The Amazing Long-Term Potential of

Cryptocurrencies

(Disclaimer: This article does not constitute financial advice and is solely
intended for educational purposes. This newsletter is neither sponsored nor
affiliated with the businesses, tokens, teams, and protocols mentioned.

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Remember, always conduct thorough research and invest only what you can
comfortably afford to lose. Stay informed, stay cautious!)

The Price of Growth

I am currently at my farm as I write this article. The sun is shining brightly outside
and casting a golden hue over the treetops this morning. No matter how dark the

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nights may get out in the country, the sun always returns with a force so bright,
it’s blinding.

Just like the sun and moon cycle, I believe everything in life carries the same
patterns as well. Whether that’s crypto, or the traditional markets, those who
forecast only gloom and doom, and those who focus on only unrealistically
bullish predictions may end up finding disappointment.

The price of growth isn’t always easy, both internal and

external, and the same is true for financial growth.

For most people, this won’t come easy, but it is possible, through patience and
choices that will lead towards the building of wealth and assets.

I've been reflecting a lot lately. Over the past five years, I’ve witnessed amazing
transformations within the crypto community. We’ve seen high levels of
excitement and jubilation, as well as some doubts and anxieties when it came to
Bitcoin.

In some of the previous articles I have covered staking opportunities with tokens
like Ethereum(ETH), and covered the tactics used to create engaging news that
constantly reports Bitcoin's "plunges" without factoring in its price growth over
time.

The crypto community had gotten used to witnessing a lot of influencer

involvement. The sensationalizing of crypto made DeFi feel more untamed, like

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the Wild West. It was easy to convince the crypto community to provide liquidity
to tokens when they promised everyone would earn back +1000% APR.

We knew it was unsustainable and unrealistic to expect those protocols to work

for the long term because growth does not work that way.

Now the dust has settled and I'm still a strong believer in the power of
cryptocurrencies, especially Bitcoin with its limited supply. Even when there are
shifts in sentiment and there are challenges related to regulations, I'm still
committed to this revolutionary asset class. When it comes to altcoins, I follow
and gather them cautiously and selectively.

The truth is too often crypto forecasters are too focused on the world of crypto
to explain what individuals should be cautious about or regarding that will affect
their crypto portfolio.

Here is what I personally feel are major factors to consider when it comes to
crypto.

You can’t simply look at the crypto market and its

performance, you have to consider the external factors.

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 The Short-Term External Factors
Though the crypto market has witnessed its share of volatility with the rise and
fall of many big exchanges and businesses like FTX, it's important to take into
account the overarching picture. Crypto-lovers may not want to admit it, but the
traditional market impacts crypto in a major way—as individuals’ ability to save
money can drastically affect their ability to invest in cryptos.

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First I will delve into the factors affecting the market, and then in the next
section, I will cover the potential long-term possibilities with crypto.

● Inflation: The Good and the Bad

Following COVID-19 inflation spiked up. Many of those who live in the United
States might witness that as things progress, there will be a slow deceleration of
inflation. According to experts consumption is shrinking as well. As people save
more money, they are spending less.

● Interest Rates

It might feel strange to think of interest rates as affecting crypto, but the large
boom in crypto adoption took place in 2021, after the height of COVID-19.
Individuals had disposable income during that time from their stimulus.

Most individuals in the West rely on affordable payments to get the things they
need, versus paying whole amounts to fully own things.

Everything from cars, homes, and expensive iPhones, are usually under a form of
payment plan that helps enable people to have things they technically cannot
afford otherwise.

When the interest rates are high, this prices most people out of the things they
might need for the sake of their employment, such as a car payment on a vehicle
so they can get to and from a job.

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This quick video posted by CarDealershipGuy highlights this issue, you can view
that here.

● Less Job Availability For a Time

The US unemployment rate is currently at 3.80%, lower than the long-term

average of 5.71%. However, according to projected economic reports, job growth
may slow down in the future. As spending declines, fewer jobs are created,

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leaving people with less money and making them less likely to invest in high-risk
investments like cryptocurrency.

● Regulation

Over the course of the next two years, I imagine we will see more changes in
regulations globally regarding crypto. Some countries will be less strict than
others, but for those in the United States, there are more restrictions than
freedoms when it comes to crypto-related services.

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 The Amazing Long-Term for Crypto
Now that we’ve covered those factors, let’s talk about the long-term. If people are
saving more due to being priced out, that means prices will have to eventually
lower so that goods and services can be afforded by the consumer. Most
economic forecasts are showing a predicted slow recovery during the course of
2024 into 2025.

As the markets improve, we might begin to see that affect the crypto markets as
well. Especially following the Bitcoin halving in the spring of 2024.

