Whitepaper

TABLE OF CONTENTS

1-2 Abstract 24-25 How Do We Choose Properties?

3-4 Introduction 26 Holiday Homes & Long-Term Rentals
5 The State of the International Real Estate Market 27 Rental Income Insurance
6 The Problems With Real Estate 28 Virtual Properties & Metaverse
7 Why Metropoly? 29 Transparency
8 Real Estate Investment Reimagined 30-31 Team Building & Long-Term Vision
9 What is Metropoly? 32 Growth Marketing Strategy
10 Why Invest in Real Estate NFTs With Metropoly? 33 Supporting Homeless Charities
11 How Do Real Estate NFTs Work? 34 Who Is Metropoly Suitable For?
12-13 How Does The User Profit? 35 Why Now?
14 Metropoly Ecosystem 36 Transparent Fees
15-16 Metropoly Marketplace 37 What Returns Should Be Expected From A Real Estate NFT?
17 Real Estate NFT Launchpad 38 Our Team
18 Mortgage Platform 39 Tokenomics
19 Voting Rights 40 Metropoly 2022/2023 Road Map
20-23 Real Estate NFTs 41-42 Metropoly FAQ
ABSTRACT
Imagine if a person from

anywhere in the world could

buy fractions of a multi-million

dollar penthouse in London,

a single-family home in Paris,

and a villa in Dubai,

all for less than $1,000 USD, with

cryptocurrency, in few seconds,

completely decentralized,

without any paperwork.

1
ABSTRACT (CONTINUED)

Now imagine this person could also get all the advantages of a real
estate investor, such as:

• Appreciation of the value of the assets

• Genuinely passive income in the form of monthly rental income

• A property management company taking care of all the real estate
and tenants — all while fully automated without having anything to do.

Metropoly is making this possible.

Our vision is to make the real estate market accessible to people

worldwide regardless of their origin, country, or credit score with a
global decentralized Real Estate NFT marketplace backed by real-
world properties.

Enjoy Real Estate NFT investments without banks, hidden fees, or

geographic limits.

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INTRODUCTION
Metropoly’s Marketplace will disrupt and revolutionize the
real estate market and make it possible for anyone to
fractionally buy, sell, and invest in real estate assets
such as apartments, single and multi-family houses,
penthouses, and villas in popular cities and desirable
areas across the globe in a completely decentralized way.

Investing in real estate through Metropoly Marketplace

allows you to grow your wealth just like the world’s top
one percent do.

In addition, you can diversify your investments across

various properties with small amounts of capital through
fractionalizing.

Metropoly is the world’s first Real Estate NFT

marketplace backed by real-world properties.
3
INTRODUCTION (CONTINUED)

Users of the Metropoly Marketplace can:

Buy Real Estate NFTs and receive monthly rental income.

Sell Real Estate NFTs on our 24/7 active Metropoly marketplace.

Auction a Real Estate NFT and get the best possible offer for your property

Trade NFTs with ease — similar to trading shares in a stock.

Borrow against RENs instantly at competitive interest rates and loan-to-value (LTV) ratios.

Transfer the ownership and move in: Metropoly also offers users who acquire 100% of the
Real Estate NFT shares the option of burning their NFT and transferring ownership.
Metropoly will support the owner and help with all the necessary steps and documents.*

Decision Rights: If the majority owner of a Real Estate NFT decides to sell the property, we
will list the property on the public market and distribute the funds equally to each REN
owner after selling the property.

*In order to transfer the ownership of a property, the respective country’s laws must be respected. Most of the time, this includes immigration, visa,
registration in the land register, notary appointments, and taxes. Depending on different factors, this process can take up to three months or longer.

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THE STATE OF THE INTERNATIONAL
REAL ESTATE MARKETS
The real estate industry is booming, yet according to CBS News, 61% of Americans cannot
afford to buy a house. This is due to increasing house prices, rising mortgage rates & a
dwindling supply of houses available for purchase.

House prices have climbed $75,000 USD since the summer of 2020 in the US. 36.2% of
Americans live in rented houses, and the number of renters in the US grew two times faster
than in the EU. Many renters are forced to lease a house rather than purchase one because of
factors such as rising housing costs, economic recessions and demographic changes
around the world.

In Europe, the numbers are similar to the US. According to statistics by Eurostat,
approximately 43.5% of the EU population lived in an owner-occupied dwelling without a
housing loan or mortgage in 2020. This means over 50% of EU citizens either carry a
mortgage loan on their house or can’t afford to buy a house at all. 30% of EU citizens live in
rented houses.

While these numbers are significant, the fact that over a billion people worldwide can’t
afford to buy a house is staggering.

