Daily Current Affairs: 16 November 2022

Daily Current Affairs
16th November 2022

16th November 2022
Current Affairs Today – 16.11.22
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CURRENT AFFAIRS : IMPORTANT DAYS
National Press Day 2022 - Nov 16
● National Press Dayis observed on November 16 every year to acknowledge and honourthe
Press Council of India (PCI).
● The day marks the presence of an independent and responsible press in India.
● National Press Day 2022 will mark the 56th anniversary of the Press Council's establishment.
World Press Freedom Index 2022:
● According to the World Press Freedom Index 2022, India's ranking dropped to the 150th position
from 142nd rank among 180 nations in 2021.
● Norway (1st) Denmark (2nd), Sweden (3rd) Estonia (4th) and Finland (5th) grabbed the top 5
positions, while North Korea remained at the bottom of the list of the 180 countries and territories.
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16th November 2022
● Press Freedom is protected under article 19(1) (a) of the constitution, which states - "All citizens
shall have the right to freedom of speech and expression".
About PCI :
● Headquarters: New Delhi, Delhi, India
● Chairman : Justice Ranjana Prakash Desai
● The PCI is a statutory, adjudicating organization in India formed in 1966 by its parliament.
● In 1966 on 16 November, the PCI was formed.
● It is the self-regulatory watchdog of the press, for the press and by the press, that operates under
the Press Council Act of 1978.
● It also examines the quality of reportage of the Indian press and keeps a check on journalistic
activities.
International Day for Tolerance Observed on 16 November
● International Day for Tolerance 2022 is annually observed on the 16th of November 2022 by the
United Nations (UN).
● In 1993, at the initiative of UNESCO, the United Nations proclaimed 1995 as “The Year for
Tolerance”.
Significance :
16th November 2022
● The day marks the signing of the Declaration of Principles on Tolerance by the United Nations
Educational, Scientific and Cultural Organization (UNESCO) on Nov 16, 1995.
● In 1995, to mark the United Nations Year for Tolerance and the 125th anniversary of the birth of
Mahatma Gandhi, UNESCO created a prize for the promotion of tolerance and non-violence: the
UNESCO-Madanjeet Singh Prize with an amount of US $100000.
● The prize is awarded every two years to individuals or organizations on International Tolerance
Day.
● This Prize rewards significant activities in the scientific, artistic, cultural or communication fields
aimed at the promotion of a spirit of tolerance and non-violence.
About UNESCO :
● Established: 16 November 1945
● Headquarters: Paris, France
● Director General: Audrey Azoulay
● UNESCO is a specialized agencyof theUnited Nations (UN).
Aim :
● To promote world peace and security through international cooperation in education, arts,
sciences and culture.
CURRENT AFFAIRS: NATIONAL NEWS
Jaipur International Airport receives an Aerodrome license from DGCA
16th November 2022
● Jaipur International Airport Limited has received the Aerodrome license from the Directorate
General of Civil Aviation (DGCA) following which the airport has embarked on an expansion
drive.
● Earlier, the Airport Authority of India (AAI) was the license holder.
● Now the private player, which is operating the Jaipur airport since October 2021, has become the
new license holder.
● The license is given to an airport operator for ensuring complete management of the airport by
the concession agreement.
Key Highlights :
● The airport management has conducted an extensive survey at Jaipur airport which revealed that
present passenger traffic of 50 lakh per annum will reach 1 crore by 2025.
● The management is now planning to reopen the Terminal- 1 which has been non-operational for
the last 10 years.
● Terminal- 1 will be developed on the lines of the presently operational Terminal-2.
● Massive IT-related infrastructure, food and beverage services, and retail outlets, measures for
zero carbon emission and environment sustainability, and security arrangements will be in place
on the lines of T-2
16th November 2022
● As per the environment guidelines, the Jaipur airport is developing a mini-forest near Dudu town
where 4,400 trees will be planted and maintained for 5 years.
● At Terminal-2, the airport management has installed new e- boarding gates, an electronic
helpdesk, 50 retail and branded outlets for customers, automated parking and transport
mechanisms where private cab operators like WTI, Ola and Uber have been given a place to
operate.
About DGCA :
● Headquarters: New Delhi, Delhi, India
● Director General: Arun Kumar
