Inputs

Applicant details
State State
Postcode
Domestic status DomesticSta
Number of financial dependents Dependents
Estimated Equifax score bucket Score

Plenti Personal Loan details

Amount required RequestedA
Term Term

Income and expenses

Net (after tax) income
Applicant income NetInc
Applicant commissions & bonuses Bonus
Applicant rental income OtherInc
Cohabiting spouse income PNetInc

Household expenses
Total rent payments (if any) Rent
Claimed household GLE DGLE

Liabilities
Credit and store cards
Total limits CCLim

Mortgage in joint name

Total monthly payments

Mortgage in borrower name

Total monthly payments

Secured car loans

Total monthly repayments VFMR

Personal loans
Total balances PLBal
Total monthly repayments PLMR

Overdrafts
Total balances ODBal
Plenti Personal Loans serviceability calculator 19/05/2022
The results provided by this calculator are illustrative estimates only and do not constitute a quote, loan application, loan offer or loan approval

All applications for credit are subject to Plenti's credit approval. Plenti RE Limited ABN 57 166 646 635 holds Australian credit licence number 449176

Not for distribution without Plenti's written permission. Copyright © 2020 Plenti RE Limited

Notes

NSW
2000 Input borrower residential postcode
Couple (living together)
2
Excellent Estimated rates only. To increase confiden

$25,000 Must be between $2000-$50,000

60 months

$6,000 per month Include other incomes like benefits, pensio

$500 per year
$0 per week
$5,000 per month

$500 per week Input total expense, even if shared with spo
$2,000 per month Input total expense, even if shared with spo

$15,000 Max unsecured DTI ratio is 110% of net in

$0 Input the full amount of mortgage repayme

$0 Input mortgage repayment in just the borro

$0

$0 Max unsecured DTI ratio is 110% of net in

$0
$0 Max unsecured DTI ratio is 110% of net in
 number 449176

Results

Applicant net income

sidential postcode Applicant's share of expenses

Rental expenses (if any)
General living expenses
nly. To increase confidence try a lower bucket. Plenti loan
Other liabilities
Total applicant expenses
$2000-$50,000
Unsecured debt to net income ratio
Surplus

Passes unsecured DTI ratio?

mes like benefits, pensions Passes serviceability?

e, even if shared with spouse

e, even if shared with spouse

TI ratio is 110% of net income

unt of mortgage repayments in Joint names

payment in just the borrower's name

TI ratio is 110% of net income

TI ratio is 110% of net income
 $6,025 per month

$1,182 per month

$2,219 per month
$511 per month
$570 per month
$4,482 per month

55%
$1,543 per month

YES
YES