5
THE PROBLEMS WITH
REAL ESTATE
Real estate can be a profitable investment, but it comes with its
own list of hassles, such as:

✖ Requiring a visa (to purchase real estate in foreign countries)

✖ Taxes (applied to the purchase & sale of the real estate)
✖ Dealing with banks & mortgage lenders
✖ High barrier to entry (thousands of dollars for a down payment)
✖ High fees
✖ Paperwork (notary)
✖ Middlemen (e.g. Broker)
✖ Maintenance of the property
✖ Dealing with tenants
✖ Selling real estate is complicated & takes time

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WHY METROPOLY?
With Metropoly we are building the first NFT marketplace to invest in income-
generating properties. Each NFT in the Metropoly Marketplace is backed by real-world
properties and is divided into fractions, allowing anyone to invest in real estate for as
little as $100 USD.

No Paperwork

No Mortgage Lender

Property Management Done For You

Earn Monthly Passive Income

Take Advatange of Capital Appreciation

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REAL ESTATE INVESTMENT RE-IMAGINED

What if you could:

✔ Buy real estate in seconds using crypto?

✔ Invest in foreign real estate without a visa?

✔ Buy a property with no lender required?

✔ Receive completely passive monthly rental income?

✔ Own real estate with no property managemement?

✔ Quickly & easily liquidate your shares?

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WHAT IS
METROPOLY?
Metropoly is a platform that combines real estate with blockchain technology.

Metropoly aims to empower retail investors with an easy and hassle-free way to
invest fractionally in real estate worldwide using crypto, with a low barrier to
entry. Their vision is to make real estate investing accessible to everyone
worldwide regardless of their origin, country or credit score with no hidden fees,
paperwork or banks.

The simple and intuitive Metropoly platform offers the average person the ability
to invest in income-generating properties around the world starting with as little
as $100 USD. Metropoly explains that each property will be hand-selected by
experienced Realtors working within the company. Properties will either be long-
term rental homes or short-term holiday homes. Investors can read property
inspection reports before choosing which opportunity to invest in.

Metropoly will revolutionize the real estate market by giving retail investors a
simple platform to build truly passive income and long-term value appreciation.

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WHY INVEST IN
REAL ESTATE NFTS?
We enable users to access real estate just like the world’s top 1% do through a low barrier to
entry. This is achieved using the decentralized technology of NFTs and the help of our specialized
team to ensure only the best opportunities are listed on the Metropoly platform.

Our team is constantly working towards improving the overall experience and updating all the
users on the latest trends. Have a look at some of our valuable features:

Metropoly has one of the lowest entry points worldwide for real estate investment ($100 USD)

Users can track the performance of their Real Estate NFT using our interactive dashboard

Users can diversify their investments across multiple properties to reduce risk

Property can be bought in just seconds and the process is entirely digital and hassle-free

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HOW DO REAL ESTATE NFTS
WORK?
Each Real Estate NFT is fractionalized and backed by real physical
properties. All real estate is inspected beforehand and is owned by the
Metropoly Trust or a trusted and vetted partner company. We aim for
100% transparency, all the contracts are public (in the QR code of each
REN) and are listed on the Metropoly Marketplace.

The NFT is broken down into fractions, allowing anyone to own real estate
assets for as little as $100. Users can trade their fractions 24/7 on the
Metropoly Marketplace or an Ethereum blockchain-based third-party NFT
marketplace such as Opensea.

The Metropoly NFTs can be used as proof of authenticity and ownership,

collateral for lending, trading in secondary markets, or as digital
collectibles within the Metropoly ecosystem or Metaverse.

Each NFT is linked to an individual promissory note representing the

amount invested in the property. The property does not change
ownership unless someone owns 100% of all the fractions of one Real
Estate NFT and wishes to transfer it. In this case, we will support the user
with all the necessary steps and documents.

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HOW DOES THE USER PROFIT?
Metropoly acquires and manages real estate properties while focusing on near-term income generation and long-term value creation. Buying and
investing in the real estate market has never been easier.

TRULY PASSIVE Get truly passive income through monthly rent. All the real estate we offer is income-producing with expected growth in value.
INCOME

ACCESS TO Metropoly is the first NFT Marketplace using empowered technology, and with the help of our specialized team, we ensure only carefully
INVESTMENTS hand-picked global opportunities are listed on the platform. As a result, we are making it possible to invest in real estate worldwide.
WORLDWIDE

Our Metropoly property management concept is founded on professionalism, integrity, accountability, and quality service that guarantees
PROPERTY maximum ROI with a transparent cost structure directly deducted from the monthly dividends. By finding the right tenant for your real
MANAGEMENT
estate investment and managing them throughout the tenancy, your investment will be protected and maintained with us.

