Daily Current Affairs PDF

This PAID PDF is provided by AffairsCloud’s dedicated team that works

diligently to provide aspirants with high-quality content. We recommend
you to purchase this PDF subscription and seize the opportunity to learn
efficiently.
Help Us to Grow & Provide Quality Service

Click here to Download the CareersCloud APP

Click here to Join the Telegram Channel
AffairsCloud Hindu Vocabs

Suggestions & Feedback are welcomed

Support@affairscloud.com

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 1

 Daily Current Affairs PDF

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 2

 Daily Current Affairs PDF

AFFAIRSCLOUD TODAY
Current Affairs 22 November 2023 : Headlines

 Finance Ministy Notified 7 Changes in Senior Citizens Savings Scheme Rules

 MoSJE Unveils Financial Incentive for Empowering Divyang Individuals
 Union Minister Piyush Goyal attended IPEF and APEC ministerial meeting in U.S.
 Bima Lokpal Day 2023: Insurance Ombudsman Disposed 92.28% of Complaints in FY23
 Karnataka Bank Partners with HDFC Life to Offer Insurance Products
 Goldman Sachs projects India GDP Growth at 6.3% in 2024
 51st International Emmy® Awards: India’s Vir Das wins Emmy for Comedy & Ektaa Kapoor wins
Directorate Award
 BrainAlive Co-Founder Sujit Roy Wins NASA Impact Planet Award 2023
 ACC Approves Appointment of Vinay M Tonse as MD of SBI
 Luc Frieden named as 23rd Prime Minister of Luxembourg
 RBI Approves Appointment of Five Hinduja Group Representatives as Directors on Reliance
Capital board
 Indian Navy Launched 4th MCA Barge, LSAM 10 (YARD 78) at M/s SEPPL in AP
 World Fisheries Day 2023 – November 21
 World Television Day 2023 – November 21
 World Heritage Week 2023- November 19 to 25
 UP Govt Signed CSIR & DRDO as Knowledge Partners for Bulk Drugs Park in Lalitpur
 Meghalaya Launches ‘Food Security’ Campaign to Achieve Zero Hunger

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 3

 Daily Current Affairs PDF

NATIONAL AFFAIRS
Finance Ministy Notified 7 Changes in Senior Citizens Savings Scheme Rules
On 7th November 2023, Department of Economic Affairs(DEA), under the Ministry of Finance, notified 7
changes in Senior Citizens Savings Scheme(SCSS), a government-sponsored savings instrument for individuals
aged 60 years or employees aged 55 years or more but less than 60 years.

7 Changes in SCSS:
i.Extended Time for Investing Retirement Benefits
The government has provided 3 months to invest in SCSS for individuals aged above 55 but below 60. At
present, the investment has to be made within 1 month of receipt of retirement benefits.
ii.Investment by Spouse of Government Employee
Following the change is SCSS rules, the spouse of the government employee is now permitted to invest the
financial assistance amount in the scheme.
iii.Broadened Definition of Retirement Benefits
The rule now clearly defines the scope of retiremnet benefits, any payment received by the individual due to
retirement or superannuation.
 This includes provident fund dues, retirement or superannuation or death gratuity, commuted value
of pension, leave encashment, savings element of group savings linked insurance scheme payable by
the employer on retirement, retirement-cum-withdrawal benefit under Employees’ Pension Scheme
(EPS) and ex gratia payments under a voluntary or special voluntary retirement scheme.
iv.Deduction on premature withdrawal
The notification has relaxed the norms on premature withdrawals from SCSS.
Now, 1% of the deposit will be deducted if the account is closed before the expiry of 1 year of the investment.
 Previously, if the account was closed before the expiry of 1 year, interest paid on the deposit in the
account was to be recovered from the deposit and the entire balance was paid to the account holder.
v.No limit on the extension of SCSS:
According to the revised rules, the account holder can continue to extend the account for ‘n’ number of block –
the block being of 3 years each. An application has to be submitted for every extension.
 Prior to the notification, the extenion of SCSS was allowed only once.
 The extension will be considered from the date of maturity or from the end of each block period of 3
years.
vi.Interest on Extended Deposits:
As per the new rules, While extending the SCSS account on maturity, the deposit will earn the interest rate
applicable to the scheme on the date of maturity or on the date of the extended maturity.
vii.Maximum Deposit Amount:
The maximum deposit amount in the scheme shall not exceed the allowed deposit limit.
 The maximum deposit limit for SCSS has been enhanced to Rs 30 lakh from Rs 15 lakh with
effective from 1st April 2023. This was announced in Budget 2023.

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 4

 Daily Current Affairs PDF

Note: This is a clarificatory rule, since multiple extensions in the scheme have now been allowed.
About SCSS:
i.SCSS, lauchned in 2004, is designed specifically for senior citizens to provide them with a regular income and
secure investment opportunity.
ii.The SCSS offers a competitive interest rate, which is revised quarterly by the government.
 The current interest rate is 8.20% per annum, compounded quarterly.
iii.The SCSS is eligible for tax deductions under Section 80C of the Income Tax Act, 1961. The maximum
deduction limit is Rs 1.5 lakh per annum.
Note:
SCSS is one among the 9 small savings schemes offered by the government.
The other small savings schemes are
 Public Provident Fund (PPF)
 Sukanya Samriddhi Yojana(SSY)
 Post Office Monthly Income Scheme (POMIS)
 National Savings Certificate (NSC)
 Kisan Vikas Patra (KVP)
 Post Office Time Deposit (POTD)
 Atal Pension Yojana (APY)
 Pradhan Mantri Vaya Vandana Yojana (PMVVY)
Recent Related News:
On 28th June 2023, the Ministry of Finance announced that there will be no changes in the rate of Tax
Collection at Source (TCS) for all purposes under Liberalised Remittance Scheme (LRS) and for overseas travel
tour packages, regardless of the mode of payment, for amounts up to Rs 7 lakh per individual per annum.
About Ministry of Finance:
Union Minister – Nirmala Sitharaman (RajyaSabha – Karnataka)
Minister of State (MoS) – Pankaj Chaudhary; Dr. Bhagwat Kishanrao Karad

