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o r t a b i l i t y

P
w ( R A 7 6 9 9
L a )
Q & A
In case there will be any conflict in the
interpretation of the law and the
implementing rules and regulations, to
whose favor shall it be resolved?

Answer

Workers
It refers to the transfer of funds for
the account and benefit of a worker
who transfers from one system to the
other.
Answer

Portability
Fill in the Blanks.
In Section 3 of RA 7699, it states:
Provisions of any general or special law or rules and regulations to the
contrary notwithstanding, a covered worker who transfers
employment from one sector to another or is employed in both sectors
shall have his credible services or contributions in both Systems
credited to his service or contribution record in each of the Systems
and shall be totalized for purposes of old-age, disability, survivorship
and other benefits in case the covered member does not qualify for
such benefits in either or both Systems without totalization: Provided,
however, That ____ periods of membership shall be ___ only once for
purposes of totalization.
Answer

Overlapping;
Credit
It is an act instituting a limited
portability scheme in the social security
insurance systems by totalizing the
workers’ creditable services or
contributions in each of the systems.

Answer

Republic Act 7699


True or False.
Nothing in this Act shall be construed to diminish or
increase the benefits being enjoyed by a covered
worker arising from existing laws, issuances, and
company policies or practices or agreements
between the employer and the employees.

Answer

False
True or False.
When private employees stayed as such until they
retire, they can get retirement benefits under GSIS
provided they meet other qualifications provided by
law. The same goes for government employees
under SSS law.
Answer

False
True or False.
If a worker qualifies for benefits in both
Systems, totalization shall not apply.
Answer

True
True or False.
If one has satisfied the required years of service
under the GSIS retirement option you have chosen,
he would not be allowed to incorporate his
contributions to the SSS anymore to avail of
additional benefits.
Answer

True
This refers to the process of adding up the
periods of creditable services or contributions
under each of the Systems, for purposes of
eligibility and computation of benefits.
Answer

Totalization
True or False.
RA 7699 applies also to those who has always
been a private employee but whose wife is a
government employee.
Answer

False
True or False.
Section 1 of RA 7699 includes a self-employed
person who shall be considered an employee
and employer at the same time.
Answer

True
True or False.
The process involved in the prompt payment of
money benefits to eligible members shall be the
sole responsibility of the system under which the
person is recently or currently employed, either
SSS or GSIS.
Answer

False

In case of death, disability and old age, the


periods of creditable services or contributions
to the SSS and GSIS shall be added to entitle
retirees to receive the benefits under
BOTH/EITHER PD 1146 AND/OR RA 8291
Answer

Either/or
The System or Systems responsible for the
payment of money benefits due a covered
worker shall release the same within ______
working days from receipt of the claim.

Answer

Fifteen(15)
True or False
For the public sector, all previous services
rendered by an official/employee pursuant to an
appointment whether permanent, provisional or
temporary is considered creditable services.

Answer

True

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