APPRECIATION OF We focus on assets in popular cities with high demand and low supply. As a result, most of the real estate we are listing on our platform
THE VALUE are single or two-bedroom apartments, which we expect to grow in value.

Our lending protocol lets users leverage the billions invested and locked in real estate. Users can use their NFTs as collateral and borrow at
LENDING competitive rates while retaining full ownership of their Real Estate NFT.

Adding real estate to your investments boosts your diversification, which can protect you in times of economic turmoil. Currently, crypto
DIVERSIFICATION and stocks are suffering because of an economic downturn. However, the investment properties in your portfolio might still be increasing
in value, protecting you from the losses your other investments are enduring.

Users can trade fractional NFTs similar to trading shares in the stock market. Through decentralization and the use of NFTs, REN shares can
LIQUIDITY
change ownership in just minutes without paperwork.

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HOW DOES THE USER PROFIT? (CONTINUED)

PROTECTION Real estate investments are considered inflation-hedged investments. This is because when the prices of goods and services rise, home
AGAINST values and rents typically increase. Investment properties can provide you with rising monthly income and appreciation to help protect
INFLATION you financially when the costs of everything else are going up, too.

If the real estate you own increases in value over time, you can sell it for a solid profit. Remember, though: Appreciation isn’t guaranteed.
GREAT RETURNS You’ll need to invest in the right property to see those significant returns.

LONG TERM Real estate is a long-term investment, meaning you can hold it for several years as you wait for it to appreciate. At the same time, you can
SECURITY earn monthly income while you wait for your property’s value to rise.

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 METROPOLY ECOSYSTEM
The Metropoly ecosystem is based on four main pillars:

Mortgage
Launchpad
Platform
Marketplace Voting Rights

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 METROPOLY MARKETPLACE
The Metropoly Marketplace platform has been built on the Ethereum blockchain to combine the best of real estate investment and the
decentralized culture.

Owners can trade fractional Real Estate NFTs like trading shares in the stock market. In addition, the decentralized platform enables users to
borrow against their holdings and store the NFTs on their Metropoly Wallet or any third-party ERC-20 compatible wallet.

Users can diversify their portfolios by purchasing fractions of different Real Estate NFTs instead of allocating 100% of their capital to a single
property. Trade asset-backed real estate like a professional trader within a highly liquid marketplace.

Our goal is to offer a variety of Real Estate NFTs such as apartments, single and multi-family houses, penthouses, and villas from different
countries around the world.

Buy and Sell Real Estate NFTs

Metropoly Marketplace enables users on the NFT marketplace to list, buy, and sell their NFTs without hassle. These features will pave the way
for providing a positive experience for buyers and sellers on the platform.

Real Estate NFTs are based on the Ethereum Blockchain, and any REN can be offered for sale on the Metropoly Marketplace or a third-party
exchange such as Opensea. With the sale of the REN, all owner rights expire.

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 METROPOLY MARKETPLACE (CONTINUED)

Emergency Sale and Auction

Emergency Sale: The user has the option to sell their property through an “emergency sale” for 70% of the current market value (not the price on the Metropoly Marketplace)
to Metropoly Ltd., which will automatically list the REN for an auction starting at 75% of the current market value. Then, 25% of the profits made, after deducting the purchase
price, will be donated to a homeless organization. We reserve the right to change this concept at any time or remove this option entirely.

Auction: Users can also list their REN for auction by themselves to receive bids for their REN. Through an auction, buyers can obtain RENs for a lower price.

Borrow against a Real Estate NFT

The liquidity of NFTs, enhanced by real-world assets, facilitates the possibility of low-interest borrowing using RENs as collateral. This function will be included in the second
version of the marketplace.

Collectors who own an REN can borrow against their NFT in three simple steps:

1. Add the REN to the lending pool

2. Choose the duration and accept the fixed rate

3. NFT is in custody until the debts are paid completely*

*If the debt cannot be paid, Metropoly as an intermediary will auction it off and give the entire debt +5% to the lender, and the rest goes back to the former owner of the REN.

Adding Liquidity to Real Estate NFT Marketplace

The Metropoly Marketplace offers unprecedented and never seen access to potential liquidity in the real estate market and matches buyers and sellers of Real Estate NFTs. In
addition, this revolutionary exchange offers attractive opportunities to users to buy and sell RENs in just minutes without having to wait for months or years.

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 REAL ESTATE NFT LAUNCHPAD
• Early Access for Metropoly Platinum Members
• Get access to new Real Estate NFT mints
• 5% Lower than the listing price

The Real Estate NFT Launchpad is probably one of the most exciting features. Users will have the
opportunity to invest in new real estate NFTs for a lower price before it hits the secondary market.
The property is offered 5% below the secondary market listing price.

