 587 Rizal St., Lourdes Sur 600,000.00 3
88 TND Pawnshop 807 Henson St., San Nicolas 600,000.00 2
89 TPNGOLDGEM Pawnshop 819 Henson St., Agapito del Rosario 600,000.00 3

Stall 51 CDC Bayanihan Park
90 Twin Jewels Pawnshop 350,000.00 2
Commercial Stalls, Balibago
91 Villarica Pawnshop Rizal St., San Nicolas 1,317,791.76 4
Total 182,122,430.73 238

Table 4-11-A Summary of Registered Pawnshop Industry in Angeles City, 2013 to 2014
Percentage
2013 2014
(Inc./Dec.)
Number of Pawnshops 80 13.75% 91
Total Number of Employees 202 17.82% 238
Total Gross 141,861,582.91 28.38% 182,122,430.73


4.2.3. Agriculture
The fact that Angeles City is an urban area classified as a highly urbanized city at that, it still has the
City Agriculture and Services Office as its arm that implements programs/projects/activities
(Table____) of the agriculture sector that aims to improve its productivity. Its vision is “To help and
empower farming and fishing communities and the private sector to produce sufficient, accessible
and affordable food for every Angeleno.”
Table 4-12 City Agriculture Office

Farmers Information and Technology Service (FITS) Center
Annual Report of Accomplishment for 2013
Program/Project/Activities Target Annual Percent

Accomplishment Accomplishment
1. Field Extension Services

a) Crops
Area served (ha.) 1,199.00 1,234.9 103%
Farmers served (no.) 1,326 3,705 279%
b) Fertilizer Distribution
Inorganic fertilizer (National)
No. of bags
No. of beneficiaries
c) Vegetables seeds distributed (National)
Assorted seeds (kgs.)
Seeds distributed (no. of packs) 5,000 14,934 298%
Recipients (no.) 500 3,027 605%
d) Integrated Pest Management
Area (ha.) 1,199.00 1,234.9 103%
Farmers (no.) 1,326 3,705 279%
2. Infrastructure Monitoring (National)
a) Post Harvest Facilities
Multi-Purpose Drying Pavement (no.) 15 15 100%
Rice Mill 1 1 100%
Thresher 1 1 100%
Mini-Rice Mill 1 1 100%
b) Irrigation
Shallow Tube Well (no.) 34 34 100%
Small Water Impounding Project (no.) 1 1 100%
Small Farm Reservoir 5 5 100%
c) Farm Equipment
Hand Tractor (no.) 9 9 100%
Knap Sack Sprayers 29 29 100%
Power Sprayer 2 2 100%
Grass Cutter 120 120 100%
d) Farm to Market Road
Barangay (No.) 2 2 100%
3. Green House and Nursery Maintenance
a) Service (LGU)
Production of Planting Materials (no.) 25,000 43,360 173%
Distribution of Planting Materials (no.) 25,000 25,029 101%
4. Livestock-Re dispersal Services
a) No. of livestock Re-dispersed
Swine (no.) 30 30 100%
Cattle 2 2 100%
5. Animal Breeding Management Services
a) Swine Inseminated (No.) 240 257 107%
b) Beneficiaries (No.) 216 216 100%

