Summary Notes

Schemes and initiatives by

Central Government
(October & November
2022)
(Last minute revision)
 Central Govt. Schemes in News Oct & Nov 2022

Central Government Schemes in News

SL No. Scheme Name Launched By Details
October 2022
 The changes in interest rates will be applicable from
October 2022 ending 31st December 2022.
 The changes are as follows –:
 Savings Deposit - 4.0%
 1 year Time Deposit - 5.5%
Senior Citizen  2-year Time Deposit - 5.7%
Savings Scheme
Ministry of  3-year Time Deposit - 5.8%
1 Communications,  5-year Time Deposit - 6.7%
(SCSS), Post Office
Ministry of Finance  5-year Recurring Deposit - 5.8%
Fixed Deposit, KVP
 Senior Citizen Savings Scheme - 7.6%
 Monthly Income Account Scheme - 6.7%
 National Savings Certificate - 6.8%
 Public Provident Fund Scheme - 7.1%
 Kisan Vikas Patra - 7.0%
 Sukanya Smariddhi Account Scheme - 7.6%
 The Union Finance Ministry allowed airlines to avail of
up to Rs 1,500 crore loan under the Emergency Credit
Line Guarantee Scheme (ECLGS), to help them tide
Emergency Credit over their cash flow problems.
2 Line Guarantee Ministry of Finance  Earlier, an airline could avail of a loan of not more than
Scheme (ECLGS) Rs 400 crore under the ECLGS. The Centre had in
2020 started the ECLGS to provide collateral-free and
government-guaranteed loans to businesses affected
by the Covid pandemic.
 The Department for Promotion of Industry and Internal
Trade (DPIIT) notified the establishment of the Credit
Guarantee Scheme for Start-ups (CGSS). It would
provide collateral-free debt funding up to Rs 10 crore
for start-ups extended by commercial banks, non-
banking financial companies (NBFCs) and Securities
Department for and Exchange Board of India (SEBI)-registered
Credit Guarantee
Promotion of alternative investment funds (AIFs).
3 Scheme for Start-
Industry and Internal  The credit guarantee cover under the scheme would
ups be both transaction-based (for single eligible
Trade (DPIIT)
borrowers) and umbrella-based (for a group of eligible
borrowers). The extent of transaction-based cover will
be 80 per cent of the credit facility up to Rs 3 crore, 75
per cent of the credit facility between Rs 3 and 5 crore,
and 65 per cent of the credit facility between Rs 5 and
10 crore.
 The Union Cabinet has approved a new Scheme,
Prime Minister’s Development Initiative for North East
Region (PM-DevINE) for the remaining four years of
4 PM-DevINE Central Government the 15th Finance Commission from 2022-23 to 2025-
26.
 The new Scheme, PM-DevINE, is a Central Sector
Scheme with 100% Central funding and will be

2
 Central Govt. Schemes in News Oct & Nov 2022

SL No. Scheme Name Launched By Details

implemented by Ministry of Development of North
Eastern Region (DoNER).
 The PM-DevINE Scheme will have an outlay of
Rs.6,600 crore for the four year period from 2022-23 to
2025-26 (remaining years of 15th Finance
Commission period).
 Public procurement of goods and services by central
government ministries and departments has crossed
Rs 3 lakh crore from the business-to-government
portal Government e-Marketplace (GeM) on the back
of a surge in purchase activity. The cumulative
transaction value of goods and services bought by
government ministries from MSMEs through the GeM
portal grew 116 percent to Rs 3.11 lakh crore from Rs
1.44 lakh crore during October last year.
 In comparison to pre-Covid transaction value, which
stood at Rs 35,462 crore during October 2019, the
Ministry of growth has been nearly 800 percent, indicating Covid-
5
Government e-
Commerce and led tailwinds fuelling the government’s purchases from
Marketplace (GeM) MSMEs through the GeM portal launched in August
Industry 2016.
 Steel Authority of India Limited (SAIL), becomes the
first Central Public Sector Enterprise (CPSE) to
achieve the major milestone of procurement value of
Rs 10,000 crore through the Government-e-
Marketplace (GeM) since its inception.
 After public procurement of goods and services by
central government ministries and departments
crossed Rs 3 lakh crore from the business-to-
government portal Government e-Marketplace (GeM),
the order volume has now crossed the whopping 12
million or 1.2 crores .
 As the PM GatiShakti program completes one year,
the government has now set highly ambitious medium-
term targets for various infrastructure ministries.
 The cumulative highway construction under the
ministry of road transport and highways is now
targeted to be raised to 200,000 km by FY25 from
141,190 km in the last fiscal. Similarly, the freight
loading by the railways will be enhanced to 1,600
6 GatiShakti 16 Ministries million tonnes by FY25 from 1,410 million tonnes in
FY22.
 The number of airports, heliports, water aerodromes,
including those under the UDAN scheme, are targeted
to be increased to 220 by FY25 from 140 in FY22. The
cargo handing at ports is to be raised to 1,759 million
tonne per annum (MTPA) from 1,189 MTPA. The
20,000-km-long oil and gas pipeline network in the
country will be extended to 34,500 km by FY25.
Prime Minister’s Khadi and Village  The government scheme to provide financial
7 Employment Industries assistance to individuals setting up new enterprises —
Generation Commission Prime Minister’s Employment Generation Programme