All properties listed on Launchpad must pass a strict selection process to provide our users with
the best opportunity to earn both rental yield and capital appreciation. In addition, we leverage
data from leading third-party vendors to ensure that all our internal research and analysis tools
are accurate and reliable in current market conditions.

Each Real Estate NFT must be 100% funded and buyers must receive their shares, including the
first dividend payments (date mentioned on the listing page) before it lands on the secondary
market. The funds are in custody (smart contract) until an NFT property is fully paid off and funds
are returned to the buyers if an NFT cannot be fully financed during the specified mint time.

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 MORTGAGE PLATFORM
Our mortgage platform enables users to borrow and supply liquidity while retaining full real estate NFT
ownership. It is completely decentralized without banks and hidden fees.

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 VOTING RIGHTS
Each Real Estate NFT owner has a voting right proportional to their number of fractions and can propose
to sell the property in the real world, increase rents, and more.

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 REAL ESTATE NFTS
Each Real Estate NFT we mint is fractionalized and 100% backed by an actual physical income-generating property. All real estate has been
inspected beforehand and is owned by Metropoly Ltd. or a trusted and vetted partner company. Owners of the REN will get a promissory note
from the issuing company stating the value of the real estate tied to the NFT and will benefit from all the advantages of a real estate investor.
The purchase of an NFT contractually establishes Metropoly Ltd. or a partner company as the trustee and legal owner of the property, who will
maintain the property on behalf of the NFT owners. All real estate purchases and transactions comply with the laws and requirements in the
respective jurisdiction.

Benefits to the NFT owner include:

• Passive income through monthly dividends
• Potential appreciation of the asset value
• Possibility to borrow against the Real Estate NFT
• Possibility to auction the Real Estate NFT
• Possibility to sell the Real Estate NFT

INVESTORS WILL NOT OWN THE PROPERTY, and the owner remains the Metropoly Ltd. or a partner company unless a user buys all fractions of
a REN and decides to burn the NFT and transfer ownership. Metropoly will provide professional assistance in the transfer of the property.

In order to transfer the ownership of a property, the respective country’s laws must be abided by. Most of the time, this includes immigration,
visa, registration in the land register, notary appointments, and taxes. This process can take up to three months or longer depending on
different factors. Therefore, before contacting our support team to transfer the ownership, please ensure you are eligible to own the property
in the designated country.

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 REAL ESTATE NFTS (CONTINUED)

Why is Metropoly not transferring “physical ownership” of real estate?

We can’t transfer a property’s physical ownership for each transaction unless a user has bought all fractions and wishes to transfer the
ownership. Because this would exclude many people, it would not be possible to build a global decentralized Real Estate NFT marketplace
backed by physical properties. With our solution, we can ensure that everyone gets the value of the real estate and can sell their shares without
any problems at any given moment.

Transferring the ownership for each property and opening an LLC to share the property (similar to crowdfunding real estate companies) would
take time to set up. This process, which includes KYC, would also make the Metropoly Marketplace illiquid because every real estate transaction
is linked to a regulatory process, and it can take up to several weeks depending on the respective country.

QR Code and Deal Sheet

Each REN comes with a QR Code redirecting to a Deal Sheet to provide digital authenticity. This sheet includes all the background information
and contracts tied to the property. This file can be modified and updated at any time by Metropoly. The data highlighted are only expectations
based on various third-party sources and not financial advice.

Metropoly provides:

The current approximative value of the property.

The expected dividend yield
The expected 5-year return
The number of fractions

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 REAL ESTATE NFTS (CONTINUED)

Further information we provide:

Real Estate NFT Calculator

Property key info
Rental yields
Property details
Financial breakdown

The data provided may be entirely incorrect or incomplete for different reasons, and every buyer is responsible for doing their research before buying a
Real Estate NFT.

Passive Income through rent:

Metropoly Ltd. will mint income-generating real estate NFTs, divided into holiday homes and long-term rentals. After deducting the costs (detailed in
the financial breakdown), the income generated by the rent is paid to the owners in proportion to their shares monthly and is automatically deposited
to the wallet of the NFT owners.

Appreciation or Decrease in Value

As in real life, the value of a property usually increases in value. The same applies to RENs, but this is not guaranteed, and the opposite may even be the
case. Therefore, for our Metropoly members, we provide value appreciation estimates based on the price development of previous years. The expected
numbers provided may be entirely incorrect or incomplete for different reasons. Therefore, every buyer is responsible for doing their due diligence
before buying. All the owners will get monthly update sheets with all the crucial metrics about their REN.