c) Offspring produced (No.) 1, 648 1,895 115%

d) Dam to be farrowed (No.) 206
6. Agricultural & Fishery Council
a) Re-Organize Brgy. Agricultural & Fishery Council 8
b) Re-Organize City Agricultural & Fishery Council 1
c) Conduct CAFC meeting (City Agri-Fishery Council 12 12 100%
meeting conducted by the Regional Office)
7. Farm Home Resource Management
a) Re-Organize Rural Improvement Club (No.) 10 10 100%
b) Members (No.) 250 250 100%
c) Skills Training on livelihood
Training (No.) 6 8 133%
Participants (No.) 150 245 163%
d) Backyard Garden
Garden (No.) 700 700 100%
Beneficiaries (No.) 2,000 2,000 100%
8. Farm Youth Development
a) Re-Organize 4-H Club 6 6 100%
b) Members (no.) 150 150 100%
c) Skills Training on Livelihood
Training (no.) 6 8 133%
Participants 150 245 163%
d) Backyard Garden (Community)
Garden (no.) 600 600 100%
Beneficiaries (no.) 1500 1500 100%
9. Special Project Assistance (different agencies)
a) Ameliorants
Zinc Sulfate
No. of packs 130
Beneficiaries (No.) 128
Potassium Nitrate
No. of bags 30
Beneficiaries (No.) 20
b) Vegetables Seeds (NGO, OPA, DA National)
Assorted Vegetable Seeds (kgs.) 53.950
Beneficiaries (No.) 3,027
Angeles City has a total land area of 6,337.36 has. A little more than 1,000 has.are productive
agricultural land. The estimated areas of various agricultural land categories are based on the
Comprehensive Land Use Plan of Angeles City (2010-2020) and are as follows:
Table 4-13 Estimated Areas of Agricultural Land Categories
Category Area (Has.)
Cultivated Land 505.29
Orchard 36.36
Backyard Fishpond 12.48
Industrial Tree Plantation 4.26
The diminution in the farming areas and decrease in agricultural production can be attributed to the
urbanization, industrialization/commercialization and the rapid growth of the population of the city.
To counter and or adapt to this, the City Agriculture and Services Office introduced urban farming.
The practice of urban farming is a big contribution to food security and food safety. It aims to

increase the amount of food accessible to the people living in the city and allowing fresh vegetables,
fruits, and meat products available to urban consumers. For 2014, there are only twelve (12)
areas/barangays in the city which are engaged in urban agriculture (Anunas, Amsic, Cuayan, Cutud,
Cutcut, Margot, Mining, Pulung Maragul, Pulungbulu, Sapalibutad, Sapangbato and Sto. Domingo).
There is a 25% decrease in the farming areas (2013-16 to 2014-12).Four (4) barangays (Capaya,
Pampang, Pulung Cacutud and Tabun) have been delistedas agricultural barangays. It also indicated
a 22.73% decrease in the number of farmers or fisherfolks/fishinghouseholds (2013-22 to 2014-17).
Crop Production
For 2013 and 2014, the top three (3) crops are: sugarcane, followed by root crops (sweet potato,
cassava, gabi) and rice (Table4-14). The volume of production (in mt.) and the value of production of
the top crops are static in 2014. The rest of the agricultural area is devoted to vegetables (leafy,
fruit, root, legumes), corn and for mango production (Table 4-17). The crop production is supported
by irrigation facilities with a total number of thirty four (34) shallow tube wells (68 HP) to supply 102
hectares of farm land.
Table 4-14Crops Production, 2014

Area Planted According to Crops, Volume of Production (in Metric Tons) and Value of Production
Area Volume of Value of Production
Crops
(Has.) Production (M.T.) (in PhP)
Rice
Irrigated 195.7 955.016 21,010,352.00
Rain-fed 7.0 28.0 616,000.00
Corn
Yellow 50.2 311.24 3,423,640.00
Green 14.1 67.68 744,480.00
Vegetables
Leafy 40.225 89.385 2,502,780.00
Fruit 45.68 517.41 18,626,760.00
Root 5.8 46.4 2,552,000.00
Legumes 19.264 152.63 2,747,340.00
Root Crops
Gabi 120.00 1,655.00 39,720,000.00
Cassava 188.8 4,538.4 40,845,600.00
Sweet Potato 82.5 1,511.00 33,242,000.00
Sugarcane 500.00 35,000 66,500,000.00
Source: City Agriculture Office
Table 4-15 Rice, 2014