MoSJE Unveils Financial Incentive for Empowering Divyang Individuals

Rajesh Aggarwal, Secretary, Department of Empowerment of Persons with Disabilities(DEPwD), under the
Ministry of Social Justice and Empowerment (MoSJE), has announced a 1% interest rate rebate for divyang
(Persons with Disabilities- PwDs) who receive financial support through the National Divyangjan Finance and
Development Corporation (NDFDC).
 This aims to promote financial inclusion and foster economic empowerment among the divyangjan.
Key Points:
i.This rebate under NDFDC loan is for timely repayment, and subject to specific terms and conditions.
ii.This initiative highlights the Central Government’s goal is to make financial assistance more accessible and
affordable for PwDs, and uplift and empower every section of society.
iii.It will also reduce the financial burden on divyang individuals seeking financial assistance and encourage
responsible repayment practices.
iv.NDFDC is the apex body channeling funds for economic development and self-employment for PwDs through
State Channelizing Agencies (SCAs) and partner Banks appointed by State/UT Governments.
About National Divyangjan Finance and Development Corporation (NDFDC):
It is a Central Public Sector Undertaking (CPSU) under the aegis of DEPwDS, MoSJE.
Chairman-cum-Managing Director– Naveen Shah
Headquarters– New Delhi, Delhi
Establishment– 1997

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 5

 Daily Current Affairs PDF

INTERNATIONAL AFFAIRS
Union Minister Piyush Goyal attended IPEF and APEC ministerial meeting in U.S.
Piyush Goyal, Union Minister of Commerce and Industry, Consumer Affairs, Food and Public Distribution and
Textiles was on Four-day official visit to San Francisco,United States (U.S) from November 13-16, 2023. His visit
includes various official engagements of Indo-Pacific Economic Framework (IPEF) and Asia-Pacific Economic
Cooperation (APEC).

Key Highlights:
i.He participated in the 3rd in-person IPEF Ministerial meeting from November13-14, 2023.
ii.Union Minister Piyush Goyal represented India at the Partnership for Global Infrastructure and Investment
(PGII) – IPEF Investor Forum meeting on November16, 2023.
iii.Piyush Goyal, Union Minister also represented India at the APEC Economic Leadership Engagements from
15-16 November, 2023. India has been invited to the 30th APEC Economic Leaders Meeting 2023 as a Guest
Economy.
iv.During the visit, The Commerce and Industry Minister had bilateral meetings with his U.S. counterpart Gina
Raimando and addressed the key areas like: trade barriers, promote investments and fostering greater
cooperation in areas such as technology and innovation.
v.He co-chaired “India-USA Innovation Handshake Initiative” which aims to promote further innovation and job
growth, particularly in emerging technologies.
vi.The Commerce and Industry Minister also participated in the investor roundtable along with one-to-one
meetings with CEOs. He visited Tesla Factory Unit Fremont and interacted with senior executives of Tesla
Group.
vii.During his visit, he simultaneously held bilateral meetings with his counterparts of countries such as The
U.S., Republic of Korea and Singapore. He discussed potential collaboration under the IPEF, to enhance bilateral
trade and commerce, matters related to WTO (World Trade Organization) and other issues of mutual interest.
MoU on “Enhancing Innovation through an Innovation”
The MoU (Memorandum of Understanding) was signed between India and The U.S. during the roundtable titled
“Decoding the “Innovation Handshake :U.S.-India Entrepreneurship Partnership” in San Francisco ,U.S.
 The event is co-hosted by the U.S.-India Business Council (USIBC) and the Confederation of Indian
Industry (CII) and National Association of Software and Service Companies (NASSCOM) and startup
India, CEOs from major ICT companies.
Objective:
i.To connects the two sides’ dynamic startup ecosystems.
ii.Address specific regulatory hurdles to cooperation.
iii.Share information and best practices for startup fund raising.
iv.Promote innovation and job growth, particularly in critical and emerging technologies (CET) under India-
The U.S. initiative for critical and emerging technology.