3
 Central Govt. Schemes in News Oct & Nov 2022

SL No. Scheme Name Launched By Details

Programme (PMEGP) has enabled 25,105 new units with Rs 802
crore subsidy extended and 2,00,840 jobs generated
so far in the current fiscal.
 The half-year performance has already surpassed
1,406 enterprises set up and 11,776 jobs generated in
the entire FY22, as per the latest data. The margin
money extended stood at Rs 64 crore.The government
had extended the scheme over the 15th Finance
Commission Cycle from 2021-22 to 2025-26 with an
outlay of Rs 13,554.42 crore.The extension will create
sustainable estimated employment opportunities for
about 40 lakh people in five financial years.
 The Ministry of Micro, Small and Medium Enterprises
(MSMEs) joins hands with Indian Institute of
Technology (IIT) Kanpur’s technology based incubator,
Startup Incubation and Innovation Centre (SIIC) to
facilitate the MSME Design Innovative Scheme.
Ministry of Micro,  The partnership will leverage design expertise and the
Design Innovative Small and Medium design fraternity to improve India’s manufacturing
8
Scheme Enterprises sector.
(MSMEs)  The MSME Ministry’s Design Innovative scheme offers
grants to the final year Undergraduate and
Postgraduate students engaged in design
development and MSMEs working in the design
domain. These funds are awarded for one year for the
development of select prototypes.
 The Centre in order to manage its inventories has more
than doubled the quantity of rice that it distributes
through the public distribution system (PDS) and also
the Pradhan Mantri Gareeb Kalyan Ann Yojana
(PMGKAY) between June and August this year
Pradhan Mantri compared to the same period last year.For the same
9 Gareeb Kalyan Ann Ministry of Finance time period, it has lowered the quantity of wheat
Yojana allocated by almost a quarter.
 According to the latest grain stock levels, India will
have adequate wheat and rice stocks by the end of
March 2023. The decision to replace wheat with rice
was taken around May-June in view of a 57 per cent
drop in wheat procurement during FY23.
 Prime Minister Narendra Modi released the 12th
installment of financial benefit worth Rs 16,000 crore to
over 11 crore eligible farmers under the flagship PM-
KISAN scheme.
 With this, the total amount transferred to the
Ministry of
PM-KISAN beneficiaries is expected to cross Rs 2.16 lakh crore.
10 Agriculture and
Under the Pradhan Mantri Kisan Samman Nidhi (PM-
Farmers Welfare
KISAN), eligible farmers are provided with a financial
benefit of Rs 6,000 per year in three equal installments
of Rs 2,000 each every four months. The fund is
directly transferred to the bank accounts of the
beneficiaries.
Pradhan Mantri Ministry of
11  The Centre has started a new scheme – Pradhan
Bharatiya Jan Chemicals and