Planted Area(Irrigated or Rain-Fed)Volume of Production and Value of Production by Barangay
Irrigated Rice Rain-Fed Rice
Area Volume of Value of Area Volume of Value of
Barangay
Planted Production Production Planted Production Production
(Has.) (in Kgs.) (in Pesos) (Has.) (in Kgs.) (in Pesos)
Cutud 35.0 170.8 P3,757,600.00
Cuayan 5.00 24.4 536,800.00 3.0 12 P264,000.00
Margot - - - 1.00 4.00 P88,000.00

Mining 34.7 169.336 3,725,392.00

Pulungbulu 5.00 24.04 536,800.00
Pulung Cacutud 3.00 14.64 322,080.00
Punung Maragul 2.00 9.76 214,720.00
Sapalibutad 101.0 492.88 10,843,360.00 3.00 12.00 264,000.00
Sapangbato 8.00 39.04 858,880.00
Tabun 2.00 9.76 214,720.00
Total 195.7 954.656 21,010,352.00 7.0 28.00 616,000.00
Source: City Agricultural Office
Table 4-16Sugar Cane, 2014

Planted Area, Volume of Production and Value of Production by Barangay
Area Volume of
Value of Production
Barangay Planted Production
(in Pesos)
(in Has.) (in MT)
1. Anunas 93.87 6,570.90 9,199,260.00
2. Capaya 9.00 630.00 882,000.00
3. Cuayan 57.50 4,025.00 5,635,000.00
4. Cutud 37.00 2,590.00 3,626,000.00
5. Margot 102.00 7,140.00 9,996,000.00
6. Mining 15.63 1,094.10 1,531,740.00
7. Sapalibutad 14.00 980.00 1,372,000.00
8. Sapangbato 171.00 11,970.00 16,758,000.00
Total 500.00 35,000 P49,000,000.00
Source: City Agricultural
Table 4-17Mango
Number of Trees, Planted Area, Volume of Production and Value Production by Barangay
Volume of Value of
Barangay No. of Area
Production Production
Trees (Has.)
(MT) (Php/kg)
1. Amsic 150 1.50 25 250,000.00
2. Anunas 440 4.40 75 750,000.00
3. Capaya 150 1.50 25 250,000.00
4. Cutud 100 1.00 17 170,000.00
5. Margot 985 9.85 168 1,680,000.00
6. Mining 250 2.50 43 430,000.00
7. Pulungbulu 30 0.30 5 50,000.00
8. Sapangbato 3,095 30.95 526 5,260,000.00
Total 5,200 52.00 884 8,840,000.00
Source: City Agricultural Office
In addition to overseeing the food production in the City, the City Agriculture Office also has projects
in support of the greening program of the city. For 2013 and 2014, the office distributed
ornamental plants, medicinal plants, forest trees, different variety of fruit bearing trees and for 2014
it also distributed variety of vegetables seedlings (See tables below).

Table 4-18 Ornamental Plants, 2014

Total No. of Total No. of
No. of Newly Total No. of
Common Name Stocks as of Stocks as of
Potted Plants Plants Distributed
December 2012 December 2013
1. Bougainvillae 16 496 500 12
2. Durantha 195 280 437 38
3. Seven Finger 281 - 216 65
4. Fortune 279 64 193 150
5. Kapamilya 11 90 22 79
6. Kalachuchi 73 - 2 71
7. T-Plant 65 164 179 50
8. Santan 1,021 257 695 583
9. San Francisco 94 - 25 69
10. Red Amaranth 85 - - 85
11. Pikaro 46 - 1,040 -
12. Red Palm 1,588 - 178 1,410
13. Chinese Bamboo 83 64 14 133
14. Dama de Noche 155 - 120 35
15. Brumilia 27 231 53 205
16. Cinya - 240 81 159
17. Daya-daya - 108 66 42
18. Billionaire - 236 108 128
19. Pak-pak - 145 25 120
20. Vines - - 1,000 -
21. Kamuning - - 23 -
22. Woodjinia - - 1000 -
23. Pandakaki - - 30 -
24. Peanut Plant - - 850 -
25. Sampaguita - - 100 -
Total 4,019 2,375 6,957 3,434
Table 4-19Medicinal Plants, 2014