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 REAL ESTATE NFTS (CONTINUED)

Property Management

A professional local property management company manages all the real estate tied to the NFTs. All of them are trusted and vetted by the Metropoly team.

The fees for this service are deducted directly from the rent and are listed transparently in the financial breakdown.

These are the main advantages of hiring a property management company:

Dealing with tenants (contact, support, etc.)

Maintenance of the property
Condition reports
Key account manager
Advertising the property to find new tenants

DAO Rights

Each real estate NFT owner has a voting right proportional to their number of fractions and can vote to sell the property in the real world, increase rents, and more.
This function will be included in the BETA 2.0 of the Metropoly Marketplace in the dashboard section.

How it works:

At least 50% of all owners must participate for the vote to be valid
Overall, 75% must accept the proposal for a motion to pass
A vote is valid for 7 days

If all the conditions are fulfilled for the sale of the property, Metropoly will inform all the NFT holders and list the property in the next 30 days on different local marketplaces for the
current value of the real estate based on market research. Depending on the country, real estate sales can take up to six months or even longer. The same rules apply if the owner of
the property gets an offer. All the REN owners get informed and can vote to sell the property. If the conditions are not met, the property remains in possession of Metropoly as before.

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HOW DO WE CHOOSE PROPERTIES?
All Real Estate NFTs offered on the Metropoly Marketplace must pass a strict screening and selection process.
Metropoly bases its selection process on various criteria to provide users with only the best properties. Our
specialized team carefully vets the properties available and considers a third-party valuation before setting a
score. The higher the score, the more likely a property will be listed on the platform. For this reason, only a tiny
percentage of the properties viewed end up in the Metropoly Marketplace.

We evaluate crucial aspects of the property, including area, surrounding development, service charges,
building quality, number of amenities, developer, and expected supply.

We follow a “value investing” strategy for acquiring assets for less than what we believe is their intrinsic value
and typically less than their replacement cost. Our team then works to increase the value of each asset over
time through hands-on management and partnership with local operators. Metropoly does all the work on
the real estate NFT investors’ behalf. So, they can sit back and relax!

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HOW DO WE CHOOSE PROPERTIES? (CONTINUED)

We’ve specifically built the Metropoly portfolio to withstand prolonged periods of economic distress. Of course, nothing can be
guaranteed, but because of our conservative approach and extensive underwriting processes, we believe the Metropoly portfolio
is, from a risk-adjusted-return standpoint, well positioned to sustain a severe economic downturn.

Our fees consist of the following:

1. Transaction fees from buy, sell, and auction transactions (1.5%)

2. Transaction fees from borrow and supply liquidity (0.5%)

3. Property management fees (1.5%) deducted from the rental income

4. Property acquisition fees (1.5%): If we negotiate to buy the property at a lower-than-evaluated market price*, we will take 25%
of the difference. This allows us to be fully aligned with the investors and ensure we get the lowest possible property price.

5. Property selling fees (1.5%): If we manage to sell the property at a higher-than-evaluated market price*, we will take 25% of
the additional profit. This allows us to be fully aligned with the investors and ensure we get the maximum sale price at the exit.

*The market price is evaluated and provided by reliable and trusted third-party audit companies

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HOLIDAY HOMES & LONG-TERM RENTALS
Holiday Homes

The short term-rental industry has gotten extremely popular over the past few years due to new platforms like Airbnb and
Booking.com.

Metropoly and our partner companies use multi-channel marketing services and provide dedicated customer service and
maintenance seven days a week. We are increasing the return on Real Estate NFT investment by converting the properties into
Holiday Homes, which are perfect for short-term leases in major international cities. We also provide A-Z Airbnb Management
Services. Along with our dynamic corporate culture and multifaceted teams, we are proficient in catering to all aspects of property
management.

The most important focus of an online vacation rental company is attracting bookings and maximizing profits for the Real Estate
NFT shareholders.

Long-Term Rental Properties

Long-term rentals have continued to be a consistent and excellent source of income. All Real Estate NFT investors would like to get
as much value for their dollar as possible, and owning long-term rentals is a great way to do so. In addition, a long-term rental is a
consistent and reliable way to increase cash flow and helps you to achieve financial freedom.

No matter the location, time, or market conditions, people will always need a roof over their heads. A place to live. Especially now
that real estate prices are increasing significantly and purchasing is becoming unobtainable for some, renting has become the go-
to solution for many.

Owning long-term rental properties means receiving a consistent rental income for 12 consecutive months a year, making it much
easier to budget and plan repairs or upgrades. Having a minimum of one-year leases also means less turnover and lower costs.

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RENTAL INCOME INSURANCE
Metropoly provides insurance to guarantee monthly rental
income on each real estate NFT available on the Metropoly
Marketplace. We aim to build a platform to generate wealth
through real estate NFT investments.