● The DGCA is a statutory body of the Government of India to regulate civil aviation in India.
● It became a statutory body under the Aircraft (Amendment) Act, of 2020.
CURRENT AFFAIRS: STATE NEWS
Tamil Nadu notifies Cauvery South Wildlife Sanctuary as its 17th wildlife sanctuary
● The Government of Tamil Nadu (TN) has declared an area of 686.406 sq.km in the reserve
forests of Krishnagiri and Dharmapuri as the Cauvery Wildlife Sanctuary.
● The newly notified sanctuary is the 17th Wildlife Sanctuary in TN.
Key Details about Cauvery South Wildlife Sanctuary :
16th November 2022
● Cauvery South Wildlife Sanctuary was notified under Section 26-A of the Wild Life (Protection)
Act, 1972.
● The forest area of 478 sq km in the Anchetty, Urigam and Jawalagiri ranges of Hosur division,
which are contiguous with the Cauvery South will be declared as a wildlife sanctuary.
● It is home to 35 species of mammals, 238 species of birds, Leith’s soft-shell turtles, smooth-
coated otters, marsh crocodiles, and four-horned antelopes.
● The sanctuary will be part of a protected landscape contiguous with the forests that currently
constitute the Cauvery North Wildlife Sanctuary which is shared between Tamil Nadu and
Karnataka.
● The sanctuary is also a large, contiguous network of protected areas, enabling uniform legal
status and protection along both the banks of the river Cauvery for a 50 km stretch.
● The landscape maintains further continuity to the Nilgiri biosphere reserve through Malai
Mahadeshwara Wildlife Sanctuary, Biligiri Rangaswamy Temple Tiger Reserve in Karnataka, and
Sathyamangalam Tiger Reserve along with Erode forest division of Tamil Nadu.
● Two important and large elephant corridors namely, the Nandimangalam-Ulibanda Corridor and
the Kovaipallam-Anebiddahalla Corridor fall in this area.
About Tamil Nadu :
● Governor: R. N. Ravi
● Chief Minister: M. K. Stalin
● Capital: Chennai
● Dance : Bharatnatyam, Karakattam
16th November 2022
● National Park: Mudumalai National Park, Mukurthi National Park, Guindy National Park, Gulf of
Mannar Marine National Park
● Wildlife Sanctuaries: Kalakad Wildlife sanctuary, Karikili Bird Sanctuary, Vedanthangal Bird
Sanctuary
● Tiger Reserve: Anamalai Tiger Reserve
● Biosphere Reserve: Agasthyamalai Biosphere Reserve
CURRENT AFFAIRS: BANKING & FINANCE
ICICI Prudential Life Insurance launches long-term savings product - ICICI Pru Sukh Samruddhi
● ICICI Prudential Life Insurance Company Limited has launched a new participating savings
product, ‘ICICI Pru Sukh Samruddhi,’ which provides customers with guaranteed benefits and
growth potential in the form of bonuses.
● Besides, the life cover continues for the entire duration of the policy, including the income period,
providing financial security to the family.
About ‘ICICI Pru Sukh Samruddhi :
● This product also provides a higher maturity benefit to women customers to encourage them to
embark on their savings journey and achieve financial independence.
16th November 2022
● To address the varied financial needs of customers, this long-term saving product has been
made available in two variants - income and lump sum.
● ICICI Pru Sukh Samruddhi Income, provides an excellent route to create a supplementary source
of tax-free guaranteed income to meet financial goals, such as a child’s education, annual
vacations, or any other interim income requirement.
● This option provides customers with a guaranteed regular income for the specified time period
selected at the time of purchase.
● ICICI Pru Sukh Samruddhi Lump sum is ideal for customers looking to build a corpus over the
long term and utilize the lump sum maturity amount to achieve big-ticket financial goals such as
purchasing a house, financing children’s higher education, or legacy planning
● The innovative feature of ‘Savings Wallet’ allows customers to accumulate and grow their
income, instead of taking it as payment.
● The unique ‘Save the Date’ feature enables customers to start receiving income on a date of their
choice.
About ICICI Prudential Life Insurance :
● Founded: 2001
● Headquarters: Mumbai, Maharashtra, India
● MD & CEO: Narayanan Srinivasa Kannan
● In 2016, the company became the first insurance company in India to be listed on the domestic
stock exchanges.
NPCI enables electricity bill payments on 123PAY for feature phone users
16th November 2022
● The National Payments Corp. of India (NPCI) announced that electricity bill payments service for
more than 70 electricity boards has been enabled on 123PAY, an instant payment system for
feature phones.
● It is powered by Bharat Bill Payment System(BBPS), this feature will facilitate a smooth and
quick electricity bill payment service through 123PAY for users to instantly make payments
