ADDIS GLOBAL ACADEMY

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Name ________________________________ 2019/20 3rd Quarter Note

Subject Civic Grade ____10____ Sec. ___________

Unit 9: Saving
Traditional Practices Which affect our Saving
Saving - using money and other resources wisely.
- Keeping something for future consumption.
The purposes of saving are:
Ø To buy big things
Ø For emergency
Ø During retirement
Ø To achieve our goal
Ø For future consumption
Ø To fulfill Social obligation
Ø To improve life
The traditional practices that affect saving habits are:
1. Extravagant practices-is the habit of spending or using resources in un controlled way, like,
• excess wedding
• funeral ceremonies
• memorial feasts
• Religious celebrations etc…
2. Absence of family planning
Family planning-is limiting the number of children so that it is easier to take good care of
them.
Absence of family planning results
§ There will be a lot of children and it becomes difficult to fulfill their basic needs.
§ More money spent on children rather than saving.
3. Harmful traditional practices.
Some of the harmful traditional practices are
v People refrain to work during religious days
v Excessive generosity
v Lack of good work habits.

Managing the Family Budget

Family Budget-is a table of expenditure and income for a family.
Managing the family budget includes
ü Plan to live within your income
ü Avoid unnecessary expenditure
ü Avoid extravagant practices
ü Use resources economically and properly.

The Need to set Your Goals and plan your saving

Planning for the future helps
ü You will be motivated to save
ü You will be sensible and will not spend money foolishly.
ü You will be managing resources wisely.
Setting goals - having a plan for the future.
You can make
§ Short-term goals( one year)
§ Medium –term goal (three year)
§ Long –term goal (five or more years)

Choosing your Career

A Job-is some form of work which we do in order to gain reward.

Career- is a skilled job that a person develops over a long period of time.
On the basis of your choice you are trained and become skilled then it may develop in to your career.

“Do More
Get More
Save More”
Unit 10: Active Community participation
Levels of community Participation
Active community participation- the involvement of citizens in socio-economic and political spheres.
Essences of community participation are:
ü Solve social problems
ü Create new things
ü Promote common goods
ü For the well-being of social, economic and political.

Levels of Community participation are:

1. Minimum or lower –use service
2. Middle or Medium –contribution of skill, money, talent etc…
3. Maximum or Full level- asses’ option, evaluation, makes decision etc…
Forms of community Participation
There are two forms of community participation these are;
1. Social participation and
2. Political Participation
1. Social Participation-participation of citizens so as to deal with and improve the living conditions
including health, education, public admn, etc…
2. Political Participation-the direct involvement of citizens in political issues and institutions or
organizations. This includes
ü Attending political meetings
ü Discussing public issues
ü Seeking information
ü Participate in peaceful demonstrations
ü Joining political parties
ü Political campaign
ü Voting in election
ü Taking part in petition campaign
ü Influence government officials
 The Role of Civic Societies in Community Participation
Civic Societies-are associations which work together based on shared interests, a purpose or value.
Members are united because they have common beliefs and objectives.
Are non- profit making organizations.
The role of these organizations is to achieve their goals for their members and the community
Voluntary organizations must be legal and registered by the government
Some of the voluntary organizations are:
v Non-governmental organization
v Charity organization
v Community groups
v Youth association
v Professional association
v Trade unions
v Business associations
v Environmentalists etc...

The roles of civic societies depend on their needs and aims. Here are some of the common activities.
§ Coordinating and employing the concerted effort of people to create a peaceful and pleasant living
environment in the community.
§ Educating the community and access to information
§ Lobbying to influence legislation.
§ Conducting research and creating the opportunity for public discussion to develop policies and
programs.
§ Raising funds to implement activities and or development projects.
§ Peace building, democracy and good governance.
Civic societies in Undemocratic governments
o They serve the government not the people
o Established and controlled by the government
o They were not to lobby to the government and keep it accountable
Civic societies in a democratic government are;
• Vital to the political independence of society
• Promoting their member interests and holding a government accountable to the government.

Prepared by: Ashanfi L

Comment ___________________________________________________________________________________________________
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Parent’s/Guardians’ Name: __________________________ Relationship _______________
Date: __________________________ Sign _______________