Depending on the country and the property's location, the

average occupancy rate will be around 95%. Thus, we need
to take a certain percentage of each rent to cover and de-
risk our position. The exact rate depends on various factors,
and the fees are listed in the financial breakdown. The
insurance fee is constantly changing due to real estate
market conditions. Therefore, it is the responsibility of each
owner to verify the current rate.

Enjoy passive monthly income without stressing over tenants'

rental payments.

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VIRTUAL PROPERTIES
AND METAVERSE
In anticipation and the adoption of Web3,
our NFTs will enable users to showcase
their Real Estate NFT collections in the
metaverse.

We plan to partner with various

metaverses to allow users to visualize
their verified NFTs on their virtual land.

Imagine a digital world where your

avatar would live in your real estate.

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TRANSPARENCY
The Metropoly Marketplace is decentralized, and you can go through all available real
estate NFT opportunities and get full access to the details on each. This includes the
property’s floor plan, an investment memorandum, a Comparative Market Analysis
(CMA) produced by a trusted third-party data provider, and financial projections.

We use data from leading third-party providers to ensure that all our in-house
research and analytical tools remain accurate and reliable in current market
conditions. This allows us to filter and identify unique opportunities and gives us
excellent visibility of the best deals available in the market.

All the real estate information is available on the listing page. Metropoly takes
transparency very seriously. All the listed properties will have their third-party
valuation report updated regularly and made available to investors on the platform.

You can always view the estimated market value of your NFTs on the listing page,
which is based on the latest valuation reports of your properties. On the dashboard,
you can also track each investment’s performance and read the third-party updates
which give all owners accuracy and transparency on what their investment is worth.

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TEAM BUILDING & LONG-TERM VISION
Metropoly is set up for success because we connect two multi-trillion-dollar industries, facilitating and revolutionizing the
global crypto and real estate industries. In addition, we are resolving massive existing problems. Our goal is to make it as easy
as possible to invest in real estate worldwide regardless of the user’s origin, country, or credit score.

We will implement different elements step-by-step to make the project as secure, transparent, and customer-friendly as
possible. We are going to build an international team focusing on these departments:

Real Estate Team

We will build an international, well-connected, and experienced team of real estate analysts and brokers. Our goal is to
present only the best real estate deals that generate long-term profits for the users.

Customer Experience Team

Customer satisfaction is our top priority. We want to create a platform and give users the best possible investment
opportunity with a simple interface and the desire to improve our platform continuously. It’s only possible to grow with a solid
customer base, and our team will regularly implement new features and elements to improve the customer experience.

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TEAM BUILDING & LONG-TERM VISION (CONTINUED)

In-house Content Creation Team

We are going to be the first, but success is going to cause imitators and copycats. So, we must build a creative team to
generate new content for all popular social media channels consistently. Especially in the first few years, a strong social
media strategy will enable us to grow very quickly and establish a monopoly position in the market.

Development and Security

Building a team that ensures the security of the platform is essential to ensure growth and customer satisfaction.
Therefore, we will create security protocols and hire experienced blockchain and IT developers to implement them. As a
result, users should always feel their investments are safe and be able to invest more considerable sums without any
concerns.

Legal Department

Regulatory measures will become an issue even for decentralized projects. Therefore, we want to anticipate and secure
the Metropoly Marketplace and obtain all the necessary licenses to operate our platform worldwide.

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GROWTH MARKETING STRATEGY
Mobile App for Apple and Android to reach an even larger audience

Working with Recognized Real-Time Auditors to provide full transparency

Allow Credit Card payment with crypto to make it even easier to buy a REN

Align to US Regulatory Measures to enter the largest crypto market

Offer Real Estate From More Countries to expand the portfolio and variety

Implement Game-Fi Elements to make the customer experience more exciting

Implement a Level System to increase the LTV of a customer

Scaling to Other Assets such as Parking Lots, Offices, Etc. to expand the range

Partnership with Crypto Influencers and Celebrities to gain brand awareness

Implement the $METRO token to enhance the Metropoly ecosystem

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SUPPORTING HOMELESS
CHARITIES
“One in five people across the world live in slums and substandard housing,
locking them into a grinding cycle of poverty. This lack of housing negatively
affects their health and well-being, educational prospects, and ability to make
a living. [ . . . ] We believe that a decent home helps to permanently break the
cycle of poverty and allows families to achieve strength, stability, and self-
reliance.” - Habitat for Humanity

Our vision is to revolutionize the real estate market and open it up to the
mainstream while supporting and helping those who need it most. For this
reason, we have decided to donate 5% of the profits after all costs (including
reserves) and 5% of all transaction fees on our NFT Marketplace to various
international homeless organizations.