directly from their bank accounts.
Key Highlights :
● 123PAY was developed by NPCI for feature phone users to allow them to undertake digital
transactions based on four technology alternatives:
1. calling an IVR (interactive voice response) number
2. app functionality in feature phones
3. missed call-based approach,
4. proximity sound-based payments.
● With the launch of electricity bill payments on 123Pay, the need for feature phone users to
conduct a paper check or pay in cash at the utility office will be eliminated.
About NPCI :
● Founded: 2008
16th November 2022
● MD & CEO : Dilip Asbe
● The NPCI is the specialized division of the Reserve Bank of India which is under the jurisdiction
of the Ministry of Finance, Government of India.
RBI approves amalgamation of Shree Sharada Sahakari Bank with the Cosmos Co-operative Bank,
Pune
● The Reserve Bank of India (RBI) approved the amalgamation of Shree Sharada Sahakari
Bank Ltd., Pune (Maharashtra) with the Cosmos Co-operative Bank Ltd., Pune
(Maharashtra).
● The Scheme has been sanctioned in the exercise of the powers under the provisions of
Section 44A read with Section 56 of the Banking Regulation Act, 1949 as amended vide the
Banking Regulation (Amendment) Act, 2020 (39 of 2020).
● The Scheme will come into force with effect from October 30, 2022.
● All the branches of Shree Sharada Sahakari Bank Ltd, Pune (Maharashtra) will function as
branches of The Cosmos Co-operative Bank Ltd., Pune (Maharashtra) with effect from
October 30, 2022.
About RBI :
● Established: 1 April 1935
16th November 2022
● Governor : Shaktikanta Das
● Deputy governors: Mahesh Kumar Jain, M. Rajeshwar Rao,Michael Patra and T. Rabi
Shankar
CURRENT AFFAIRS: APPOINTMENTS & RESIGNATIONS
Religare Enterprises appoints Yogeshwar Dutt as brand ambassador
● Financial services company Religare Enterprises Limited (REL) has signed Padma Shri awardee
and Indian freestyle wrestler Yogeshwar Dutt, as its brand ambassador.
● He will be the face of the company’s integrated brand marketing campaigns across mediums.
About Yogeshwar Dutt :
● Dutt was born in the Sonipat district of Haryana.
● He is an Indian freestyle wrestler.
● At the 2012 Summer Olympics, he won the bronze medal in the 60 kg category.
● He won gold medals at the 2010and the 2014 Commonwealth Games.
● He is one of only 5 male wrestlers in India to win an Olympic medal.
Awards & Honors :
● He was awarded the Rajiv Gandhi Khel Ratna Award in 2012 given by the Government of India
(GoI) & the Padma Shri by the GoI in 2013.
16th November 2022
About REL :
● Headquarters: New Delhi, India
● Chairperson: Rashmi Saluja
Senior IAS officer Gaurav Dwivedi appointed as Prasar Bharati CEO
● A 1995-batch officer of Chhattisgarh cadre, Senior IAS officer Gaurav Dwivedi has been
appointed the Chief Executive Officer of public broadcaster Prasar Bharati for five years.
● He succeeds Mayank Agrawal, the Director General of Doordarshan who holds additional charge
as Prasar Bharati CEO.
About Gaurav Dwivedi :
● Mr Dwivedi Hailing from Uttar Pradesh, India.
● He was the CEO of MyGovIndia, the citizen engagement platform of the government, launched
by Prime Minister Narendra Modi in 2014.
● He was also a faculty member at the Lal Bahadur Shastri National Academy of Administration,
Mussoorie and is a recipient of the Prime Minister's Award for Excellence in Administration.
● Currently, he is posted as Principal Secretary, Commercial Tax, in the Chhattisgarh government.
About Prasar Bharati :
● Founded: 23 November 1997
● Headquarters: New Delhi, Delhi
16th November 2022
● Prasar Bharatiis India's state-ownedpublic broadcaster.
Natasa Pirc Musar Elected Slovenia’s First Female President
● Lawyer Natasa Pirc Musar won the second round of Slovenia's presidential election and will
become the country's first female President of Slovenia.
● Pirc Musar won 54% of the votes, while her rival, right-wing politician and former Foreign Minister
Anze Logar, won 46%.
● While both candidates had run as independents, they were backed by the centre-left and
rightwing political blocs.
● She will succeed President Borut Pahor, a centrist politician who had already served two terms in
office.
About Natasa Pirc Musar :
● Natasa Pirc Musar is a Slovenian Attorney and book author, former Information commissioner,
journalist, and the former President of Slovenia’s Red Cross.
● Musar is best known for her rulings and the books on freedom of information, and high-profile
legal cases, in which she represented Slovenia-born Melania Trump, the Social Democrats
Political Party of Slovenia.
● On June 23, 2022, Natasa Pirc Musar announced her candidacy for the President of Slovenia in