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 6

 Daily Current Affairs PDF

Significance:
 The two countries collaboration work towards
to boost the economy, attract investments, and
create jobs, especially in startups focusing on
Critical Emerging Technologies (CET).
 Both countries plan to organize joint events,
like hackathons and Open Innovation Programs.
 There will be two events taking place in early
2024, one in India and the other in the U.S
featuring an investment forum and a Silicon
Valley hackathon.
Background:
5th India-U.S. Commercial Dialogue(CD) was held on
10th March, 2023 during the visit of U.S. Secretary of
Commerce Gina Raimondo.The event witnessed the
relaunch of CD with strategic focus on supply chain
resiliency, climate and clean technology cooperation,
advancing inclusive digital economy and facilitating post-pandemic economic recovery especially for SMEs and
startups.
 It included launch of a new Working Group on Talent, Innovation and Inclusive Growth (TIIG) under
the Commercial Dialogue
 About Commercial Dialogue: It is a Ministerial-level discussions between India and the U.S. to
enhance the ties between business communities. The includes government-to-government meetings
alongside private entities to boost trade and increase the investment opportunities across various
economic sectors.
IPEF Supply Chain Agreement signed by 14 IPEF Partner Countries
Union Minister of Commerce and Industry Piyush Goyal participated in the 3rd in-person IPEF Ministerial
meeting on 14th November, 2023 in San Francisco,California in U.S.The event was hosted by U.S.
 During the meeting, the first-of its-kind IPEF Supply Chain resilience agreement was signed by the
minister along with ministers from 14 other IPEF partner countries. The agreement aims to make
IPEF supply chains more resilient, robust and well integrated, and contribute towards economic
development and progress of the region as a whole.
Four Pillars of IPEF:
The framework is structured around four pillars. India had joined Pillars II to IV of IPEF while it has an
observer status in Pillar-I.
i.PillarI (Trade): Aims to promote economic growth, peace and prosperity in the region.
iiPillarII (Supply Chain):Aims to make supply chain more resilient, robust and well integrated through crisis
response measures.
iii.PillarIII (Clean Economy): Aiming to boost cooperation in research development, availability, accessibility
and deployment of clean energy and climate friendly technologies.
 Facilitate investment towards climate-related projects in the region.
 Reduce global anthropogenic methane emissions by 2030.
iv.PillarIV (Fair Economy):
 Aims to strengthen implementation of effective anti-corruption and tax measures.
 Adopt measures enabling the identification, tracing, freezing and seizure in criminal or civil
proceedings consistent with United Nation Convention against Corruption (UNCAC).

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 7

 Daily Current Affairs PDF

Key Points of U.S. and Indo-Pacific Economic Framework (IPEF):

 At the meeting negotiations under the IPEF PillarIII (Clean Energy), PillarIV (Fair Economy) and the
agreement on the IPEF which seeks to establish ministerial council and a commission were
concluded.
 Under the Clean Economy (Pillar-III), IPEF partners are aiming to advance cooperation on research,
development, commercialization, availability, accessibility, and deployment of clean energy and
climate friendly technologies, and facilitate investment towards climate-related projects in the
region.
 Piyush Goyal under the PillarIII (Clean Energy) emphasized cooperative work programmes
including hydrogen supply chain initiatives and other proposals like biofuels and e-waste recycling.
 Under the Fair Economy (Pillar-IV), IPEF partners aim to strengthen implementation of effective
anti-corruption and tax measures to boost commerce, trade, and investment among IPEF economies.
About IPEF:
IPEF was launched jointly by the U.S. and other partner countries of the Indo-Pacific region on May23, 2022 in
Tokyo (Japan). Its main aim is to strengthen economic engagement among partner countries with objective of
advancing growth, peace and prosperity in the region.
Member Countries: It has 14 partner countries including: Australia, Brunei, Fiji, India, Indonesia, Japan,
Republic of Korea, Malaysia, New Zealand, Philippines, Singapore, Thailand, Vietnam and U.S.A.
30th APEC (Asia-Pacific Economic Cooperation) Leaders Summit 2023
The U.S. hosted the 30th APEC Leaders Summit which held in San Francisco. Apart from 21-member countries of
APEC, India attended the summit as Guest Economy. Piyush Goyal. Minister of Commerce and Industry
represented India at the summit.
 Theme APEC Summit 2023: “Creating a Resilient and Sustainable Future for All”.
The U.S. hosted the APEC Summit 3rd time since its formation. Earlier, The U.S. hosted the APEC Summit in 1993
and 2011.
Key Highlights of the APEC Leaders Summit:
 The Key highlight of the summit is adoption of Golden Gate declaration – It underscores the
commitment to creating a resilient and sustainable future for all member countries.
 During the Summit, member countries reaffirmed their commitment to free, fair, and open trade and
investment, and to advancing inclusive and sustainable growth in the region.
 APEC leaders endorsed the APEC Action Agenda on Climate Change and Energy Security.
 Along with India, Fiji and Colombia were also invited to attend the 30th APEC Leaders Summit 2023.
 At Present, Joe Biden (President, The U.S.) is the chairperson of APEC.
 Peru will host the 31st APEC Summit 2024.
Participants:-
APEC Business Advisory Council (ABAC), the Association of Southeast Asian Nations (ASEAN), and the Pacific
Economic Cooperation Council (PECC), as well as representatives of the World Trade Organization (WTO) and
the World Bank.
About APEC (Asia –Pacific Economic Cooperation)
It is a regional economic forum established in 1989 to leverage the growing interdependence of the Asia-
Pacific. The 1st APEC meeting held in Canberra, Australia in November, 1989.
Aim: To create greater prosperity for the people of the region by promoting balanced inclusive, sustainable,
innovative and secure growth and by accelerating regional economic integration.
Members: It include countries like: Australia, Brunei, Canada, Chile, China, Hong-Kong, Malaysia, Mexico, New
Zealand, Papua New Guinea, Peru, Philippines, Russia, Singapore, Chinese Taipei(Taiwan), Thailand, Vietnam,
and United States of America.
Significance of APEC:
 It is one of the oldest and most influential multilateral platforms in Asia-Pacific region.
 Its treaties are non-binding on it all member countries.

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 8

 Daily Current Affairs PDF

 APEC accounts for approximately 62% of World GDP and 48% of World Trade in 2021.
Secretariat of APEC:
 APEC permanent secretariat is located in Singapore.
 Executive Director – Rebecca Fatima Santa Maria
About: U.S.A (United States of America)
President: Joe Biden
Capital: Washington D.C.
Currency: U.S. Dollar
About: Ministry of Commerce and Industry
Union Minister – Piyush Goyal(Rajya Sabha member from Maharashtra)
MoS(Minister of State) – Anupriya Patel, Som Prakash

BANKING & FINANCE

Bima Lokpal Day 2023: Insurance Ombudsman Disposed 92.28% of Complaints in FY23
On the occasion of Bima Lokpal Day 2023(11th November 2023), Insurance Ombudsman announced that it has
disposed of over 92.28% of the complaints received from the insured during Financial year 2022-23(FY23).
 Insurance Ombudsman has settled 51,625 out of 55,946 received complaints across all 17 Insurance
Ombudsman Offices.