Each transaction will be published on our future blog to provide transparency

and to lead by example. For us, it’s not just about donating. It’s about making a
difference and being proud to help others in less fortunate situations.

We are building a platform where people from all over the world can invest in real
estate in a decentralized way without forgetting that there are people who do not
have a roof over their heads.

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WHO IS METROPOLY SUITABLE FOR?

Metropoly is suitable for anyone who wants to:

✔ Invest in prime real estate around the world using crypto

✔ Own real estate without managing the property

✔ Diversify their investment portfolio to protect their wealth

✔ Earn truly passive income monthly

✔ Buy & sell shares on our decentralized real estate NFT Marketplace

34
WHY NOW?

Real Estate Is Very Expensive

With real estate prices soaring in the most popular cities in the world,
affordable real estate investment opportunities have been few and far
between - until now. Metropoly makes investing in real estate
accessible to everyone no matter your nationality or credit score.

Diversification of Your Portfolio Is a Must

During the current bear market, most of us have suffered significant
losses. In the process, we realized more than ever that it is crucial to
have a diversified portfolio to protect our wealth.

Protect Your Crypto From Inflation

Stocks and Crypto are highly volatile, and keeping fiat currencies in a
bank account is not recommended due to inflation. So, investing in
something easy to understand and tangible like real estate just makes
sense.

35
TRANSPARENT FEES
REAL ESTATE NFT MINT
Low-Cost Model & No Hidden Fees We sell a property’s
fractions (usually 1:1000)
While historically profitable, the real estate for 5% below the
secondary marketplace
investing industry is notorious for its high to create a hype around
those offerings.
advisory fees, hidden management fees
REAL ESTATE
and return-limiting performance fees. As a
ADMINISTRATION FEES NFT-RELATED FEES
result, our users can own a property in a
Various costs depending on the
We charge 1% as a yearly
more low-cost way than ever before.
property and the country in
administration fee, which is
which the property is located. All
We also handle virtually every piece of the deducted from the dividends.
fees are detailed in the Financial

real estate business in-house. We work Breakdown on the listing page.

directly with real estate developers and

operators, handle our own financials, and 1.5% EXIT FEE

manage our own deals. Because we’ve
At the end of the investment term, we apply
eliminated most intermediaries, a 1.5% exit fee. If we manage to sell the
we can keep our expenses low. property at a higher-than-evaluated market
price, we take 25% of the additional profit.
This allows us to be fully aligned with the
investors and ensure we get the maximum
sale price at the exit. 36
WHAT RETURNS SHOULD
BE EXPECTED FROM A
REAL ESTATE NFT?

Our goal is to achieve a total return of 3 - 10% annualized

based on the experience of recent years, especially in
cities like Dubai.

However, these numbers cannot be guaranteed, and

many external factors depend on property performance.

Therefore, every buyer of a Real Estate NFT is obligated to

do their independent research before buying a Real
Estate NFT.

37
OUR TEAM
Our fully-doxxed diverse 12-person full-time team is based
in London, Dubai and Ontario. We have several years of
experience running successful international online
businesses, including e-commerce brands and marketing
agencies with a primary focus on scaling innovative
Blockchain, Metaverse, and NFT projects.

Our dynamic team members have extensive experience

working for leading institutional real estate investors, as
well as strong partnerships with local real estate
developers.

We work with various experts in the real estate industry to

expand our operations and scale Metropoly globally.