the 2022 Presidential Elections.
16th November 2022
● She was also the first to announce her candidacy for President and she has also endorsed the
former Presidents of Slovenia.
About Slovenia :
● Capital : Ljubljana
● Currency: Euro
Jhanvi Kapoor became the brand ambassador of Nykaa Fashion
● Online beauty and fashion retailer Nykaa Fashion has named Bollywood actress Janhvi Kapoor
as its brand ambassador for its two apps Nykaa Beauty and Nykaa Fashion meticulously cater to
the needs of a discerning customer.
About Nykaa Fashion :
● Founded: April 2012
● CEO : Falguni Nayar
● Nykaa is an Indian e-commerce company.
● Nykaa Fashion is amulti-brand e-commerce fashion offering from Nykaa and houses 1600+
brands and 5.1 million SKUs across Women, Men, Kids, Luxe, and Home categories.
● It is one of the fastest-growing fashion platforms in India as of 2022.
● The website and app are focused on being ‘discovery-led’ and ‘high on style’ giving a chance to
16th November 2022
browse through the latest trends and collections, along with engaging content.
CURRENT AFFAIRS: AWARDS & HONORS
Indian-origin Nobel Laureate Venki Ramakrishnan was awarded UK’s royal Order of Merit
● Indian-origin Nobel laureate Professor Venki Ramakrishnan has been awarded the Order of Merit
an exclusive mark of honour conferred by the British sovereign in recognition of his distinguished
service to science.
● The 70-year-old UK-based molecular biologist is among 6 appointments made to the historic
order by the late Queen Elizabeth II before her death in September 2022 and the first to be
appointed by King Charles.
● Apart from Venki Ramakrishnan, the new appointments are
➢ David Adjaye, a Ghanaian-British architect
➢ Elizabeth Anionwu, the UK’s first sickle-cell nursing specialist
➢ Floella Benjamin, the broadcaster who chairs the Windrush Commemoration Committee
➢ Margaret MacMillan, a Canadian who is an Oxford University history professor
➢ Paul Nurse, the director of the Francis Crick Institute who is also a Nobel laureate and Venki’s
immediate predecessor as Royal Society president.
About Venkatraman Ramakrishnan :
● Ramakrishnan was born in Chidambaram, Cuddalore district of Tamil Nadu, India.
16th November 2022
● In 1999, Ramakrishnan's laboratory published a 5.5-angstrom resolution structure of the 30S
subunit.
● He served as President of the Royal Society from 2015 to 2020.
● He is also the author of the popular book, Gene Machine, which captures his first-hand account
of the discovery.
Awards & Honors :
● In 2007, Ramakrishnan was awarded the Louis-Jeantet Prize for Medicine and the Datta
Lectureship and Medal of the Federation of European Biochemical Societies (FEBS).
● In 2008, he won the Heatley Medal of the British Biochemical Society.
● In 2009, Ramakrishnan was awarded the Nobel Prize in Chemistry along with Thomas A. Steitz
and Ada Yonath.
● He received India's second-highest civilian honour, the Padma Vibhushan, in 2010.
● Venki received the Nobel Prize in Chemistry for his work on ribosomal structure and was
knighted in 2012.
● In 2017, he received the Golden Plate Award from theAmerican Academy of Achievement.
About Order of Merit :
● Established: 26 June 1902
● The Order of Merit is an order of merit for the Commonwealth realms, recognising distinguished
service in the armed forces, science, art, literature, or for the promotion of culture.
The Print & Saurabh Shukla wins the International Press Institute India award
16th November 2022
● The Print, a news portal, and Saurabh Shukla of the NDTV has been selected for the
International Press Institute (IPI) India Award for Excellence in Journalism, 2022.
● IPI-India instituted the annual award in 2003 to recognise and honour the best work done by an
Indian media organization or journalist working in print, radio, television and internet mediums.
Key Highlights :
● The Print has been recognised for a series of stories that exposed how hospitals, local bodies
and governments in various States mismanaged the support system for the fight against COVID.
● Saurabh Shukla of NDTV has been awarded an entry on the exposure of hate speech made by
religious men in Haridwar.
● The award comprises a cash prize of ₹1 lakh, a trophy and a citation, to each team.
● The selection was made by a distinguished jury of editors headed by Justice Madan B. Lokur,
former judge of the Supreme Court of India.
● The award has been given to 17 media organizations and journalists in the print and electronic
media so far.
About IPI :
● Founded: October 1950
● Headquarters: Vienna, Austria
● Chair : Khadija Patel
16th November 2022
● IPI is a global organization dedicated to the promotion and protection of press freedomand the