4
 Central Govt. Schemes in News Oct & Nov 2022

SL No. Scheme Name Launched By Details

Urvarak Pariyojana Fertilisers Mantri Bharatiya Jan Urvarak Pariyojana – One Nation
One Fertiliser – under which it is mandatory for
companies to market all subsidised fertilisers under
single brand ‘Bharat’. The prime minister launched the
single brand Bharat under the scheme during the two-
day event PM Kisan Samman Sammelan 2022. This is
being done to prevent criss-cross movement of
fertilisers and reduce high freight subsidy.
 All subsidised soil nutrients – urea, di-ammonium
phosphate (DAP), Muriate of Potash (MoP) and NPK –
will be marketed under the single brand Bharat across
the nation. 600 PM Kisan Samruddhi Kendras (PM-
KSK) were also inaugurated that will act as a one-stop-
shop for farmers who can buy products and avail
multiple services related to the agriculture sector.
 YUVA 2.0 ((Young, Upcoming and Versatile Authors) -
Scheme for Mentoring Young Authors, an Author
Mentorship programme to train young and budding
Ministry of
authors (below 30 years of age) in order to promote
YUVA 2.0– Education,
12 reading, writing and book culture in the country, and
Launched Department of
project India and Indian writings globally.
Higher Education
 THEME-: ‘Democracy (institutions, events, people,
constitutional values – past, present, future)’ in an
innovative and creative manner.
 Gujarat has been declared as a 100 percent 'Har Ghar
Jal' state. Now all households in rural areas have
13 Jal Jeevan Mission Jal Shakti Ministry access to safe drinking water through taps in the state.
 As per the government data, all 91,73,378 houses in
the state now have water connections.
November 2022
 The Department of Telecommunication (DoT) has
approved 42 companies, including Nokia, Samsung
and Tejas Networks, for receiving benefits under the
design-led production-linked incentive (PLI) scheme
Production-linked for manufacturing telecom and networking products.
1 incentive (PLI) Central Government These 42 companies have committed investment of
Rs. 4,115 crores.
scheme
 The latest list also includes Flextronics, VVDN, Jabil
and HFCL, apart from 28 micro, small and medium
enterprises and are expected to generate additional
sales of Rs 2.45 trillion and create employment of
more than 44,000 during the scheme period.
 The Department of Economic Affairs (DEA), Ministry of
Finance, Government of India has recently rolled out a
Central Sector Scheme- Scheme for Financial Support
for Project Development Expenses of PPP Projects –
India Infrastructure Project Development Fund
2 IIPDF Scheme Ministry of Finance Scheme (IIPDF Scheme).
 DEA with this new ‘IIPDF Scheme’ (India Infrastructure
Project Development Fund Scheme) for providing
necessary support to the PSAs, both in the Central
and State Governments, will extend financial

5
 Central Govt. Schemes in News Oct & Nov 2022

SL No. Scheme Name Launched By Details

assistance in meeting the cost of transaction advisors
and consultants engaged in the development of PPP
projects.
 The Ministry of New & Renewable Energy will continue
National Bio Energy Programme till 2025-26 with a
budget outlay of Rs 858 crore for the first phase.
 The National Bioenergy Programme will include the
National Bio three Sub-schemes: Waste to Energy Programme,
Ministry of New &
3 Biomass Programme and Biogas Programme. The
Energy Programme Renewable Energy
Waste to Energy Programme (Programme on Energy
from Urban, Industrial and Agricultural Wastes
/Residues) will support the setting up of large Biogas,
BioCNG and Power plants (excluding MSW (municipal
solid waste) to power projects).
 According to the data provided by the government, out
of 2,52,995 projects sanctioned under Pradhan Mantri
Khanij Kshetra Kalyan Yojana (PMKKKY), 1,33,144
have been completed so far. The Centre launched
PMKKKY to provide for the welfare of areas and
people affected by mining-related operations, using
Pradhan Mantri the funds generated by District Mineral Foundations
4 Khanij Kshetra Ministry of Mines (DMFs).
Kalyan Yojana  Till September, 2022, Rs 63,534.07 crore stands
allocated and Rs 37,422.94 crore has been spent.The
latest official figures show that DMF has been formed
in 622 districts spread across 23 states.
 The concept of DMF was introduced through an
amendment in Mines & Minerals (Development &
Regulation) MMDR Act, 1957.
 The government panel tasked to determine tax refund
rates for overseas shipments from special economic
zones and export-oriented units under export
promotion scheme RoDTEP will submit its report on
5 RoDTEP Central Government December 20,2022.
 The three-member committee is chaired by former
secretary G K Pillai. The other two members include
former CBEC member Y G Parande and former
customs member Gautam Ray.
 The Government of India has given its approval for the
establishment of India’s first-ever Aqua Park in
Arunachal Pradesh at Tarin (Ziro) in the Upper
Subansiri District.
 The ambitious project is sanctioned under the CSS
Pradhan Mantri Ministry of Fisheries,
Component of Pradhan Mantri Matsya Sampada
6 Matsya Sampada Animal Husbandry
Yojana. The overall cost is Rs. 50 crores and Central’s
Yojana. and Dairying
share is of Rs. 45.11 crores.
 Three years ago Prime Minister Narendra Modi had
announced one Integrated Aqua Park for each state
and Union Territory under Pradhan Mantri Matsya
Sampada Yojana for bringing the blue revolution.
Atal Innovation  NITI Aayog’s Atal Innovation Mission (AIM), which
7 NITI Aayog
Mission aims to promote innovation and entrepreneurship in