Key Points:
i.Delhi office of the Insurance Ombudsman has cleared all 5,257 complaints it received during 2022-2023.
ii.Kolkata office in West Bengal, resolved 100% of complaints in the FY23. All 3,027 complaints were resolved.
iii.Between April and October of FY24, Complaints against insurance companies in Tamil Nadu and Union
territory of Puducherry has increased by 21.6% compared with the same period in FY23.
 Chennai office (TN) and Puducherry recorded 1,630 complaints during the period, which was at
1,340 in the corresponding period of FY23.
About 60% of these complaints were against health insurance companies and 40% of these were in life and
vehicle insurance segments.
Bima Lokpal Day:
Bima Lokpal Day is observed annually on November 11, to commemorate the foundation day of the Insurance
Ombudsman, an alternative dispute resolution forum set up to resolve disputes relating to insurance contracts.
 The insurance ombudsman was established through a government of India notification in November
1998.
About Insurance Ombudsman:
Insurance Ombudsman is a quasi-judicial grievance redressal machinery to redress complaints of insured
persons against life and non- life insurance companies.

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 9

 Daily Current Affairs PDF

The offices of the Insurance Ombudsman are under the administrative control of the Council for Insurance
Ombudsman (CIO).
Chairman of CIO– Siddhartha Mohanty

Karnataka Bank Partners with HDFC Life to Offer Insurance Products

Karnataka Bank has formed a strategic corporate partnership with HDFC Life Insurance Company Limited
(HDFC Life) to offer life insurance products to its customers.
 This collaboration is set to deliver a host of benefits to customers seeking financial security and life
protection.
 It also offers customers a range of innovative and customer-centric financial solutions.
 HDFC Life was established in 2000 as a joint venture between HDFC Bank and Abrdn (Mauritius
Holdings) 2006 Limited.

ECONOMY & BUSINESS

Goldman Sachs projects India GDP Growth at 6.3% in 2024
According to India 2024 outlook from Goldman Sachs Group, Inc, India’s real Gross Domestic Product (GDP)
growth is expected to decline marginally to 6.3% in 2024 from the 6.4% estimated for 2023.

 India’s GDP is projected to grow at 6.5% in FY25 compared to 6.2% in FY24.

Growth drivers:
The government spending will drive growth in the 1st half, while private investment will accelerate after the
general election to become the key driver of growth.
 During 2nd Quarter (Q2) of 2024, subsidies and transfer payments will be growth drivers as India
heads in to the General election in May 2024.
Key Points:
i.Headline consumer price inflation(CPI) is expected to decline to 5.1% year on year(yoy) average in 2024.
 The core inflation is expected to decline to 4.5% yoy (average) in 2024 from an estimated 5.1% in
2023.
ii.The current account deficit will widen to 1.9% of GDP in 2024 from the 1.3% expected in 2023
iii.The rupee is set to appreciate to 82 against the dollar at 2024-end against the 83 level at the end of 2023.
iv.Private consumer expenditure will rise to 6.5% and Gross Fixed Investment at 6.2%.
v.There will be an increased allocation towards rural employment programs, higher cooking gas subsidies, and
an extension of the food subsidy program amid General election is 2024.
About Goldman Sachs Group, Inc:
Chairman and Chief Executive Officer (CEO)– David M. Solomon
Headquarters– New York, the United States of America(USA)

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 10

 Daily Current Affairs PDF

AWARDS & RECOGNITIONS

51st International Emmy® Awards: India’s Vir Das wins Emmy for Comedy & Ektaa Kapoor
wins Directorate Award
On 20th November 2023, The International Academy of Television Arts & Sciences announced the winners of
the 51st International Emmy® Awards (2023) in New York City, United States of America(USA).

 Indian Comedian and actor Vir Das won the Emmy under the Comedy category for his Netflix stand-
up special show “Vir Das: Landing”.
 Ektaa R. Kapoor, Co-Founder of Balaji Telefilms was honoured with the International Emmy
Directorate Award for her contribution to the world of arts and entertainment.
Note: A total of 15 Emmy and 2 Special Awards ( Founders Award & Directorate Award) were presented during
the event.
Highlights:
Vir Das:
i.Vir Das shared the Emmy for Comedy with “Derry Girls – Season 3”, a United Kingdom(UK) origin web series
produced by Hat Trick Productions.
 With this, he became the first Indian Comedian to win the Emmy Award.
ii.This marks Vir Das’s maiden International Emmy Award and the 2nd Emmy nomination including his
nomination in 2021 for the stand-up show “Vir Das: For India”.
Ektaa R Kapoor:
i.She received the award from Author and new age leader Dr Deepak Chopra.
ii.She became the first Indian Woman Filmmaker to win the Directorate Award.
 Previously, Subhash Chandra, the founder of Zee Group, received the Directorate Award(2011) for
his contribution to India’s television industry.
Directorate Award:
The Directorate Award, one of the two special awards of the International Emmy Awards, is presented to an
organisation or an individuals for outstanding contributions over a period of time to the arts and sciences of
international television.
Other Indian nominees:
i.Shefali Shah was nominated under the Best Performance by an Actress category for her performance in the
Netflix series, ‘Delhi Crime Season 2.’
 She lost the award to Mexican actress Karla Souza for the Mexican sports drama Dive.
ii.Jim Sarbh was nominated under the Best Performance by an Actor category for the series ‘Rocket Boys’.
 He lost the award to English actor Martin Freeman for his performance in The Responder.
Special Awards: Founders Award:
British Screenwriter and producer Jesse Armstrong, Chairman and CEO of HBO and Max Content was honoured
with the 2023 International Emmy Founders Award.