Total No. of Total No. of Total No. of
No. of Newly
Common Name Stocks as of Plants Stocks as of
Potted Plants
December 2012 Distributed December 2013
1. Ashitaba 963 - 307 656
2. Bunga de jolo 676 98 298 476
3. Yerba Buena 180 - 9 171
4. Galumbang 49 - - 49
5. Kataka taka 22 40 - 66
6. Lemon Grass 48 90 98 40
7. Nym Tree 48 50 5 93
8. Tsaang Gubat 33 177 130 80
9. Taheeboo 22 69 103 -

10. Lagundi 78 130 73 135

11. Oregano 54 170 115 109
12. Yellow Bell 38 - 69 -
13. Malungay 31 - - 31
Total 2,242 824 1,207 1,906
Table 4-20Forest Trees, 2014

Total No. of No. of Total Total No. of
No. of Newly
Potted Plants
1. African Tulip 117 - 30 87
2. Banaba 2 - - 2
3. Bitaok 8 45 53 -
4. Gemelina 103 - 10 93
5. Golden Shower 1,538 - 405 1,133
6. Mahogany 7,382 2,320 6,110 3,592
7. Molave 75 1,917 1,936 56
8. Narra 5,506 - 3,520 1,986
9. Ilang-ilang 364 - 130 234
10. Kawayan 435 1,527 1,900 62
11. Palo Santo 220 - 117 103
12. Teka 30 - 25 50
112
13. Kupang - 6,287 6,175
14. Neem tree - 75 25 50

Total 15,780 12,171 20,436 7,515
Table 4-21 Fruit Bearing Trees, 2014

Total No. of Total No. of Total No. of
No. of Newly
Potted Plants
1. Anunas 18 - 12 6
2. Atis 1,304 550 1,215 639
3. Avocado 606 126 373 359
4. Bayabas 18 188 235 -
5. Kaimito 45 - 5 40
6. Kalamansi 341 - 215 126
7. Kamansi 617 - 425 192
8. Kasoy 544 - 95 449
9. Dragon Fruit 957 - 131 826
10. Dayap 509 - 306 203
11. Duhat 46 54 36 64
12. Guyabano 91 3,556 215 3,432
13. Lansones 118 - 68 50
14. Langka 484 250 280 454

15. Longan 145 - 5 140

16. Manga 1,597 - 215 1,382
17. Papaya 678 1,926 1,704 900
18. Pili- Nut 765 - 153 612
19. Rambutan 816 - 196 620
20. Sampalok 1,006 - 450 556
21. Santol 430 320 400 350
22. Suha 745 - 125 620
23. Chico 331 - 177 154
Total 12,211 6,970 7,036 12,174
Table 4-22 Vegetable Seedlings, 2014
Common Name No. of Newly Potted Plants Total No. of Plants

Distributed
1. Hyacinth Beans 1,500 1,500
2. Tomato 1,000 1,000
3. Eggplant 2,200 2,200
4. Okra 500 500
5. Pepper 1,024 1,024
6. Upo 500 500
7. Squash 500 500
8. Patola 500 500
Total 7,724 7,724
Agricultural Support Programs

Through RA No. 9496 entitled “An Act to Extend the Utilization Period of the Agricultural
Competitiveness Enhancement Fund (ACEF)…“ and a Memorandum of Agreement between the
Department of Agriculture and the Land Bank of the Philippines, the farmers are provided with
loans/credit facilities. The fund is earmarked for irrigation, farm-to-market-roads, post-harvest
equipment and facilities, credit, research and development, other marketing infrastructure,
provision of marketing information, retaining, extension services, and other forms of assistance and
support to agriculture sector. Mining Multi-Purpose Cooperative is one of the awardees of the ACEF.
Special Project Assistance Available to Farmers

To provide additional income to the farmers, the City Agriculture Office conducted skills and
livelihood training to fifty (50) farmer-beneficiaries. These trainings include meat processing, native
delicacies and candy making, fabric conditioner and dishwashing liquid making, and flower
arrangement among others. Aside from livelihood training, the office also extended technical
assistance to farmers on how to plant corn and cassava. It also distributes materials (garden tools,
drums, potting plastic bags, etc.) and assorted vegetable seeds to the farmers.

