Technology Product & Services

INFORMATION TECHNOLOGY Bank of India has been pioneer in launching key initiatives in areas of Products, Distribution, Technology, International Operations and Risk Management. Our Bank aims at strengthening customer relations, diversifying delivery channels, increasing international capabilities and services, and strengthening revenue streams from diversified sources. Our Bank has redefined banking services with hi-tech services. The theme of "Relationships beyond Banking" has helped in creating & cementing a niche in the minds of our clientele. Branch Automation Bank completes implementation of 100% Core Banking Solution in all its 3023 branches. Listing of CBS branches Automated Teller Machines (ATMs) Bank is having its own 487 ATMs (both on-site & off-site). The Bank is member of Cashtree and BANCS network. The Bank is the Settlement and Nodal Bank for Cashtree ATM network having 13 member Banks and BANCS network having 14 member banks. The Bank has also entered into bilateral agreement with State bank of India and its associates. Our Bank has joined National Financial Switch (NFS) which enables our Customers to access more than 35,000 ATMs across the country. ATM Locator Solar Power Systems Solar Power Systems implemented in 147 Rural / Semi urban branches where there is acute shortage of Power or high loadshedding periods. We plan to extend in another 100 branches / administrative offices during the year 2009. Financial Inclusion IT enabled FINANCIAL INCLUSION SOLUTION has been successfully implemented in different states of India, viz. Gadab (rural) branch of Raigad Thane Zone, Puttur in Hyderabad Zone, districts of Lucknow in U.P and Budhni in Sehore District, Bhopal in M.P.. Expansion of the solution in these centers is in full-swing. Teller Cash Dispensers Installation of Teller Cash Dispensers is in progress at identified branches. It will reduce wait-time, enhance the productivity of Tellers and also help in accurate dispensing of Cash. Star Connect Internet Banking Services Bank customers enjoy the convenience of secured Anytime, Anywhere, Anyhow hassle free Banking from the comfort of their Homes & Offices with a mouse click. Features like Statement of Account View, Enquiring status of cheques, Request for a cheque Book, Transfer of funds including third party transfer within the networked branches etc. Interbank Fund Transfer

Online Interbank Fund Transfer made easy and convenient. Now, you can transfer funds ONLINE across banks, through our StarConnect Internet Banking Services, using RTGS/ NEFT facility, WITHOUT ANY CHARGES.

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Star Connect Retail Star Connect Corporate

Technology Product & Services

BOI Star e-Pay Customers can register for Auto-pay or on-line payment of various utility services like Telephone Bills, Electricity Bills, Mobile Bills, Insurance premia, Credit card Bills and subscription payments to certain magazines, Mutual fund applications and certain other agencies. The benefits being:-

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No more late payments. No more queues. No more hassles of writing and depositing of cheques.

e-Payment of Direct & Indirect, Central Excise & Service Tax Tax Payment made Easy. Pay your Direct & Indirect Central Excise, Service Tax, Custom duties online from the comforts of your office or home, avoiding queues and last minute rushes. Star e-Share Trade Banks customers are provided with a fast, easy, transparent and hassle-free way to trade in shares. Customers can invest in shares traded on Stock Exchanges without visiting or calling the share brokers, track settlement cycles, delivery instructions for purchases and sales. RTGS / NEFT Remittance of funds for inter-bank transactions / customers transactions utilising the RBIs RTGS infrastructure through our networked RTGS / NEFT enabled branches. 2100+ branches are RTGS enabled & 2000+ branches are NEFT enabled. Star e-Remit Service An effective way to transfer money from any bank account in the United States to anyone in India. The facility can be used for all personal US dollar remittance from anywhere in USA to India. DGFT Online e-Payment A safe, secure and convenient mode of license fee payment to Directorate General of Foreign Trade, Ministry of Commerce, Government of India, through the Internet without visiting the Bank. Online Booking of Indian Airlines Ticket / SpiceJet Travel Ticket booking made easy. Select your flight, provide necessary details and pay through Bank of India Internet Banking.

Online Booking of Indian Railway Ticket Railway Ticket booking made easy. Select your train, provide necessary details and pay through Bank of India Internet Banking. Online Application for Education loan On Line facility available for submission of Education Loan application. Online Utility Payments Online facility for payment of Utility bills and other payments viz. MTNL, Reliance Infocomm, BSNL (select circles), Tata Indicom, Vodafone, Idea, Airtel, MSEB, Reliance Energy, Mahanagar Gas, Tata Sky, BSES Rajdhani, BSES Yamuna, NDPL Delhi, VSNL, LIC etc.

SWIFT Our bank also facilitates services to its customers through SWIFT, thereby providing a cost-effective financial processing & communication services of assured quality, integrity, reliability for International funds transfer and other financial transactions. STAR CASH MANAGEMENT A product specifically for corporate customers. It offers fast-track cheque collections, speedier release of funds and profitable funds management at a reasonable cost. ECS (Debit & Credit) BOI offers its customers a faster and easier method of effecting payments by direct debit to the customers account in case of utility payments, credit card bills etc. ECS is also a preferred method of credit in respect of dividend warrants, interest warrants, refund orders, salary pensions etc.

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