6
 Central Govt. Schemes in News Oct & Nov 2022

SL No. Scheme Name Launched By Details

the country, launched the women-centric challenges
under phase II of the second edition of the Atal New
India Challenge (ANIC).
 ANIC aims to seek, select, support and nurture
technology-based innovations that solve sectoral
challenges of national importance and societal
relevance through a grant of up to Rs 1 crore.
 The government has decided to do away with
incentives to services exporters under the flagship
Services Exports from India Scheme (SEIS). The next
Services Exports Ministry of foreign trade policy (FTP) won’t include a scheme
8 from India Scheme Commerce and replacing the SEIS.
(SEIS) Industry  However, the government may offer greater
assistance to services exporters for marketing select
services overseas in the next FTP to help them grab
orders.
 The Udyam Registration portal’s data disclosed by the
MSME Ministry over two years after the launch of the
portal showed 8.81 crore people employed by 1.19
crore MSMEs registered on the portal.
 Out of the total employment, 2.05 crore were women
according to the latest data been provided on the
portal.
Udyam portal  The portal had 1.48 lakh exporting units registered
9 MSME Ministry
with an export value of Rs 9.55 lakh crore. In terms of
business activity, over 34,000 enterprises registered
on the Udyam portal were in manufacturing in
comparison to 84.74 lakh service MSMEs.
 95 per cent (1.14 crore) of total registered MSMEs on
the portal were micro followed by only 3.54 per cent
(4.23 lakh) small businesses and 0.32 per cent
(39,289) medium enterprises.
 Ministry of Rural Development (MoRD) has signed an
MoU with Gurugram-based Veddis Foundation to
support setting up of effective governance systems
under the Deendayal Antyodaya Yojana - National
Ministry of Rural Rural Livelihood Mission (DAY-NRLM), strengthen
10 DAY- NRLM
Development State capacities, establish innovative models and
implement the national strategy for Panchayati Raj
Institutions (PRI) and SHG convergence. The
partnership with MoRD and Veddis Foundation is for
three years and is non-financial in nature.
 The President of India, Smt Droupadi Murmu,
launched various projects of the Union Ministry of
Education from Bhubaneswar.
 These include engineering books of All India Council
Union Ministry of for Technical Education (AICTE) in Odia language;
11 e-KUMBH
Education glossary of the technical terms in Odia language,
developed by Commission for Scientific and Technical
Terminology (CSTT); and e-KUMBH (Knowledge
Unleashed in Multiple Bharatiya Languages) portal.
 The objective is in the direction of making education

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 Central Govt. Schemes in News Oct & Nov 2022

