PART 9 – Lending Operations CASES

B. FLOATING RATE
GRANT, PURPOSE AND REQUIREMENT OF LOANS
CASES:
CASES: a. CONSOLIDATED BANK (SOLID BANK) VS.CA, GR. NO.
114286
A. UNITED COCONUT PLANTERS VS. RAMOS
B. BANCO DE ORO-EPCI VS. JAPRL DEV’T CORPO
C. EXTRAORDINARY INFLATION/DEFLATION

CASES:
DISCLOSURE REQUIREMENTS a. EQUITABLE BANK VS. NG SHEUNG NGOR, GR. NO.
171545
TRUTH IN LENDING ACT - AN ACT TO REQUIRE THE DISCLOSURE b.
OF FINANCE CHARGES IN CONNECTION WITH EXTENSIONS OF
CREDIT.

CASES:
a. NEW SAMPAGUITA BUILDERS VS. PNB
b. SPS. SILOS VS. PNB

USURY

CASES:
a. ADVOCATES FOR TRUTH IN LENDING INC. BSP-MB
b. BULOS VS. YASUMA
c. BACOLOR VS. BANCO FILIPINO SAVINGS AND MORTGAGE
BANK

A. CIVIL CODE, ARTICLE 1308

Article 1308. The contract must bind both contracting parties; its

validity or compliance cannot be left to the will of one of them.

CASES:
a. PNB VS. CA GR. 88880, 1991
b. LLORIN VS. CA, GR. NO. 103592