Table 4-23Special Project Assistance Available to Farmers

No. of Farmers/
Type of Assistance
Beneficiaries
1. Technical Assistance
a) Skills Training on Livelihood 50
Meat Processing, Native Delicacies Making, Candy Making,
Dishwashing Liquid Making, Fabric Conditioner Making, Detergent
Making, Candle Making and Flower Arrangement
b) Technical Training of Corn and Cassava Planting 50
2. Materials and Seed Assistance
a) Garden Tools 20
b) Drums 2
c) Plastic Crates 20
d) Potting Plastic Bag 2,773
e) Calcium Nitrate 5
f) Zinc Sulfate 128
g) Vegetable Seeds 3,929
Livestock and Poultry

The livestock farming is one of the most profitable businesses in agriculture and with the
entrepreneurial spirit of the Angeleno, notwithstanding the urban setting they are in, still, there are
those who have engaged in this kind of business. The livestock production, i.e., cattle, hogs and
other segments of its subsector and the increase in human consumption of beef and other meats
are still expected to grow as a result of the rapid increase of the population in the locality. The local
poultry production is also expected to progress consistently.
The City Veterinary Office implements its programs/projects/activities to support the livestock and
poultry industry since they are the breeding ground for even greater opportunities. For 2014, there
are sixty (66) number of backyard farms for livestock (carabao, cattle, goat, sheep, hogs and horse).
For 2013 and 2014 the livestock industry produced a total of 5,788 heads and brings a total amount
of P48, 278,000.00 value of production. The number of piggeries indicated an increase of 63.16%,
from 19 in 2013 to 31 in 2014. The farms produced 3,824 heads with a value of P19,120,000.00
while the sheep farms are the least at four (4) which produced eighty six (86) heads and the smallest
value of production of P258,000.00. See Table 4-24.
Table 4-24Inventory of Livestock, 2014
Volume of
Kind of Value of Production
No. of Farms Production
Livestock (in PhP)
(heads)
Carabao 7 358 14,320,000.00
Cattle 7 317 9,510,000.00
Goat 12 1,128 2,820,000.00
Sheep 4 86 258,000.00
Hogs 31 3,824 19,120,000.00
Horse 5 75 2,250,000.00
Total 66 5,788 48,278,000.00
Source: City Veterinary Office

On the other hand, for 2014, there are one hundred twenty two (122) poultry farms which indicated
a 52.5% increase (2013-80 t0 2014-122). The poultry farms raises either fighting cocks, poultry
native, poultry broiler, ducks mascovy known as “bibi,” ducks mallard known as “itik,” geese,
turkeys, quails and pigeons. The poultry farm indicated 70.16% increase in the volume of production
(2013-49,738 to 2014-84,636) and an increase in the value of production at 91.03% (2013-
43,447,360 to 2014-82,999,440.00). The fighting cock farms have the biggest number at fifty (50)
with 38,234 volumes of production and P76, 468,000.00 biggest value of production. Quail has the
least number of farms two (2) but its volume of production, 9,304, is very much higher than the
volume of production of poultry native, geese, duck mallard and mascovy, pigeon and turkey farms.
See Table 4-25.
Table 4-25Inventory of Poultry Farms, 2014