We must be mindful that cryptocurrency should be used as a tool, especially

since it is a digital asset with an ever-changing value. The worth of
cryptocurrencies and money will fluctuate depending on what people and
companies are willing to pay or trade in order to acquire it.

Before we dive into the potential for crypto, be aware that

none of the following should be taken as investment
advice, these are simply predictions. No one knows what
the future will hold and crypto is incredibly volatile.

Here are some long-term predictions and events that will take place in the world
of crypto:

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1. The Bitcoin Halving

The Bitcoin halving takes place approximately every four years and will
continue until 2140 when the supposed limit of 21-million coins is
achieved. When the network reaches 210,000 blocks(or every four years),
miners who process Bitcoin transactions will receive only half of their
original rewards. This is an important milestone in the Bitcoin network's
history that helps regulate its supply and incentivize more network security.

Investopedia: https://www.investopedia.com/bitcoin-halving-4843769

2. Bitcoin ETFs

While I personally prefer to own the tokens themselves directly, that isn’t to
say that Bitcoin ETFs do not have their advantages. BTC ETF offerings can
help with the price volatility around Bitcoin and allow those who are not
crypto-savvy to be able to enjoy the benefits of its possible gains in the
future. It also helps add more credibility to the asset if it becomes a
recognized part of the traditional market.

Investopedia:
https://www.investopedia.com/investing/bitcoin-etfs-explained/

3. Ethereum Staking & Growth

Ethereum is the biggest reason for growth in blockchain technology.

Ethereum's use cases are: DeFi, DAOs, Smart Contracts, NFTs, and Dapps.

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 It's an incredibly powerful blockchain that is used for a variety of sectors
such as art, real estate, healthcare, entertainment and more.

Combined with liquid staking experts are predicting that Ethereum will rise
up to be the next Bitcoin with prices eventually reaching as high as $20k
per token by the end of 2030.

Changelly(Bullish):
https://changelly.com/blog/ethereum-eth-price-predictions/

Cryptonewsz.com(Bullish):
https://www.cryptonewsz.com/forecast/ethereum-price-prediction/

4. Cardano’s Price Predictions

If you look at the Cardano price prediction for 2023-2030, you will notice
that 2024 is predicted to be the worst year for Cardano, with the price
expected to be around $0.20-$0.30 per ADA token at the beginning of the
year and then an expected pricing between $0.25-$0.50 by the end of 2024.

But here is where it gets interesting for Cardano. The team behind
developing this ecosystem continues to grow and build despite the market.

If you work at something long enough, and you don't stop despite what the
media says, or the community says, eventually you will yield a result.

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 Because of this combined with other technical analysis factors, it is
predicted that by 2025 ADA will start to rebound to around $0.75 per token
and in 2026 it will reach back to $1.00.

These predictions are all speculative, do your own research further and
check out the predictions here:

● Changelly (Bullish):
https://changelly.com/blog/cardano-ada-price-predictions/
● CoinCodex(Bearish):
https://coincodex.com/crypto/cardano/price-prediction/
● CryptoNewsz(50/50):
https://www.cryptonewsz.com/forecast/cardano-price-prediction/
5. Other Altcoins

Many, many altcoins have come and gone as they’ve lost liquidity or had
teams that were unable to properly manage and maintain their protocols.
This makes all altcoins an extremely high-risk investment.

However, as these tokens come and go, there will be opportunities

peppered in between for those to ride some gains(and losses).

Litecoin was once heralded as the silver to Bitcoin’s gold, but since that
time, it has fallen from the top ten list of cryptocurrencies.

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 My Final Thoughts
I would like to believe that in the future—more than likely starting end of 2024 or
the beginning of 2025—the crypto markets might experience more bullish signs
as the economy is able to recover.

The social media influencers may have wavered, the news may have criticized,
and the skeptics may have scoffed, but I remain here. I'm not going anywhere. I
choose to stay true to my commitment in this space, investing in its potential and
seeing it through until the end of this journey.

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I like to think of the old movie "The Wizard of Oz" where Dorothy realizes the big
scary face is simply a mask that hides the truth. She pulls back the curtain and
sees a normal man is there and using fear tactics in order to keep all the citizens
of Oz from questioning his authority.

I see that same tactic being used in regard to cryptocurrencies, because of what
they represent. It's a desired system of truly owning your money instead of the
bank owning it.

I've always been drawn to the path less traveled, the uncharted territories of the
unknown. And so, when I first heard about cryptocurrencies, I knew that this was
something that I had to explore.

I am a firm believer that with enough dedication and hard work, we can create our
own paths to financial success and independence by seeking to own assets such
as land, crypto, and precious metals, and investing in passive income from
dividends and real estate.

Don't be disheartened by obstacles and criticism; your dreams are within reach. It
won't be an easy journey, but it is one worth taking. Invest in yourself and
remember that you possess the greatest asset of all: your mind.

Until next time,

-Jess

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