CUOTAS CONSTANTES O FIJAS / AMORTIZACIÓN VARIABLE

MÉTODO FRANCÉS

Préstamo 35000
Moneda soles
Numero de cuotas 12
Periodo de pago mensual
TEA 32%
TEM 2.34% (1+i)^(30/360)-1
Cuota 3379.20 .=PAGO(tasa;nper;-va)

Periodo Amortización Interés Cuota saldo

0 35000
1 2560.00 819.20 3379.20 32440.00
2 2619.92 759.28 3379.20 29820.09
3 2681.24 697.96 3379.20 27138.85
4 2743.99 635.20 3379.20 24394.86
5 2808.22 570.98 3379.20 21586.64
6 2873.95 505.25 3379.20 18712.69
7 2941.21 437.98 3379.20 15771.48
8 3010.05 369.14 3379.20 12761.42
9 3080.51 298.69 3379.20 9680.92
10 3152.61 226.59 3379.20 6528.31
11 3226.40 152.80 3379.20 3301.91
12 3301.91 77.28 3379.20 0.00
Total 35000.00 5550.36 40550.36
 12 MESES
100%
90%
80%
70%
60%
50%
40%
30%
20%
10%
0%
1 2 3 4 5 6 7 8 9 10 11 12 13

Amortización Interés
CUOTAS CONSTANTES O FIJAS / AMORTIZACIÓN VARIABLE
MÉTODO FRANCÉS

Préstamo 40000
Moneda soles
Numero de cuotas 24
Periodo de pago mensual
TEA 38%
TEM 2.72% (1+i)^(30/360)-1
Cuota 2291.32 .=PAGO(tasa;nper;-va)

Periodo Amortización Interés Cuota saldo

0 40000
1 1203.17 1088.15 2291.32 38796.83
2 1235.90 1055.42 2291.32 37560.92
3 1269.52 1021.80 2291.32 36291.40
4 1304.06 987.26 2291.32 34987.34
5 1339.54 951.79 2291.32 33647.80
6 1375.98 915.35 2291.32 32271.83
7 1413.41 877.91 2291.32 30858.42
8 1451.86 839.46 2291.32 29406.56
9 1491.35 799.97 2291.32 27915.21
10 1531.92 759.40 2291.32 26383.28
11 1573.60 717.72 2291.32 24809.68
12 1616.41 674.92 2291.32 23193.28
13 1660.38 630.94 2291.32 21532.90
14 1705.55 585.78 2291.32 19827.35
15 1751.94 539.38 2291.32 18075.41
16 1799.60 491.72 2291.32 16275.80
17 1848.56 442.76 2291.32 14427.24
18 1898.85 392.47 2291.32 12528.40
19 1950.50 340.82 2291.32 10577.89
20 2003.56 287.76 2291.32 8574.33
21 2058.07 233.25 2291.32 6516.26
22 2114.06 177.27 2291.32 4402.21
23 2171.57 119.76 2291.32 2230.64
24 2230.64 60.68 2291.32 0.00
Total 40000.00 14991.73 54991.73
 24 MESES
100%
90%
80%
70%
60%
50%
40%
30%
20%
10%
0%
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

Amortización Interés
CUOTAS CONSTANTES O FIJAS / AMORTIZACIÓN VARIABLE
MÉTODO FRANCÉS

Préstamo 35000
Moneda soles
Numero de cuotas 36
Periodo de pago mensual
TEA 45%
TEM 3.14% (1+i)^(30/360)-1
Cuota 1637.96 .=PAGO(tasa;nper;-va)