SL No. Scheme Name Launched By Details

accessible to all.
 Outward remittances under the Liberalised Remittance
Scheme (LRS) of the Reserve Bank of India (RBI)
surged almost 50 per cent in the April-September
period of the current financial year as compared to the
Liberalised same period of the previous year.
12 Remittance RBI  According to the latest data released by the Reserve
Scheme (LRS) Bank of India, resident Indians remitted $13.4 billion
during the period as compared to $8.9 billion in the
previous financial year.During the second quarter of
FY23, remittances stood at $7.3 billion, compared to
$5.2 billion a year ago.
 Rajasthan has emerged as the top beneficiary among
states under the Atmanirbhar Bharat Rojgar Yojana
(ABRY) launched to boost formal employment.
 According to the data provided by the Minsitry of
Labour and Employment, 20.4 per cent formal workers
Atmanirbhar Bharat
Ministry of Labour in Rajasthan benefited from the scheme until
13 Rojgar Yojana
and Employment June,2022 this year, followed by Gujarat (14.9 per
(ABRY)
cent) and Uttar Pradesh (14.15 per cent).
 However, in terms of the total number of beneficiaries
under the scheme, Maharashtra (960,000) topped the
charts, followed by Tamil Nadu (800,000) and Gujarat
(640,000).
 According to the data provided by the Ministry of
Agriculture,the beneficiaries under the Pradhan Mantri
Kisan Samman Nidhi (PM-KISAN), in which Rs 6,000
is annually transferred to farmers’ bank accounts in
three equal installments, have crossed 100 million, up
Ministry of from 31 million at the beginning of the scheme in
14 PM KISAN Agriculture & February 2019.
Farmers Welfare  In over 3 years, financial assistance of more than Rs 2
trillion has been provided to the needy farmers under
PM Kisan as direct income support. The government
has allocated Rs 68,000 crore for the PM Kisan in the
current fiscal, which was marginally higher than the
Budget estimates of Rs 65,000 crore for 2021-22.
 Reserve Bank of India (RBI) announced that the
interest rate for short-term loans upto Rs 300,000
through Kisan Credit cards (KCC) will be seven per
Ministry of cent and interest subsidy will be 1.5 per cent for the
15 Kisan Credit cards Agriculture & current financial year (FY23) and next financial year
Farmers Welfare (FY24).
 The farmers who repay loans promptly will get an
additional three percent subsidy. Thus, the interest
rate charged to these farmers will be four percent.

Central Government Portal/Initiative

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 Central Govt. Schemes in News Oct & Nov 2022

SL No. Portal/Initiative Launched By Details

October 2022
 The Reserve Bank of India has launched a new
'SupTech' initiative DAKSH - the bank's Advanced
Supervisory Monitoring System, which is expected
to make the supervisory processes more robust.
1 DAKSH RBI  DAKSH is a web-based end-to-end workflow
application through which RBI shall monitor
compliance requirements in a more focused
manner with the objective of further improving the
compliance culture in Supervised Entities (SEs) like
Banks, NBFCs, etc.
 National Payments Corporation of India (NPCI) has
launched NPCI Partner Program (NPP) to
collaborate with various technological service
providers, application service providers, and other
similar entities in the industry.
 This one-of-a-kind initiative will help in building new
offerings that are better aligned with the needs and
demands of the contemporary market. It further
aims to augment the retail payments ecosystem by
NPCI Partner National Payments bringing down the time to market and being more
2 transparent and accessible.
Program Corporation of India
 The program will also act as a knowledge-sharing
platform with exclusive workshops on NPCI
products and services, participation in NPCI pilot
projects, and building a marketplace through
community engagement. It will further enable
service providers to co-create along with NPCI and
will accelerate strategic partnerships within the
ecosystem which will play a vital role in solving new
challenges in the ever-evolving market dynamics of
cash-free payments.
 The office of the Development Commissioner
(Handicrafts) has launched Indian handicraft portal
through which all eligible artisans can apply online
for marketing events. The artisan may login with a
Office of the
pehchan card number, followed by authentication
Indian handicraft Development
3 with OTP sent on the registered mobile number.
portal Commissioner
 The online process will provide equal, fair and
(Handicrafts)
transparent opportunities to all artisans. Broad
guidelines on submission of application has been
circulated to all concerned with a purpose to
educate the artisans.
 Public sector lender Indian Bank has rolled out six
new digital initiatives under ‘Project WAVE’ for
enhancing customer experience through integrated
services on its digital platform.Indian Bank along
4 Project WAVE Indian Bank with Universal Sompo General Insurance will
provide online vehicle and health insurance
through its mobile banking app IndOASIS.
 This digital collaboration would enable the bank’s
customers to access and buy general insurance