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 11

 Daily Current Affairs PDF

 He is the creator of the television drama ‘Succession’ and the co-creator of the Channel 4 comedy
series Peep Show, Fresh Meat, and Babylon.
Winners of International Emmy Awards 2023:

Category Winners

Arts Programming Buffy Sainte-Marie: Carry It On(Canada)

Best Performance by an Actor Martin Freeman In The Responder(United Kingdom)

Best Performance by an Actress Karla Souza In La Caída [Dive](Mexico)

Vir Das: Landing(India)

And
Comedy
Derry Girls – Season 3
2023(United Kingdom)

Documentary Mariupol: The People’s Story(United Kingdom)

Drama Series The Empress(Germany)

Non-Scripted Entertainment A Ponte – The Bridge Brasil(Brazil)

Short-Form Series Des Gens Bien Ordinaires [A Very Ordinary World](France)

Sports Documentary Harley & Katya(Australia)

Telenovela Yargi [Family Secrets](Turkey)

TV Movie/Mini-Series La Caída [Dive](Mexico)

International Emmy Kids Awards

Animation The Smeds and The Smoos, Magic Light Pictures (United Kingdom)

Factual & Entertainment Built To Survive (Australia)

Live-Action Heartbreak High (Australia)

International Emmy News Awards

Current Affairs Off The Grid – Ukraine Wartime Diaries

News The Battle For Bucha & Irpin

About International Emmy Awards:
i.The International Emmy Awards, annually presented by the International Academy of Television Arts &
Sciences, recognise excellence in television programming produced outside of the USA.
ii.For the 2023 International Emmy Awards, 56 Nominations were listed for 14 categories from 20 countries.

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 12

 Daily Current Affairs PDF

About International Academy of Television Arts & Sciences:

President & Chief Executive Officer(CEO)– Bruce Paisner
Established in –1969
Headquarters– New York City, United States of America

BrainAlive Co-Founder Sujit Roy Wins NASA Impact Planet Award 2023
Sujit Roy, Co-Founder of Noida(Uttar Pradesh) based BrainAlive Research Pvt. Ltd., was honoured with
National Aeronautics and Space Administration(NASA) Implementation and Advanced Concepts
Team (IMPACT) Planet Award 2023 for his outstanding contribution to the Geospatial artificial intelligence
(AI) Foundation Model project.
 NASA and IBM Research collaborated to create NASA’s first open-source geospatial AI foundation
model for Earth observation data. Sujit Roy was part of the NASA’s research team.
 The HLS Geospatial Foundation Model (HLS Geospatial FM) in the application of AI for Earth science
has a wide range potential applications, including monitoring natural disasters and predicting
agriculture harvests.
 Sujit Roy has Research and development (R&D) experience in Machine Learning and Computational
Neuroscience in global research organizations like NASA Impact and University of
Manchester(United Kingdom).
 BrainAlive AI is an AI Engine that converts raw interaction data into real-time user engagement
insights using a data transformation approach.

APPOINTMENTS & RESIGNATIONS

ACC Approves Appointment of Vinay M Tonse as MD of SBI
Appointments Committee of the Cabinet (ACC) headed by Prime Minister (PM) Narendra Modi, has approved
the appointment of Vinay M Tonse as the Managing Director (MD) of State Bank of India (SBI) for two years
till November 2025.

 Prior to this appointment, Vinay Tonse was serving as the Deputy MD (Corporate Account Group) of
SBI
Key points:
i.Vinay M Tonse was recommended to the post by Financial Services Institutions Bureau (FSIB) in September
2023.
ii.The post (MD of SBI) fell vacant in June 2023 after the appointment of Swaminathan Janakiraman as
Deputy Governor of the Reserve Bank of India(RBI).
About Vinay M Tonse:
i.Vinay M Tonse joined SBI as a probationary officer in 1988 and has worked in various capacities.
ii.He worked as the chief general manager of the Chennai circle at SBI and headed the SBI’s business and
operations in Tamil Nadu and Puducherry.

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 13

 Daily Current Affairs PDF

iii.He has also headed the operations at SBI Osaka branch in

Japan as Chief Executive Officer (CEO) from 2009 to 2013.
iv.He has also served as the MD& CEO of SBI Funds
Management Limited from 2020 to 2022.
FSIB:
The Financial Services Institutions Bureau (FSIB) was
established in July 2022 by the Government of India to
recommend persons for appointment as whole-time directors
and non-executive chairpersons on the Boards of financial
services institutions.
Chairperson of FSIB- Bhanu Pratap Sharma, former Chairman
of Bank Board Bureau (BBB).
About State Bank of India (SBI):
Chairman– Dinesh Kumar Khara
Headquarters– Mumbai, Maharashtra
Establishment – 1955

Luc Frieden named as 23rd Prime Minister of Luxembourg

On November 17, 2023, Luc Frieden (60), a member of the Christian Social People’s Party (CSV), sworn in as the
23rd Prime Minister (PM) of Luxembourg. He succeeds Xavier Bettel of Liberal Democratic Party (DP), who
served as PM of Luxembourg from 2013 to 2023.