improvement of journalism practices.
CURRENT AFFAIRS: SPORTS NEWS
Switzerland win the Billie Jean King Cup championship for the first time
● Switzerland won their first Billie Jean King Cup title after Belinda Bencic beat Australia's Ajla
Tomljanovic in straight sets in the second match of the finals to give them an unassailable 2-0
lead.
● The Swiss had never won the competition formerly known as the Fed Cup, losing the final in
1998 and again in 2021.
● Australia, the seven-time champions, were seeking their first title since 1974.
About Billie Jean King Cup :
● Chairperson: Katrina Adams
● Most Titles: United States (18 titles)
● The Billie Jean King Cup is the premier international team competition in women's tennis,
launched as the Federation Cup in 1963 to celebrate the 50th anniversary of the International
Tennis Federation (ITF).
● The name was changed to the Fed Cup in 1995 and changed again in September 2020 in
honour of former World No. 1Billie Jean King.
16th November 2022
● It is the world's largest annual women's international team sports competition in terms of the
number of nations that compete.
CURRENT AFFAIRS : OBITUARIES
Actor Kevin Conroy, the voice of Batman's animated series, passes away
● Hollywood actor Kevin Conroy, best known for voicing Batman on Warner Bros.' long-running
television series Batman: The Animated Series, has passed away at the age of 66.
About Kevin Conroy :
● Conroy was born on November 30, 1955, in Westbury, New York, United States.
● Conroy was the voice of Batman on the acclaimed animated series that ran from 1992-1996,
often acting opposite Mark Hamill’s Joker.
● He appeared in episodes of He-Man and the Masters of the Universe and Masters of the
Universe: Revelation on Netflix as Mer-Man in the latter franchise.
● He also appeared in several DC Universe Animated Original Movies, including Batman: Gotham
Knight (2008), Superman/Batman: Public Enemies (2009), and Justice League vs. the Fatal Five
(2019).
Daily CA on Nov 16 :
● National Press Dayis observed on November 16 every year to acknowledge and honourthe
Press Council of India (PCI).
16th November 2022
● International Day for Tolerance 2022 is annually observed on the 16th of November 2022 by the
United Nations (UN).
● Jaipur International Airport Limited has received the Aerodrome license from the Directorate
General of Civil Aviation (DGCA) following which the airport has embarked on an expansion
drive.
● The Government of Tamil Nadu (TN) has declared an area of 686.406 sq.km in the reserve
forests of Krishnagiri and Dharmapuri as the Cauvery Wildlife Sanctuary.
● ICICI Prudential Life Insurance Company Limited has launched a new participating savings
product, ‘ICICI Pru Sukh Samruddhi,’ which provides customers with guaranteed benefits and
growth potential in the form of bonuses.
● The National Payments Corp. of India (NPCI) announced that electricity bill payments service for
more than 70 electricity boards has been enabled on 123PAY, an instant payment system for
feature phones.
● The Reserve Bank of India (RBI) approved the amalgamation of Shree Sharada Sahakari
Bank Ltd., Pune (Maharashtra) with the Cosmos Co-operative Bank Ltd., Pune
(Maharashtra).
● Financial services company Religare Enterprises Limited (REL) has signed Padma Shri awardee
and Indian freestyle wrestler Yogeshwar Dutt, as its brand ambassador.
● A 1995-batch officer of Chhattisgarh cadre, Senior IAS officer Gaurav Dwivedi has been
appointed the Chief Executive Officer of public broadcaster Prasar Bharati for five years.
● Lawyer Natasa Pirc Musar won the second round of Slovenia's presidential election and will
become the country's first female President of Slovenia.
16th November 2022
● Online beauty and fashion retailer Nykaa Fashion has named Bollywood actress Janhvi Kapoor
as its brand ambassador for its two apps Nykaa Beauty and Nykaa Fashion meticulously cater to
the needs of a discerning customer.
● Indian-origin Nobel laureate Professor Venki Ramakrishnan has been awarded the Order of Merit
an exclusive mark of honour conferred by the British sovereign in recognition of his distinguished
service to science.
● The Print, a news portal, and Saurabh Shukla of the NDTV has been selected for the
International Press Institute (IPI) India Award for Excellence in Journalism, 2022.
● Switzerland won their first Billie Jean King Cup title after Belinda Bencic beat Australia's Ajla
Tomljanovic in straight sets in the second match of the finals to give them an unassailable 2-0
lead.
● Hollywood actor Kevin Conroy, best known for voicing Batman on Warner Bros.' long-running
television series Batman: The Animated Series, has passed away at the age of 66.