9
 Central Govt. Schemes in News Oct & Nov 2022
SL No. Portal/Initiative
5 Gram Seva Program
Minister of State for
Integrated
6
Pensioners’ Portal
7 Bima Sugam
8 Tele-MANAS
10
Launched By Details
products digitally, anytime, anywhere, thus
augmenting the insurance inclusion in India.Under
the co-lending arrangement, Indian Bank has
partnered with Rupeek Capital Pvt. Ltd, to offer
jewel loans at customer doorsteps.
 he State Bank of India announced that it will adopt
30 remote villages across India under the 4th
phase of the ‘SBI Gram Seva’ program. Under the
flagship scheme of the SBI Foundation, the bank
will adopt remote villages across Aspirational
Districts in Haryana, Gujarat, Maharashtra, Punjab,
SBI
Tamil Nadu, and West Bengal.Launched under the
Corporate Social Responsibility of the bank, the
program emphasises a comprehensive
development of villages by active intervention in
areas like education, healthcare, livelihoods, and
infrastructure.
 The Union Minister of State for Personnel, Public
Grievances, and Pensions Dr. Jitendra Singh
launched an Integrated Pensioners’ Portal for the
Central Government pensioners.
Personnel, Public  The latest portal will act as a one-stop solution for
Grievances, and all the needs of pensioners.
Pensions  BHAVISHYA, a portal for pension payment and
tracking system is being integrated with the
pension Seva portal of the State Bank of India
(SBI).
 In a bid to digitise the insurance marketplace to the
benefit of policyholders, the Insurance Regulatory
and Development Authority of India (IRDAI) has
launched Bima Sugam. Bima Sugam is an online
marketplace offering a spot to all sellers of
insurance on a single platform. The online platform,
encompassing both life and non-life insurance, is
set to go live on January 1, 2023.
PFRDA  Multiple insurance-related processes, including
buying and selling of policies, keeping details of the
current policy handy (portability facilities), settling
claims, and changing insurance agents, will be
accessible via Bima Sugam. It allows buyers to
purchase life, motor, or health insurance policies
directly. These facilities will be available to
customers via an electronic insurance account (E-
IA).
 On the occasion of World Mental Health Day, Tele
Mental Health Assistance and Networking Across
States (Tele-MANAS) initiative of Union Ministry of
Union Ministry of Health & Family Welfare was launched virtually by
Health & Family Sh. Thawar Chand Gehlot, Hon’ble Governor of
Welfare Karnataka at National Institute of Mental Health
and Neurosciences (NIMHANS), Bengaluru.
 Tele-MANAS aims to provide free tele-mental
health services all over the country round the clock,
 Central Govt. Schemes in News Oct & Nov 2022

SL No. Portal/Initiative Launched By Details

particularly catering to people in remote or under-
served areas.
 The programme, which is part of the “Lifestyle for
United Nations Environment” (LiFE) initiative announced by Mr.
Secretary-General Modi in June, will be organised by the NITI Aayog.
Antonio Guterres  From October 25 to 31, the government launched
Lifestyle for attended, along with “Unitea” marches in all 750 districts of the country
9 Environment” (LiFE) Prime Minister to highlight health and environment issues as well.
initiative Narendra Modi and  Antonio Guterres unveiled the LiFE logo and
External Affairs tagline and released the mission document at the
Minister S. event in which Union Minister of External Affairs S.
Jaishankar Jaishankar and Gujarat Chief Minister Bhupendra
Patel were present.
 Benefits of Football for Schools Programme-:
 Empower learners (boys and girls) with valuable
life skills and competencies
 Empower and provide coach-educators with the
training to deliver sport and life-skills activities
10 Football4Schools Ministry of Education  Build the capacity of stakeholders (Schools,
Member Associations and public authorities) to
deliver training in life skills through football
 Strengthen the cooperation between
governments and participating schools to
enable partnerships, alliances and intersectoral
collaboration.
November 2022
 SEBI issued a master circular on the redressal of
investor grievances through the SCORES
platform and said the option of one-time review is
available in case the complainant is not satisfied
with the grievance resolutionIn the circular, SEBI
stated that in order to enhance ease, speed and
accuracy in the redressal of grievance, the
complaint shall be lodged on SCORES within one
year from the date of cause of action, subject to
certain conditions.
 The conditions would be that the complainant has
approached the listed company or registered
1 SCORES platform SEBI intermediary/ MII (Market Infrastructure
Institutions) for redressal of the complaint or the
complaint has been rejected.Other conditions
include that the complainant has not received any
communication from the concerned listed
company or the registered intermediary/ MII or,
the complainant is not satisfied with the reply
received or the redressal action taken.
 According to the analysis of the data provided by
the SEBI Complaints Redress System
(SCORES),the market regulator has received
fewer complaints on average so far this year.
 The Securities and Exchange Board of India
(SEBI) received an average of 3,011 complaints