 The PM and the new ministers of the coalition government (CSV-Liberal DP) took oaths of office
during a ceremony officiated by Henri, Grand Duke of Luxembourg(Head of State).
Noted appointments:
i.Outgoing PM Xavier Bettel was appointed as deputy PM and foreign minister
ii.Gilles Roth of CSV was appointed as the new Finance Minister of Luxembourg.
iii.7 ministerial positions were given to DP and 8 were given to CSV.
 Key portfolios, including interior, justice, and finance, fall under the CSV’s purview.
Note:
 During the National elections held in October 2023 to elect all 60 seats of the Chamber of Deputies,
CSV party won 21 seats and DP took 14 seats.
 The coalition holds a majority of 35 seats in the Parliament.
About Luc Frieden:
i.Luc Frieden has served in the government of Luxembourg as Minister of Justice and Minister of Budget and
Treasury (1998 to 2009), as Minister of Defence (2004-2006), and Minister of Finance (2009-2013).
ii.He has also served as Governor of the World Bank (1998 to 2013) and acted as Chairman of the Board of
Governors of the International Monetary Fund (IMF) and the World Bank Group in 2013.
iii.He has also served as Vice Chairman of Deutsche Bank Group since September 2014 and
iv.He has also served as the President of the Luxembourg Chamber of Commerce (2019-2023) and as President

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 14

 Daily Current Affairs PDF

of Eurochambres, the business federation of European Chambers of Commerce and Industry, for the 2022-2023
term.
About Luxembourg:
Prime Minister– Luc Frieden (Head of Government)
Capital– Luxembourg city
Currency– Euro

RBI Approves Appointment of Five Hinduja Group Representatives as Directors on Reliance

Capital board
The Reserve Bank of India (RBI) has given approval to the appointment of five Hinduja Group representatives
including Amar Chintopanth, Shardchandra V Zaregaonkar, Moses Newling Harding John, Bhumika Batra, and
Arun Tiwari as directors on the board of Reliance Capital.
 RBI also announced its no objection to the transfer of control of Reliance Capital Ltd to IIHL banking,
financial services, and insurance (BFSI) (India) Ltd (wholly owned subsidiary of IndusInd
International Holdings Ltd).
 while granting approval to Rs 10,000 crore resolution plan and the appointment of the directors,
RBI laid down the condition that Hinduja group-run IndusInd Bank Ltd should maintain an
arm’s length distance from the Reliance Capital.
Hinduja Group firm IndusInd International Holdings Ltd (IIHL) has won the bid for acquisition of the debt-
laden Reliance Capital in an insolvency proceeding to recover unpaid loans in June 2023.
Note:
The arm’s length principle is that the subsidiaries of a group should function as separate, independent units
and not as interconnected parts of a single enterprise.

SCIENCE & TECHNOLOGY

Indian Navy Launched 4th MCA Barge, LSAM 10 (YARD 78) at M/s SEPPL in AP
On 20th November 2023, Indian Navy (IN) launched the Missile Cum Ammunition (MCA) Barge, LSAM 10
(Yard 78), the 4th vessel in the 08 x MCA Barge project, at Guttenadeevi, East Godavari, Andhra Pradesh(AP).
 The launching Ceremony was presided over by Cmde Shanmugam Sabesan, CRO (East).

 The barge was built by the Micro, Small & Medium Enterprise (MSME) Shipyard, M/s SECON
Engineering Projects Pvt Ltd (SEPPL), Visakhapatnam(AP).
Background:
i.The contract for building 8 MCA Barge was signed between Ministry of Defence (MoD) and SEPPL on February
19, 2021.
ii.Previously, Indian Navy has launched 3 MCA Barges:
 1st MCA Barge Yard 75 (LSAM 7) was launched on 24 February 2023 at Visakhapatnam, AP.
 2nd MCA Barge, Yard 76 (LSAM 8) was launched on 18 August 2023 in East Godavari, AP.

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 15

 Daily Current Affairs PDF

 3rd MCA Barge, Yard 77 (LSAM 9) was launched on 22 September 2023 in East Godavari, AP.
Key Points:
i.The availability of these Barges would provide impetus to the operational commitments of IN by facilitating
Transportation, Embarkation, and Disembarkation of articles/ ammunition to IN Ships both alongside jetties
and at outer harbours.
ii.These Barges are indigenously designed and built under relevant Naval Rules and Regulations of the Indian
Register of Shipping (IRS).
iii.The model testing of the Barge during the design stage was undertaken at the Naval Science and
Technological Laboratory (NSTL), Visakhapatnam.
About Ministry of Defence (MoD):
Union Minister– Raj Nath Singh (Constituency- Lucknow, Uttar Pradesh)
Minister of State– Ajay Bhatt

IMPORTANT DAYS
World Fisheries Day 2023 – November 21
World Fisheries Day is annually observed across the globe on 21st November to demonstrate solidarity with
the members of the fisher community, fish farmers and concerned stakeholders across the world.

 21st November 2023 marks the 26th World Fisheries Day.

The theme for World Fisheries Day 2023 is “Celebrating the Wealth of Fisheries and Aquaculture.”
Background:
i.On 21st November 1997, the working fishermen and women representing World Forum of Fish Harvesters
& Fish Workers met at New Delhi, Delhi and established the World Fisheries Forum (WFF).
ii.During the meet, representatives from 18 countries signed a declaration advocating for global adoption of
sustainable fishing practices and policies.
iii.To commemorate this day, the 21st November of every year is observed as World Fisheries Day.
 The first ever World Fisheries Day was observed on 21st November 1998.
Significance:
i.The day highlights the serious threats to the sustainability of our marine and freshwater resources such as
overfishing, habitat destruction and other.
ii.The day also stresses the need for sustainable fishing practices and responsible management of marine
resources to conserve aquatic ecosystems.
2023 Events in India:
To commemorate World Fisheries Day 2023, the Department of Fisheries, Ministry of Fisheries, Animal
Husbandry and Dairying (MoFAHD) hosted the Global Fisheries Conference India 2023 in Ahmedabad,
Gujarat from on 21st to 22nd November 2023.
 The conference was held under the theme ‘Celebrate the Fisheries and Aquaculture Wealth’.