Daily Current Affairs: 16 November 2022

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Daily Current Affairs

16th November 2022

Current Affairs Today – 16.11.22

CURRENT AFFAIRS : IMPORTANT DAYS

National Press Day 2022 - Nov 16

Press Council of India (PCI).

World Press Freedom Index 2022:

from 142nd rank among 180 nations in 2021.

shall have the right to freedom of speech and expression".

● Headquarters: New Delhi, Delhi, India

● Chairman : Justice Ranjana Prakash Desai

● In 1966 on 16 November, the PCI was formed.

the Press Council Act of 1978.

International Day for Tolerance Observed on 16 November

United Nations (UN).

Educational, Scientific and Cultural Organization (UNESCO) on Nov 16, 1995.

UNESCO-Madanjeet Singh Prize with an amount of US $100000.

aimed at the promotion of a spirit of tolerance and non-violence.

● Established: 16 November 1945

● Headquarters: Paris, France

● Director General: Audrey Azoulay

● UNESCO is a specialized agencyof theUnited Nations (UN).

sciences and culture.

CURRENT AFFAIRS: NATIONAL NEWS

Jaipur International Airport receives an Aerodrome license from DGCA

new license holder.

the concession agreement.

the last 10 years.

● Terminal- 1 will be developed on the lines of the presently operational Terminal-2.

on the lines of T-2

where 4,400 trees will be planted and maintained for 5 years.

● Headquarters: New Delhi, Delhi, India

● Director General: Arun Kumar

● It became a statutory body under the Aircraft (Amendment) Act, of 2020.

CURRENT AFFAIRS: STATE NEWS

forests of Krishnagiri and Dharmapuri as the Cauvery Wildlife Sanctuary.

● The newly notified sanctuary is the 17th Wildlife Sanctuary in TN.

Key Details about Cauvery South Wildlife Sanctuary :

coated otters, marsh crocodiles, and four-horned antelopes.

the Kovaipallam-Anebiddahalla Corridor fall in this area.

About Tamil Nadu :

● Chief Minister: M. K. Stalin

● Dance : Bharatnatyam, Karakattam

Mannar Marine National Park

● Tiger Reserve: Anamalai Tiger Reserve

● Biosphere Reserve: Agasthyamalai Biosphere Reserve

CURRENT AFFAIRS: BANKING & FINANCE

growth potential in the form of bonuses.

providing financial security to the family.

About ‘ICICI Pru Sukh Samruddhi :

embark on their savings journey and achieve financial independence.

made available in two variants - income and lump sum.

vacations, or any other interim income requirement.

selected at the time of purchase.

purchasing a house, financing children’s higher education, or legacy planning

income, instead of taking it as payment.

About ICICI Prudential Life Insurance :

● Headquarters: Mumbai, Maharashtra, India

● MD & CEO: Narayanan Srinivasa Kannan

directly from their bank accounts.

transactions based on four technology alternatives:

1. calling an IVR (interactive voice response) number

2. app functionality in feature phones