11
 Central Govt. Schemes in News Oct & Nov 2022
SL No. Portal/Initiative
India Post Payments
2 ‘Niveshak Didi’
National Payments
3 123PAY
4 Digital banking units
Rural Infrastructure
5 Development Fund
(RIDF)
TB Mukt Bharat
6 Campaign and a Ni-
Kshay Mitra.
7 Udyam
12
Launched By Details
every month so far in the financial year 2022-23
(FY23) and is a 15.4 per cent decline over the
3,558 average monthly complaints in FY22.
 India Post Payments Bank (IPPB) conducted
India’s first floating financial literacy camp in Dal
Lake with an initiative called ‘Niveshak Didi’ to
promote financial literacy ‘By the Women, For the
Women’ in Srinagar.
Bank
 The first floating financial literacy camp in India
marked a tremendous step towards bridging the
gap of financial inclusion.
 NPCI has notified that electricity bill payments
service for more than 70 electricity boards has
been enabled on 123PAY, an instant payment
system for feature phones.
Corp. of India  This feature will facilitate a smooth and quick
electricity bill payment service through 123PAY for
users to instantly make payments directly from their
bank accounts.
 According to the information provided by the
Reserve Bank of India (RBI), the digital banking
units (DBUs) launched in the country will provide
end-to-end digital processing of small ticket retail
and MSME loans, starting from online applications
to disbursals.
RBI
 DBUs will also provide services related to certain
identified government-sponsored schemes. The
products and services in these units will be
provided in two modes, namely, self-service and
assisted modes, with the self-service mode being
available on a 24x7x365 basis.
 NABARD has sanctioned Rs 220.50 crore to the
Odisha government under RIDF.
 NABARD has sanctioned the fund for construction
of 57 flood protection projects and one bridge at a
rural area.
 State water resources department would execute
NABARD the projects for protection and restoration of river
banks at 57 identified stretches on 32 different
rivers/creeks for restoration/stabilisation of
agricultural land, standing crops and providing flood
relief operations by construction of one rural bridge.
 NABARD has sanctioned Rs 220.50 crore to the
Odisha government under RIDF.
 Padma Shri, Khel Ratna Arjuna Awardee, India’s
First Woman Paralympic Medalist and President of
Health Ministry the Paralympic Committee of India, Dr. (h.c) Deepa
Malik became the national ambassador for the TB
Mukt Bharat Campaign and a Ni-Kshay Mitra.
 Micro and small enterprises (MSEs) seeking
Ministry of MSME guarantee cover under the government’s Credit
Guarantee fund Trust for Micro and Small
 Central Govt. Schemes in News Oct & Nov 2022

SL No. Portal/Initiative Launched By Details

Enterprises (CGTMSE) for the collateral-free credit
will have to provide their Udyam registration
number (URN) from next year onwards.
 URN is a permanent identification number for
businesses looking to register themselves under
the MSME definition revised by the government in
2020 post-Covid.
 This modification in the guidelines will be effective
for all the guarantee applications lodged on or after
January 16, 2023.
 KVIC Chairman Manoj Kumar inaugurated the
ambitious Re-Hab Project (Reducing Human
Attacks using Honey Bees) at Nainital in
8 Re-Hab Project KVIC Uttarakhand.
 Under this project fencing of bee boxes is installed
in such areas from where elephants move towards
the human settlements and farmers' agriculture.
 R.K. Singh, Union Minister of Power and New &
Renewable Energy inaugurated REC’s CSR
initiative for procurement, operation and
maintenance of ten Mobile Health Clinics (MHC) at
Sadar Hospital, Aarah, Bhojpur District Bihar.
Ministry of Power and
 The total cost of the project is Rs. 12.68 crore
9 Doctor Apke Dwar New & Renewable
which will facilitate operational expenditure for
Energy
three years for smooth functioning of the project.
 The 10 MHCs, out of which three are exclusively
for women, will provide door-step primary health
care service to the underprivileged population
across all 14 blocks of Bhojpur district in Bihar.
 The Government e-Marketplace (GeM) portal
crossed Rs 1 trillion in gross merchandise value
(GMV) this financial year.
 Cumulatively, GeM has surpassed GMV worth Rs 3
Government e- trillion since inception and the number of
Ministry of Commerce
10 Marketplace (GeM) transactions on GeM exceeded 12 million. The
and Industry
portal target for FY23 for the GeM portal is to achieve Rs
1.5 trillion in GMV.
 In terms of value, Gujarat is the top state in
procuring from the portal, followed by Uttar
Pradesh, Maharashtra, and Madhya Pradesh.

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