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 16

 Daily Current Affairs PDF

Note:
On 16th November 2023, during the curtain raiser event,
Union Minister Parshottam Rupala, MOFADH, unveiled
the event logo which symbolizes the Indian Fisheries
Sector is achieving newer heights globally and significant
contribution of the fishers and fishermen communities in
nation building.
Key Points:
i.China remained the world’s largest seafood producer in
2022, with production estimated at 67.5 million metric
tons (MMT).
ii.Indonesia is the second-largest marine fish producer in
the world after China.
iii.India, the third-largest producer of fish, accounts to
8% to global fish production.
 India’s fish production reached 162.48
lakh tonnes in 2021-22.
 The top fish producing states of India(as per
ranking) are Andhra Pradesh, West Bengal, Gujarat, Kerala and Tamil Nadu.
Blue Revolution:
i.The Blue Revolution, also known as the Neel Kranti Mission, was a government initiative launched in India in
1985-1990 during the 7th Five-Year Plan (FYP).
ii.It aimed to boost the country’s fisheries sector by increasing fish production, productivity, and employment
opportunities.
iii.Hiralal Chaudhuri and Dr. Arun Krishnsnan are known as Father of Blue revolution in India.
About Ministry of Fisheries, Animal Husbandry and Dairying:
Union Minister – Parshottam Rupala (Rajya Sabha- Gujarat )
Minister of State (MoS) – Sanjeev Kumar Balyan; L. Murugan

World Television Day 2023 – November 21

United Nations (UN)’s World Television Day is annually observed across the globe on November 21 to
recognise the importance and influence of television in our lives.

The day recognises television as a symbol for communication and globalisation in the contemporary world.
 21st November 2023 marks the observance of 27th World Television Day.
The theme for World Television Day 2023 is “Accessibility”
 The theme emphasize the importance of making television inclusive and accessible to all, regardless
of ability or circumstance.

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 17

 Daily Current Affairs PDF

Background:
i.On 17th December 1996, UN General Assembly (UNGA) adopted the resolution A/RES/51/205 and
proclaimed November 21 of every year as World Television Day.
ii.The first ever world television day was observed on 21st November 1997.
Why November 21?
21st November was chosen to commemorate the date on which the 1st World Television Forum was held in
1996.
 1st World Television Forum was held on 21st & 22nd November 1996 at the United Nations(UN)
headquarters in New York, The United States of America(USA), to discuss the growing significance of
television.
Television:
i.The term “television” was coined by a Russian scientist, Constantin Perskyi, in 1900.
ii.TV was invented by a Scottish engineer, John Logie (JL) Baird, in 1924.
iii.However the first electronic television was demonstrated by Philo Farnsworth in 1927.
Television in India:
i.India, with the assistance of the United Nations Educational, Scientific and Cultural Organisation (UNESCO),
began experimental television broadcasts on 15th September 1959 in New Delhi, Delhi.
 In 1959, television broadcasting was under All India Radio (AIR), and later the television service was
separated from the AIR as Doordarshan on 1 April 1976.
 Doordarshan is a Public broadcast terrestrial television channel run by Prasar Bharati, a board
formed by the Government of India (GoI).
ii.India’s first colour program broadcast was the live telecasts of the 36th Independence Day parade held on
August 15, 1982.
About the United Nations (UN):
Secretary-General – Antonio Guterres
Headquarters – New York, United States of America (USA)
Establishment – 1945

World Heritage Week 2023- November 19 to 25

World Heritage Week (WHW) is annually observed across India from November 19 to 25 to promote the
heritage and the culture of monuments and important sites for their conservation.

 WHW events are annually organised by the Archaeological Survey of India (ASI) under the Ministry
of Culture, various Museums, and other heritage-conscious organisations across India.
 WHW recognise and celebrate heritage sites recognised by the United Nations Educational,
Scientific, and Cultural Organization (UNESCO).
Background:
In India, WHW is a part of the promotion activities by the Government of India (GoI) to promote India’s unique
heritage for the benefit of present and future generations.

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 18

 Daily Current Affairs PDF

Note: UNESCO’s World Heritage Day or International Day for Monuments and Sites is annually observed across
the globe on April 18. The theme of World Heritage Day 2023 is “Heritage Changes”.
2023 Events:
i.As a part of the celebration of WHW, ASI exempted the fees of all the protected monuments in Delhi, including
Red Fort and Delhi Darwaza, Qutub Minar, etc, and in Agra, Uttar Pradesh such as the Taj Mahal, Agra Fort, etc,
for one day on 19 November 2023.
ii.On 20th November 2023, Union Minister Nirmala Sitaraman, Ministry of Finance, inaugurated the WHW
Photo Exhibition organised by ASI Trichy Circle (Tamil Nadu) in collaboration with the Thiyagarajar College in
Madurai, Tamil Nadu.
 The exhibition with the theme of “Rock Cut Temples in South Tamil Nadu” (8th century CE – 13th
century CE).
UNESCO Heritage Sites in India:
i.As of 2023, India has 42 UNESCO World Heritage Sites. This includes:
 34 cultural sites
 7 natural sites
 1 mixed heritage site
ii.The first sites to be listed were the Ajanta Caves and Ellora Caves (Maharashtra), Agra Fort, and the Taj Mahal
in Uttar Pradesh in 1983.
iii.The most recent sites to be listed were Santiniketan (West Bengal) and the Sacred Ensembles of the Hoysalas
(Karnataka) in 2023.
Monuments protected by ASI:
i.The Ancient Monuments and Archaeological Sites and Remains Act, 1958 (or AMASR Act) is an act designed to
protect ancient and historical monuments and archaeological sites and remains.
ii.So far only 3667 monuments and sites are protected by the ASI and approximately 3500 monuments and
sites are protected by the State Governments.
About Archaeological Survey of India (ASI)
Director- General– Prof. Kishore K. Basa
Headquarters– New Delhi, Delhi
Established in– 1861