Volume of Value of Production
Kind of Poultry No. of Farms
Production(heads) (in PhP)
Fighting Cocks 50 38,234 76,468,000.00
Poultry Native 17 8,568 850,680.00
Poultry Broiler 12 11,328 1,132,800.00
Ducks Mascovy 10 8,087 2,426,100.00
Ducks Mallard 3 387 116,100.00
Geese 4 568 142,000.00
Turkey 6 922 276,600.00
Quail 2 9,304 139,560.00
Pigeon 18 7,238 1,447,600.00
Total 122 84,636 82,999,440.00
For 2013 and 2014 the total income derived from the livestock business amounted to P48,
278,000.00 (Table 4-26). The top three (3) are: hogs (P19, 120,000.00), followed by carabao (P14,
320,000.00) and cattle (P9, 510,000.00). The business employs a total number of one hundred sixty
(160) people.
Table 4-26 Income Derived and Employment Size from Livestock Business, 2014
Kind of
Income Derived Employment
Livestock Business
Carabao 14,320,000.00 50
Cattle 9,510,000.00 30
Goat 2,820,000.00 20
Sheep 258,000.00 15
Hogs 19,120,000.00 30
Horse 2,250,000.00 15
Total 48,278,000.00 160

On the part of the poultry business, it indicated a 100% increase in its total income (2013-P43,
447,360.00 to 2014-82,999,440.00). The fighting cocks gained the highest income (P38, 234,000.00),
followed by ducks mascovy (P2, 426,100.00) and pigeon (P1, 447,600.00). Ninety six (96) people
were employed in the said business.
Table 4-27 Income Derived and Employment Size from Poultry Business, 2014
Kind of
Income Derived Employment
Poultry Business
Fighting Cocks 38,234,000.00 50
Poultry Native 850,680.00 5
Poultry Broiler 94,400.00 3
Ducks Mascovy 2,426,100.00 5
Ducks Mallard 116,100.00 3
Geese 71,000.00 2
Turkey 138,300.00 6
Quail 69,780.00 2
Pigeon 1,447,000.00 20
Total 82,999,440.00 96
The figures from the total income derived from poultry business (2014-P82, 999,440.00) show
71.92% higher than the total income obtained from livestock (2013-P48, 278.00). This means that
for 2014, poultry business offers greater opportunities since it continues to grow rapidly, bigger
and better.
In support of this industry, there are also existing technological services offered by the City
Veterinary Office. The artificial insemination, embryo transfer and invitro-fertilization technology
cover the carabao, cattle, and horse while hogs are covered by the artificial insemination
technology.
Backyard Fishpond
For 2013 and 2014, the area utilized for backyard fishpond is only 2.7 hectares. It indicated 17.18%
of 33 barangays or seven (7) barangays (Amsic, Sapangbato, Cutcut, Margot, Mining, Sapalibutad,
Sto. Domingo) are engaged in the business. There was also a 17.18% decrease in the total volume of
“tilapia” production (2013-16,300 to 2014-13,500 kgs.)and in total production cost at 17.34%(2013-
P124,120.00 to 2014-P102,600.00). The top producing barangay is Sto. Domingo (8,000 kgs.) and the
smallest volume of production is Brgy. Margot (250 Kgs.). The City Agriculture Office gives credit to
the top fish-producing barangay by providing it with an aqua tank with aerator. This kind of facility
provides better oxygenation to the fish so that the fish remain fresh when brought to the market.

Table 4-28 Backyard Fishpond, 2014

Area, Production (in Kgs.) and Production Cost by Barangay
Area Production ProductionCost
Barangay
(Has.) (Kgs.) (in Php)
1. Amsic 0.50 2,500 19,0 00.00
2.Sapangbato 0.1 500 3,800.00
3. Cutcut 0.1 500 3,800.00
4. Margot 0.05 250 1,900.00
5. Mining 0.1 500 3,800.00
6. Sapalibutad 0.25 1,250 9, 500.00
7. Sto. Domingo 1.6 8,000 60,800.00
Total 2.7 13,500 102,600.00
4.2.4. Type and Volume of Economic Activities in Production Forest Areas
In spite of being a highly urbanized and 1st class city, Angeles still has a forest with an area of 2.5
hectares located in Barangay Sapangbato. The forest is a good source of economic activity of the
people (Indigenous Peoples-IPs and even non-IPs) living in Sitio Target, a community adjacent to the
forest area. These residents have practiced eco-tourism, acting as tourist guides (25 – IPs and non-
IPs trained by the Department of Tourism) to earn a living. Around 800 to 1,000 tourists per year
from different countries (Korea, Japan, Germany, U.S.A., Australia, etc.) and even Filipino tourists
come to visit the place. They explore the area for their sports and recreational activities such as
four-wheel off-road driving and hiking to Mt. Pinatubo.
The people around the area also earn about a minimum of P200.00-P300.00/day by selling native
product-souvenirs (accessories, bow and arrow, flute, etc.), selling root crops, variety of fruits and
vegetables, and even orchids to tourists.