Periodo Amortización Interés Cuota saldo

0 35000
1 537.28 1100.68 1637.96 34462.72
2 554.17 1083.78 1637.96 33908.55
3 571.60 1066.36 1637.96 33336.95
4 589.58 1048.38 1637.96 32747.37
5 608.12 1029.84 1637.96 32139.25
6 627.24 1010.71 1637.96 31512.01
7 646.97 990.99 1637.96 30865.04
8 667.31 970.64 1637.96 30197.73
9 688.30 949.66 1637.96 29509.43
10 709.94 928.01 1637.96 28799.49
11 732.27 905.69 1637.96 28067.22
12 755.30 882.66 1637.96 27311.92
13 779.05 858.90 1637.96 26532.86
14 803.55 834.41 1637.96 25729.31
15 828.82 809.14 1637.96 24900.49
16 854.89 783.07 1637.96 24045.60
17 881.77 756.19 1637.96 23163.83
18 909.50 728.46 1637.96 22254.33
19 938.10 699.85 1637.96 21316.23
20 967.60 670.35 1637.96 20348.63
21 998.03 639.92 1637.96 19350.59
22 1029.42 608.54 1637.96 18321.17
23 1061.79 576.16 1637.96 17259.38
24 1095.18 542.77 1637.96 16164.20
25 1129.63 508.33 1637.96 15034.57
26 1165.15 472.81 1637.96 13869.42
27 1201.79 436.17 1637.96 12667.63
28 1239.59 398.37 1637.96 11428.04
29 1278.57 359.39 1637.96 10149.48
30 1318.78 319.18 1637.96 8830.70
31 1360.25 277.71 1637.96 7470.45
32 1403.03 234.93 1637.96 6067.42
 33 1447.15 190.81 1637.96 4620.28
34 1492.66 145.30 1637.96 3127.62
35 1539.60 98.36 1637.96 1588.02
36 1588.02 49.94 1637.96 0.00
Total 35000.00 23966.45 58966.45
 36 MESES
100%
90%
80%
70%
60%
50%
40%
30%
20%
10%
0%
1 3 5 7 9 11 13 15 17 19 21 23 25 27 29 31 33 35 37

Amortización Interés
CUOTAS CONSTANTES O FIJAS / AMORTIZACIÓN VARIABLE
MÉTODO FRANCÉS

Préstamo 222000
Moneda soles
Numero de cuotas 48
Periodo de pago mensual
TEA 12%
TEM 0.95% (1+i)^(30/360)-1
Cuota 5779.47 .=PAGO(tasa;nper;-va)

Periodo Amortización Interés Cuota saldo

0 222000
1 3672.96 2106.51 5779.47 218327.04
2 3707.81 2071.66 5779.47 214619.23 100%
3 3742.99 2036.48 5779.47 210876.24 90%
4 3778.51 2000.96 5779.47 207097.73 80%
5 3814.36 1965.11 5779.47 203283.37 70%
6 3850.56 1928.91 5779.47 199432.82 60%
7 3887.09 1892.38 5779.47 195545.72 50%
8 3923.98 1855.49 5779.47 191621.75 40%

9 3961.21 1818.26 5779.47 187660.54 30%

20%
10 3998.80 1780.67 5779.47 183661.74
10%
11 4036.74 1742.73 5779.47 179625.00
0%
12 4075.04 1704.42 5779.47 175549.96 1 4 7
13 4113.71 1665.76 5779.47 171436.24
14 4152.75 1626.72 5779.47 167283.50
15 4192.15 1587.32 5779.47 163091.35
16 4231.93 1547.54 5779.47 158859.42
17 4272.09 1507.38 5779.47 154587.33
18 4312.62 1466.85 5779.47 150274.71
19 4353.54 1425.93 5779.47 145921.17
20 4394.85 1384.62 5779.47 141526.31
21 4436.56 1342.91 5779.47 137089.76
22 4478.65 1300.82 5779.47 132611.10
23 4521.15 1258.32 5779.47 128089.96
24 4564.05 1215.42 5779.47 123525.90
25 4607.36 1172.11 5779.47 118918.55
26 4651.08 1128.39 5779.47 114267.47
27 4695.21 1084.26 5779.47 109572.26
28 4739.76 1039.71 5779.47 104832.50
29 4784.74 994.73 5779.47 100047.77
30 4830.14 949.33 5779.47 95217.63
31 4875.97 903.50 5779.47 90341.66
32 4922.24 857.23 5779.47 85419.43
 33 4968.94 810.53 5779.47 80450.48
34 5016.09 763.38 5779.47 75434.39
35 5063.69 715.78 5779.47 70370.70
36 5111.74 667.73 5779.47 65258.97
37 5160.24 619.23 5779.47 60098.73
38 5209.20 570.26 5779.47 54889.52
39 5258.63 520.84 5779.47 49630.89
40 5308.53 470.94 5779.47 44322.36
41 5358.90 420.57 5779.47 38963.45
42 5409.75 369.72 5779.47 33553.70
43 5461.09 318.38 5779.47 28092.62
44 5512.90 266.57 5779.47 22579.71
45 5565.21 214.25 5779.47 17014.50
46 5618.02 161.45 5779.47 11396.47
47 5671.33 108.14 5779.47 5725.14
48 5725.14 54.32 5779.47 0.00
Total 222000.00 55414.52 277414.52
 48 MESES
100%
90%
80%
70%
60%
50%
40%
30%
20%
10%
0%
1 4 7 10 13 16 19 22 25 28 31 34 37 40 43 46 49