STATE NEWS
UP Govt Signed CSIR & DRDO as Knowledge Partners for Bulk Drugs Park in Lalitpur
The Uttar Pradesh (UP) government has collaborated with institutions like the Council of Scientific and
Industrial Research (CSIR) and Defense Research and Development Organization (DRDO) as knowledge
partners to incorporate the proposed Bulk Drugs Park in Lalitpur district, UP.

 Bulk Drugs Park in Lalitpur aims to integrate technology along with research and innovation to
provide high-quality and affordable medicines and medical devices.

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 19

 Daily Current Affairs PDF

 The UP govt has signed a Memoranda of Understanding (MoU) with 43 labs of CSIR and 46 labs of
DRDO, where research work will be done to manufacture affordable medicines.
Objective:
The collaboration aims to enhance research and innovation in the medical sector and will further enable the
development of innovative devices through new technology, allowing for quick diagnosis of serious illnesses
and ensuring proper treatment.
Other Partners:
i.Adani Gas has been chosen as the Piped Natural Gas (PNG) supply partner to create a nature-friendly zone for
Bulk Drugs Park.
ii.THDC India Limited (THDCIL) (formerly Tehri Hydro Development Corporation Limited) has been selected
as the solar power partner.
iii.Container Corporation of India Ltd. (CONCOR) has been made the logistics partner, in distributing medicines
and medical services nationally and internationally.
iv.Software Technology Parks of India (STPI) will support Industry 4.0 to establish global recognition for the
medical units in the park.
v.Invest UP has been given the responsibility for policy support so that everyone can get the benefits of the new
pharma policy of the UP govt.
Key Points:
i.Under the vision of the UP govt, Bulk Drugs Park is composed to meet international standards, ensuring
affordable healthcare solutions not just for India but for 196 countries globally.
ii.The UP govt has organised an Investors Connect webinar and signed MoUs with around 1,500 stakeholders to
make UP a hub for the medical sector with the latest technology.
Stakeholder Meeting:
i.The UP govt also organised stakeholder meetings to provide world-class facilities to entrepreneurs in Bulk
Drugs Park.
ii.The stakeholder meetings organised with about 150 stakeholders from India and abroad took place in
Hyderabad, Mumbai, Japan, and the United States of America (USA).
 In these meetings, approximately 1505 stakeholders have signed MoUs to share their technology.
iii.Additionally, the UP government has decided to establish a Software Technology Park to strengthen the
Information Technology (IT) infrastructure, the backbone of the medical sector.
About Uttar Pradesh:
Chief Minister– Yogi Adityanath
Governor– Anandiben Patel
Stadiums– Amitabh Bachchan Sports Stadium (Indoor) and Maharani Ahilyabai Holkar Sports Stadium
(Outdoor)

Meghalaya Launches ‘Food Security’ Campaign to Achieve Zero Hunger

Department of Food, Civil Supplies and Consumer Affairs, Government of Meghalaya, launched the “Food
Security Campaign” to sensitise the public about the National Food Security Act (NFSA) 2013 and strive to
achieve United Nations(UN)’s Sustainable Development Goal (SDG) 2 – ‘Zero Hunger’ by 2030.
 The campaign aims to ensure that the poorest of the poor have access to food grains by reaching out
to key stakeholders.
 As part of the campaign, the people will be inform about the One Nation One Ration Card (ONORC),
the Redressal System, the toll-free helpline number 1967, the use of the electronic point of sale
(ePoS) and the linking of Aadhaar card and registered mobile number with their ration card.
 The campaign will reach out the general public about the Antyodaya Anna Yojna (AAY) and Priority
Households under National Food Security Act of 2013.

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 20

 Daily Current Affairs PDF

Aspirant Queries
Aspirant: Does Affairscloud covers all the Current affairs topics
related to examinations?
Affairscloud: We Guaranteed All the Important topics related to
examination are covered in Our Daily CA content and Daily CA
Quizzes.
Aspirant: Why is there a delayal in news?
Affairscloud: As some of the major news sites doesn't provide the
required data on the exact day, we take extra time for important
data to be presented to the aspirants on the examination basis to
ensure nothing is missed.
Example: In 'Important Days' topics the International
Organisations publish their reports and Rankings in the evenings, to
make sure every data is covered, we delay the topics to the next day

Candidates appearing for Competitive Exams. Kindly Share the

General Awareness questions, which asked in their respective
exams to “gaanalysis.ac@gmail.com”
GA Questions Asked in Exams

 Affairscloud’s Self Analysis for General Awareness Section

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 21

 Daily Current Affairs PDF

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 22

 Daily Current Affairs PDF

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 23

 Daily Current Affairs PDF

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 24

 Daily Current Affairs PDF

Report Errors in the PDF - ebooks@affairscloud.com Copyright 2014-2023 @ AffairsCloud.com 25