This study analyzes the implementation of partial mortgage releases (Roya Partial Mortgage) at the Makassar City Land Agency Office in Indonesia. The study found that partial mortgage releases can be implemented smoothly when requested by interested parties who provide certificates showing the mortgage has been removed due to payment or creditor release. However, factors constraining implementation include difficulties partially releasing collateral when most of the debt is owed, and the mortgage law not including provisions for partial releases in many mortgage granting deeds. The study recommends simplifying the partial release process so it is not difficult or convoluted, and finding solutions through engaging relevant document issuing parties.
This study analyzes the implementation of partial mortgage releases (Roya Partial Mortgage) at the Makassar City Land Agency Office in Indonesia. The study found that partial mortgage releases can be implemented smoothly when requested by interested parties who provide certificates showing the mortgage has been removed due to payment or creditor release. However, factors constraining implementation include difficulties partially releasing collateral when most of the debt is owed, and the mortgage law not including provisions for partial releases in many mortgage granting deeds. The study recommends simplifying the partial release process so it is not difficult or convoluted, and finding solutions through engaging relevant document issuing parties.
This study analyzes the implementation of partial mortgage releases (Roya Partial Mortgage) at the Makassar City Land Agency Office in Indonesia. The study found that partial mortgage releases can be implemented smoothly when requested by interested parties who provide certificates showing the mortgage has been removed due to payment or creditor release. However, factors constraining implementation include difficulties partially releasing collateral when most of the debt is owed, and the mortgage law not including provisions for partial releases in many mortgage granting deeds. The study recommends simplifying the partial release process so it is not difficult or convoluted, and finding solutions through engaging relevant document issuing parties.
This study aims to determine and analyze the implementation of Roya
Partial Mortgage at the Office of the National Land Agency in Makassar City, and what are the factors constraining the implementation of Roya Partial Mortgage at the Makassar City Land Agency Office. The author uses the method of this type / type of research is empirical legal research, namely by conducting research at the Makassar City National Land Agency Office. The source of this thesis writing material uses primary data sources and library sources. The results of this study indicate that the implementation of Roya Partial at the Makassar City National Land Agency Office can run well and smoothly. The deletion of the mortgage is carried out at the request of the interested party with the certificate of the mortgage that has been carried out, that the mortgage has been removed because of a guaranteed receivable or because the creditor releases the mortgage in question. And as for the factors constraining the implementation of Roya Partial Mortgage at the Makassar City Land Agency Office, namely when the debtor partially owes for most of the collateral there is difficulty and in Article 2 paragraph (2) of the Mortgage Law it is very difficult to do, considering that there are many deeds the granting of mortgage rights (APHT) will not include a roya agreement for part of the object of the mortgage on the partial repayment of debts guaranteed by the mortgage. Recommendations for this research should be carried out using a simple and implementation process so that its implementation does not seem difficult and convoluted and solutions are sought to approach the relevant parties who issue these documents.