Amortización Interés
CUOTAS CONSTANTES O FIJAS / AMORTIZACIÓN VARIABLE
MÉTODO FRANCÉS

Préstamo 30000
Moneda soles
Numero de cuotas 60
Periodo de pago mensual
TEA 34%
TEM 2.47% (1+i)^(30/360)-1
Cuota 963.74 .=PAGO(tasa;nper;-va)

Periodo Amortización Interés Cuota saldo

0 30000
1 223.07 740.67 963.74 29776.93
2 228.57 735.16 963.74 29548.36
3 234.22 729.52 963.74 29314.14
4 240.00 723.74 963.74 29074.14
5 245.92 717.81 963.74 28828.22
6 252.00 711.74 963.74 28576.22
7 258.22 705.52 963.74 28318.00
8 264.59 699.14 963.74 28053.41
9 271.13 692.61 963.74 27782.29
10 277.82 685.92 963.74 27504.47
11 284.68 679.06 963.74 27219.79
12 291.71 672.03 963.74 26928.08
13 298.91 664.83 963.74 26629.17
14 306.29 657.45 963.74 26322.88
15 313.85 649.89 963.74 26009.03
16 321.60 642.14 963.74 25687.43
17 329.54 634.20 963.74 25357.89
18 337.68 626.06 963.74 25020.22
19 346.01 617.72 963.74 24674.21
20 354.55 609.18 963.74 24319.65
21 363.31 600.43 963.74 23956.34
22 372.28 591.46 963.74 23584.07
23 381.47 582.27 963.74 23202.60
24 390.89 572.85 963.74 22811.71
25 400.54 563.20 963.74 22411.17
26 410.43 553.31 963.74 22000.75
27 420.56 543.18 963.74 21580.19
28 430.94 532.79 963.74 21149.24
29 441.58 522.15 963.74 20707.66
30 452.48 511.25 963.74 20255.18
31 463.66 500.08 963.74 19791.52
32 475.10 488.63 963.74 19316.42
 33 486.83 476.90 963.74 18829.58
34 498.85 464.88 963.74 18330.73
35 511.17 452.57 963.74 17819.56
36 523.79 439.95 963.74 17295.77
37 536.72 427.02 963.74 16759.05
38 549.97 413.76 963.74 16209.08
39 563.55 400.19 963.74 15645.53
40 577.46 386.27 963.74 15068.07
41 591.72 372.02 963.74 14476.35
42 606.33 357.41 963.74 13870.02
43 621.30 342.44 963.74 13248.72
44 636.64 327.10 963.74 12612.08
45 652.36 311.38 963.74 11959.72
46 668.46 295.27 963.74 11291.26
47 684.97 278.77 963.74 10606.29
48 701.88 261.86 963.74 9904.42
49 719.21 244.53 963.74 9185.21
50 736.96 226.77 963.74 8448.25
51 755.16 208.58 963.74 7693.09
52 773.80 189.93 963.74 6919.29
53 792.91 170.83 963.74 6126.39
54 812.48 151.25 963.74 5313.90
55 832.54 131.19 963.74 4481.36
56 853.10 110.64 963.74 3628.27
57 874.16 89.58 963.74 2754.11
58 895.74 68.00 963.74 1858.37
59 917.85 45.88 963.74 940.52
60 940.52 23.22 963.74 0.00
Total 30000.00 27824.15 57824.15
 60 MESES
100%
90%
80%
70%
60%
50%
40%
30%
20%
10%
0%
1 4 7 10 13 16 19 22 25 28 31 34 37 40 43 46 49 52 55 58 61

Amortización Interés