Chapter 4 Economic Development AEP 2014 Revised

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Chapter 4 Economic Development AEP 2014 Revised

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Chapter 4: Economic Development

4.1. Economic Structure

See Table 4-1 for the labor force survey results.

Area Ecological Profile 2014 Page 82

Table 4-1 Region III Labor Force Survey Results

2012 2013 2014

Area Ecological Profile 2014 Page 83

4.1.2. Consumer Price Index (CPI)

4.1.3. Inflation Rate

4.1.4. Poverty Threshold and Poverty Incidence

4.1.5. Poverty Incidence Among Families

NOTE: POVERTY THRESHOLD AND INCIDENCE IS COMPUTED/UPDATED EVERY 3 YEARS

Area Ecological Profile 2014 Page 84

Table 4-2 Annual Per Capita Poverty Threshold

NOTE: POVERTY THRESHOLD AND INCIDENCE IS COMPUTED/UPDATED EVERY 3 YEARS

Area Ecological Profile 2014 Page 85

4.2. Economic Sub-Sector

Table 4-3 Number of Business Establishments by Classification, 2012 to 2014

Business Percentage Percentage

Retailer 4,707 4.00% 4,895 7.09% 5,242

Manufacturer 175 2.29% 179 (7.82%) 165

Food/Nocturnal 1,035 9.95% 1,138 7.82% 1,227

Real Estate 1,178 (5.35%) 1,115 13.09% 1,261

Farm 3 (66.67%) 1 200% 3

Total 11,022 1.74% 11,214 8.02% 12,113

Area Ecological Profile 2014 Page 86

List of Business Process Outsourcing (BPO)/Call Centers in Angeles City 2014

Area Ecological Profile 2014 Page 87

Total Percentage Percentage

Commercial 321 45.48% 467 (33.19%) 312

Area Ecological Profile 2014 Page 88

Table 4-7 Number of Tourist Facilities in Angeles City, 2012 to 2013

2012 2013 2014

Area Ecological Profile 2014 Page 89

4.2.2. Commerce and Industry

4.2.2.1. Banks in Angeles City

Area Ecological Profile 2014 Page 90

Table 4-8List of Banks in Angeles City, 2013

Contact No. of No. of No. of

192 Diamond Spring Building, √ Personal Loan √ Car Loan (4)

Personal Loan √ Car Loan

√ Personal Loan (421) √ Car Loan (278)

√ Personal Loan √ Car Loan

√ Personal Loan √ Car Loan

Area Ecological Profile 2014 Page 91

Personal Loan Car Loan

BDO Building, Ramon Tang √ Personal Loan √ Car Loan

√ Personal Loan √ Car Loan

Personal Loan Car Loan

√ Personal Loan Car Loan

Area Ecological Profile 2014 Page 92

√ Personal Loan √ Car Loan

√ Personal Loan √ Car Loan

Mac Arthur Highway cor. √ Personal Loan √ Car Loan

√ Personal Loan √ Car Loan

Personal Loan Car Loan

√ Personal Loan √ Car Loan

Area Ecological Profile 2014 Page 93

Personal Loan Car Loan

√ Personal Loan √ Car Loan

√ Personal Loan √ Car Loan

√ Personal Loan √ Car Loan

Personal Loan √ Car Loan