38
TOKENOMICS

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te
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What is Metropoly?
Metropoly is the first Real Estate NFT marketplace that allows anyone to invest as little as
$100 USD in NFT-backed real estate deals. Our vision is to make the real estate market
accessible to people worldwide regardless of their origin, country, or credit score with a
global decentralized Real Estate NFT marketplace backed by real-world properties.
How can I invest in Metropoly?
1. Connect your Metamask or Trust Wallet (make sure that you have ETH)
2. Discover and compare all Real Estate NFTs
3. Buy your first REN in just 3 minutes.
What is the minimum amount I can invest?
Prices start from $100 USD, depending on the properties offered in the Metropoly Marketplace.
Are Real Estate NFTs a long-term opportunity?
It depends on the strategy. The Metropoly Marketplace and other secondary
marketplaces such as Opensea will allow users to liquidate their assets and list them for
sale at any time. However, we recommend that all of our users hold their NFTs for at least
five years. This is because the best returns on real estate happen over time, as users
generate more rent income (yield) and the asset’s market value grows (capital
appreciation). At Metropoly, we select properties with attractive return potential over the
long term, coming from yield and capital appreciation.
METROPOLY FAQ
What are Metropoly's services?
Metropoly is in charge of operating the platform and managing the real estate on behalf of the investors until
the sale (until a property has been sold and capital returned to investors). This includes ensuring that all digital
and other operations run smoothly and that assets are identified, evaluated appropriately, and managed
responsibly. In addition to financial administration, we eliminate all operational headaches for our investors as
they do not have to worry about tenant operations, leasing, maintenance, or any technical requirements.
Why invest in real estate NFTs?
Real estate is a tangible and stable asset class that has been a leading performer of returns throughout history.
As a result, it is a favorite among large institutional and high-net-worth investors for many reasons, including:
1. Real estate grows in value over long periods and is less volatile than public financial markets, offering
stability in turbulent times.
2. Real estate is a hedge against inflation and currency depreciation and an excellent long-term store of value.
3. Real estate is a productive asset that generates predictable income from rent.
4. When included in a diversified portfolio of different asset classes, real estate enhances the quality of the
portfolio’s risk-return profile.
What is the timer on the Real Estate Launchpad?
The timer represents the period to mint an NFT. Usually, this starts at around 30 days but can range up to 90
days. Of course, if the property sells out faster then the buyer will have missed the opportunity, so we
recommend that users invest in the properties they like as early as possible.
41

Can I visit the real estate I invested in?
No. As part of our commitment to being fully transparent with our investor base, all properties
offered on the platform will include a complete 3D walkthrough, high-resolution photos, and
inspection reports. However, as we generally look to show properties already tenanted, visiting
those units can be difficult and impractical, especially with many investors. It is therefore not
operationally feasible to arrange visits to all properties.
What happens if a property on the Launchpad is not 100% funded
after the timer ends?
In such a case, the opportunity will be cancelled, and the amount for the real estate share will be
credited back to the user’s wallet in full. They may then either withdraw the funds or decide to re-
invest the proceeds into another property on Metropoly.
How will users earn a return on Metropoly?
The shares of the rental income of a property will be distributed to the user’s wallet in USDC (ERC-
20). The net distributions are calculated after all property-related costs are deducted from the
rent, such as service charges, property management fees, Metropoly annual administrative fees,
maintenance, taxes, insurance, and other expenses. After receiving dividends, the funds will be
shown on the profile’s dashboard. If the property is sold, the shares of the sale's proceeds (after
deduction of all relevant transaction costs) will be distributed to the users according to their stake.
If a property is sold, the owner will need to burn their NFT to get their share from the sale. The
amount realized on the sale will be distributed to all owners following their ownership after
deducting all relevant transactions. At that stage, the Real Estate NFT will be considered redeemed
(with gain or loss).
What is capital appreciation?
The capital appreciation of a property is the growth in the market value of the asset over time. For
example, if a property is acquired for $1,000,000 USD and the buying costs are $100,000 USD, the
total amount is $1,100,000 USD. Assuming the property is sold after a few years at a price of
$1,500,000 USD (net of selling costs), the capital appreciation is $400,000 USD, or 36.4% (i.e.,
$400,000 USD / $1,100,000 USD).
METROPOLY FAQ
(CONTINUED)
What returns should be expected from a real estate NFT?
We cannot guarantee anything, and the purchasing of a Real Estate NFT can result in a complete loss of value,
even though this is very unlikely. At Metropoly, our job is to identify and secure the most attractive real estate
offerings for you. We look at properties from a total return standpoint, taking a balanced approach that factors
yield from recurring rental income and potential capital appreciation into our selection process. We are also
careful to balance the pursuit of high returns with value preservation and risk. Our goal is to achieve a total return
of up to 10% annualized based on the experience of recent years, especially in cities like Dubai. However, these
numbers cannot be guaranteed, and many external factors impact how a property performs. Therefore, every
buyer of a Real Estate NFT is obligated to do their own independent research before buying a REN.
What is gross yield?
The gross yield is the percentage return a specific property generates before deducting all expenses such as
maintenance and management. For example, if a property is priced at $1,000,000 USD and rented for $100,000
USD per year, that property generates a gross income of $100,000 USD and a gross yield of 10%.
What is net yield?
The net yield of a property is the percentage of return generated after deducting all expenses, such as
management fees and maintenance costs. For example, a property is priced at $1,000,000 USD, is rented for
$100,000 USD per year, and costs $25,000 USD per year. This property’s net income generates $75,000 USD, and
the net yield is 7.5%.
How much will users receive monthly?
The amount received will be determined by the net yield of the property they have invested in and the amount
invested. For example, if someone invests $100,000 USD into a property that generates a net yield of 7%, they will
receive 7,000 USD per year in cash returns.
42
 Thank you!
Visit Metropoly.io for more info